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3P Learning Limited (3PL) Fair Value & Analysis

Consumer Defensive · AU · Market cap A$81.9M

3L 3P Learning Limited 3PL · AU
PriceA$0.3050
Fair ValueA$0.1800
Upside-41.0%
Quality65/100
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Mixed Growth
Thin margins · 1.1% net margin
Low debt · generates free cash flow
Trails peers (4/11)
Narrow moat 24/100
Evidence: High Range A$0.1300 – A$0.2200 Share as image

Fair value as of: Aug 13, 2026

From 26 valuation models · updated today

Fair value updated Aug 13, 2026, revised from A$0.0200 to A$0.1800 (+800.0%) since Jul 16, 2026. Share price +1.7% over the past month.

A solid business, but screening 41% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (A$0.2200). The favourable scenario is already priced in.
  • Solid but not exceptional quality (65/100) and above fair value, neither a clear bargain nor a standout compounder.
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Price vs Fair Value (5 years)

A$1.85 A$0.2100 Fair Value A$0.1800 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range A$0.2100 – A$1.85 · fair‑value band A$0.1300 – A$0.2200 · the A$0.3050 price screens above the A$0.1800 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

3P Learning Limited (3PL) currently trades at A$0.3050, while our model-based Fair Value estimate is A$0.1800, implying the stock looks roughly 41.0% overvalued today. The Quality Score stands at 65/100 (solid quality), in the Consumer Defensive sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, 3P Learning Limited generated revenue of A$108M at a net margin of 1.1%. Revenue declined 1.6% year over year. It earns a return on equity of 0.9%. The balance sheet holds a net cash position of A$7.6M. Fundamentals as of Aug 13, 2026

Our scenario range runs from A$0.1300 (bear case) to A$0.2200 (bull case); at A$0.3050, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 56% below its 52-week high and 65% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at 12% fair-value upside, at -41%, 3PL screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF A$0.2800 A$0.3900 A$0.5300 80
Residual Income A$0.3100 A$0.2800 A$0.1600 76
Rev-Margin DCF A$0.1900 A$0.2700 A$0.3600 74
All 26 models by family
DCF Models
FCF DCF A$0.2800 A$0.4000 A$0.5700 38
Owner Earnings A$0.4700 A$0.6900 A$0.9800 31
5Y Revenue Exit A$0.1900 A$0.2700 A$0.3600 39
5Y EBITDA Exit A$0.5000 A$0.8700 A$1.31 41
5Y P/E Exit A$0.1400 A$0.1700 A$0.1900 38
10Y Revenue Exit A$0.2300 A$0.3000 A$0.3900 36
10Y EBITDA Exit A$0.4000 A$0.6700 A$1.05 37
10Y P/E Exit A$0.2000 A$0.2400 A$0.2800 35
Earnings-Based
Graham-Dodd A$0.0100 A$0.0200 A$0.0300 54
Lynch FV A$0.0100 A$0.0100 A$0.0100 50
PEG = 1.0 A$0.0100 A$0.0100 A$0.0100 46
EPV A$0.1100 A$0.1100 A$0.1200 59
Dividend Discount
Gordon GGM A$0.0500 A$0.0800 A$0.1000 70
DDM Multi-Stage A$0.0500 A$0.0700 A$0.0800 61
Multiples
P/E Multiple A$0.0100 A$0.0200 A$0.0200 63
P/S Multiple A$0.0100 A$0.0100 A$0.0200 58
P/B Multiple A$0.0100 A$0.0100 A$0.0200 55
EV/EBIT A$0.1900 A$0.2400 A$0.2900 53
EV/EBITDA A$0.7400 A$0.9700 A$1.21 54
EV/Revenue A$0.1400 A$0.1800 A$0.2300 43
Asset-Based
NCAV (Graham) A$0.2600 A$0.3500 A$0.5100 50
Growth DCF
Growth DCF A$0.2800 A$0.3900 A$0.5300 80
Rev-Margin DCF A$0.1900 A$0.2700 A$0.3600 74
Economic Profit
Residual Income A$0.3100 A$0.2800 A$0.1600 76
ROIC Compounder A$0.1100 A$0.1100 A$0.1200 72
Growth Earnings
Growth-Adj P/E A$0.0100 A$0.0100 A$0.0200 68

Widest divergence: Asset-Based (A$0.3500) versus Earnings-Based (A$0.0100). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) A$108M
Revenue growth (YoY) -1.6%
Net margin 1.1%
Return on equity 0.9%
Free cash flow A$7.8M FY2025
Operating margin -0.3%
More key figures
EPS growth (YoY) +48.3%
Net cash A$7.6M FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 65/100

Of which business quality 64 · Market factors (momentum, volatility) 29

Profitability 37
Margins and returns on capital today
Quality Growth 72
Are margins and returns improving?
Cashflow 58
Earnings quality: real cash, not paper profit
Fin. Strength 61
Balance sheet, leverage, solvency risk
Investment 96
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 26
Price trend over the last 3–12 months (market factor)
52W Momentum 12
Distance to the 52-week high (market factor)
Net Issuance 87
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

3P Learning Limited, together with its subsidiaries, engages in the development, marketing, and sale of educational software and e-books to schools and parents of school-aged students in the Asia-Pacific, North and South America, Europe, the Middle East, and Africa. It operates in two segments, Business-to-School (B2B) and Business-to-Consumer (B2C).

Full company description

3P Learning Limited, together with its subsidiaries, engages in the development, marketing, and sale of educational software and e-books to schools and parents of school-aged students in the Asia-Pacific, North and South America, Europe, the Middle East, and Africa. It operates in two segments, Business-to-School (B2B) and Business-to-Consumer (B2C). The company offers EdTech programs for writing, reading, mathematics, and assessment. It also provides Mathletics, Reading Eggs, Mathseeds, Brightpath Progress, LiteracyPlanet, and Writing Legends programs. 3P Learning Limited was incorporated in 2003 and is headquartered in Leichhardt, Australia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

3P Learning Limited reported revenue of A$109M in FY2025 versus A$57.4M in FY2021, a compound +17.3%/yr. Reported net income was A$210K in FY2025.

Growth Quality 79/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
A$109M
Latest YoY
−1.0%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+3.8%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+14.7%
Avg. growth/yr (15Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+11.0%
Revenue +17.3%/yr
FY21 A$57.4M
FY22 A$97.2M
FY23 A$107M
FY24 A$110M
FY25 A$109M
Net income
FY21 −A$9.4M
FY22 −A$536K
FY23 A$6.4M
FY24 −A$57.1M
FY25 A$210K

3PL screens 41% overvalued. Compare with New Oriental Education & Technology Group →

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Cite: Fair Value Calculator (2026). "3P Learning Limited Fair Value". https://www.fairvalue-calculator.com/stock/3PL

Peer Group

Education & Training Services · 149 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 65 · Top 25%
Fair Value upside −41% · Bottom 25%
Return on equity (TTM) 1% · Below median
Return on assets 1% · Below median
Net margin (TTM) 1% · Below median
Operating margin (TTM) -0% · Below median
Revenue growth -2% · Below median

Valuation Multiples vs Education & Training Services median · lower = cheaper

P/B 0.41× · Cheaper than median
P/S (TTM) 0.53× · Cheaper than median
P/FCF 7.4× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 35
FUTURE 0 · sector 23
PAST 4 · sector 19
HEALTH 100 · sector 95
DIVIDEND 0 · sector 61

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Education & Training Services stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
New Oriental Education & Technology Group EDUN 966.48 MXN 875.84 MXN -9%
TAL Education Group TAL $11.87 $15.60 +31%
Laureate Education, Inc LAUR $36.99 $41.45 +12%
Physicswallah Limited PWL ₹123.90 ₹14.81 -88%
Grand Canyon Education, Inc LOPE $142.06 $152.01 +7%
Covista Inc CVSA $128.22 $135.45 +6%
Stride, Inc LRN $78.59 $139.45 +77%
Universal Technical Institute, Inc UTI $25.64 $20.98 -18%
Perdoceo Education Corporation PRDO $31.24 $40.65 +30%
Strategic Education, Inc STRA $79.98 $105.48 +32%

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Frequently asked questions

Is 3P Learning Limited (3PL) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of A$0.1800 versus a price of A$0.3050, about −41% (overvalued).
What is the fair value of 3PL?
Our model-based fair value for 3P Learning Limited is A$0.1800 (as of Aug 13, 2026), built from audited fundamentals. The current price is A$0.3050.
What is the quality score of 3PL?
3P Learning Limited has a Quality Score of 65/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of 3P Learning Limited (3PL)?
3P Learning Limited reported trailing-twelve-month revenue of about A$108M (latest available figure, as of Aug 13, 2026).
What is the net profit margin of 3PL?
The net profit margin of 3P Learning Limited is about 1.1%, meaning it keeps roughly 1.1% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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