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SF Urban Properties AG (SFPN) Fair Value & Analysis

Real Estate · CH · Market cap CHF 590M

SU SF Urban Properties AG SFPN · SW
PriceCHF 101.00
Fair ValueCHF 75.59
Upside-25.2%
Quality55/100
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Weak Growth
Highly profitable · 69.4% net margin
Moderate debt · negative free cash flow
3.61% dividend yield
Mixed vs. peers (7/13)
Wide moat 68/100
Evidence: Medium Range CHF 56.70 – CHF 94.49 Share as image

Fair value as of: Jul 12, 2026

From 4 valuation models · updated 28 days ago

Share price +1.8% over the past month.

A solid business, but screening 25% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (CHF 94.49). The favourable scenario is already priced in.
  • Solid but not exceptional quality (55/100) and above fair value, neither a clear bargain nor a standout compounder.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
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Price vs Fair Value (5 years)

CHF 108.09 CHF 72.44 Fair Value CHF 75.59 Jan 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 12, 2026.

How to read this chart

60‑month range CHF 72.44 – CHF 108.09 · fair‑value band CHF 56.70 – CHF 94.49 · the CHF 101.00 price screens above the CHF 75.59 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 12, 2026.

Full chart & analysis →

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Analysis

SF Urban Properties AG (SFPN) currently trades at CHF 101.00, while our model-based Fair Value estimate is CHF 75.59, implying the stock looks roughly 25.2% overvalued today. The Quality Score stands at 55/100 (solid quality), in the Real Estate sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, SF Urban Properties AG generated revenue of CHF 61.5M at a net margin of 69.4%. Revenue grew 5.6% year over year. It earns a return on equity of 11.2%. Net debt stands at CHF 436M. Fundamentals as of Jul 12, 2026

Our scenario range runs from CHF 56.70 (bear case) to CHF 94.49 (bull case); at CHF 101.00, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 7% below its 52-week high and 9% above its 52-week low, currently below its 200-day average. For context, the median of 10 Real Estate peers we cover trades at -2% fair-value upside, at -25%, SFPN screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Residual Income CHF 126.24 CHF 138.73 CHF 184.06 76
P/S Multiple CHF 56.70 CHF 75.59 CHF 94.49 58
P/B Multiple CHF 204.63 CHF 272.84 CHF 341.05 55
All 4 models by family
Multiples
P/S Multiple CHF 56.70 CHF 75.59 CHF 94.49 58
P/B Multiple CHF 204.63 CHF 272.84 CHF 341.05 55
Asset-Based
NCAV (Graham) CHF 75.01 CHF 100.51 CHF 150.01 50
Economic Profit
Residual Income CHF 126.24 CHF 138.73 CHF 184.06 76

Widest divergence: Economic Profit (CHF 138.73) versus Multiples (CHF 75.59). Highest evidence: Residual Income (76).

Key figures & financial health

Revenue (TTM) CHF 61.5M
Revenue growth (YoY) +5.6%
Net margin 69.4%
Return on equity 11.2%
Free cash flow −CHF 15.3M FY2025
P/E ratio 7.8
More key figures
Operating margin 44.0%
EPS (TTM) CHF 12.73
Dividend yield 3.7%
EPS growth (YoY) +117%
Net debt CHF 436M FY2025

Figures from reported company fundamentals · as of Jul 12, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 55/100

Of which business quality 50 · Market factors (momentum, volatility) 59

Profitability 39
Margins and returns on capital today
Quality Growth 63
Are margins and returns improving?
Cashflow 33
Earnings quality: real cash, not paper profit
Fin. Strength 36
Balance sheet, leverage, solvency risk
Investment 94
Disciplined investing over empire-building
Low Volatility 100
Calm price path (market factor)
Momentum 40
Price trend over the last 3–12 months (market factor)
52W Momentum 46
Distance to the 52-week high (market factor)
Net Issuance 64
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

SF Urban Properties AG operates as a real estate company in Switzerland. It invests in residential, commercial, and development properties, as well as develops condominium and site projects. The company was formerly known as Swiss Finance & Property Investment AG and changed its name to SF Urban Properties AG in April 2019.

Full company description

SF Urban Properties AG operates as a real estate company in Switzerland. It invests in residential, commercial, and development properties, as well as develops condominium and site projects. The company was formerly known as Swiss Finance & Property Investment AG and changed its name to SF Urban Properties AG in April 2019. The company was founded in 2001 and is based in Zurich, Switzerland.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

SF Urban Properties AG reported revenue of CHF 31.7M in FY2025 versus CHF 49.7M in FY2021, a compound −10.6%/yr. Reported net income was CHF 43.8M in FY2025, compounding +2.0%/yr from FY2021.

Growth Quality 19/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
CHF 31.7M
Latest YoY
−38.9%
Avg. growth/yr (3Y)
−20.8%
Avg. growth/yr (5Y)
−6.6%
Avg. growth/yr (19Y)
+9.3%
Revenue −10.6%/yr
FY21 CHF 49.7M
FY22 CHF 64.0M
FY23 CHF 51.9M
FY24 CHF 51.9M
FY25 CHF 31.7M
Net income +2.0%/yr
FY21 CHF 40.5M
FY22 CHF 26.8M
FY23 CHF 320K
FY24 CHF 16.0M
FY25 CHF 43.8M

SFPN screens 25% overvalued. Compare with Vingroup Joint Stock Company →

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Cite: Fair Value Calculator (2026). "SF Urban Properties AG Fair Value". https://www.fairvalue-calculator.com/stock/SFPN

Peer Group

Real Estate Services · 521 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 57 · Above median
Fair Value upside −25% · Below median
Return on equity (TTM) 11% · Top 25%
Return on assets 2% · Below median
Net margin (TTM) 69% · Top 25%
Operating margin (TTM) 44% · Above median
Revenue growth 6% · Above median
Dividend yield (TTM) 3.6% · Above median
Debt / equity 0.76× · Higher than median

Valuation Multiples vs Real Estate Services median · lower = cheaper

P/E (TTM) 7.9× · Cheaper than median
P/B 1.78× · Pricier than 75% of peers
P/S (TTM) 11.87× · Pricier than 75% of peers
EV/EBITDA 37.8× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 37
FUTURE 28 · sector 10
PAST 45 · sector 16
HEALTH 62 · sector 85
DIVIDEND 72 · sector 49

VALUE 0: the price sits above our fair-value range.

Insider activity: 45/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Real Estate Services stocks, each showing price versus our Fair Value estimate (as of Jul 12, 2026).

Stock Price Fair Value vs Fair Value
Vingroup Joint Stock Company VIC 223,000 VND 25,731 VND -88%
KE Holdings 2423 HK$44.76 HK$18.03 -60%
Swire Properties Limited 1972 HK$23.90 HK$18.75 -22%
Plaza S.A MALLPLAZA 3,725 CLP 5,571 CLP +50%
SAGAA SAGAA kr 170.00 kr 75.55 -56%
Cencosud Shopping S.A CENCOMALLS 2,324 CLP 2,976 CLP +28%
PT Sarana Menara Nusantara Tbk. owns and TOWR 372.00 IDR 1,208 IDR +225%
PT Metropolitan Kentjana Tbk MKPI 20,975 IDR 19,160 IDR -9%
PT Bangun Kosambi Sukses Tbk, CBDK 3,530 IDR 3,464 IDR -2%
IRSA Inversiones y Representaciones Sociedad Anónima, IRSA 2,495 ARS 3,998 ARS +60%

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Frequently asked questions

Is SF Urban Properties AG (SFPN) overvalued or undervalued?
As of Jul 12, 2026, our model estimates a fair value of CHF 75.59 versus a price of CHF 101.00, about −25% (overvalued).
What is the fair value of SFPN?
Our model-based fair value for SF Urban Properties AG is CHF 75.59 (as of Jul 12, 2026), built from audited fundamentals. The current price is CHF 101.00.
What is the quality score of SFPN?
SF Urban Properties AG has a Quality Score of 55/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of SF Urban Properties AG (SFPN)?
SF Urban Properties AG reported trailing-twelve-month revenue of about CHF 61.5M (latest available figure, as of Jul 12, 2026).
What is the net profit margin of SFPN?
The net profit margin of SF Urban Properties AG is about 69.4%, meaning it keeps roughly 69.4% of revenue as net income. Based on the latest reported figures.
Does SF Urban Properties AG pay a dividend?
SF Urban Properties AG currently shows a dividend yield of about 3.66% relative to its recent price (as of Jul 12, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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