8COMMON Ltd (8CO) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of 8COMMON Ltd stock A$0.03, price A$0.03, upside +29.0%, quality 74 out of 100. Rating: undervalued. Calculated from audited financials with 18 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 4, 2026.
How to read this chart
60‑month range A$0.0140 – A$0.2250 · fair‑value band A$0.0296 – A$0.0426 · the A$0.0270 price screens below the A$0.0348 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 4, 2026.
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8common Limited engages in the expense management software business in Australia, Asia, North America, and internationally.
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It offers Expense8, which provides end-to-end travel expense management software, card application, and management; and CardHero, a pre-paid card payment and fund distribution solution.
The company serves publicly listed companies, global corporations, and local and national governments. 8common Limited was incorporated in 2014 and is headquartered in Canberra, Australia.
Stock analysis
8COMMON Ltd (8CO) currently trades at A$0.0270, while our model-based Fair Value estimate is A$0.0348, implying the stock looks roughly 23% undervalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of A$0.0700 per share, and 14 of the 16 models we run sit above the A$0.0270 price.
Bear case: the Earnings-Based group reads lowest at A$0.0400, and 2 of the 16 models stay below the price. Data coverage for this calculation is low.
Scenario range: A$0.0296 (bear) to A$0.0426 (bull), the price of A$0.0270 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 74/100 (solid quality), in the Technology sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
8COMMON Ltd reported revenue of A$6.4M in FY2026 versus A$4.6M in FY2022, a compound +8.8%/yr. Reported net income was A$45.0K in FY2026.
Key figures
Market cap A$6.1M (≈ $4.2M) Micro · P/S ratio 1.01 · Net margin 1.7% · Return on equity −11,650% · Return on assets (EBIT) −26.6% (5-year average) · Operating margin 9.4% · Revenue (TTM) A$6.4M · Revenue growth (YoY) −14.4%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 35 out of 100 (low confidence).
What moves the price
The share trades about 36% below its 52-week high and 50% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at 10% fair-value upside, at 29%, 8CO screens cheaper than that median.
Fair Value models
BearA$0.0296Fair Value A$0.0348BullA$0.0426
Price A$0.0270 · Upside +29.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
−12.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−4.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+12.8%
Start year 2021 (pandemic). Over 10 years: +5.7% a year
Revenue growth 12 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.3%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−41.2% (2021) → 13.4% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: no profitable base year
not computed
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−8.5%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Australia: IMF forecast 3.0% a year to 2030, 2.9% from 2016 to 2025) that is about −11.2% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 628 stocks
Beats the industry median on 6/9 measures
Overall it ranks above its industry peers.
Valuation
Quality Score74 · Top 25%
Fair Value upside+28.9% · Above median
Profitability
Return on equity (12 months)Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
Return on assets2.6% · Above median
Net margin (12 months)1.7% · Below median
Operating margin (12 months)9.4% · Above median
Growth and dividend
Revenue growth (quarter YoY)−14.4% · Bottom 25%
Balance sheet
Debt / equityNegative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
Valuation Multiplesvs Software - Application median · lower = cheaper
P/BNegative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "8COMMON Ltd Fair Value". https://www.fairvalue-calculator.com/stock/8CO
Frequently asked questions
Is 8COMMON Ltd (8CO) overvalued or undervalued?
As of Nov 4, 2026, our model estimates a fair value of A$0.0348 versus a price of A$0.0270, about +29% upside (undervalued).
What is the fair value of 8CO?
Our model-based fair value for 8COMMON Ltd is A$0.0348 (as of Nov 4, 2026), built from audited fundamentals. The current price: A$0.0270.
What is the quality score of 8CO?
8COMMON Ltd has a Quality Score of 74/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for 8COMMON Ltd (8CO)?
Our model-based price target is the fair value of A$0.0348 (as of Nov 4, 2026) from 18 valuation models. Cautious scenario A$0.0296, optimistic scenario A$0.0426. It is a calculation from audited fundamentals, not an analyst target.
What is the 8COMMON Ltd stock forecast for 2026?
Our models put fair value at A$0.0348, about +29% upside versus a price of A$0.0270 (undervalued). Cautious scenario A$0.0296, optimistic scenario A$0.0426. The calculation is refreshed regularly with new filings.
What is the revenue of 8COMMON Ltd (8CO)?
8COMMON Ltd reported trailing-twelve-month revenue of about A$6.4M (latest available figure, as of Nov 4, 2026).
What growth is priced into 8COMMON Ltd (8CO)?
For today's price to be fair in a discounted-cash-flow model, 8COMMON Ltd would have to grow free cash flow by -8.5 % per year for five years (discount rate 8.3 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +12.8 % per year. As of Nov 4, 2026.
What discount rate (WACC) does the fair value of 8CO use?
Our models discount 8COMMON Ltd at 8.3 %: a base by market capitalisation (nano), damped by beta 0.23, country premium for Australia. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For 8COMMON Ltd that is -8.5 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (8.3 %) and the same formula as our fair value.
How much growth has 8COMMON Ltd (8CO) delivered so far?
Over the past 5 years revenue at 8COMMON Ltd grew +12.8 % a year. The price currently implies free-cash-flow growth of -8.5 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of 8COMMON Ltd (8CO) growing?
The median revenue growth in the sector is +11.5 % a year. That is the yardstick for the growth priced into 8COMMON Ltd (-8.5 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of 8COMMON Ltd (8CO)?
The free-cash-flow yield on the price is 12.04 %: that much free cash flow 8COMMON Ltd produces per unit of market value. When it exceeds the discount rate of our models (8.3 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of 8COMMON Ltd (8CO)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For 8COMMON Ltd it is A$0.0348 per share (as of Nov 4, 2026), against a price of A$0.0270. It is the blended result of 18 valuation models in 6 families (DCF Models, Earnings-Based, Multiples, Growth DCF, Economic Profit, Growth Earnings).
Is 8COMMON Ltd stock overvalued or undervalued in 2026?
As of Nov 4, 2026, 8CO trades below its calculated fair value: price A$0.0270, fair value A$0.0348, a gap of about +29% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 8CO?
No. The price is what the market pays today (A$0.0270); the fair value is what the company's own numbers justify (A$0.0348). For 8COMMON Ltd the two are A$0.0078 per share apart. That gap is exactly why we show both numbers side by side.
How much is 8COMMON Ltd worth?
The market values 8COMMON Ltd at about A$6.1M (market capitalisation, as of Nov 4, 2026). Per share that is A$0.0270; our models calculate a fair value of A$0.0348 per share.
What do the bullish and bearish scenarios say about 8CO?
Our models span a range for 8COMMON Ltd: cautious scenario A$0.0296, base A$0.0348, optimistic A$0.0426 per share (as of Nov 4, 2026, price A$0.0270). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of 8COMMON Ltd (8CO)?
Balance-sheet figures for 8COMMON Ltd (as of Nov 4, 2026): negative equity, so no return on equity and no debt-to-equity ratio. They feed the Quality Score of 74/100, which measures business quality independently of the share price.
How far is 8CO from its 52-week high?
8COMMON Ltd trades at A$0.0270, about 36% below its 52-week high of A$0.0420 and 50% above the low of A$0.0180 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of A$0.0348 is for.
Which stocks are comparable to 8COMMON Ltd?
From the same area (Technology) we also value SAP SE, Salesforce, Inc, Shopify Inc, ServiceNow, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is 8COMMON Ltd stock attractive at the current price?
The data as of Nov 4, 2026: price A$0.0270, calculated fair value A$0.0348 (+29%), Quality Score 74/100, from 18 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 8CO calculated?
We run 8COMMON Ltd through 18 models from 6 families: DCF Models, Earnings-Based, Multiples, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of A$0.0348 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. 8COMMON Ltd currently trades 23% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of 8COMMON Ltd (8CO)?
The closing price on Nov 6, 2026 was A$0.0270. Our model-based fair value is A$0.0348, about +29% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with 8COMMON Ltd right now?
The price is below even our cautious bear case (A$0.0296). The market is more pessimistic than our downside scenario. Solid quality (74/100) at a price below fair value, the discount is the argument here, not the business quality. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
Key figures of 8COMMON Ltd
How large is the market capitalisation of 8COMMON Ltd (8CO)?
The market capitalisation of 8COMMON Ltd is A$6.1M (≈ $4.2M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of 8COMMON Ltd (8CO)?
The price-to-sales ratio of 8COMMON Ltd is 1.01 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the net margin of 8COMMON Ltd (8CO)?
The net margin of 8COMMON Ltd is 1.7% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of 8COMMON Ltd (8CO)?
The return on equity (ROE) of 8COMMON Ltd is −11,650% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of 8COMMON Ltd (8CO)?
On an EBIT basis the return on assets of 8COMMON Ltd is −26.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of 8COMMON Ltd (8CO)?
The operating margin of 8COMMON Ltd is 9.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at 8COMMON Ltd (8CO)?
Revenue at 8COMMON Ltd is growing −14.4% versus a year earlier (3y avg −4.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much net cash does 8COMMON Ltd (8CO) hold?
8COMMON Ltd holds more cash than debt, A$114K net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
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Thin data
Nov 4, 2026