3P Learning Ltd (3PL) fair value: what the stock is really worth
As of Sep 25, 2026: fair value of 3P Learning Ltd A$0.18, price A$0.32, upside -43.8%, quality 65 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Watch 3P Learning Ltd for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for freePro now: $1 first month
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
60‑month range A$0.2100 – A$1.85 · fair‑value band A$0.1300 – A$0.2200 · the A$0.3200 price screens above the A$0.1800 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 27, 2026.
Follow 3P Learning in your weekly email
Every Wednesday you see whether 3P Learning is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
3P Learning Limited, together with its subsidiaries, engages in the development, marketing, and sale of educational software and e-books to schools and parents of school-aged students in the Asia-Pacific, North and South America, Europe, the Middle East, and Africa. It operates in two segments, Business-to-School (B2B) and Business-to-Consumer (B2C).
Show more
3P Learning Limited, together with its subsidiaries, engages in the development, marketing, and sale of educational software and e-books to schools and parents of school-aged students in the Asia-Pacific, North and South America, Europe, the Middle East, and Africa. It operates in two segments, Business-to-School (B2B) and Business-to-Consumer (B2C). The company offers EdTech programs for writing, reading, mathematics, and assessment. It also provides Mathletics, Reading Eggs, Mathseeds, Brightpath Progress, LiteracyPlanet, and Writing Legends programs. 3P Learning Limited was incorporated in 2003 and is headquartered in Leichhardt, Australia.
Stock analysis
3P Learning Ltd (3PL) currently trades at A$0.3200, while our model-based Fair Value estimate is A$0.1800, implying the stock looks roughly 77.8% overvalued today.
Show more
Valuation
Bull case: the Asset-Based group reads highest at a median of A$0.3500 per share, and 7 of the 24 models we run sit above the A$0.3200 price.
Bear case: the Multiples group reads lowest at A$0.0200, and 17 of the 24 models stay below the price. Evidence for this calculation is low.
Scenario range: A$0.1300 (bear) to A$0.2200 (bull), the price of A$0.3200 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 65/100 (solid quality), in the Consumer Defensive sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
3P Learning Ltd reported revenue of A$109M in FY2025 versus A$57.4M in FY2021, a compound +17.3%/yr. Reported net income was A$210K in FY2025.
Key figures
Market cap A$87.3M (≈ $61.4M) · P/S ratio 0.76 · Net margin 0.2% · Return on equity 0.9% · Return on assets (EBIT) 0.2% · Operating margin −0.3% · Revenue (TTM) A$108M · Revenue growth (YoY) −1.6%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 42 out of 100 (low confidence).
What moves the price
The share trades about 50% below its 52-week high and 52% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Defensive peers we cover trades at 35% fair-value upside, at −44%, 3PL screens richer than that median.
Fair Value models
Bear A$0.1300Fair Value A$0.1800Bull A$0.2200
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.79/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−1.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+14.7%
Start year 2020 (pandemic). Over 10 years: +11.5% a year
Revenue growth 15 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.0%
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−41.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year−41.9%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−41.9% vs −27.1%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.3% → 3%
Start year 2020 (pandemic)
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+0.1%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Australia: IMF forecast 3.0% a year to 2030, 2.9% from 2016 to 2025) that is about −2.8% a year for the price.
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Education & Training Services · 141 stocks
Beats the industry median on 2/9 measures
Overall it trails its industry peers.
Valuation
Quality Score65 · Above median
Fair Value upside−43.8% · Bottom 25%
Profitability
Return on equity (TTM)0.9% · Below median
Return on assets0.8% · Below median
Net margin (TTM)1.1% · Below median
Operating margin (TTM)−0.3% · Below median
Growth and dividend
Revenue growth−1.6% · Below median
Valuation Multiplesvs Education & Training Services median · lower = cheaper
P/B0.44× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
P/S (TTM)0.57× · Cheaper than median
P/FCF7.9× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 47
FUTURE (revenue growth)0· sector 29
PAST (return on equity)4· sector 28
HEALTH (low debt)100· sector 94
DIVIDEND (yield)0· sector 69
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is 3P Learning Ltd (3PL) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of A$0.1800 versus a price of A$0.3200, about −44% upside (overvalued).
What is the fair value of 3PL?
Our model-based fair value for 3P Learning Ltd is A$0.1800 (as of Sep 27, 2026), built from audited fundamentals. The current price: A$0.3200.
What is the quality score of 3PL?
3P Learning Ltd has a Quality Score of 65/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for 3P Learning Ltd (3PL)?
Our model-based price target is the fair value of A$0.1800 (as of Sep 27, 2026) from 24 valuation models. Cautious scenario A$0.1300, optimistic scenario A$0.2200. It is a calculation from audited fundamentals, not an analyst target.
What is the 3P Learning Ltd stock forecast for 2026?
Our models put fair value at A$0.1800, about −44% upside versus a price of A$0.3200 (overvalued). Cautious scenario A$0.1300, optimistic scenario A$0.2200. The calculation is refreshed regularly with new filings.
What is the revenue of 3P Learning Ltd (3PL)?
3P Learning Ltd reported trailing-twelve-month revenue of about A$108M (latest available figure, as of Sep 27, 2026).
What growth is priced into 3P Learning Ltd (3PL)?
For today's price to be fair in a discounted-cash-flow model, 3P Learning Ltd would have to grow free cash flow by +0.1 % per year for five years (discount rate 11.0 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +14.7 % per year. As of Sep 27, 2026.
What discount rate (WACC) does the fair value of 3PL use?
Our models discount 3P Learning Ltd at 11.0 %: a base by market capitalisation (micro), damped by beta 0.39, country premium for Australia. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For 3P Learning Ltd that is +0.1 % per year a year over ten years, using the same discount rate (11.0 %) and the same formula as our fair value.
How much growth has 3P Learning Ltd (3PL) delivered so far?
Over the past 5 years revenue at 3P Learning Ltd grew +14.7 % a year. The price currently implies +0.1 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of 3P Learning Ltd (3PL) growing?
The median revenue growth in the sector is +2.3 % a year. That is the yardstick for the growth priced into 3P Learning Ltd (+0.1 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of 3P Learning Ltd (3PL)?
The free-cash-flow yield on the price is 8.90 %: that much free cash flow 3P Learning Ltd produces per unit of market value. When it exceeds the discount rate of our models (11.0 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of 3P Learning Ltd (3PL)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For 3P Learning Ltd it is A$0.1800 per share (as of Sep 27, 2026), against a price of A$0.3200. It is the blended result of 24 valuation models (cash flow, earnings, asset, dividend).
Is 3P Learning Ltd stock overvalued or undervalued in 2026?
As of Sep 27, 2026, 3PL trades above its calculated fair value: price A$0.3200, fair value A$0.1800, a gap of about −44% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 3PL?
No. The price is what the market pays today (A$0.3200); the fair value is what the company's own numbers justify (A$0.1800). For 3P Learning Ltd the two are A$0.1400 per share apart. That gap is exactly why we show both numbers side by side.
How much is 3P Learning Ltd worth?
The market values 3P Learning Ltd at about A$87.3M (market capitalisation, as of Sep 27, 2026). Per share that is A$0.3200; our models calculate a fair value of A$0.1800 per share.
What do the bullish and bearish scenarios say about 3PL?
Our models span a range for 3P Learning Ltd: cautious scenario A$0.1300, base A$0.1800, optimistic A$0.2200 per share (as of Sep 27, 2026, price A$0.3200). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of 3P Learning Ltd (3PL)?
Balance-sheet figures for 3P Learning Ltd (as of Sep 27, 2026): return on equity 0.9%. They feed the Quality Score of 65/100, which measures business quality independently of the share price.
How far is 3PL from its 52-week high?
3P Learning Ltd trades at A$0.3200, about 50% below its 52-week high of A$0.6400 and 52% above the low of A$0.2100 (as of Sep 25, 2026). Distance from the high says nothing about value: that is what the fair value of A$0.1800 is for.
Which stocks are comparable to 3P Learning Ltd?
From the same area (Consumer Defensive) we also value New Oriental Education & Technology Group, TAL Education Group, Laureate Education, Inc, Zhong Jia Guo Xin Holdings, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is 3P Learning Ltd stock attractive at the current price?
The data as of Sep 27, 2026: price A$0.3200, calculated fair value A$0.1800 (−44%), Quality Score 65/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 3PL calculated?
We run 3P Learning Ltd through 24 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of A$0.1800, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 16.1 % above its aggregate fair value. 3P Learning Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of 3P Learning Ltd (3PL)?
The closing price on Sep 25, 2026 was A$0.3200. Our model-based fair value is A$0.1800, about −44% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with 3P Learning Ltd right now?
The price sits above even our optimistic bull case (A$0.2200). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (65/100) and above fair value, neither a clear bargain nor a standout compounder.
Key figures of 3P Learning Ltd
How large is the market capitalisation of 3P Learning Ltd (3PL)?
The market capitalisation of 3P Learning Ltd is A$87.3M (≈ $61.4M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of 3P Learning Ltd (3PL)?
The price-to-sales ratio of 3P Learning Ltd is 0.76 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the net margin of 3P Learning Ltd (3PL)?
The net margin of 3P Learning Ltd is 0.2% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of 3P Learning Ltd (3PL)?
The return on equity (ROE) of 3P Learning Ltd is 0.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of 3P Learning Ltd (3PL)?
On an EBIT basis the return on assets of 3P Learning Ltd is 0.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of 3P Learning Ltd (3PL)?
The operating margin of 3P Learning Ltd is −0.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at 3P Learning Ltd (3PL)?
Revenue at 3P Learning Ltd is growing −1.6% versus a year earlier (3y avg +3.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at 3P Learning Ltd (3PL)?
Earnings per share at 3P Learning Ltd are growing +48.3% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does 3P Learning Ltd (3PL) hold?
3P Learning Ltd holds more cash than debt, A$7.6M net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
Free · no account needed
Watch 3P Learning Ltd in the live analysis
One click puts 3P Learning Ltd on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
