Unilever PLC (UL) fair value: what the stock is really worth
As of Oct 2, 2026: fair value of Unilever PLC $43.63, price $59.70, upside -26.9%, quality 72 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 28, 2026.
How to read this chart
60‑month range $42.49 – $73.32 · fair‑value band $28.02 – $66.10 · the $59.70 price screens above the $43.63 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 28, 2026.
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Unilever PLC operates as a fast-moving consumer goods company in the Asia Pacific, Africa, the Americas, and Europe. It operates through four segments: Beauty & Wellbeing, Personal Care, Home Care, and Foods.
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Unilever PLC operates as a fast-moving consumer goods company in the Asia Pacific, Africa, the Americas, and Europe. It operates through four segments: Beauty & Wellbeing, Personal Care, Home Care, and Foods. The Beauty & Wellbeing segment offers hair care, such as shampoo, conditioner, and styling; face, hand, and body moisturizer skin care products; and Prestige Beauty and Wellbeing products. The Personal Care segment provides soap and shower skin cleansing products; and deodorant and oral care, including toothpaste, toothbrush, and mouthwash products. The Home Care segment offers washing powders and liquids, and rinse conditioner fabric care products; and a range of home and hygiene cleaning products. The Foods segment provides cooking aids and mini meals comprising soups, bouillons, and seasonings, as well as mayonnaise and ketchup condiments; and Unilever food solutions. The company provides its products under the AXE, Clear, Cif, Closeup, Comfort, Dermalogica, Domestos, Dove, Dove Men+Care, Hellmann's, Horlicks, Knorr, LUX, Lifebuoy, Liquid I.V., Nexxus, Nutrafol, OMO, Pond's, Paula's Choice, Pepsodent, Radiant, Rexona, Sunlight, Sunsilk, Surf, TRESemmé, and Vaseline brand names. Unilever PLC was founded in 1860 and is headquartered in London, the United Kingdom.
Stock analysis
Unilever PLC ADR (UL) currently trades at $59.70, while our model-based Fair Value estimate is $43.63, 26.9% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of $69.87 per share, and 4 of the 24 models we run sit above the $59.70 price.
Bear case: the Asset-Based group reads lowest at $4.83, and 20 of the 24 models stay below the price. Evidence for this calculation is high.
Scenario range: $28.02 (bear) to $66.10 (bull), the price of $59.70 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 72/100 (solid quality), in the Consumer Defensive sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Unilever PLC ADR reported revenue of $50.5B in FY2025 versus $52.4B in FY2021, a compound −0.9%/yr. Reported net income was $9.5B in FY2025, compounding +11.9%/yr from FY2021.
Key figures
Market cap $131B · P/E ratio 13.8 · P/S ratio 2.59 · EPS (TTM) $4.31 · Dividend yield 3.3% · Net margin 18.7% · Return on equity 31.0% · Return on assets (EBIT) 12.6%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 62 out of 100 (medium confidence).
What moves the price
The share trades about 19% below its 52-week high and 9% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Defensive peers we cover trades at −29% fair-value upside, at −27%, UL screens cheaper than that median.
Fair Value models
Bear $28.02Fair Value $43.63Bull $66.10
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then ($0.7357 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.74/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.2%
Revenue growth 39 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.1%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
≈ +7.7%
Earnings growth per share plus dividend.
Earnings per share, growth per year+4.4%
Dividend (yield on the price)3.3%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.15.0% vs 9.2%, picking up
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.16% → 18%
Start year 2020 (pandemic)
⚠ Rate on operating basis: 2025 sits 68% above its own trend.
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+8.5%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+3.1%
Yearly sales growth analysts expect, extended to five years.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about +6.0% a year for the price and +0.7% for the forecasts.
News mood ⓘNews mood, the average tone of recent news (95 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Negative
Recent news coverage is more negative than average.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Household & Personal Products · 240 stocks
Beats the industry median on 7/14 measures
A mixed picture versus its industry peers.
Valuation
Quality Score72 · Top 25%
Fair Value upside−22.3% · Below median
Profitability
Return on equity (TTM)31.0% · Top 25%
Return on assets8.4% · Top 25%
Net margin (TTM)18.8% · Top 25%
Operating margin (TTM)20.1% · Top 25%
Growth and dividend
Revenue growth−3.2% · Below median
Dividend yield (TTM)3.3% · Above median
Balance sheet
Debt / equity1.55× · Highest 25%
Valuation Multiplesvs Household & Personal Products median · lower = cheaper
P/E (TTM)13.8× · Cheaper than median
P/B8.43× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
As of Sep 28, 2026, our model estimates a fair value of $43.63 versus a price of $59.70, about −27% upside (overvalued).
What is the fair value of UL?
Our model-based fair value for Unilever PLC ADR is $43.63 (as of Sep 28, 2026), built from audited fundamentals. The current price: $59.70.
What is the quality score of UL?
Unilever PLC ADR has a Quality Score of 72/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Unilever PLC (UL)?
Our model-based price target is the fair value of $43.63 (as of Sep 28, 2026) from 24 valuation models. Cautious scenario $28.02, optimistic scenario $66.10. It is a calculation from audited fundamentals, not an analyst target.
What is the Unilever PLC ADR stock forecast for 2026?
Our models put fair value at $43.63, about −27% upside versus a price of $59.70 (overvalued). Cautious scenario $28.02, optimistic scenario $66.10. The calculation is refreshed regularly with new filings.
What is the revenue of Unilever PLC (UL)?
Unilever PLC ADR reported trailing-twelve-month revenue of about $50.5B (latest available figure, as of Sep 28, 2026).
Does Unilever PLC ADR pay a dividend?
Unilever PLC ADR currently shows a dividend yield of about 3.31% relative to its recent price (as of Sep 28, 2026).
What growth is priced into Unilever PLC (UL)?
For today's price to be fair in a discounted-cash-flow model, Unilever PLC ADR would have to grow free cash flow by +8.5 % per year for five years (discount rate 8.1 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -0.1 % per year. As of Sep 28, 2026.
What discount rate (WACC) does the fair value of UL use?
Our models discount Unilever PLC ADR at 8.1 %: a base by market capitalisation (large), damped by beta 0.45, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Unilever PLC ADR that is +8.5 % per year a year over ten years, using the same discount rate (8.1 %) and the same formula as our fair value.
How much growth has Unilever PLC (UL) delivered so far?
Over the past 5 years revenue at Unilever PLC ADR grew -0.1 % a year. The price currently implies +8.5 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Unilever PLC (UL) growing?
The median revenue growth in the sector is +2.9 % a year. That is the yardstick for the growth priced into Unilever PLC ADR (+8.5 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Unilever PLC (UL)?
The free-cash-flow yield on the price is 4.77 %: that much free cash flow Unilever PLC ADR produces per unit of market value. When it exceeds the discount rate of our models (8.1 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Unilever PLC (UL)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Unilever PLC ADR it is $43.63 per share (as of Sep 28, 2026), against a price of $59.70. It is the blended result of 24 valuation models (cash flow, earnings, asset, dividend).
Is Unilever PLC ADR stock overvalued or undervalued in 2026?
As of Sep 28, 2026, UL trades above its calculated fair value: price $59.70, fair value $43.63, a gap of about −27% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of UL?
No. The price is what the market pays today ($59.70); the fair value is what the company's own numbers justify ($43.63). For Unilever PLC ADR the two are $16.07 per share apart. That gap is exactly why we show both numbers side by side.
How much is Unilever PLC ADR worth?
The market values Unilever PLC ADR at about $131B (market capitalisation, as of Sep 28, 2026). Per share that is $59.70; our models calculate a fair value of $43.63 per share.
What do the bullish and bearish scenarios say about UL?
Our models span a range for Unilever PLC ADR: cautious scenario $28.02, base $43.63, optimistic $66.10 per share (as of Sep 28, 2026, price $59.70). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of UL?
Unilever PLC ADR trades at a price-to-earnings ratio of 13.8 (as of Sep 28, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $43.63 is built from several models across several years. Excluding one-off items of fiscal year 2025 it is 19.4 (reported 13.8). Other multiples: PEG 11.5, P/B 8.4, P/S 2.6, EV/EBITDA 13.9.
What is the PEG ratio of UL?
The PEG ratio of Unilever PLC ADR is 11.54 (P/E divided by earnings growth, as of Sep 28, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Unilever PLC (UL)?
Balance-sheet figures for Unilever PLC ADR (as of Sep 28, 2026): return on equity 31.0%, debt of 1.55 per unit of equity. They feed the Quality Score of 72/100, which measures business quality independently of the share price.
How far is UL from its 52-week high?
Unilever PLC ADR trades at $59.70, about 19% below its 52-week high of $73.32 and 9% above the low of $54.92 (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of $43.63 is for.
Which stocks are comparable to Unilever PLC ADR?
From the same area (Consumer Defensive) we also value Colgate-Palmolive Company, Hindustan Unilever Limited, Kenvue Inc, The Estée Lauder Companies Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Unilever PLC ADR stock attractive at the current price?
The data as of Sep 28, 2026: price $59.70, calculated fair value $43.63 (−27%), Quality Score 72/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of UL calculated?
We run Unilever PLC ADR through 24 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $43.63, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Unilever PLC ADR itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Unilever PLC (UL)?
The closing price on Oct 2, 2026 was $59.70. Our model-based fair value is $43.63, about −27% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Unilever PLC ADR right now?
A high-quality business (quality 72/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety. A fairly wide model range ($28.02 to $66.10) leaves room in how you read the outcome.
Where does the earnings growth of Unilever PLC (UL) come from?
Earnings per share at Unilever PLC ADR grew +6.0 % a year from 2014 to 2025. Broken into its drivers: revenue per share +3.1 %, EBIT margin +1.0 %, tax rate +0.5 %, residual (interest, one-offs) +1.3 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Unilever PLC ADR
How large is the market capitalisation of Unilever PLC (UL)?
The market capitalisation of Unilever PLC ADR is $131B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Unilever PLC (UL)?
The price-to-sales ratio of Unilever PLC ADR is 2.59 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Unilever PLC (UL)?
Earnings per share at Unilever PLC ADR are $4.31 (price ÷ EPS = P/E 13.8). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Unilever PLC (UL)?
The dividend yield of Unilever PLC ADR is 3.3% (payout 93.9%, on adjusted earnings, reported 67.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Unilever PLC (UL)?
The net margin of Unilever PLC ADR is 18.7% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Unilever PLC (UL)?
The return on equity (ROE) of Unilever PLC ADR is 31.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Unilever PLC (UL)?
On an EBIT basis the return on assets of Unilever PLC ADR is 12.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Unilever PLC (UL)?
The operating margin of Unilever PLC ADR is 20.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Unilever PLC (UL)?
Revenue at Unilever PLC ADR is growing −3.2% versus a year earlier (3y avg −5.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Unilever PLC (UL)?
Earnings per share at Unilever PLC ADR are growing −3.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Unilever PLC (UL) carry?
The net debt of Unilever PLC ADR is $25.7B (fiscal year 2025, ≈ 4.1 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Sep 28, 2026