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SMIFS CAPITAL MARKETS LTD. (SMIFS) Fair Value & Analysis

Financial Services · IN · Market cap ₹480M

SC SMIFS CAPITAL MARKETS LTD. SMIFS · BSE
Price₹110.90
Fair Value₹25.80
Upside-76.7%
Quality33/100
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Risks

!Trades 77% ABOVE our fair value of ₹25.80
!Weak Growth
!Thin margins · 2.6% net margin
!Low debt · negative free cash flow
Weak Growth
Thin margins · 2.6% net margin
Low debt · negative free cash flow
Trails peers (4/12)
Narrow moat 22/100
Evidence: Medium Range ₹19.35 – ₹32.25 Share as image

Fair value as of: Aug 22, 2026

From 6 valuation models · updated today

Below-average quality, and screening another 77% overvalued on our models.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits above even our optimistic bull case (₹32.25). The favourable scenario is already priced in.
  • Weak quality (33/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

₹160.05 ₹26.00 Fair Value ₹25.80 Jul 2020 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 22, 2026.

How to read this chart

60‑month range ₹26.00 – ₹160.05 · fair‑value band ₹19.35 – ₹32.25 · the ₹110.90 price screens above the ₹25.80 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 22, 2026.

Full chart & analysis →

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Analysis

SMIFS CAPITAL MARKETS LTD. (SMIFS) currently trades at ₹110.90, while our model-based Fair Value estimate is ₹25.80, implying the stock looks roughly 76.7% overvalued today. The Quality Score stands at 33/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, SMIFS CAPITAL MARKETS LTD. generated revenue of ₹444M at a net margin of 2.6%. Revenue grew 113.6% year over year. It earns a return on equity of 0.8%. The stock trades on a trailing P/E of 56.3. Fundamentals as of Aug 22, 2026

Our scenario range runs from ₹19.35 (bear case) to ₹32.25 (bull case); at ₹110.90, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 34% below its 52-week high and 62% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -19% fair-value upside, at -77%, SMIFS screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income ₹166.65 ₹149.99 ₹98.13 76
P/E Multiple ₹19.35 ₹25.80 ₹32.25 63
P/B Multiple ₹25.31 ₹33.74 ₹42.18 55
All 6 models by family
Earnings-Based
Graham-Dodd ₹13.50 ₹65.91 ₹90.82 54
Lynch FV ₹17.69 ₹25.27 ₹32.85 50
Multiples
P/E Multiple ₹19.35 ₹25.80 ₹32.25 63
P/B Multiple ₹25.31 ₹33.74 ₹42.18 55
Asset-Based
NCAV (Graham) ₹130.88 ₹175.38 ₹261.77 50
Economic Profit
Residual Income ₹166.65 ₹149.99 ₹98.13 76

Widest divergence: Asset-Based (₹175.38) versus Earnings-Based (₹25.27). Highest evidence: Residual Income (76).

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Key figures & financial health

Revenue (TTM) ₹444M
Revenue growth (YoY) +114%
Net margin 2.6%
Return on equity 0.8%
Free cash flow −₹103M FY2024
P/E ratio 56.3
More key figures
Operating margin 5.5%
EPS (TTM) ₹1.97
EPS growth (YoY) -59.2%

Figures from reported company fundamentals · as of Aug 22, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 33/100

Of which business quality 33 · Market factors (momentum, volatility) 44

Profitability 14
Margins and returns on capital today
Quality Growth 30
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 67
Balance sheet, leverage, solvency risk
Investment 52
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 42
Price trend over the last 3–12 months (market factor)
52W Momentum 39
Distance to the 52-week high (market factor)
Net Issuance 47
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

SMIFS Capital Markets Limited engages in the merchant banking, and trading in government securities and shares in India. It operates through Capital Market Operations, Investment Banking Operations, and Real Estate Business segments.

Full company description

SMIFS Capital Markets Limited engages in the merchant banking, and trading in government securities and shares in India. It operates through Capital Market Operations, Investment Banking Operations, and Real Estate Business segments. The company offers merchant banking/investment banking services in the areas of public issue/rights issue/preferential allotment, private placement, and underwriting; and operates as a dealer for debt/bonds and G-Sec products. It also provides advisory services to corporates in identifying suitable buyers/sellers of companies/businesses in case of mergers, acquisitions, and takeovers; assists corporate bodies through syndication of loans from various bodies, such as corporates/banks and financial institutions; offers project finance and construction finance; and markets IPOs and mutual funds. In addition, the company is involved in the placement of shares with private equity funds, foreign institutional investors, Indian financial institutions, and high net worth individuals. Further, it engages in the real estate business. SMIFS Capital Markets Limited was incorporated in 1983 and is based in Kolkata, India.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2020 – FY2024 · reported fiscal years

SMIFS CAPITAL MARKETS LTD. reported revenue of ₹394M in FY2024 versus ₹687M in FY2020, a compound −13.0%/yr. Reported net income was ₹11.7M in FY2024, compounding +42.8%/yr from FY2020.

Growth Quality 6/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2024)
₹394M
Latest YoY
−83.2%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−16.3%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−2.6%
Avg. growth/yr (8Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−0.6%
Revenue −13.0%/yr
FY20 ₹687M
FY21 ₹672M
FY22 ₹530M
FY23 ₹2.3B
FY24 ₹394M
Net income +42.8%/yr
FY20 ₹2.8M
FY21 ₹20.2M
FY22 ₹5.1M
FY23 ₹24.1M
FY24 ₹11.7M

SMIFS screens 77% overvalued. Compare with Mirae Asset Securities Co →

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Cite: Fair Value Calculator (2026). "SMIFS CAPITAL MARKETS LTD. Fair Value". https://www.fairvalue-calculator.com/stock/SMIFS

Peer Group

Capital Markets · 439 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 32 · Bottom 25%
Fair Value upside −77% · Bottom 25%
Return on equity (TTM) 1% · Below median
Return on assets 1% · Below median
Net margin (TTM) 3% · Below median
Operating margin (TTM) 6% · Below median
Revenue growth 114% · Top 25%
Debt / equity 0.01× · Lower than median

Valuation Multiples vs Capital Markets median · lower = cheaper

P/E (TTM) 56.3× · Pricier than 75% of peers
P/B 0.31× · Cheaper than 75% of peers
P/S (TTM) 1.08× · Cheaper than median
EV/EBITDA 15.1× · Pricier than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 16
FUTURE100 · sector 91
PAST3 · sector 30
HEALTH99 · sector 93
DIVIDEND0 · sector 38

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 22, 2026).

Stock Price Fair Value vs Fair Value
Mirae Asset Securities Co 006800 38,050 KRW 18,009 KRW -53%
Meritz Financial Group 138040 118,600 KRW 52,717 KRW -56%
Korea Investment Holdings 071050 200,500 KRW 189,335 KRW -6%
NH Investment & Securities Co 005940 28,550 KRW 22,396 KRW -22%
Samsung Securities Co 016360 93,100 KRW 75,573 KRW -19%
Kiwoom Securities Co 039490 299,000 KRW 214,812 KRW -28%
SSI Securities Corporation SSI 19,400 VND 17,375 VND -10%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 294.30 ARS -6%
Daishin Securities Co 003540 26,950 KRW 48,790 KRW +81%
SK Securities Co 001515 4,285 KRW 1,395 KRW -67%

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Frequently asked questions

Is SMIFS CAPITAL MARKETS LTD. (SMIFS) overvalued or undervalued?
As of Aug 22, 2026, our model estimates a fair value of ₹25.80 versus a price of ₹110.90, about −77% (overvalued).
What is the fair value of SMIFS?
Our model-based fair value for SMIFS CAPITAL MARKETS LTD. is ₹25.80 (as of Aug 22, 2026), built from audited fundamentals. The current price: ₹110.90.
What is the quality score of SMIFS?
SMIFS CAPITAL MARKETS LTD. has a Quality Score of 33/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of SMIFS CAPITAL MARKETS LTD. (SMIFS)?
SMIFS CAPITAL MARKETS LTD. reported trailing-twelve-month revenue of about ₹444M (latest available figure, as of Aug 22, 2026).
What is the net profit margin of SMIFS?
The net profit margin of SMIFS CAPITAL MARKETS LTD. is about 2.6%, meaning it keeps roughly 2.6% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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