SEG International Bhd (9792) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of SEG International Bhd MYR 0.14, price MYR 0.64, upside -78.0%, quality 60 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range 0.4778 MYR – 0.8100 MYR · fair‑value band 0.1300 MYR – 0.1800 MYR · the 0.6350 MYR price screens above the 0.1400 MYR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
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SEG International Bhd, an investment holding company, provides educational and training services in Malaysia. The company offers programs in the areas of medicine, biomedical science, dentistry, pharmacy, optometry and vision sciences, engineering and built environment, business, accounting, law, technology and innovation.
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SEG International Bhd, an investment holding company, provides educational and training services in Malaysia. The company offers programs in the areas of medicine, biomedical science, dentistry, pharmacy, optometry and vision sciences, engineering and built environment, business, accounting, law, technology and innovation. It also provides professional, commercial, and academic education; property investment, development, and management; academic quality assurance and education consultancy; eye care and optometry related; dental care and training; medical clinic and healthcare; and child education and related services. In addition, the company offers financial planning and financial related courses; business advisory services; solutions and e-community management systems; management consultancy and money lending services; recruitment and other related services; premises rental services; software development and provision of web-based learning management system; and educational programs licensing and accreditation programmes, as well as information technology services. Further, the company engages in the operation of institute that provides educational programmes; personal wellness and animal healthcare; traditional chinese medicine services and treatment such as consultation, acupunture, moxibustion, massotherapy, guasa, cupping, and retailing in chinese traditional health supplements patent medicine; network marketing; distribution and retail of traditional Chinese medicine, veterinary, dental, healthcare and healthcare-related products; and provides physiotherapy and rehabilitation services. SEG International Bhd was founded in 1977 and is headquartered in Petaling Jaya, Malaysia.
Stock analysis
SEG International Bhd (9792) currently trades at 0.6350 MYR, while our model-based Fair Value estimate is 0.1400 MYR, implying the stock looks roughly 353.5% overvalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of 0.2700 MYR per share, and 0 of the 24 models we run sit above the 0.6350 MYR price.
Bear case: the Earnings-Based group reads lowest at 0.0500 MYR, and 24 of the 24 models stay below the price. Evidence for this calculation is low.
Scenario range: 0.1300 MYR (bear) to 0.1800 MYR (bull), the price of 0.6350 MYR sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 60/100 (solid quality), in the Consumer Defensive sector.
Weak Growth: Revenue growth is weak: less than 2 % a year.
SEG International Bhd reported revenue of 207M MYR in FY2025 versus 223M MYR in FY2021, a compound −1.8%/yr. Reported net income was 8.0M MYR in FY2025, compounding −35.5%/yr from FY2021.
Key figures
Market cap 776M MYR (≈ $190M) · P/E ratio 63.5 · P/S ratio 2.45 · EPS (TTM) 0.0100 MYR · Dividend yield 1.3% · Net margin 3.9% · Return on equity 8.7% · Return on assets (EBIT) 8.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 47 out of 100 (low confidence).
What moves the price
The share trades about 22% below its 52-week high and 2% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Defensive peers we cover trades at 14% fair-value upside, at −78%, 9792 screens richer than that median.
Fair Value models
Bear 0.1300 MYRFair Value 0.1400 MYRBull 0.1800 MYR
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (0.0015 MYR per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue growth is weak: less than 2 % a year.
Revenue growth 1 year
+7.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−1.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+0.3%
Start year 2020 (pandemic). Over 10 years: −2.0% a year
Revenue growth 13 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−2.4%
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What shareholders gained per year (last 5 years), in MYR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in MYR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−27.7%
Earnings growth per share plus dividend.
Earnings per share, growth per year−29.0%
Dividend (yield on the price)1.3%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−29% vs −11%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.27% → 10%
Start year 2020 (pandemic)
⚠ Revenue per share shrinking 3.8%/yr over ~7Y (margins eroding too) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+20.0%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Malaysia: IMF forecast 2.0% a year to 2030, 1.8% from 2016 to 2025) that is about +17.7% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Education & Training Services · 141 stocks
Beats the industry median on 5/14 measures
Overall it trails its industry peers.
Valuation
Quality Score60 · Above median
Fair Value upside−78% · Bottom 25%
Profitability
Return on equity (TTM)9% · Above median
Return on assets3% · Below median
Net margin (TTM)4% · Below median
Operating margin (TTM)6% · Below median
Growth and dividend
Revenue growth21% · Top 25%
Dividend yield (TTM)1.3% · Below median
Balance sheet
Debt / equity0.04× · Below median
Valuation Multiplesvs Education & Training Services median · lower = cheaper
P/E (TTM)63.5× · Priciest 25%
P/B1.83× · Pricier than median
P/S (TTM)0.88× · Pricier than median
P/FCF6.0× · Pricier than median
EV/EBITDA4.3× · Cheaper than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 47
FUTURE (revenue growth)100· sector 29
PAST (return on equity)35· sector 29
HEALTH (low debt)98· sector 95
DIVIDEND (yield)25· sector 60
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "SEG International Bhd Fair Value". https://www.fairvalue-calculator.com/stock/9792
Frequently asked questions
Is SEG International Bhd (9792) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 0.1400 MYR versus a price of 0.6350 MYR, about −78% upside (overvalued).
What is the fair value of 9792?
Our model-based fair value for SEG International Bhd is 0.1400 MYR (as of Sep 24, 2026), built from audited fundamentals. The current price: 0.6350 MYR.
What is the quality score of 9792?
SEG International Bhd has a Quality Score of 60/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for SEG International Bhd (9792)?
Our model-based price target is the fair value of 0.1400 MYR (as of Sep 24, 2026) from 24 valuation models. Cautious scenario 0.1300 MYR, optimistic scenario 0.1800 MYR. It is a calculation from audited fundamentals, not an analyst target.
What is the SEG International Bhd stock forecast for 2026?
Our models put fair value at 0.1400 MYR, about −78% upside versus a price of 0.6350 MYR (overvalued). Cautious scenario 0.1300 MYR, optimistic scenario 0.1800 MYR. The calculation is refreshed regularly with new filings.
What is the revenue of SEG International Bhd (9792)?
SEG International Bhd reported trailing-twelve-month revenue of about 218M MYR (latest available figure, as of Sep 24, 2026).
Does SEG International Bhd pay a dividend?
SEG International Bhd currently shows a dividend yield of about 1.26% relative to its recent price (as of Sep 24, 2026).
What growth is priced into SEG International Bhd (9792)?
For today's price to be fair in a discounted-cash-flow model, SEG International Bhd would have to grow free cash flow by +20.0 % per year for five years (discount rate 12.6 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +0.3 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of 9792 use?
Our models discount SEG International Bhd at 12.6 %: a base by market capitalisation (micro), damped by beta 0.06, country premium for Malaysia. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For SEG International Bhd that is +20.0 % per year a year over ten years, using the same discount rate (12.6 %) and the same formula as our fair value.
How much growth has SEG International Bhd (9792) delivered so far?
Over the past 5 years revenue at SEG International Bhd grew +0.3 % a year. The price currently implies +20.0 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of SEG International Bhd (9792) growing?
The median revenue growth in the sector is +2.6 % a year. That is the yardstick for the growth priced into SEG International Bhd (+20.0 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of SEG International Bhd (9792)?
The free-cash-flow yield on the price is 4.11 %: that much free cash flow SEG International Bhd produces per unit of market value. When it exceeds the discount rate of our models (12.6 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of SEG International Bhd (9792)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For SEG International Bhd it is 0.1400 MYR per share (as of Sep 24, 2026), against a price of 0.6350 MYR. It is the blended result of 24 valuation models (cash flow, earnings, asset, dividend).
Is SEG International Bhd stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 9792 trades above its calculated fair value: price 0.6350 MYR, fair value 0.1400 MYR, a gap of about −78% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 9792?
No. The price is what the market pays today (0.6350 MYR); the fair value is what the company's own numbers justify (0.1400 MYR). For SEG International Bhd the two are 0.4950 MYR per share apart. That gap is exactly why we show both numbers side by side.
How much is SEG International Bhd worth?
The market values SEG International Bhd at about 776M MYR (market capitalisation, as of Sep 24, 2026). Per share that is 0.6350 MYR; our models calculate a fair value of 0.1400 MYR per share.
What do the bullish and bearish scenarios say about 9792?
Our models span a range for SEG International Bhd: cautious scenario 0.1300 MYR, base 0.1400 MYR, optimistic 0.1800 MYR per share (as of Sep 24, 2026, price 0.6350 MYR). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 9792?
SEG International Bhd trades at a price-to-earnings ratio of 63.5 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 0.1400 MYR is built from several models across several years. Other multiples: P/B 1.8, P/S 0.9, EV/EBITDA 4.3.
How solid is the balance sheet of SEG International Bhd (9792)?
Balance-sheet figures for SEG International Bhd (as of Sep 24, 2026): return on equity 8.7%, debt of 0.04 per unit of equity. They feed the Quality Score of 60/100, which measures business quality independently of the share price.
How far is 9792 from its 52-week high?
SEG International Bhd trades at 0.6350 MYR, about 22% below its 52-week high of 0.8100 MYR and 2% above the low of 0.6200 MYR (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of 0.1400 MYR is for.
Which stocks are comparable to SEG International Bhd?
From the same area (Consumer Defensive) we also value New Oriental Education & Technology Group, TAL Education Group, Laureate Education, Inc, Grand Canyon Education, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is SEG International Bhd stock attractive at the current price?
The data as of Sep 24, 2026: price 0.6350 MYR, calculated fair value 0.1400 MYR (−78%), Quality Score 60/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 9792 calculated?
We run SEG International Bhd through 24 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 0.1400 MYR, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0 % above its aggregate fair value. SEG International Bhd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of SEG International Bhd (9792)?
The closing price on Sep 24, 2026 was 0.6350 MYR. Our model-based fair value is 0.1400 MYR, about −78% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with SEG International Bhd right now?
The price sits above even our optimistic bull case (0.1800 MYR). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (60/100) and above fair value, neither a clear bargain nor a standout compounder.
Key figures of SEG International Bhd
How large is the market capitalisation of SEG International Bhd (9792)?
The market capitalisation of SEG International Bhd is 776M MYR (≈ $190M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of SEG International Bhd (9792)?
The price-to-sales ratio of SEG International Bhd is 2.45 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of SEG International Bhd (9792)?
Earnings per share at SEG International Bhd are 0.0100 MYR (price ÷ EPS = P/E 63.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of SEG International Bhd (9792)?
The dividend yield of SEG International Bhd is 1.3% (payout 80.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of SEG International Bhd (9792)?
The net margin of SEG International Bhd is 3.9% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of SEG International Bhd (9792)?
The return on equity (ROE) of SEG International Bhd is 8.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of SEG International Bhd (9792)?
On an EBIT basis the return on assets of SEG International Bhd is 8.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of SEG International Bhd (9792)?
The operating margin of SEG International Bhd is 6.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at SEG International Bhd (9792)?
Revenue at SEG International Bhd is growing +20.8% versus a year earlier (3y avg −1.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at SEG International Bhd (9792)?
Earnings per share at SEG International Bhd are growing +19.9% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does SEG International Bhd (9792) carry?
The net debt of SEG International Bhd is 5.2M MYR (fiscal year 2020, ≈ 0.2 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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