Guangdong Golden Dragon Development Inc (000712) Fair Value & Analysis

Financial Services · CN · Market cap 8.0B CNY

A solid business, but screening 55% overvalued on our models.

What matters now

• The price sits above even our optimistic bull case (¥5.24). The favourable scenario is already priced in.
• Solid but not exceptional quality (60/100) and above fair value, neither a clear bargain nor a standout compounder.
• For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 25, 2026.

How to read this chart

60‑month range ¥7.50 – ¥19.72 · fair‑value band ¥3.14 – ¥5.24 · the ¥9.40 price screens above the ¥4.19 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 25, 2026.

Full chart & analysis →

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Analysis

Guangdong Golden Dragon Development Inc (000712) currently trades at ¥9.40, while our model-based Fair Value estimate is ¥4.19, implying the stock looks roughly 55.4% overvalued today. The Quality Score stands at 60/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, Guangdong Golden Dragon Development Inc generated revenue of 1.0B CNY at a net margin of 34.7%. It earns a return on equity of 8.6%. The balance sheet holds a net cash position of 3.0B CNY. The stock trades on a trailing P/E of 21.9. Fundamentals as of Jul 25, 2026

Our scenario range runs from ¥3.14 (bear case) to ¥5.24 (bull case); at ¥9.40, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 41% below its 52-week high and 15% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 11% fair-value upside, at -55%, 000712 screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Widest divergence: Multiples (¥2.54) versus Asset-Based (¥2.01). Highest evidence: P/B Multiple (55).

Key figures & financial health

Quality Score breakdown

About the company

Guangdong Golden Dragon Development Inc. engages in securities business in China. It is involved in the securities brokerage; securities trading business; agency sale of financial products; future brokerage; investment banking; securities underwriting and sponsorship; financial consultancy; asset management; fund management; investment consulting; and …

Full company description

Guangdong Golden Dragon Development Inc. engages in securities business in China. It is involved in the securities brokerage; securities trading business; agency sale of financial products; future brokerage; investment banking; securities underwriting and sponsorship; financial consultancy; asset management; fund management; investment consulting; and private equity and alternative investment businesses. Guangdong Golden Dragon Development Inc. was formerly known as Guangdong Jintai Development Co., Ltd. and changed its name to Guangdong Golden Dragon Development Inc. in July 2001. The company was founded in 1997 and is based in Qingyuan, China.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Guangdong Golden Dragon Development Inc reported revenue of ¥354M in FY2025 versus ¥1.2B in FY2021, a compound −26.6%/yr. Reported net income was ¥283M in FY2025.

000712 screens 55% overvalued. Compare with Huatai Securities Co →

Peer Group

Capital Markets · 425 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation Multiples vs Capital Markets median · lower = cheaper

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0: the price sits above our fair-value range.

Insider activity: 40/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

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Frequently asked questions

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.