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Swastika Investmart Limited (SWASTIKA) Fair Value & Analysis

Financial Services · IN · Market cap ₹1.3B

SI Swastika Investmart Limited SWASTIKA · BSE
Price₹63.99
Fair Value₹94.49
Upside+47.7%
Quality26/100
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Evidence: High Range ₹70.87 – ₹118.12

Fair value as of: Jul 6, 2026

From 17 valuation models · updated today

Share price +6.9% over the past month.

Price vs Fair Value (12 months)

₹133.88 ₹48.91 Fair Value ₹94.49 Jun 2025 Jul 2026

12‑month range ₹48.91 – ₹133.88 · fair‑value band ₹70.87 – ₹118.12 · the ₹63.99 price screens below the ₹94.49 fair value. As of Jul 6, 2026.

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Analysis

Swastika Investmart Limited (SWASTIKA) currently trades at ₹63.99, while our model-based Fair Value estimate is ₹94.49 — implying the stock looks roughly 47.7% undervalued today. We read business quality at 26/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Swastika Investmart Limited generated revenue of ₹1.0B at a net margin of 12.8%. Revenue declined 5.8% year over year. It earns a return on equity of 10.5%. Net debt stands at ₹40.7M. Fundamentals as of Jul 6, 2026

Our scenario range runs from ₹70.87 (bear case) to ₹118.12 (bull case); at ₹63.99, the current price sits below that range. The share trades about 52% below its 52-week high and 48% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 25% fair-value upside — at 48%, SWASTIKA screens cheaper than that median.

Key figures & financial health

Revenue (TTM) ₹1.0B
Revenue growth (YoY) -5.8%
Net margin 12.8%
Return on equity 10.5%
Free cash flow −₹148M FY2025
P/E ratio 9.6
More key figures
Operating margin 15.8%
EPS (TTM) ₹6.65
Dividend yield 0.9%
EPS growth (YoY) +1,059%
Net debt ₹40.7M FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 6, 2026. TTM = trailing twelve months.

About the company

Swastika Investmart Limited engages in the stock broking, depository participant, merchant banking, and other third-party products distribution activities in India. The company offers stock, futures, options, currency, and commodity trading services, as well as debts and bonds; stock research services; personal loans, loans against shares and properties, business loans, gold loans, and margin funding services; learning courses; and mutual funds. It also provides insurance products, such as motor, health, and life insurance, as well as insurance brokerage services; and investment banking services, including initial public offer listing, valuation, loan syndication, consultancy, equity funding, merchant banking, and other services. The company was incorporated in 1992 and is based in Indore, India.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Swastika Investmart Limited reported revenue of ₹860M in FY2025 versus ₹827M in FY2021, a compound +1.0%/yr. Reported net income was ₹134M in FY2025, compounding +7.3%/yr from FY2021.

Revenue +1.0%/yr
FY21 ₹827M
FY22 ₹883M
FY23 ₹1.1B
FY24 ₹1.4B
FY25 ₹860M
Net income +7.3%/yr
FY21 ₹101M
FY22 ₹61.5M
FY23 ₹123M
FY24 ₹199M
FY25 ₹134M

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Cite: Fair Value Calculator (2026). "Swastika Investmart Limited Fair Value". https://www.fairvalue-calculator.com/stock/SWASTIKA

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Frequently asked questions

Is Swastika Investmart Limited (SWASTIKA) undervalued?
As of Jul 6, 2026, our model estimates a fair value of ₹94.49 versus a price of ₹63.99 — about +48% (undervalued). Model-based estimate, not financial advice.
What is the fair value of SWASTIKA?
Our model-based fair value for Swastika Investmart Limited is ₹94.49 (as of Jul 6, 2026), built from audited fundamentals. The current price is ₹63.99.
What is the quality score of SWASTIKA?
Swastika Investmart Limited has a Quality Score of 26/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Swastika Investmart Limited (SWASTIKA)?
Swastika Investmart Limited reported trailing-twelve-month revenue of about ₹1.0B (latest available figure, as of Jul 6, 2026).
What is the net profit margin of SWASTIKA?
The net profit margin of Swastika Investmart Limited is about 12.8%, meaning it keeps roughly 12.8% of revenue as net income. Based on the latest reported figures.
Does Swastika Investmart Limited pay a dividend?
Swastika Investmart Limited currently shows a dividend yield of about 0.89% relative to its recent price (as of Jul 6, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.