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Virinchi Limited (VIRINCHI) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of Virinchi Limited ₹7.71, price ₹13.07, upside -41.0%, quality 27 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? No
- Good quality? No
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Thin data
Sep 24, 2026
Virinchi Limited
VIRINCHI · BSEWeakest SetupStrongly overvalued and low quality.
!Fair value ₹7.71 · Strongly overvalued (−41.0%)
!Quality 27/100
!Weak Growth (revenue 5y −4.3 %/yr)
!Loss-making · -9.5% net margin (TTM)
✓Low debt · generates free cash flow
!Narrow moat 17/100
!Evidence only low, so the estimate is less certain
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What runs behind every stock
26
valuation models
8 families, DCF to NCAV
37
quality factors
margins, balance sheet, cashflow, debt
6
AI factors
moat, what no ratio measures
2,000+
data points
verified, per stock, median
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range ₹13.07 – ₹99.80 · fair‑value band ₹4.54 – ₹13.63 · the ₹13.07 price screens above the ₹7.71 fair value. Dashed = 300-day average. As of Sep 24, 2026.
Company profile
Virinchi Limited provides information technology (IT) products and services worldwide. The company operates through Development of Computer Software and Services, IT Enabled Services, and Healthcare Services segments.
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Virinchi Limited provides information technology (IT) products and services worldwide. The company operates through Development of Computer Software and Services, IT Enabled Services, and Healthcare Services segments. It offers QFund, an IT solution for short-term mortgage and lending industry; vCard, an UPI-based credit card; V23, a healthcare practice management and patient engagement solution; IT services, such as lifecycle management, ECM services, IT infrastructure management, and IT staff augmentation and consulting services; software development; and data science and analysis services. The company also provides media and entertainment, catering, educational, infrastructure, pharmacy supply chain, fintech, healthcare, financial consulting, and short-term lending services. Further, it owns and manages Bristlecone Hospital, a specialty hospital. The company was formerly known as Virinchi Technologies Limited and changed its name to Virinchi Limited in January 2016. Virinchi Limited was incorporated in 1990 and is headquartered in Hyderabad, India.
Stock analysis
Virinchi Limited (VIRINCHI) currently trades at ₹13.07, while our model-based Fair Value estimate is ₹7.71, 41.0% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Asset-Based group reads highest at a median of ₹29.28 per share, and 8 of the 11 models we run sit above the ₹13.07 price.
Bear case: the DCF Models group reads lowest at ₹13.73, and 3 of the 11 models stay below the price. Evidence for this calculation is low.
Scenario range: ₹4.54 (bear) to ₹13.63 (bull), the price of ₹13.07 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 27/100 (below-average quality), in the Technology sector.
Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.
Virinchi Limited reported revenue of ₹2.8B in FY2025 versus ₹3.6B in FY2021, a compound −6.0%/yr. Reported net income was −₹261M in FY2025.
Key figures
Market cap ₹1.7B (≈ $18.0M) · P/S ratio 0.63 · EPS (TTM) ₹−2.52 · Net margin −9.2% · Return on equity −5.7% · Return on assets (EBIT) 5.2% · Operating margin 2.0% · Revenue (TTM) ₹2.7B.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (medium confidence).
What moves the price
The share trades about 54% below its 52-week high and at its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at −8% fair-value upside, at −41%, VIRINCHI screens richer than that median.
Fair Value models
Bear ₹4.54
Fair Value ₹7.71
Bull ₹13.63
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.
Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.
Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
FCF DCF
₹8.18
₹13.73
₹23.71
78
Growth DCF
₹8.82
₹14.17
₹23.04
77
Owner Earnings
₹15.66
₹23.95
₹38.84
75
All 13 models by family
DCF Models
FCF DCF
₹8.18
₹13.73
₹23.71
78
Owner Earnings
₹15.66
₹23.95
₹38.84
75
5Y Revenue Exit
₹5.06
₹9.87
₹16.84
70
5Y EBITDA Exit
₹42.00
₹73.81
₹115.93
73
10Y Revenue Exit
₹5.94
₹9.57
₹13.40
66
10Y EBITDA Exit
₹28.14
₹48.22
₹70.24
68
Earnings-Based
EPV
n/a
n/a
₹0.0300
68
Multiples
EV/EBIT
₹14.56
₹21.75
₹28.94
65
EV/EBITDA
₹76.50
₹104.34
₹132.19
67
EV/Revenue
₹3.89
₹8.56
₹13.24
51
Asset-Based
NCAV (Graham)
₹21.85
₹29.28
₹43.71
54
Growth DCF
Growth DCF
₹8.82
₹14.17
₹23.04
77
Economic Profit
ROIC Compounder
n/a
n/a
₹0.0300
68
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Set up alert →Quality Score breakdown
Overall quality
27/100
Of which business quality 28 · Market factors (momentum, volatility) 24
Profitability
12
Margins and returns on capital today
Quality Growth
31
Are margins and returns improving?
Cashflow
18
Earnings quality: real cash, not paper profit
Fin. Strength
36
Balance sheet, leverage, solvency risk
Investment
76
Disciplined investing over empire-building
Low Volatility
61
Calm price path (market factor)
Momentum
13
Price trend over the last 3–12 months (market factor)
52W Momentum
0
Distance to the 52-week high (market factor)
Net Issuance
10
Share count: buybacks or dilution?
Revenue & earnings trend
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.
18/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−5.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−3.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−4.3%
Start year 2020 (pandemic)
Revenue growth 9 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−0.1%
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
12.0% (2020) → 4.8% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+54.4%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (India: IMF forecast 4.1% a year to 2030, 4.7% from 2016 to 2025) that is about +48.2% a year for the price.
VIRINCHI screens overvalued: fair value 41% below the price. Compare with SAP SE →
Compare Virinchi Limited with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 691 stocks
Beats the industry median on 3/9 measures
Overall it trails its industry peers.
Valuation Multiplesvs Software - Application median · lower = cheaper
Context: sector, industry, market
- Is the Information Technology sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: Indian Stocks
- Valuation of the India market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
None of the checked exposures detected
Similar stocks
10 more Software - Application stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| SAP SE SAP | €186.74 | €172.46 | −8% |
| Salesforce, Inc CRM | $229.57 | $342.73 | +49% |
| Shopify Inc SHOP | $144.01 | $64.36 | −55% |
| ServiceNow, Inc NOW | $134.01 | $147.41 | +10% |
| Uber Technologies, Inc UBER | $69.36 | $103.69 | +49% |
| Snowflake Inc SNOW | $330.31 | $74.36 | −77% |
| Automatic Data Processing, Inc ADP | $261.80 | $150.01 | −43% |
| Adobe Inc ADBE | $239.94 | $454.04 | +89% |
| Datadog, Inc DDOG | $268.70 | $32.52 | −88% |
| Cadence Design Systems, Inc CDNS | $326.70 | $225.48 | −31% |
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Frequently asked questions
Is Virinchi Limited (VIRINCHI) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of ₹7.71 versus a price of ₹13.07, about −41% upside (overvalued).
What is the fair value of VIRINCHI?
Our model-based fair value for Virinchi Limited is ₹7.71 (as of Sep 24, 2026), built from audited fundamentals. The current price: ₹13.07.
What is the quality score of VIRINCHI?
Virinchi Limited has a Quality Score of 27/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Virinchi Limited (VIRINCHI)?
Our model-based price target is the fair value of ₹7.71 (as of Sep 24, 2026) from 13 valuation models. Cautious scenario ₹4.54, optimistic scenario ₹13.63. It is a calculation from audited fundamentals, not an analyst target.
What is the Virinchi Limited stock forecast for 2026?
Our models put fair value at ₹7.71, about −41% upside versus a price of ₹13.07 (overvalued). Cautious scenario ₹4.54, optimistic scenario ₹13.63. The calculation is refreshed regularly with new filings.
What is the revenue of Virinchi Limited (VIRINCHI)?
Virinchi Limited reported trailing-twelve-month revenue of about ₹2.7B (latest available figure, as of Sep 24, 2026).
What growth is priced into Virinchi Limited (VIRINCHI)?
For today's price to be fair in a discounted-cash-flow model, Virinchi Limited would have to grow free cash flow by +54.4 % per year for five years (discount rate 11.7 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -4.3 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of VIRINCHI use?
Our models discount Virinchi Limited at 11.7 %: a base by market capitalisation (nano), damped by beta 0.80, country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Virinchi Limited that is +54.4 % per year a year over ten years, using the same discount rate (11.7 %) and the same formula as our fair value.
How much growth has Virinchi Limited (VIRINCHI) delivered so far?
Over the past 5 years revenue at Virinchi Limited grew -4.3 % a year. The price currently implies +54.4 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Virinchi Limited (VIRINCHI) growing?
The median revenue growth in the sector is +9.9 % a year. That is the yardstick for the growth priced into Virinchi Limited (+54.4 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Virinchi Limited (VIRINCHI)?
The free-cash-flow yield on the price is 1.43 %: that much free cash flow Virinchi Limited produces per unit of market value. When it exceeds the discount rate of our models (11.7 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Virinchi Limited (VIRINCHI)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Virinchi Limited it is ₹7.71 per share (as of Sep 24, 2026), against a price of ₹13.07. It is the blended result of 13 valuation models (cash flow, earnings, asset, dividend).
Is Virinchi Limited stock overvalued or undervalued in 2026?
As of Sep 24, 2026, VIRINCHI trades above its calculated fair value: price ₹13.07, fair value ₹7.71, a gap of about −41% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of VIRINCHI?
No. The price is what the market pays today (₹13.07); the fair value is what the company's own numbers justify (₹7.71). For Virinchi Limited the two are ₹5.36 per share apart. That gap is exactly why we show both numbers side by side.
How much is Virinchi Limited worth?
The market values Virinchi Limited at about ₹1.7B (market capitalisation, as of Sep 24, 2026). Per share that is ₹13.07; our models calculate a fair value of ₹7.71 per share.
What do the bullish and bearish scenarios say about VIRINCHI?
Our models span a range for Virinchi Limited: cautious scenario ₹4.54, base ₹7.71, optimistic ₹13.63 per share (as of Sep 24, 2026, price ₹13.07). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Virinchi Limited (VIRINCHI)?
Balance-sheet figures for Virinchi Limited (as of Sep 24, 2026): return on equity −5.7%, debt of 0.18 per unit of equity. They feed the Quality Score of 27/100, which measures business quality independently of the share price.
How far is VIRINCHI from its 52-week high?
Virinchi Limited trades at ₹13.07, about 54% below its 52-week high of ₹28.70 and at the low of ₹13.07 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹7.71 is for.
Which stocks are comparable to Virinchi Limited?
From the same area (Technology) we also value SAP SE, Salesforce, Inc, Shopify Inc, ServiceNow, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Virinchi Limited stock attractive at the current price?
The data as of Sep 24, 2026: price ₹13.07, calculated fair value ₹7.71 (−41%), Quality Score 27/100, from 13 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of VIRINCHI calculated?
We run Virinchi Limited through 13 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹7.71, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Virinchi Limited itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Virinchi Limited (VIRINCHI)?
The closing price on Oct 1, 2026 was ₹13.07. Our model-based fair value is ₹7.71, about −41% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Virinchi Limited right now?
Weak quality (27/100) and above fair value at the same time, the margin of safety is missing on both counts. The model range is unusually wide (₹4.54 to ₹13.63). The outcome hinges heavily on assumptions, so read the point estimate with caution. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
Key figures of Virinchi Limited
How large is the market capitalisation of Virinchi Limited (VIRINCHI)?
The market capitalisation of Virinchi Limited is ₹1.7B (≈ $18.0M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Virinchi Limited (VIRINCHI)?
The price-to-sales ratio of Virinchi Limited is 0.63 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Virinchi Limited (VIRINCHI)?
Earnings per share at Virinchi Limited are ₹−2.52. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Virinchi Limited (VIRINCHI)?
The net margin of Virinchi Limited is −9.2% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Virinchi Limited (VIRINCHI)?
The return on equity (ROE) of Virinchi Limited is −5.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Virinchi Limited (VIRINCHI)?
On an EBIT basis the return on assets of Virinchi Limited is 5.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Virinchi Limited (VIRINCHI)?
The operating margin of Virinchi Limited is 2.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Virinchi Limited (VIRINCHI)?
Revenue at Virinchi Limited is growing −12.0% versus a year earlier (3y avg −3.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much net debt does Virinchi Limited (VIRINCHI) carry?
The net debt of Virinchi Limited is ₹1.3B (fiscal year 2025, ≈ 65.2 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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