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United Overseas Australia Ltd (UOS) Fair Value & Analysis

Real Estate · AU · Market cap A$1.2B

UO United Overseas Australia Ltd UOS · AU
PriceA$0.7000
Fair ValueA$1.64
Upside+134.3%
Quality70/100
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Healthy Growth
Highly profitable · 54.7% net margin
Low debt · generates free cash flow
3.73% dividend yield
Ranks above peers (12/14)
Wide moat 66/100
Evidence: Medium Range A$1.24 – A$2.05 Share as image

Fair value as of: Jul 11, 2026

From 14 valuation models · updated 29 days ago

Share price +0.7% over the past month.

A solid business, screening 134% undervalued on our models.

What matters now

  • The rarer combination: high quality (70/100) AND below fair value. That earns a closer look rather than a quick verdict.
  • The price is below even our cautious bear case (A$1.24). The market is more pessimistic than our downside scenario.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
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Price vs Fair Value (5 years)

A$0.7677 A$0.4292 Fair Value A$1.64 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 11, 2026.

How to read this chart

60‑month range A$0.4292 – A$0.7677 · fair‑value band A$1.24 – A$2.05 · the A$0.7000 price screens below the A$1.64 fair value. Dashed = 300-day average. As of Jul 11, 2026.

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Analysis

United Overseas Australia Ltd (UOS) currently trades at A$0.7000, while our model-based Fair Value estimate is A$1.64, implying the stock looks roughly 134.3% undervalued today. The Quality Score stands at 70/100 (solid quality), in the Real Estate sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, United Overseas Australia Ltd generated revenue of A$268M at a net margin of 54.7%. Revenue grew 21.8% year over year. It earns a return on equity of 7.3%. The balance sheet holds a net cash position of A$493M. Fundamentals as of Jul 11, 2026

Our scenario range runs from A$1.24 (bear case) to A$2.05 (bull case); at A$0.7000, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 9% below its 52-week high and 32% above its 52-week low, currently above its 200-day average. For context, the median of 10 Real Estate peers we cover trades at 32% fair-value upside, at 134%, UOS screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF A$1.28 A$1.70 A$2.29 80
Residual Income A$0.9200 A$0.9400 A$0.9400 76
Rev-Margin DCF A$1.33 A$1.91 A$2.63 74
All 14 models by family
DCF Models
FCF DCF A$1.28 A$1.75 A$2.41 38
5Y Revenue Exit A$1.33 A$1.92 A$2.70 39
5Y EBITDA Exit A$1.53 A$2.32 A$3.28 41
10Y Revenue Exit A$1.27 A$1.79 A$2.52 36
10Y EBITDA Exit A$1.42 A$2.05 A$2.95 37
Multiples
P/S Multiple A$1.08 A$1.44 A$1.80 58
P/B Multiple A$1.08 A$1.44 A$1.80 55
EV/EBIT A$2.17 A$2.75 A$3.32 53
EV/EBITDA A$1.83 A$2.30 A$2.76 54
EV/Revenue A$1.39 A$1.80 A$2.21 43
Asset-Based
NCAV (Graham) A$0.6000 A$0.8100 A$1.21 50
Growth DCF
Growth DCF A$1.28 A$1.70 A$2.29 80
Rev-Margin DCF A$1.33 A$1.91 A$2.63 74
Economic Profit
Residual Income A$0.9200 A$0.9400 A$0.9400 76

Widest divergence: DCF Models (A$1.92) versus Asset-Based (A$0.8100). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) A$268M
Revenue growth (YoY) +21.8%
Net margin 54.7%
Return on equity 7.3%
Free cash flow A$148M FY2025
P/E ratio 8.2
More key figures
Operating margin 63.8%
EPS (TTM) A$0.0900
Dividend yield 3.8%
EPS growth (YoY) +73.0%
Net cash A$493M FY2025

Figures from reported company fundamentals · as of Jul 11, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 70/100

Of which business quality 68 · Market factors (momentum, volatility) 56

Profitability 38
Margins and returns on capital today
Quality Growth 71
Are margins and returns improving?
Cashflow 84
Earnings quality: real cash, not paper profit
Fin. Strength 88
Balance sheet, leverage, solvency risk
Investment 78
Disciplined investing over empire-building
Low Volatility 70
Calm price path (market factor)
Momentum 44
Price trend over the last 3–12 months (market factor)
52W Momentum 60
Distance to the 52-week high (market factor)
Net Issuance 52
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

United Overseas Australia Ltd, together with its subsidiaries, engages in the property investment and development businesses in Malaysia, Singapore, Vietnam, and Australia. The company operates through three segments: Investment, Land Development and Resale, and Others.

Full company description

United Overseas Australia Ltd, together with its subsidiaries, engages in the property investment and development businesses in Malaysia, Singapore, Vietnam, and Australia. The company operates through three segments: Investment, Land Development and Resale, and Others. It is involved in property investment, rental income generation, and capital appreciation; development, construction, and sale of residential and commercial properties; and operation of hotel, carpark, and food and beverage outlets, provision of facilities support and management services, and money lending activities. The company also engages in the operation of medical healthcare centers that offer healthcare, medicinal, physiotherapy, acupuncture, dental consultancy and treatment, and other healthcare related services; sale of medicinal, pharmaceutical, healthcare, and beauty care products; and education, training, and related consultancy services. In addition, it provides construction; architectural design; facilities management; hospitality; mechanical and electrical; landscaping; and security services. The company was formerly known as United Overseas Securities Limited and changed its name to United Overseas Australia Ltd in November 1991. United Overseas Australia Ltd was incorporated in 1987 and is headquartered in Kuala Lumpur, Malaysia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

United Overseas Australia Ltd reported revenue of A$486M in FY2025 versus A$273M in FY2021, a compound +15.5%/yr. Reported net income was A$148M in FY2025, compounding +16.5%/yr from FY2021.

Growth Quality 73/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
A$486M
Latest YoY
+166.7%
Avg. growth/yr (3Y)
+20.7%
Avg. growth/yr (5Y)
+4.7%
Avg. growth/yr (25Y)
+18.8%
Revenue +15.5%/yr
FY21 A$273M
FY22 A$276M
FY23 A$267M
FY24 A$182M
FY25 A$486M
Net income +16.5%/yr
FY21 A$80.3M
FY22 A$66.8M
FY23 A$79.2M
FY24 A$91.6M
FY25 A$148M

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Cite: Fair Value Calculator (2026). "United Overseas Australia Ltd Fair Value". https://www.fairvalue-calculator.com/stock/UOS

Peer Group

Real Estate - Development · 588 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 70 · Top 25%
Fair Value upside +134% · Top 25%
Return on equity (TTM) 7% · Above median
Return on assets 3% · Top 25%
Net margin (TTM) 55% · Top 25%
Operating margin (TTM) 64% · Top 25%
Revenue growth 22% · Above median
Dividend yield (TTM) 3.7% · Above median

Valuation Multiples vs Real Estate - Development median · lower = cheaper

P/E (TTM) 7.8× · Cheaper than median
P/B 0.41× · Cheaper than median
P/S (TTM) 3.23× · Pricier than 75% of peers
P/FCF 5.9× · Pricier than 75% of peers
EV/EBITDA 0.5× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 48
FUTURE 100 · sector 0
PAST 29 · sector 10
HEALTH 100 · sector 84
DIVIDEND 75 · sector 38

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Real Estate - Development stocks, each showing price versus our Fair Value estimate (as of Jul 11, 2026).

Stock Price Fair Value vs Fair Value
DLF Limited DLF ₹657.75 ₹159.49 -76%
Lodha Developers Limited LODHA ₹1,188 ₹583.43 -51%
PT Pantai Indah Kapuk Dua Tbk, PANI 6,125 IDR 1,330 IDR -78%
Oberoi Realty Limited OBEROIRLTY ₹1,925 ₹1,183 -39%
Godrej Properties Limited GODREJPROP ₹2,102 ₹1,044 -50%
PT Jaya Real Property, Tbk., JRPT 1,080 IDR 1,674 IDR +55%
PT Bumi Serpong Damai Tbk, BSDE 555.00 IDR 1,388 IDR +150%
PT Sentul City Tbk, BKSL 64.00 IDR 84.16 IDR +32%
PT Ciputra Development Tbk, CTRA 555.00 IDR 1,388 IDR +150%
PT Duta Pertiwi Tbk DUTI 4,100 IDR 6,239 IDR +52%

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Frequently asked questions

Is United Overseas Australia Ltd (UOS) overvalued or undervalued?
As of Jul 11, 2026, our model estimates a fair value of A$1.64 versus a price of A$0.7000, about +134% (undervalued).
What is the fair value of UOS?
Our model-based fair value for United Overseas Australia Ltd is A$1.64 (as of Jul 11, 2026), built from audited fundamentals. The current price is A$0.7000.
What is the quality score of UOS?
United Overseas Australia Ltd has a Quality Score of 70/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of United Overseas Australia Ltd (UOS)?
United Overseas Australia Ltd reported trailing-twelve-month revenue of about A$268M (latest available figure, as of Jul 11, 2026).
What is the net profit margin of UOS?
The net profit margin of United Overseas Australia Ltd is about 54.7%, meaning it keeps roughly 54.7% of revenue as net income. Based on the latest reported figures.
Does United Overseas Australia Ltd pay a dividend?
United Overseas Australia Ltd currently shows a dividend yield of about 3.79% relative to its recent price (as of Jul 11, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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