3U Holding AG (UUU) fair value: what the stock is really worth
As of Oct 30, 2026: fair value (intrinsic value) of 3U Holding AG stock €0.74, price €0.91, that is 18.7% below the price, quality 29 out of 100. Rating: overvalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 1, 2026.
How to read this chart
60‑month range €0.9100 – €5.70 · fair‑value band €0.5600 – €1.11 · the €0.9100 price screens above the €0.7400 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 1, 2026.
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3U Holding AG, together with its subsidiaries, provides telecommunication and information technology services in Germany and internationally.
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It operates in three segments: Information and Telecommunications Technology (ITC); Renewable Energies; and Heating, Ventilation, and Air Conditioning (HVAC). The ITC segment provides voice retail, voice business, and data center and managed services, as well as trades in IT licensing.
The Renewable Energies segment engages in the development of wind power projects and generation of electricity from its wind and solar energy plants.
The HVAC segment sells and distributes heating, ventilation, and air conditioning systems to wholesalers, tradespeople, and DIYers through its online stores. 3U Holding AG was founded in 1997 and is headquartered in Marburg, Germany.
Stock analysis
3U Holding AG (UUU) currently trades at €0.9100, while our model-based Fair Value estimate is €0.7400, 18.7% below the price, so the stock looks overvalued today.
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Valuation
How firm this estimate is: it rests on 1 models at a data quality of 95/100, which puts the data coverage at low.
Scenario range: €0.5600 (bear) to €1.11 (bull), the price of €0.9100 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 29/100 (below-average quality), in the Industrials sector.
Weak Growth: Revenue growth is weak: less than 2 % a year.
3U Holding AG reported revenue of €53.0M in FY2025 versus €44.8M in FY2021, a compound +4.3%/yr. Reported net income was −€8.9M in FY2025.
Key figures
Market cap €33.0M Micro · P/S ratio 0.69 · EPS (TTM) €−0.5500 · Dividend yield 5.0% · Net margin −38.2% · Return on equity −24.5% · Return on assets (EBIT) −3.2% · Operating margin −23.3%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 12 out of 100 (low confidence).
What moves the price
The share trades about 38% below its 52-week high and at its 52-week low, currently below its 200-day average.
For context, the median of 10 Industrials peers we cover trades at −29% fair-value upside, at −19%, UUU screens cheaper than that median.
Fair Value models
Bear€0.5600Fair Value €0.7400Bull€1.11
Price €0.9100 · Downside -18.7%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.0/100
Revenue growth is weak: less than 2 % a year.
Revenue growth 1 year
−4.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−2.8%
Start year 2020 (pandemic). Over 10 years: +0.9% a year
Revenue growth 23 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−0.9%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
1.6% (2020) → −17.9% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Building Products & Equipment · 258 stocks
Beats the industry median on 4/11 measures
Overall it trails its industry peers.
Valuation
Quality Score29 · Bottom 25%
Fair Value upside−18.7% · Below median
Profitability
Return on assets−5.6% · Bottom 25%
Net margin (12 months)−38.2% · Bottom 25%
Operating margin (12 months)−23.3% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)−12.5% · Bottom 25%
Dividend yield (12 months)5.0% · Top 25%
Balance sheet
Debt / equity0.74× · Highest 25%
Valuation Multiplesvs Building Products & Equipment median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "3U Holding AG Fair Value". https://www.fairvalue-calculator.com/stock/UUU.XETRA
Frequently asked questions
Is 3U Holding AG (UUU) overvalued or undervalued?
As of Nov 1, 2026, our model estimates a fair value of €0.7400 versus a price of €0.9100, about 19% lower (overvalued).
What is the fair value of UUU?
Our model-based fair value for 3U Holding AG is €0.7400 (as of Nov 1, 2026), built from audited fundamentals. The current price: €0.9100.
What is the quality score of UUU?
3U Holding AG has a Quality Score of 29/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for 3U Holding AG (UUU)?
Our model-based price target is the fair value of €0.7400 (as of Nov 1, 2026) from 1 valuation models. Cautious scenario €0.5600, optimistic scenario €1.11. It is a calculation from audited fundamentals, not an analyst target.
What is the 3U Holding AG stock forecast for 2026?
Our models put fair value at €0.7400, about 19% lower versus a price of €0.9100 (overvalued). Cautious scenario €0.5600, optimistic scenario €1.11. The calculation is refreshed regularly with new filings.
What is the revenue of 3U Holding AG (UUU)?
3U Holding AG reported trailing-twelve-month revenue of about €49.1M (latest available figure, as of Nov 1, 2026).
Does 3U Holding AG pay a dividend?
3U Holding AG currently shows a dividend yield of 4.98% relative to its recent price (as of Nov 1, 2026).
What is the intrinsic value of 3U Holding AG (UUU)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For 3U Holding AG it is €0.7400 per share (as of Nov 1, 2026), against a price of €0.9100. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is 3U Holding AG stock overvalued or undervalued in 2026?
As of Nov 1, 2026, UUU trades above its calculated fair value: price €0.9100, fair value €0.7400, a gap of about −19% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of UUU?
No. The price is what the market pays today (€0.9100); the fair value is what the company's own numbers justify (€0.7400). For 3U Holding AG the two are €0.1700 per share apart. That gap is exactly why we show both numbers side by side.
How much is 3U Holding AG worth?
The market values 3U Holding AG at about €33.0M (market capitalisation, as of Nov 1, 2026). Per share that is €0.9100; our models calculate a fair value of €0.7400 per share.
What do the bullish and bearish scenarios say about UUU?
Our models span a range for 3U Holding AG: cautious scenario €0.5600, base €0.7400, optimistic €1.11 per share (as of Nov 1, 2026, price €0.9100). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the PEG ratio of UUU?
The PEG ratio of 3U Holding AG is 0.56 (P/E divided by earnings growth, as of Nov 1, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.
How solid is the balance sheet of 3U Holding AG (UUU)?
Balance-sheet figures for 3U Holding AG (as of Nov 1, 2026): return on equity −24.5%, debt of 0.74 per unit of equity. They feed the Quality Score of 29/100, which measures business quality independently of the share price.
How far is UUU from its 52-week high?
3U Holding AG trades at €0.9100, about 38% below its 52-week high of €1.47 and at the low of €0.9100 (as of Oct 30, 2026). Distance from the high says nothing about value: that is what the fair value of €0.7400 is for.
Which stocks are comparable to 3U Holding AG?
From the same area (Industrials) we also value Johnson Controls International plc, Trane Technologies plc, Carrier Global Corporation, Compagnie de Saint-Gobain S.A, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is 3U Holding AG stock attractive at the current price?
The data as of Nov 1, 2026: price €0.9100, calculated fair value €0.7400 (−19%), Quality Score 29/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of UUU calculated?
We run 3U Holding AG through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of €0.7400, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.9 % above its aggregate fair value. 3U Holding AG itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of 3U Holding AG (UUU)?
The closing price on Oct 30, 2026 was €0.9100. Our model-based fair value is €0.7400, about 19% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with 3U Holding AG right now?
Weak quality (29/100) and above fair value at the same time, the margin of safety is missing on both counts. A fairly wide model range (€0.5600 to €1.11) leaves room in how you read the outcome. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
Key figures of 3U Holding AG
How large is the market capitalisation of 3U Holding AG (UUU)?
The market capitalisation of 3U Holding AG is €33.0M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of 3U Holding AG (UUU)?
The price-to-sales ratio of 3U Holding AG is 0.69 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of 3U Holding AG (UUU)?
Earnings per share at 3U Holding AG are €−0.5500. Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of 3U Holding AG (UUU)?
The dividend yield of 3U Holding AG is 5.0%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of 3U Holding AG (UUU)?
The net margin of 3U Holding AG is −38.2% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of 3U Holding AG (UUU)?
The return on equity (ROE) of 3U Holding AG is −24.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of 3U Holding AG (UUU)?
On an EBIT basis the return on assets of 3U Holding AG is −3.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of 3U Holding AG (UUU)?
The operating margin of 3U Holding AG is −23.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at 3U Holding AG (UUU)?
Revenue at 3U Holding AG is growing −12.5% versus a year earlier (3y avg +1.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at 3U Holding AG (UUU)?
Earnings per share at 3U Holding AG are growing +50.3% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does 3U Holding AG (UUU) generate?
The free cash flow of 3U Holding AG is −€42.7M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does 3U Holding AG (UUU) carry?
The net debt of 3U Holding AG is €53.7M (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Thin data
Nov 1, 2026