EN DE

M.Yochananof and Sons (1988) Ltd (YHNF) Fair Value & Analysis

Consumer Defensive · Il · Market cap 5.1B ILA

MY M.Yochananof and Sons (1988) Ltd YHNF · TA
Price359.90 ILA
Fair Value268.68 ILA
Upside-25.3%
Quality60/100
Watch M.Yochananof and Sons (1988) Ltd for free, get notified when fair value or trend changes. Watch for free
Healthy Growth
Thin margins · 4.0% net margin
Low debt · generates free cash flow
Ranks above peers (10/14)
Narrow moat 44/100
Evidence: High Range 201.51 ILA – 335.85 ILA Share as image

Fair value as of: Jul 12, 2026

From 26 valuation models · updated 28 days ago

Share price −6.6% over the past month.

A solid business, but screening 25% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (335.85 ILA). The favourable scenario is already priced in.
  • Solid but not exceptional quality (60/100) and above fair value, neither a clear bargain nor a standout compounder.
Share this valuation: 𝕏 WhatsApp

Price vs Fair Value (5 years)

431.01 ILA 130.10 ILA Fair Value 268.68 ILA Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 12, 2026.

How to read this chart

60‑month range 130.10 ILA – 431.01 ILA · fair‑value band 201.51 ILA – 335.85 ILA · the 359.90 ILA price screens above the 268.68 ILA fair value. Dashed = 300-day average. As of Jul 12, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

M.Yochananof and Sons (1988) Ltd (YHNF) currently trades at 359.90 ILA, while our model-based Fair Value estimate is 268.68 ILA, implying the stock looks roughly 25.3% overvalued today. The Quality Score stands at 60/100 (solid quality), in the Consumer Defensive sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, M.Yochananof and Sons (1988) Ltd generated revenue of 4.9B ILA at a net margin of 3.8%. Revenue grew 5.2% year over year. It earns a return on equity of 12.4%. Net debt stands at 1.5B ILA. Fundamentals as of Jul 12, 2026

Our scenario range runs from 201.51 ILA (bear case) to 335.85 ILA (bull case); at 359.90 ILA, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Consumer Defensive peers we cover trades at -31% fair-value upside, at -25%, YHNF screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF 179.82 ILA 294.11 ILA 475.48 ILA 80
Residual Income 97.99 ILA 112.53 ILA 185.59 ILA 76
Rev-Margin DCF 211.68 ILA 365.73 ILA 561.61 ILA 74
All 26 models by family
DCF Models
FCF DCF 180.97 ILA 305.68 ILA 510.73 ILA 38
Owner Earnings 228.63 ILA 388.28 ILA 650.76 ILA 31
5Y Revenue Exit 211.68 ILA 370.31 ILA 585.62 ILA 39
5Y EBITDA Exit 305.29 ILA 560.79 ILA 881.55 ILA 41
5Y P/E Exit 190.42 ILA 327.05 ILA 481.39 ILA 38
10Y Revenue Exit 191.95 ILA 336.32 ILA 556.53 ILA 36
10Y EBITDA Exit 259.43 ILA 471.76 ILA 795.65 ILA 37
10Y P/E Exit 185.36 ILA 305.56 ILA 472.31 ILA 35
Earnings-Based
Graham-Dodd 87.00 ILA 385.81 ILA 528.36 ILA 54
Lynch FV 100.04 ILA 142.91 ILA 185.79 ILA 50
PEG = 1.0 100.04 ILA 142.91 ILA 185.79 ILA 46
EPV 196.60 ILA 225.93 ILA 251.24 ILA 59
Dividend Discount
Gordon GGM 69.82 ILA 139.12 ILA 210.67 ILA 70
DDM Multi-Stage 69.82 ILA 120.23 ILA 146.85 ILA 61
Multiples
P/E Multiple 201.51 ILA 268.68 ILA 335.85 ILA 63
P/S Multiple 163.13 ILA 217.50 ILA 271.88 ILA 58
P/B Multiple 163.13 ILA 217.50 ILA 271.88 ILA 55
EV/EBIT 320.19 ILA 423.31 ILA 526.43 ILA 53
EV/EBITDA 401.75 ILA 532.06 ILA 662.36 ILA 54
EV/Revenue 231.63 ILA 326.25 ILA 420.88 ILA 43
Asset-Based
NCAV (Graham) 53.56 ILA 71.77 ILA 107.13 ILA 50
Growth DCF
Growth DCF 179.82 ILA 294.11 ILA 475.48 ILA 80
Rev-Margin DCF 211.68 ILA 365.73 ILA 561.61 ILA 74
Economic Profit
Residual Income 97.99 ILA 112.53 ILA 185.59 ILA 76
ROIC Compounder 219.26 ILA 285.34 ILA 368.47 ILA 72
Growth Earnings
Growth-Adj P/E 164.07 ILA 234.38 ILA 304.69 ILA 68

Widest divergence: DCF Models (336.32 ILA) versus Asset-Based (71.77 ILA). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) 5.1B ILA
Revenue growth (YoY) +15.2%
Net margin 4.0%
Return on equity 13.5%
Free cash flow 205M ILA FY2025
P/E ratio 25.3
More key figures
Operating margin 7.6%
EPS (TTM) 13.84 ILA
Dividend yield 0.0%
EPS growth (YoY) +51.3%
Net debt 1.5B ILA FY2025

Figures from reported company fundamentals · as of Jul 12, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 60/100

Of which business quality 59 · Market factors (momentum, volatility) 54

Profitability 49
Margins and returns on capital today
Quality Growth 49
Are margins and returns improving?
Cashflow 50
Earnings quality: real cash, not paper profit
Fin. Strength 57
Balance sheet, leverage, solvency risk
Investment 83
Disciplined investing over empire-building
Low Volatility 82
Calm price path (market factor)
Momentum 41
Price trend over the last 3–12 months (market factor)
52W Momentum 47
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

M.Yochananof and Sons (1988) Ltd, together with its subsidiaries, engages in the marketing and retail trade of food and related products in Israel.

Full company description

M.Yochananof and Sons (1988) Ltd, together with its subsidiaries, engages in the marketing and retail trade of food and related products in Israel. It offers dairy products; fresh and frozen meat, as well as fresh fish; fruits and vegetables; grocery items; beverages; frozen products; delicacies; bakery products; delicatessen and butcher products; and prepared and cooked food. The company also provides pharmaceuticals; care products; cosmetics; toiletries; cleaning products; household items; electrical appliances; and other items. It sells its products through retail stores under the Yochananof and Cheap Stock brand names. The company was incorporated in 1988 and is headquartered in Rehovot, Israel.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

M.Yochananof and Sons (1988) Ltd reported revenue of 4.9B ILA in FY2025 versus 3.5B ILA in FY2021, a compound +9.0%/yr. Reported net income was 185M ILA in FY2025, compounding −3.1%/yr from FY2021.

Growth Quality 80/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
4.9B ILS
Latest YoY
+6.8%
Avg. growth/yr (3Y)
+9.7%
Avg. growth/yr (5Y)
+9.5%
Avg. growth/yr (9Y)
+16.3%
Revenue +9.0%/yr
FY21 3.5B ILA
FY22 3.7B ILA
FY23 4.1B ILA
FY24 4.6B ILA
FY25 4.9B ILA
Net income −3.1%/yr
FY21 210M ILA
FY22 126M ILA
FY23 139M ILA
FY24 210M ILA
FY25 185M ILA

YHNF screens 25% overvalued. Compare with Loblaw Companies Limited →

Share or link this analysis
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "M.Yochananof and Sons (1988) Ltd Fair Value". https://www.fairvalue-calculator.com/stock/YHNF

Peer Group

Grocery Stores · 83 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 60 · Above median
Fair Value upside −25% · Below median
Return on equity (TTM) 14% · Above median
Return on assets 5% · Above median
Net margin (TTM) 4% · Above median
Operating margin (TTM) 8% · Top 25%
Revenue growth 15% · Top 25%
Dividend yield (TTM) 0.0% · Bottom 25%
Debt / equity 0.14× · Lower than median

Valuation Multiples vs Grocery Stores median · lower = cheaper

P/E (TTM) 25.3× · Pricier than 75% of peers
P/B 1.07× · Cheaper than median
P/S (TTM) 0.33× · Cheaper than median
P/FCF 8.1× · Pricier than median
EV/EBITDA 3.3× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 36
FUTURE 76 · sector 17
PAST 54 · sector 51
HEALTH 93 · sector 92
DIVIDEND 0 · sector 48

VALUE 0: the price sits above our fair-value range.

Insider activity: 40/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Grocery Stores stocks, each showing price versus our Fair Value estimate (as of Jul 12, 2026).

Stock Price Fair Value vs Fair Value
Loblaw Companies Limited L C$65.49 C$44.44 -32%
Koninklijke Ahold Delhaize N.V AD €36.30 €53.50 +47%
The Kroger Co KR $58.82 $28.19 -52%
Woolworths Group WOW A$39.20 A$13.40 -66%
George Weston Limited WN C$100.98 C$63.61 -37%
Coles Group COL A$23.56 A$15.86 -33%
Metro Inc MRU C$93.64 C$94.01 +0%
Carrefour SA CA €16.40 €11.51 -30%
CP ALL Public Company TCPD 1.89 SGD 2.36 SGD +25%
BIM Birlesik Magazalar A.S., BIMAS 385.75 TRY 267.12 TRY -31%

Compare M.Yochananof and Sons (1988) Ltd with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Consumer Defensive stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Frequently asked questions

Is M.Yochananof and Sons (1988) Ltd (YHNF) overvalued or undervalued?
As of Jul 12, 2026, our model estimates a fair value of 268.68 ILA versus a price of 359.90 ILA, about −25% (overvalued).
What is the fair value of YHNF?
Our model-based fair value for M.Yochananof and Sons (1988) Ltd is 268.68 ILA (as of Jul 12, 2026), built from audited fundamentals. The current price is 359.90 ILA.
What is the quality score of YHNF?
M.Yochananof and Sons (1988) Ltd has a Quality Score of 60/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of M.Yochananof and Sons (1988) Ltd (YHNF)?
M.Yochananof and Sons (1988) Ltd reported trailing-twelve-month revenue of about 4.9B ILS (latest available figure, as of Jul 12, 2026).
What is the net profit margin of YHNF?
The net profit margin of M.Yochananof and Sons (1988) Ltd is about 3.8%, meaning it keeps roughly 3.8% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

14 days Pro free · no card

Track M.Yochananof and Sons (1988) Ltd and try Pro for 14 days

One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.

Zero risk: nothing is ever charged. After 14 days you decide whether to stay.