SEG International Bhd (9792) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of SEG International Bhd stock MYR 0.20, price MYR 0.65, that is 69.0% below the price, quality 64 out of 100. Rating: strongly overvalued. Calculated from audited financials with 24 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 8, 2026.
How to read this chart
60‑month range 0.4667 MYR – 0.7912 MYR · fair‑value band 0.1400 MYR – 0.2600 MYR · the 0.6450 MYR price screens above the 0.2000 MYR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 8, 2026.
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SEG International Bhd, an investment holding company, provides educational and training services in Malaysia.
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The company offers programs in the areas of medicine, biomedical science, dentistry, pharmacy, optometry and vision sciences, engineering and built environment, business, accounting, law, technology and innovation.
It also provides professional, commercial, and academic education; property investment, development, and management; academic quality assurance and education consultancy; eye care and optometry related; dental care and training; medical clinic and healthcare; and child education and related services.
In addition, the company offers financial planning and financial related courses; business advisory services; solutions and e-community management systems; management consultancy and money lending services; recruitment and other related services; premises rental services; software development and provision of web-based learning management system; and educational programs licensing and accreditation programmes, as well as information technology services.
Further, the company engages in the operation of institute that provides educational programmes; personal wellness and animal healthcare; traditional chinese medicine services and treatment such as consultation, acupunture, moxibustion, massotherapy, guasa, cupping, and retailing in chinese traditional health supplements patent medicine; network marketing; distribution and retail of traditional Chinese medicine, veterinary, dental, healthcare and healthcare-related products; and provides physiotherapy and rehabilitation services.
SEG International Bhd was founded in 1977 and is headquartered in Petaling Jaya, Malaysia.
Stock analysis
SEG International Bhd (9792) currently trades at 0.6450 MYR, while our model-based Fair Value estimate is 0.2000 MYR, 69% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of 0.2750 MYR per share, and 0 of the 24 models we run sit above the 0.6450 MYR price.
Bear case: the Asset-Based group reads lowest at 0.0400 MYR, and 24 of the 24 models stay below the price. Data coverage for this calculation is low.
Scenario range: 0.1400 MYR (bear) to 0.2600 MYR (bull), the price of 0.6450 MYR sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 64/100 (solid quality), in the Consumer Defensive sector.
Weak Growth: Revenue growth is weak: less than 2 % a year.
SEG International Bhd reported revenue of 207M MYR in FY2025 versus 223M MYR in FY2021, a compound −1.8%/yr. Reported net income was 8.0M MYR in FY2025, compounding −35.5%/yr from FY2021.
Key figures
Market cap 786M MYR (≈ $194M) Micro · P/E ratio 64.5 · P/S ratio 3.47 · EPS (TTM) 0.0100 MYR · Dividend yield 2.3% · Net margin 5.5% · Return on equity 11.6% · Return on assets (EBIT) 8.1% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 41 out of 100 (low confidence).
What moves the price
The share trades about 12% below its 52-week high and 4% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Consumer Defensive peers we cover trades at 31% fair-value upside, at −69%, 9792 screens richer than that median.
Fair Value models
Bear0.1400 MYRFair Value 0.2000 MYRBull0.2600 MYR
Price 0.6450 MYR · Downside -69.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue growth is weak: less than 2 % a year.
Revenue growth 1 year
+7.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−1.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+0.3%
Start year 2020 (pandemic). Over 10 years: −2.0% a year
Revenue growth 13 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−2.4%
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What shareholders gained per year (last 5 years), in MYR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in MYR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−26.7%
Earnings growth per share plus dividend.
Earnings per share, growth per year−29.0%
Dividend (yield on the price)2.3%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−29.0% vs −11.2%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.27% → 10%
Pace: the 5-year rate starts in 2020 (pandemic)
⚠ Revenue per share shrinking 3.5%/yr over ~8Y (margins eroding too) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+20.3%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Malaysia: IMF forecast 2.0% a year to 2030, 1.8% from 2016 to 2025) that is about +18.0% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Education & Training Services · 108 stocks
Beats the industry median on 4/14 measures
Overall it trails its industry peers.
Valuation
Quality Score64 · Above median
Fair Value upside−69.0% · Bottom 25%
Profitability
Return on equity (12 months)11.6% · Above median
Return on assets1.7% · Below median
Net margin (12 months)5.5% · Below median
Operating margin (12 months)7.3% · Below median
Growth and dividend
Revenue growth (quarter YoY)18.5% · Top 25%
Dividend yield (12 months)2.3% · Below median
Balance sheet
Debt / equity0.04× · Below median
Valuation Multiplesvs Education & Training Services median · lower = cheaper
P/E (12 months)64.5× · Priciest 25%
P/B7.58× · Priciest 25%
P/S (12 months)3.47× · Priciest 25%
Price / free cash flow (fiscal year)24.6× · Pricier than median
EV/EBITDA20.6× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 47
FUTURE (revenue growth)93· sector 21
PAST (return on equity)46· sector 28
HEALTH (low debt)98· sector 95
DIVIDEND (yield)47· sector 58
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "SEG International Bhd Fair Value". https://www.fairvalue-calculator.com/stock/9792
Frequently asked questions
Is SEG International Bhd (9792) overvalued or undervalued?
As of Nov 8, 2026, our model estimates a fair value of 0.2000 MYR versus a price of 0.6450 MYR, about 69% lower (overvalued).
What is the fair value of 9792?
Our model-based fair value for SEG International Bhd is 0.2000 MYR (as of Nov 8, 2026), built from audited fundamentals. The current price: 0.6450 MYR.
What is the quality score of 9792?
SEG International Bhd has a Quality Score of 64/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for SEG International Bhd (9792)?
Our model-based price target is the fair value of 0.2000 MYR (as of Nov 8, 2026) from 24 valuation models. Cautious scenario 0.1400 MYR, optimistic scenario 0.2600 MYR. It is a calculation from audited fundamentals, not an analyst target.
What is the SEG International Bhd stock forecast for 2026?
Our models put fair value at 0.2000 MYR, about 69% lower versus a price of 0.6450 MYR (overvalued). Cautious scenario 0.1400 MYR, optimistic scenario 0.2600 MYR. The calculation is refreshed regularly with new filings.
What is the revenue of SEG International Bhd (9792)?
SEG International Bhd reported trailing-twelve-month revenue of about 227M MYR (latest available figure, as of Nov 8, 2026).
Does SEG International Bhd pay a dividend?
SEG International Bhd currently shows a dividend yield of 2.33% relative to its recent price (as of Nov 8, 2026).
How much is the dividend of SEG International Bhd (9792) and when is the ex-dividend date?
SEG International Bhd pays a dividend of 0.015 MYR per share a year, a dividend yield of 2.3%. The last ex-dividend date was Sep 2, 2026. A dividend has been paid every year since 2022. The payout ratio is 150% of earnings. Free cash flow covers the dividend 1.75 times. Our assessment: Sustainable. Payout and cash coverage both look sustainable.
What growth is priced into SEG International Bhd (9792)?
For today's price to be fair in a discounted-cash-flow model, SEG International Bhd would have to grow free cash flow by +20.3 % per year for five years (discount rate 12.6 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +0.3 % per year. As of Nov 8, 2026.
What discount rate (WACC) does the fair value of 9792 use?
Our models discount SEG International Bhd at 12.6 %: a base by market capitalisation (micro), damped by beta 0.06, country premium for Malaysia. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For SEG International Bhd that is +20.3 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (12.6 %) and the same formula as our fair value.
How much growth has SEG International Bhd (9792) delivered so far?
Over the past 5 years revenue at SEG International Bhd grew +0.3 % a year. The price currently implies free-cash-flow growth of +20.3 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of SEG International Bhd (9792) growing?
The median revenue growth in the sector is +4.7 % a year. That is the yardstick for the growth priced into SEG International Bhd (+20.3 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of SEG International Bhd (9792)?
The free-cash-flow yield on the price is 4.06 %: that much free cash flow SEG International Bhd produces per unit of market value. When it exceeds the discount rate of our models (12.6 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of SEG International Bhd (9792)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For SEG International Bhd it is 0.2000 MYR per share (as of Nov 8, 2026), against a price of 0.6450 MYR. It is the blended result of 24 valuation models in 8 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is SEG International Bhd stock overvalued or undervalued in 2026?
As of Nov 8, 2026, 9792 trades above its calculated fair value: price 0.6450 MYR, fair value 0.2000 MYR, a gap of about −69% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 9792?
No. The price is what the market pays today (0.6450 MYR); the fair value is what the company's own numbers justify (0.2000 MYR). For SEG International Bhd the two are 0.4450 MYR per share apart. That gap is exactly why we show both numbers side by side.
How much is SEG International Bhd worth?
The market values SEG International Bhd at about 786M MYR (market capitalisation, as of Nov 8, 2026). Per share that is 0.6450 MYR; our models calculate a fair value of 0.2000 MYR per share.
What do the bullish and bearish scenarios say about 9792?
Our models span a range for SEG International Bhd: cautious scenario 0.1400 MYR, base 0.2000 MYR, optimistic 0.2600 MYR per share (as of Nov 8, 2026, price 0.6450 MYR). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 9792?
SEG International Bhd trades at a price-to-earnings ratio of 64.5 (as of Nov 8, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 0.2000 MYR is built from several models across several years. Other multiples: P/B 7.6, P/S 3.5, EV/EBITDA 20.6.
How solid is the balance sheet of SEG International Bhd (9792)?
Balance-sheet figures for SEG International Bhd (as of Nov 8, 2026): return on equity 11.6%, debt of 0.04 per unit of equity. They feed the Quality Score of 64/100, which measures business quality independently of the share price.
How far is 9792 from its 52-week high?
SEG International Bhd trades at 0.6450 MYR, about 12% below its 52-week high of 0.7326 MYR and 4% above the low of 0.6202 MYR (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 0.2000 MYR is for.
Which stocks are comparable to SEG International Bhd?
From the same area (Consumer Defensive) we also value New Oriental Education & Technology Group, Laureate Education, Inc, Covista Inc, Physicswallah Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is SEG International Bhd stock attractive at the current price?
The data as of Nov 8, 2026: price 0.6450 MYR, calculated fair value 0.2000 MYR (−69%), Quality Score 64/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 9792 calculated?
We run SEG International Bhd through 24 models from 8 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 0.2000 MYR builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. SEG International Bhd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of SEG International Bhd (9792)?
The closing price on Nov 6, 2026 was 0.6450 MYR. Our model-based fair value is 0.2000 MYR, about 69% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with SEG International Bhd right now?
The price sits above even our optimistic bull case (0.2600 MYR). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (64/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (0.1400 MYR to 0.2600 MYR) leaves room in how you read the outcome.
Key figures of SEG International Bhd
How large is the market capitalisation of SEG International Bhd (9792)?
The market capitalisation of SEG International Bhd is 786M MYR (≈ $194M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of SEG International Bhd (9792)?
The price-to-sales ratio of SEG International Bhd is 3.47 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of SEG International Bhd (9792)?
Earnings per share at SEG International Bhd are 0.0100 MYR (price ÷ EPS = P/E 64.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of SEG International Bhd (9792)?
The dividend yield of SEG International Bhd is 2.3% (payout 150%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of SEG International Bhd (9792)?
The net margin of SEG International Bhd is 5.5% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of SEG International Bhd (9792)?
The return on equity (ROE) of SEG International Bhd is 11.6% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of SEG International Bhd (9792)?
On an EBIT basis the return on assets of SEG International Bhd is 8.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of SEG International Bhd (9792)?
The operating margin of SEG International Bhd is 7.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at SEG International Bhd (9792)?
Revenue at SEG International Bhd is growing +18.5% versus a year earlier (3y avg −1.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at SEG International Bhd (9792)?
Earnings per share at SEG International Bhd are growing +900% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does SEG International Bhd (9792) carry?
The net debt of SEG International Bhd is 5.2M MYR (fiscal year 2020, ≈ 0.2 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Thin data
Nov 8, 2026