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PT KDB Tifa Finance Tbk (TIFA) Fair Value & Analysis

Financial Services · ID · Market cap 1.0T IDR

Price268.00 IDR
Fair Value242.66 IDR
Upside-9.5%
Quality95/100
Evidence: High Range 182.00 IDR – 323.11 IDR

Fair value as of: Jun 26, 2026

Analysis

PT KDB Tifa Finance Tbk (TIFA) currently trades at 268.00 IDR, while our model-based Fair Value estimate is 242.66 IDR — implying the stock looks roughly 9.5% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

PT KDB Tifa Finance Tbk engages in the investment financing, working capital financing, and multipurpose financing businesses in Indonesia. The company operates through four segments: Finance Lease, Multipurpose Financing, Sharia Financing, and Treasury. The company offers Finance Lease, Installment, Opeating Lease, and infrastructure Financing; Business Capital Facility; Factoring with Recourse, as well as Sharia financing comprising Ijarah Muntahiyah Bit Tamlik and Murabahah services. The company was formerly known as PT Tifa Finance Tbk and changed its name to PT KDB Tifa Finance Tbk in September 2020. The company was founded in 1989 and is headquartered in Jakarta Selatan, Indonesia. PT KDB Tifa Finance Tbk operates as a subsidiary of The Korea Development Bank.

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Frequently asked questions

Is PT KDB Tifa Finance Tbk (TIFA) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 242.66 IDR versus a price of 268.00 IDR — about −9% (overvalued). Model-based estimate, not financial advice.
What is the fair value of TIFA?
Our 21-model fair value for PT KDB Tifa Finance Tbk is 242.66 IDR (as of Jun 26, 2026), built from audited fundamentals. The current price is 268.00 IDR.
What is the quality score of TIFA?
PT KDB Tifa Finance Tbk has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.