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TC.TO (TC) Fair Value & Analysis

Technology · CA · Market cap C$161M (≈ $116M) · ISIN US8986972060

What is TC.TO really worth?

TT TC.TO TC · TO
PriceC$14.80
Fair ValueC$13.06
Upside−11.8%
Quality38/100

Below-average quality, and trading another 13% above our fair value of C$13.06.

As of Aug 14, 2026, the fair value of TC.TO is C$13.06 per share against a price of C$14.80, so the fair value sits 12% below the price. A model estimate blended from multiple valuation models, recalculated regularly.

Risks

!Expensive Growth (revenue 5y +4.6 %/yr)
!Loss-making · -20.1% net margin
!Negative equity (buybacks among others) · negative free cash flow
!Trails peers (2/7)
!Narrow moat 12/100
!Evidence only low, so the estimate is less certain
Evidence: Low Range C$9.18 – C$16.94

Fair value as of: Aug 14, 2026

From 2 valuation models · updated 23 days ago

Fair value updated Aug 14, 2026, revised from C$16.16 to C$13.06 (−19.2%) since Jul 19, 2026. Share price −25.2% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • A fairly wide model range (C$9.18 to C$16.94) leaves room in how you read the outcome.
  • Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.

Price vs Fair Value (5 years)

C$114.40 C$12.13 Fair Value C$13.06 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 14, 2026.

How to read this chart

60‑month range C$12.13 – C$114.40 · fair‑value band C$9.18 – C$16.94 · the C$14.80 price screens above the C$13.06 fair value. Dashed = 300-day average. As of Aug 14, 2026.

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Analysis

TC.TO (TC) currently trades at C$14.80, while our model-based Fair Value estimate is C$13.06, implying the stock looks roughly 13.3% overvalued today. The Quality Score stands at 38/100 (below-average quality), in the Technology sector. How firm this estimate is: it rests on 2 models at a data quality of 95/100, which puts the evidence level at low.

Over the trailing twelve months, TC.TO generated revenue of C$392M at a net margin of −20.1%. Revenue grew 2.2% year over year. Net debt stands at C$630M. Fundamentals as of Aug 14, 2026

Our scenario range runs from C$9.18 (bear case) to C$16.94 (bull case); at C$14.80, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 57% below its 52-week high, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at −32% fair-value upside, at −12%, TC screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Owner Earnings best evidence C$81.53 C$146.64 C$237.34 74
EV/EBITDA C$230.11 C$319.64 C$409.17 67
All 2 models by family
DCF Models
Owner Earnings best evidence C$81.53 C$146.64 C$237.34 74
Multiples
EV/EBITDA C$230.11 C$319.64 C$409.17 67

Widest divergence: Multiples (C$319.64) versus DCF Models (C$146.64). Highest evidence: Owner Earnings (74).

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Key figures & financial health

P/S ratio 0.54 TTM
EPS (TTM) C$−9.88
Net margin −19.4% FY2025
Return on equity −1,012% TTM
Return on assets (EBIT) −5.0% avg 5y
Operating margin −3.3% TTM
More key figures
Growth
Revenue (TTM) C$392M TTM
Revenue growth (YoY) +2.2% 3y avg +6.7%
EPS growth (YoY) +90.2%
Balance sheet & cash flow
Free cash flow −C$22.9M FY2025
Net debt C$630M FY2025

Figures from reported company fundamentals · as of Aug 14, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 38/100

Of which business quality 34 · Market factors (momentum, volatility) 17

Profitability 13
Margins and returns on capital today
Quality Growth 73
Are margins and returns improving?
Cashflow 3
Earnings quality: real cash, not paper profit
Fin. Strength 7
Balance sheet, leverage, solvency risk
Investment 86
Disciplined investing over empire-building
Low Volatility 35
Calm price path (market factor)
Momentum 14
Price trend over the last 3–12 months (market factor)
52W Momentum 2
Distance to the 52-week high (market factor)
Net Issuance 73
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Tucows Inc. provides domain name registration, email, and other internet related services in North America and Europe. It operates through three segments: Ting, Wavelo, and Tucows Domains. The Ting segment provides gigabit fiber and fixed wireless internet services to consumer and business customers.

Full company description

Tucows Inc. provides domain name registration, email, and other internet related services in North America and Europe. It operates through three segments: Ting, Wavelo, and Tucows Domains. The Ting segment provides gigabit fiber and fixed wireless internet services to consumer and business customers. The Wavelo segment offers full-service platforms and professional services that support communication services providers, including subscription and billing management, network orchestration and provisioning, and individual developer tools, as well as billing solutions to internet services providers under the Platypus brand. The Tucows Domains segment provides wholesale and retail domain name registration services under the OpenSRS, eNom, Ascio, EPAG, and Hover brands, as well as value added services, such as hosted email, internet security services, WHOIS privacy, and other value-added services. The company offers its services primarily through an internet-based distribution network of internet service providers, web hosting companies, and other providers of internet services to end-users. Tucows Inc. was founded in 1992 and is headquartered in Toronto, Canada.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

TC.TO reported revenue of $390M in FY2025 versus $304M in FY2021, a compound +6.4%/yr. Reported net income was −$75.8M in FY2025.

Growth Quality 22/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
C$390M
Latest YoY
+7.7%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+6.7%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+4.6%
Avg. revenue growth/yr (29Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+21.4%
EBIT margin (trend) Operating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
2.2% (2020) → −4.8% (2025)
Value creation/yr We only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Revenue +6.4%/yr
FY21 $304M
FY22 $321M
FY23 $339M
FY24 $362M
FY25 $390M
Net income
FY21 $3.4M
FY22 −$27.6M
FY23 −$96.2M
FY24 −$110M
FY25 −$75.8M

TC screens 13% overvalued. Compare with Microsoft Corporation →

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Cite: Fair Value Calculator (2026). "TC.TO Fair Value". https://www.fairvalue-calculator.com/stock/TC.TO

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 23
FUTURE0 · sector 6
PAST0 · sector 8
HEALTH96 · sector 99
DIVIDEND0 · sector 56

VALUE 0: the price sits above our fair-value range.

PAST 0: with negative equity (buybacks among others) return on equity is not meaningfully computable.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

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Frequently asked questions

Is TC.TO (TC) overvalued or undervalued?
As of Aug 14, 2026, our model estimates a fair value of C$13.06 versus a price of C$14.80, about −12% upside (overvalued).
What is the fair value of TC?
Our model-based fair value for TC.TO is C$13.06 (as of Aug 14, 2026), built from audited fundamentals. The current price: C$14.80.
What is the quality score of TC?
TC.TO has a Quality Score of 38/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for TC.TO (TC)?
Our model-based price target is the fair value of C$13.06 (as of Aug 14, 2026) from 2 valuation models. Cautious scenario C$9.18, optimistic scenario C$16.94. It is a calculation from audited fundamentals, not an analyst target.
What is the TC.TO stock forecast for 2026?
Our models put fair value at C$13.06, about −12% upside versus a price of C$14.80 (overvalued). Cautious scenario C$9.18, optimistic scenario C$16.94. The calculation is refreshed regularly with new filings.
What is the revenue of TC.TO (TC)?
TC.TO reported trailing-twelve-month revenue of about C$392M (latest available figure, as of Aug 14, 2026).
What is the net profit margin of TC?
The net profit margin of TC.TO is about −20.1%, meaning it is currently running at a net loss. Based on the latest reported figures.
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