Block, Inc (SQ3) Fair Value & Analysis
Technology · DE · Market cap €39.0B
Fair value as of: Jun 24, 2026
From 24 valuation models · updated 11 days ago
Share price +13.5% over the past month.
Price vs Fair Value (12 months)
12‑month range €38.77 – €65.58 · fair‑value band €50.84 – €95.23 · the €63.70 price screens below the €73.04 fair value. As of Jun 24, 2026.
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Block, Inc (SQ3) currently trades at €63.70, while our model-based Fair Value estimate is €73.04 — implying the stock looks roughly 14.7% undervalued today. We read business quality at 61/100 (solid quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Block, Inc generated revenue of €24.5B at a net margin of 3.3%. Revenue grew 4.9% year over year. It earns a return on equity of 3.7%. Net debt stands at €504M. Fundamentals as of Jun 24, 2026
Our scenario range runs from €50.84 (bear case) to €95.23 (bull case); at €63.70, the current price sits within that range. The share trades about 12% below its 52-week high and 54% above its 52-week low, currently above its 200-day average. For context, the median of 10 Technology peers we cover trades at -75% fair-value upside — at 15%, SQ3 screens cheaper than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 24, 2026. TTM = trailing twelve months.
About the company
Block, Inc., together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the United States and internationally. It operates through two segments: Square and Cash App. The Square segment offers managed payment services; software solutions; hardware products, such as registers, terminals, stands, and readers for contactless and chips; banking services consisting of lending, instant transfer, and checking and savings accounts; and full-service setup and support services. This segment also provides loyalty, marketing, team management, and payroll services; and gift cards. It also offers Square Handheld, a portable point-of sale device for transaction purposes. The Cash App segment offers financial tools, including peer-to-peer payments, bitcoin, and stock investment brokerage; Cash App Card, a debit card; Cash App Pay, mobile-friendly way for cash app customers to pay at merchants across online and in-person channels; direct deposit, …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Block, Inc reported revenue of €24.2B in FY2025 versus €17.7B in FY2021, a compound +8.2%/yr. Reported net income was €1.3B in FY2025, compounding +67.4%/yr from FY2021.
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10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate (as of Jun 24, 2026).
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| Palantir Technologies Inc PTX | €114.20 | €17.96 | -84% |
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| Synopsys, Inc SNPS | $464.58 | $92.10 | -80% |
| CoreWeave, Inc CRWV | $95.61 | $4.99 | -95% |
| NetApp, Inc NTAP | $158.31 | $127.24 | -20% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.