Guangdong Golden Dragon Development Inc (000712) fair value: what the stock is really worth
As of Nov 12, 2026: fair value (intrinsic value) of Guangdong Golden Dragon Development Inc stock ¥3.65, price ¥8.36, that is 56.3% below the price, quality 71 out of 100. Rating: strongly overvalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 11, 2026.
How to read this chart
60‑month range ¥7.50 – ¥19.72 · fair‑value band ¥2.74 – ¥4.57 · the ¥8.36 price screens above the ¥3.65 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 11, 2026.
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Guangdong Golden Dragon Development Inc. engages in securities business in China.
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It is involved in the securities brokerage; securities trading business; agency sale of financial products; future brokerage; investment banking; securities underwriting and sponsorship; financial consultancy; asset management; fund management; investment consulting; and private equity and alternative investment businesses.
Guangdong Golden Dragon Development Inc. was formerly known as Guangdong Jintai Development Co., Ltd. and changed its name to Guangdong Golden Dragon Development Inc. in July 2001. The company was founded in 1997 and is based in Qingyuan, China.
Stock analysis
Guangdong Golden Dragon Development Inc (000712) currently trades at ¥8.36, while our model-based Fair Value estimate is ¥3.65, 56% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Dividend Discount group reads highest at a median of ¥8.45 per share, and 1 of the 6 models we run sit above the ¥8.36 price.
Bear case: the Asset-Based group reads lowest at ¥1.53, and 5 of the 6 models stay below the price. Data coverage for this calculation is medium.
Scenario range: ¥2.74 (bear) to ¥4.57 (bull), the price of ¥8.36 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 71/100 (solid quality), in the Financial Services sector.
Mixed Growth: Spin-off in 2006: revenue and profit before it include the divested business. Growth is measured afresh from 2006.
Guangdong Golden Dragon Development Inc reported revenue of 354M CNY in FY2025 versus 1.2B CNY in FY2021, a compound −26.6%/yr. Reported net income was 283M CNY in FY2025.
Key figures
Market cap 7.5B CNY (≈ $1.1B) Small · P/E ratio 83.6 · P/S ratio 10.8 · EPS (TTM) ¥0.1000 · Dividend yield 7.6% · Net margin 12.7% · Return on equity 2.0% · Return on assets (EBIT) −0.9% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 31 out of 100 (low confidence).
What moves the price
The share trades about 40% below its 52-week high and 10% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at 6% fair-value upside, at −56%, 000712 screens richer than that median.
Fair Value models
Bear¥2.74Fair Value ¥3.65Bull¥4.57
Price ¥8.36 · Downside -56.3%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (¥0.0868 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.55/100
Spin-off in 2006: revenue and profit before it include the divested business. Growth is measured afresh from 2006.
Revenue growth 1 year
−63.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−16.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−29.6%
Start year 2020 (pandemic). Over 10 years: −19.0% a year
Revenue growth 19 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.8%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
≈ +40.3%
Earnings growth per share plus dividend.
Earnings per share, growth per year≈ +32.7%
Dividend (yield on the price)7.6%
Per share before 2006divided by the spin-off factor 1.33
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.base effect: 32.7% / −3.0%
Profit margin 2019 to 2024 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.9% → −2%
⚠ Revenue per share shrinking 5.4%/yr over ~10Y (margins eroding too) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
⚠ Base effect: the rate starts in the earnings trough around 2020 (starting value 0.077 per share, median 0.32 in 2015 to 2018). It measures the recovery from the trough, not lasting growth.
Compare Guangdong Golden Dragon Development Inc with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 453 stocks
Beats the industry median on 3/13 measures
Overall it trails its industry peers.
Valuation
Quality Score71 · Top 25%
Fair Value upside−56.3% · Bottom 25%
Profitability
Return on equity (12 months)2.0% · Below median
Return on assets1.2% · Below median
Net margin (12 months)12.7% · Below median
Operating margin (12 months)−143.4% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)−73.2% · Bottom 25%
Dividend yield (12 months)7.6% · Top 25%
Balance sheet
Debt / equity1.43× · Highest 25%
Valuation Multiplesvs Capital Markets median · lower = cheaper
P/E (12 months)83.6× · Priciest 25%
P/B2.79× · Priciest 25%
P/S (12 months)10.78× · Priciest 25%
Price / free cash flow (fiscal year)5.6× · Cheaper than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 32
FUTURE (revenue growth)0· sector 59
PAST (return on equity)8· sector 32
HEALTH (low debt)–
DIVIDEND (yield)100· sector 46
VALUE 0: the price sits above our fair-value range.
HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Guangdong Golden Dragon Development Inc Fair Value". https://www.fairvalue-calculator.com/stock/000712
Frequently asked questions
Is Guangdong Golden Dragon Development Inc (000712) overvalued or undervalued?
As of Nov 11, 2026, our model estimates a fair value of ¥3.65 versus a price of ¥8.36, about 56% lower (overvalued).
What is the fair value of 000712?
Our model-based fair value for Guangdong Golden Dragon Development Inc is ¥3.65 (as of Nov 11, 2026), built from audited fundamentals. The current price: ¥8.36.
What is the quality score of 000712?
Guangdong Golden Dragon Development Inc has a Quality Score of 71/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Guangdong Golden Dragon Development Inc (000712)?
Our model-based price target is the fair value of ¥3.65 (as of Nov 11, 2026) from 6 valuation models. Cautious scenario ¥2.74, optimistic scenario ¥4.57. It is a calculation from audited fundamentals, not an analyst target.
What is the Guangdong Golden Dragon Development Inc stock forecast for 2026?
Our models put fair value at ¥3.65, about 56% lower versus a price of ¥8.36 (overvalued). Cautious scenario ¥2.74, optimistic scenario ¥4.57. The calculation is refreshed regularly with new filings.
What is the revenue of Guangdong Golden Dragon Development Inc (000712)?
Guangdong Golden Dragon Development Inc reported trailing-twelve-month revenue of about 695M CNY (latest available figure, as of Nov 11, 2026).
Does Guangdong Golden Dragon Development Inc pay a dividend?
Guangdong Golden Dragon Development Inc currently shows a dividend yield of 7.59% relative to its recent price (as of Nov 11, 2026).
How much is the dividend of Guangdong Golden Dragon Development Inc (000712)?
Guangdong Golden Dragon Development Inc has a dividend yield of 7.6%.
What is the intrinsic value of Guangdong Golden Dragon Development Inc (000712)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Guangdong Golden Dragon Development Inc it is ¥3.65 per share (as of Nov 11, 2026), against a price of ¥8.36. It is the blended result of 6 valuation models in 4 families (Dividend Discount, Multiples, Asset-Based, Economic Profit).
Is Guangdong Golden Dragon Development Inc stock overvalued or undervalued in 2026?
As of Nov 11, 2026, 000712 trades above its calculated fair value: price ¥8.36, fair value ¥3.65, a gap of about −56% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 000712?
No. The price is what the market pays today (¥8.36); the fair value is what the company's own numbers justify (¥3.65). For Guangdong Golden Dragon Development Inc the two are ¥4.71 per share apart. That gap is exactly why we show both numbers side by side.
How much is Guangdong Golden Dragon Development Inc worth?
The market values Guangdong Golden Dragon Development Inc at about 7.5B CNY (market capitalisation, as of Nov 11, 2026). Per share that is ¥8.36; our models calculate a fair value of ¥3.65 per share.
What do the bullish and bearish scenarios say about 000712?
Our models span a range for Guangdong Golden Dragon Development Inc: cautious scenario ¥2.74, base ¥3.65, optimistic ¥4.57 per share (as of Nov 11, 2026, price ¥8.36). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 000712?
Guangdong Golden Dragon Development Inc trades at a price-to-earnings ratio of 83.6 (as of Nov 11, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ¥3.65 is built from several models across several years. Median P/E at fiscal year-end, 5 fiscal years (2016 to 2025), reported earnings: 77.2. Other multiples: P/B 2.8, P/S 10.8.
How solid is the balance sheet of Guangdong Golden Dragon Development Inc (000712)?
Balance-sheet figures for Guangdong Golden Dragon Development Inc (as of Nov 11, 2026): return on equity 2.0%, debt of 1.43 per unit of equity. They feed the Quality Score of 71/100, which measures business quality independently of the share price.
How far is 000712 from its 52-week high?
Guangdong Golden Dragon Development Inc trades at ¥8.36, about 40% below its 52-week high of ¥13.87 and 10% above the low of ¥7.62 (as of Nov 12, 2026). Distance from the high says nothing about value: that is what the fair value of ¥3.65 is for.
Which stocks are comparable to Guangdong Golden Dragon Development Inc?
From the same area (Financial Services) we also value Morgan Stanley, The Goldman Sachs Group, The Charles Schwab Corporation, Interactive Brokers Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Guangdong Golden Dragon Development Inc stock attractive at the current price?
The data as of Nov 11, 2026: price ¥8.36, calculated fair value ¥3.65 (−56%), Quality Score 71/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 000712 calculated?
We run Guangdong Golden Dragon Development Inc through 6 models from 4 families: Dividend Discount, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of ¥3.65 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.3% above its aggregate fair value. Guangdong Golden Dragon Development Inc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Guangdong Golden Dragon Development Inc (000712)?
The closing price on Nov 12, 2026 was ¥8.36. Our model-based fair value is ¥3.65, about 56% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Guangdong Golden Dragon Development Inc right now?
The price sits above even our optimistic bull case (¥4.57). The favourable scenario is already priced in. Solid but not exceptional quality (71/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Guangdong Golden Dragon Development Inc
How large is the market capitalisation of Guangdong Golden Dragon Development Inc (000712)?
The market capitalisation of Guangdong Golden Dragon Development Inc is 7.5B CNY (≈ $1.1B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Guangdong Golden Dragon Development Inc (000712)?
The price-to-sales ratio of Guangdong Golden Dragon Development Inc is 10.8 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Guangdong Golden Dragon Development Inc (000712)?
Earnings per share at Guangdong Golden Dragon Development Inc are ¥0.1000 (price ÷ EPS = P/E 83.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Guangdong Golden Dragon Development Inc (000712)?
The dividend yield of Guangdong Golden Dragon Development Inc is 7.6%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Guangdong Golden Dragon Development Inc (000712)?
The net margin of Guangdong Golden Dragon Development Inc is 12.7% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Guangdong Golden Dragon Development Inc (000712)?
The return on equity (ROE) of Guangdong Golden Dragon Development Inc is 2.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Guangdong Golden Dragon Development Inc (000712)?
On an EBIT basis the return on assets of Guangdong Golden Dragon Development Inc is −0.9% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Guangdong Golden Dragon Development Inc (000712)?
The operating margin of Guangdong Golden Dragon Development Inc is −143% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Guangdong Golden Dragon Development Inc (000712)?
Revenue at Guangdong Golden Dragon Development Inc is growing −73.2% versus a year earlier (3y avg −16.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Guangdong Golden Dragon Development Inc (000712)?
Earnings per share at Guangdong Golden Dragon Development Inc are growing −87.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Guangdong Golden Dragon Development Inc (000712) generate?
The free cash flow of Guangdong Golden Dragon Development Inc is 1.3B CNY (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Guangdong Golden Dragon Development Inc (000712) hold?
Guangdong Golden Dragon Development Inc holds more cash than debt, 3.0B CNY net (fiscal year 2024). The company holds more cash than debt, a safety cushion.
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Nov 11, 2026