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UOL Group (U14) Fair Value & Analysis

Real Estate · SG · Market cap 8.2B SGD

UG UOL Group U14 · SG
Price9.84 SGD
Fair Value10.51 SGD
Upside+6.8%
Quality69/100
Healthy Growth
Solidly profitable · 14.9% net margin
Low debt · generates free cash flow
1.91% dividend yield
Mixed vs. peers (8/15)
Moderate moat 51/100
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Evidence: Medium Range 10.51 SGD – 12.24 SGD Share as image

Fair value as of: Jul 4, 2026

From 26 valuation models · updated 27 days ago

Share price +3.4% over the past month.

What matters now

  • The price is below even our cautious bear case (10.51 SGD). The market is more pessimistic than our downside scenario.
  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.

Price vs Fair Value (12 months)

11.12 SGD 6.72 SGD Fair Value 10.51 SGD Jul 2025 Jul 2026

12‑month range 6.72 SGD – 11.12 SGD · fair‑value band 10.51 SGD – 12.24 SGD · the 9.84 SGD price screens below the 10.51 SGD fair value. As of Jul 4, 2026.

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Analysis

UOL Group (U14) currently trades at 9.84 SGD, while our model-based Fair Value estimate is 10.51 SGD, implying the stock looks roughly 6.8% fairly valued today. We read business quality at 69/100 (solid quality), in the Real Estate sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, UOL Group generated revenue of 3.2B SGD at a net margin of 14.9%. Revenue grew 10.6% year over year. It earns a return on equity of 3.7%. Net debt stands at 3.4B SGD. Fundamentals as of Jul 4, 2026

Our scenario range runs from 10.51 SGD (bear case) to 12.24 SGD (bull case); at 9.84 SGD, the current price sits below that range. The share trades about 12% below its 52-week high and 59% above its 52-week low, currently above its 200-day average. For context, the median of 10 Real Estate peers we cover trades at -2% fair-value upside, at 7%, U14 screens cheaper than that median.

Key figures & financial health

Revenue (TTM) 3.2B SGD
Revenue growth (YoY) +10.6%
Net margin 14.9%
Return on equity 3.7%
Free cash flow 1.2B SGD FY2025
P/E ratio 16.9
More key figures
Operating margin 24.6%
EPS (TTM) 0.5700 SGD
Dividend yield 1.9%
EPS growth (YoY) +21.2%
Net debt 3.4B SGD FY2025

Figures from reported company fundamentals · as of Jul 4, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 69/100
Profitability 26
Quality Growth 66
Cashflow 99
Fin. Strength 50
Investment 91
Low Volatility 83
Momentum 53
52W Momentum 78
Net Issuance 81

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

UOL Group Limited, together with its subsidiaries, operates as a property and hospitality group in Singapore, Australia, the United Kingdom, Malaysia. Also, the People's Republic of China, Vietnam, Indonesia, Myanmar, and internationally.

Full company description

UOL Group Limited, together with its subsidiaries, operates as a property and hospitality group in Singapore, Australia, the United Kingdom, Malaysia. Also, the People's Republic of China, Vietnam, Indonesia, Myanmar, and internationally. It operates through Property Development, Property Investments, Hotel Operations, Investments, Technology Operations, and Management Services segments. The company engages in the residential, commercial, and hospitality businesses. It also develops and manages properties; leases commercial properties, serviced suites, and purpose-built student accommodation; operates owned hotels; provides hotel management services under the Pan Pacific, PARKROYAL, and PARKROYAL COLLECTION brands; and invests in quoted and unquoted financial assets. In addition, the company distributes computers and related products; manages and licenses trademarks; manages and operates serviced suites; engages in the trading, hotelier, and business development businesses; and operates health and beauty retreats and facilities. Further, it provides system integration and networking infrastructure services; project management and related services; treasury services; and retail management consultancy services. The company was formerly known as United Overseas Land Limited and changed its name to UOL Group Limited in 2006. UOL Group Limited was incorporated in 1963 and is based in Singapore.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

UOL Group reported revenue of 3.2B SGD in FY2025 versus 2.6B SGD in FY2021, a compound +5.5%/yr. Reported net income was 482M SGD in FY2025, compounding +11.9%/yr from FY2021.

Revenue +5.5%/yr
FY21 2.6B SGD
FY22 3.2B SGD
FY23 2.7B SGD
FY24 2.8B SGD
FY25 3.2B SGD
Net income +11.9%/yr
FY21 307M SGD
FY22 492M SGD
FY23 708M SGD
FY24 358M SGD
FY25 482M SGD

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Cite: Fair Value Calculator (2026). "UOL Group Fair Value". https://www.fairvalue-calculator.com/stock/U14

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 42 / 51
FUTURE 53 / 0
PAST 15 / 9
HEALTH 85 / 85
DIVIDEND 38 / 39

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Real Estate - Development stocks, each showing price versus our Fair Value estimate (as of Jul 4, 2026).

Stock Price Fair Value vs Fair Value
Vinhomes Joint Stock Company VHM 155,400 VND 148,549 VND -4%
DLF Limited DLF ₹627.60 ₹215.17 -66%
Lodha Developers Limited LODHA ₹894.45 ₹721.45 -19%
PT Pantai Indah Kapuk Dua Tbk, PANI 6,150 IDR 1,330 IDR -78%
Oberoi Realty Limited OBEROIRLTY ₹1,704 ₹1,677 -2%
Godrej Properties Limited GODREJPROP ₹1,642 ₹788.35 -52%
PT Jaya Real Property, Tbk., JRPT 1,075 IDR 1,909 IDR +78%
PT Bumi Serpong Damai Tbk, BSDE 565.00 IDR 1,413 IDR +150%
PT Sentul City Tbk, BKSL 63.00 IDR 96.41 IDR +53%
PT Ciputra Development Tbk, CTRA 545.00 IDR 1,363 IDR +150%

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Frequently asked questions

Is UOL Group (U14) overvalued or undervalued?
As of Jul 4, 2026, our model estimates a fair value of 10.51 SGD versus a price of 9.84 SGD, about +7% (fairly valued).
What is the fair value of U14?
Our model-based fair value for UOL Group is 10.51 SGD (as of Jul 4, 2026), built from audited fundamentals. The current price is 9.84 SGD.
What is the quality score of U14?
UOL Group has a Quality Score of 69/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of UOL Group (U14)?
UOL Group reported trailing-twelve-month revenue of about 3.2B SGD (latest available figure, as of Jul 4, 2026).
What is the net profit margin of U14?
The net profit margin of UOL Group is about 14.9%, meaning it keeps roughly 14.9% of revenue as net income. Based on the latest reported figures.
Does UOL Group pay a dividend?
UOL Group currently shows a dividend yield of about 1.91% relative to its recent price (as of Jul 4, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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