3P Learning Ltd (3PL) fair value: what the stock is really worth
As of Nov 11, 2026: fair value (intrinsic value) of 3P Learning Ltd stock A$0.45, price A$0.30, upside +52.5%, quality 61 out of 100. Rating: strongly undervalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 11, 2026.
How to read this chart
60‑month range A$0.1889 – A$1.66 · fair‑value band A$0.3500 – A$0.5600 · the A$0.2950 price screens below the A$0.4500 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 11, 2026.
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3P Learning Limited, together with its subsidiaries, engages in the development, marketing, and sale of educational software and e-books to schools and parents of school-aged students in the Asia-Pacific, North and South America, Europe, the Middle East, and Africa.
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It operates in two segments, Business-to-School (B2B) and Business-to-Consumer (B2C). The company offers EdTech programs for writing, reading, mathematics, and assessment.
It also provides Mathletics, Reading Eggs, Mathseeds, Brightpath Progress, LiteracyPlanet, and Writing Legends programs. 3P Learning Limited was incorporated in 2003 and is headquartered in Leichhardt, Australia.
Stock analysis
3P Learning Ltd (3PL) currently trades at A$0.2950, while our model-based Fair Value estimate is A$0.4500, implying the stock looks roughly 34% undervalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of A$0.7300 per share, and 15 of the 26 models we run sit above the A$0.2950 price.
Bear case: the Dividend Discount group reads lowest at A$0.0850, and 11 of the 26 models stay below the price. Data coverage for this calculation is low.
Scenario range: A$0.3500 (bear) to A$0.5600 (bull), the price of A$0.2950 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 61/100 (solid quality), in the Consumer Defensive sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
3P Learning Ltd reported revenue of A$102M in FY2026 versus A$97.2M in FY2022, a compound +1.2%/yr. Reported net income was A$9.9M in FY2026.
Key figures
Market cap A$80.5M (≈ $55.0M) Micro · P/E ratio 7.4 · P/S ratio 0.77 · EPS (TTM) A$0.0400 · Dividend yield 11.9% · Net margin 9.5% · Return on equity 6.8% · Return on assets (EBIT) 0.6% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 51 out of 100 (low confidence).
What moves the price
The share trades about 49% below its 52-week high and 56% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Defensive peers we cover trades at 28% fair-value upside, at 53%, 3PL screens cheaper than that median.
Fair Value models
BearA$0.3500Fair Value A$0.4500BullA$0.5600
Price A$0.2950 · Upside +52.5%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2026 figures (about 4 months old). Earnings retained since then (A$0.0018 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.80/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−6.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−1.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+12.2%
Start year 2021 (pandemic). Over 10 years: +9.4% a year
Revenue growth 16 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.9%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
≈ +92.7%
Earnings growth per share plus dividend.
Earnings per share, growth per year+80.8%
Dividend (yield on the price)11.9%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.80.8% vs 5.7%, picking up
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−7% → 1%
Pace: the 5-year rate starts in 2021 (pandemic)
⚠ Approximate: the rate leans on 2026, which sits 204% above its own trend.
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−5.0%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Australia: IMF forecast 3.0% a year to 2030, 2.9% from 2016 to 2025) that is about −7.8% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Education & Training Services · 115 stocks
Beats the industry median on 12/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score61 · Above median
Fair Value upside+52.5% · Above median
Profitability
Return on equity (12 months)6.8% · Above median
Return on assets4.8% · Above median
Net margin (12 months)9.5% · Above median
Operating margin (12 months)24.7% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)−7.0% · Below median
Dividend yield (12 months)11.9% · Top 25%
Valuation Multiplesvs Education & Training Services median · lower = cheaper
P/E (12 months)7.4× · Cheapest 25%
P/B0.54× · Cheapest 25%
P/S (12 months)0.77× · Cheapest 25%
Price / free cash flow (fiscal year)9.1× · Cheaper than median
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Is 3P Learning Ltd (3PL) overvalued or undervalued?
As of Nov 11, 2026, our model estimates a fair value of A$0.4500 versus a price of A$0.2950, about +53% upside (undervalued).
What is the fair value of 3PL?
Our model-based fair value for 3P Learning Ltd is A$0.4500 (as of Nov 11, 2026), built from audited fundamentals. The current price: A$0.2950.
What is the quality score of 3PL?
3P Learning Ltd has a Quality Score of 61/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for 3P Learning Ltd (3PL)?
Our model-based price target is the fair value of A$0.4500 (as of Nov 11, 2026) from 26 valuation models. Cautious scenario A$0.3500, optimistic scenario A$0.5600. It is a calculation from audited fundamentals, not an analyst target.
What is the 3P Learning Ltd stock forecast for 2026?
Our models put fair value at A$0.4500, about +53% upside versus a price of A$0.2950 (undervalued). Cautious scenario A$0.3500, optimistic scenario A$0.5600. The calculation is refreshed regularly with new filings.
What is the revenue of 3P Learning Ltd (3PL)?
3P Learning Ltd reported trailing-twelve-month revenue of about A$104M (latest available figure, as of Nov 11, 2026).
Does 3P Learning Ltd pay a dividend?
3P Learning Ltd currently shows a dividend yield of 11.86% relative to its recent price (as of Nov 11, 2026).
How much is the dividend of 3P Learning Ltd (3PL) and when is the ex-dividend date?
3P Learning Ltd pays a dividend of A$0.035 per share a year, a dividend yield of 11.9%. The last ex-dividend date was Aug 28, 2026. The payout ratio is 87.5% of earnings. Free cash flow covers the dividend 0.93 times. Our assessment: Watch coverage. The dividend isn’t fully covered by free cash flow or earnings, part of it is funded from reserves or debt. Fine for now, but worth watching: if it stays uncovered, the dividend could be cut.
What growth is priced into 3P Learning Ltd (3PL)?
For today's price to be fair in a discounted-cash-flow model, 3P Learning Ltd would have to grow free cash flow by -5.0 % per year for five years (discount rate 11.0 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +12.2 % per year. As of Nov 11, 2026.
What discount rate (WACC) does the fair value of 3PL use?
Our models discount 3P Learning Ltd at 11.0 %: a base by market capitalisation (micro), damped by beta 0.44, country premium for Australia. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For 3P Learning Ltd that is -5.0 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (11.0 %) and the same formula as our fair value.
How much growth has 3P Learning Ltd (3PL) delivered so far?
Over the past 5 years revenue at 3P Learning Ltd grew +12.2 % a year. The price currently implies free-cash-flow growth of -5.0 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of 3P Learning Ltd (3PL) growing?
The median revenue growth in the sector is +4.4 % a year. That is the yardstick for the growth priced into 3P Learning Ltd (-5.0 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of 3P Learning Ltd (3PL)?
The free-cash-flow yield on the price is 10.98 %: that much free cash flow 3P Learning Ltd produces per unit of market value. When it exceeds the discount rate of our models (11.0 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of 3P Learning Ltd (3PL)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For 3P Learning Ltd it is A$0.4500 per share (as of Nov 11, 2026), against a price of A$0.2950. It is the blended result of 26 valuation models in 8 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is 3P Learning Ltd stock overvalued or undervalued in 2026?
As of Nov 11, 2026, 3PL trades below its calculated fair value: price A$0.2950, fair value A$0.4500, a gap of about +53% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 3PL?
No. The price is what the market pays today (A$0.2950); the fair value is what the company's own numbers justify (A$0.4500). For 3P Learning Ltd the two are A$0.1550 per share apart. That gap is exactly why we show both numbers side by side.
How much is 3P Learning Ltd worth?
The market values 3P Learning Ltd at about A$80.5M (market capitalisation, as of Nov 11, 2026). Per share that is A$0.2950; our models calculate a fair value of A$0.4500 per share.
What do the bullish and bearish scenarios say about 3PL?
Our models span a range for 3P Learning Ltd: cautious scenario A$0.3500, base A$0.4500, optimistic A$0.5600 per share (as of Nov 11, 2026, price A$0.2950). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 3PL?
3P Learning Ltd trades at a price-to-earnings ratio of 7.4 (as of Nov 11, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of A$0.4500 is built from several models across several years. Median P/E at fiscal year-end, 5 fiscal years (2019 to 2026), reported earnings: 47.7. Other multiples: P/B 0.5, P/S 0.8, EV/EBITDA 5.1.
How solid is the balance sheet of 3P Learning Ltd (3PL)?
Balance-sheet figures for 3P Learning Ltd (as of Nov 11, 2026): return on equity 6.8%. They feed the Quality Score of 61/100, which measures business quality independently of the share price.
How far is 3PL from its 52-week high?
3P Learning Ltd trades at A$0.2950, about 49% below its 52-week high of A$0.5757 and 56% above the low of A$0.1889 (as of Nov 11, 2026). Distance from the high says nothing about value: that is what the fair value of A$0.4500 is for.
Which stocks are comparable to 3P Learning Ltd?
From the same area (Consumer Defensive) we also value New Oriental Education & Technology Group, Laureate Education, Inc, Covista Inc, Physicswallah Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is 3P Learning Ltd stock attractive at the current price?
The data as of Nov 11, 2026: price A$0.2950, calculated fair value A$0.4500 (+53%), Quality Score 61/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 3PL calculated?
We run 3P Learning Ltd through 26 models from 8 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of A$0.4500 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0% above its aggregate fair value. 3P Learning Ltd currently trades 34% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of 3P Learning Ltd (3PL)?
The closing price on Nov 11, 2026 was A$0.2950. Our model-based fair value is A$0.4500, about +53% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with 3P Learning Ltd right now?
The price is below even our cautious bear case (A$0.3500). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (61/100) at a price below fair value, the discount is the argument here, not the business quality.
Key figures of 3P Learning Ltd
How large is the market capitalisation of 3P Learning Ltd (3PL)?
The market capitalisation of 3P Learning Ltd is A$80.5M (≈ $55.0M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of 3P Learning Ltd (3PL)?
The price-to-sales ratio of 3P Learning Ltd is 0.77 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of 3P Learning Ltd (3PL)?
Earnings per share at 3P Learning Ltd are A$0.0400 (price ÷ EPS = P/E 7.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of 3P Learning Ltd (3PL)?
The dividend yield of 3P Learning Ltd is 11.9% (payout 87.5%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of 3P Learning Ltd (3PL)?
The net margin of 3P Learning Ltd is 9.5% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of 3P Learning Ltd (3PL)?
The return on equity (ROE) of 3P Learning Ltd is 6.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of 3P Learning Ltd (3PL)?
On an EBIT basis the return on assets of 3P Learning Ltd is 0.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of 3P Learning Ltd (3PL)?
The operating margin of 3P Learning Ltd is 24.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at 3P Learning Ltd (3PL)?
Revenue at 3P Learning Ltd is growing −7.0% versus a year earlier (3y avg −1.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at 3P Learning Ltd (3PL)?
Earnings per share at 3P Learning Ltd are growing +989% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does 3P Learning Ltd (3PL) hold?
3P Learning Ltd holds more cash than debt, A$8.0M net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
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Thin data
Nov 11, 2026