SITA ENTERPRISES LTD. (SITAENT) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of SITA ENTERPRISES LTD. ₹117, price ₹140, upside -16.4%, quality 67 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 3, 2026.
How to read this chart
60‑month range ₹8.32 – ₹210.30 · fair‑value band ₹86.07 – ₹209.73 · the ₹139.95 price screens above the ₹117.02 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Oct 3, 2026.
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Sita Enterprises Limited, a non-banking finance company, engages in investment and finance activities in India. The company invests funds in shares, securities, and properties, as well as mutual funds. It is also involved in financing activities through loans and trade receivables.
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Sita Enterprises Limited, a non-banking finance company, engages in investment and finance activities in India. The company invests funds in shares, securities, and properties, as well as mutual funds. It is also involved in financing activities through loans and trade receivables. Sita Enterprises Limited was incorporated in 1982 and is headquartered in Mumbai, India.
Stock analysis
SITA ENTERPRISES LTD. (SITAENT) currently trades at ₹139.95, while our model-based Fair Value estimate is ₹117.02, 16.4% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Earnings-Based group reads highest at a median of ₹527.50 per share, and 3 of the 6 models we run sit above the ₹139.95 price.
Bear case: the Asset-Based group reads lowest at ₹44.68, and 3 of the 6 models stay below the price. Evidence for this calculation is medium.
Scenario range: ₹86.07 (bear) to ₹209.73 (bull), the price of ₹139.95 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 67/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
SITA ENTERPRISES LTD. reported revenue of ₹7.8M in FY2026 versus ₹10.0M in FY2022, a compound −5.8%/yr. Reported net income was ₹45.2M in FY2026, compounding +65.8%/yr from FY2022.
Key figures
Market cap ₹420M (≈ $4.4M) · P/E ratio 15.8 · P/S ratio 91.5 · EPS (TTM) ₹8.83 · Net margin 72.5% · Return on equity 22.4% · Return on assets (EBIT) 13.2% · Operating margin 71.9%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 46 out of 100 (low confidence).
What moves the price
The share trades about 27% below its 52-week high and 20% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at 10% fair-value upside, at −16%, SITAENT screens richer than that median.
Fair Value models
Bear ₹86.07Fair Value ₹117.02Bull ₹209.73
Price ₹139.95 · Upside -16.4%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 6 months old). Earnings retained since then (₹4.55 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.48/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+59.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.9%
Start year 2021 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+13.9%
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What shareholders gained per year (last 5 years), in INR (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+65.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year+65.8%
Dividend (yield on the price)0.0%
Profit margin 2022 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.90% → 671%
2026 sits 302% above its own trend. The rate follows the median trend of the last 5 years, not that single year.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Credit Services · 330 stocks
Beats the industry median on 6/11 measures
A mixed picture versus its industry peers.
Valuation
Quality Score67 · Top 25%
Fair Value upside−16.4% · Below median
Profitability
Return on equity (TTM)22.4% · Top 25%
Return on assets15.3% · Top 25%
Net margin (TTM)72.5% · Top 25%
Operating margin (TTM)71.9% · Top 25%
Growth and dividend
Revenue growth−87.6% · Bottom 25%
Valuation Multiplesvs Credit Services median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is SITA ENTERPRISES LTD. (SITAENT) overvalued or undervalued?
As of Oct 3, 2026, our model estimates a fair value of ₹117.02 versus a price of ₹139.95, about −16% upside (overvalued).
What is the fair value of SITAENT?
Our model-based fair value for SITA ENTERPRISES LTD. is ₹117.02 (as of Oct 3, 2026), built from audited fundamentals. The current price: ₹139.95.
What is the quality score of SITAENT?
SITA ENTERPRISES LTD. has a Quality Score of 67/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for SITA ENTERPRISES LTD. (SITAENT)?
Our model-based price target is the fair value of ₹117.02 (as of Oct 3, 2026) from 6 valuation models. Cautious scenario ₹86.07, optimistic scenario ₹209.73. It is a calculation from audited fundamentals, not an analyst target.
What is the SITA ENTERPRISES LTD. stock forecast for 2026?
Our models put fair value at ₹117.02, about −16% upside versus a price of ₹139.95 (overvalued). Cautious scenario ₹86.07, optimistic scenario ₹209.73. The calculation is refreshed regularly with new filings.
What is the intrinsic value of SITA ENTERPRISES LTD. (SITAENT)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For SITA ENTERPRISES LTD. it is ₹117.02 per share (as of Oct 3, 2026), against a price of ₹139.95. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is SITA ENTERPRISES LTD. stock overvalued or undervalued in 2026?
As of Oct 3, 2026, SITAENT trades above its calculated fair value: price ₹139.95, fair value ₹117.02, a gap of about −16% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of SITAENT?
No. The price is what the market pays today (₹139.95); the fair value is what the company's own numbers justify (₹117.02). For SITA ENTERPRISES LTD. the two are ₹22.93 per share apart. That gap is exactly why we show both numbers side by side.
How much is SITA ENTERPRISES LTD. worth?
The market values SITA ENTERPRISES LTD. at about ₹420M (market capitalisation, as of Oct 3, 2026). Per share that is ₹139.95; our models calculate a fair value of ₹117.02 per share.
What do the bullish and bearish scenarios say about SITAENT?
Our models span a range for SITA ENTERPRISES LTD.: cautious scenario ₹86.07, base ₹117.02, optimistic ₹209.73 per share (as of Oct 3, 2026, price ₹139.95). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of SITAENT?
SITA ENTERPRISES LTD. trades at a price-to-earnings ratio of 15.8 (as of Oct 3, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹117.02 is built from several models across several years. Other multiples: P/B 2.1, P/S 11.5, EV/EBITDA 7.8.
How solid is the balance sheet of SITA ENTERPRISES LTD. (SITAENT)?
Balance-sheet figures for SITA ENTERPRISES LTD. (as of Oct 3, 2026): return on equity 22.4%. They feed the Quality Score of 67/100, which measures business quality independently of the share price.
How far is SITAENT from its 52-week high?
SITA ENTERPRISES LTD. trades at ₹139.95, about 27% below its 52-week high of ₹192.05 and 20% above the low of ₹116.60 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹117.02 is for.
Which stocks are comparable to SITA ENTERPRISES LTD.?
From the same area (Financial Services) we also value Visa Inc, Mastercard Incorporated, American Express Company, Capital One Financial Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is SITA ENTERPRISES LTD. stock attractive at the current price?
The data as of Oct 3, 2026: price ₹139.95, calculated fair value ₹117.02 (−16%), Quality Score 67/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of SITAENT calculated?
We run SITA ENTERPRISES LTD. through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹117.02, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.0 % above its aggregate fair value. SITA ENTERPRISES LTD. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of SITA ENTERPRISES LTD. (SITAENT)?
The closing price on Oct 1, 2026 was ₹139.95. Our model-based fair value is ₹117.02, about −16% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with SITA ENTERPRISES LTD. right now?
Solid but not exceptional quality (67/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (₹86.07 to ₹209.73) leaves room in how you read the outcome. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of SITA ENTERPRISES LTD.
How large is the market capitalisation of SITA ENTERPRISES LTD. (SITAENT)?
The market capitalisation of SITA ENTERPRISES LTD. is ₹420M (≈ $4.4M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of SITA ENTERPRISES LTD. (SITAENT)?
The price-to-sales ratio of SITA ENTERPRISES LTD. is 91.5 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of SITA ENTERPRISES LTD. (SITAENT)?
Earnings per share at SITA ENTERPRISES LTD. are ₹8.83 (price ÷ EPS = P/E 15.8). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of SITA ENTERPRISES LTD. (SITAENT)?
The net margin of SITA ENTERPRISES LTD. is 72.5% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of SITA ENTERPRISES LTD. (SITAENT)?
The return on equity (ROE) of SITA ENTERPRISES LTD. is 22.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of SITA ENTERPRISES LTD. (SITAENT)?
On an EBIT basis the return on assets of SITA ENTERPRISES LTD. is 13.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of SITA ENTERPRISES LTD. (SITAENT)?
The operating margin of SITA ENTERPRISES LTD. is 71.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at SITA ENTERPRISES LTD. (SITAENT)?
Revenue at SITA ENTERPRISES LTD. is growing −87.6% versus a year earlier (3y avg +29.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at SITA ENTERPRISES LTD. (SITAENT)?
Earnings per share at SITA ENTERPRISES LTD. are growing −94.5% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does SITA ENTERPRISES LTD. (SITAENT) generate?
The free cash flow of SITA ENTERPRISES LTD. is −₹36.1M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
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