EN DE
Watch Bank Pembangunan Timur Tbk for free: we tell you when fair value or trend changes.
Data-driven stock valuation

Bank Pembangunan Timur Tbk (BJTM) fair value: what the stock is really worth

As of Nov 6, 2026: fair value (intrinsic value) of Bank Pembangunan Timur Tbk stock IDR 838, price IDR 492, upside +70.3%, quality 60 out of 100. Rating: strongly undervalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.

  1. Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with one Yes, for free

Financial Services ID · ISIN ID1000123904

BP Bank Pembangunan Timur Tbk logo Thin data Nov 8, 2026

Bank Pembangunan Timur Tbk

BJTM · JK
Meets all rules

The stock costs 41% less than our calculation considers fair.

Fair value 837.66 IDR · Strongly undervalued
Quality 60/100
Healthy Growth (revenue 5y +11.7 %/yr in IDR)
Solidly profitable · 19.9% net margin (TTM)
Ranks above peers (8/13)
Costs just 4.8 times its yearly profit.
Wide moat 65/100 · thin data
Thin data
Watch Bank Pembangunan Timur Tbk for free: we tell you when fair value or trend changes. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

551.26 IDR 369.66 IDR Fair Value 837.66 IDR Jun 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 8, 2026.

How to read this chart

60‑month range 369.66 IDR – 551.26 IDR · fair‑value band 762.65 IDR – 1,087 IDR · the 492.00 IDR price screens below the 837.66 IDR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 8, 2026.

Follow Bank Pembangunan Timur Tbk in your weekly email

Every Wednesday you see whether Bank Pembangunan Timur Tbk is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

PT Bank Pembangunan Daerah Jawa Timur Tbk provides various banking products and services in Indonesia.

Show moreShow less

The company offers savings and current accounts, and deposits; personal loans, such as property and property consumption, multiguna, motor vehicle loans, and gold guarantee and cash collateral credit; productive loans; property construction loan, bank guarantee, checking account, investment loan, syndicated loans, financing receivables loan, local government loan, bureau of public service area loan, local government and bailout credit, and bank guarantee fore; and common foreign exchange, hedging forward contract, banknotes, deposit on call, and list of underlying documents.

It also provides ATM, internet banking, mobile banking, SMS banking, virtual account, and electronic government staff card services; trade finance and remittance transactions that include letter of credit, documentary collection, bill purchasing and shipping guarantee remittance; safe deposit box; BPD net online; and other banking services.

In addition, the company offers treasury papers, bonds, commercial papers, and other securities instruments. PT Bank Pembangunan Daerah Jawa Timur Tbk was founded in 1961 and is headquartered in Surabaya, Indonesia.

Stock analysis

Bank Pembangunan Timur Tbk (BJTM) currently trades at 492.00 IDR, while our model-based Fair Value estimate is 837.66 IDR, implying the stock looks roughly 41% undervalued today.

Show more

Valuation

Bull case: the Multiples group reads highest at a median of 1,136 IDR per share, and 6 of the 6 models we run sit above the 492.00 IDR price.

Bear case: the Asset-Based group reads lowest at 590.46 IDR, and 0 of the 6 models stay below the price. Data coverage for this calculation is low.

Scenario range: 762.65 IDR (bear) to 1,087 IDR (bull), the price of 492.00 IDR sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 60/100 (solid quality), in the Financial Services sector.

Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.

Bank Pembangunan Timur Tbk reported revenue of 11.2T IDR in FY2025 versus 7.0T IDR in FY2021, a compound +12.3%/yr. Reported net income was 1.5T IDR in FY2025, compounding +0.4%/yr from FY2021.

Key figures

Market cap 7.4T IDR (≈ $410M) Small · P/E ratio 4.8 · P/S ratio 0.94 · EPS (TTM) 104.36 IDR · Net margin 19.9% · Return on equity 11.3% · Return on assets (EBIT) 1.7% (5-year average) · Operating margin 31.1%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 65 out of 100 (low confidence).

What moves the price

The share trades about 10% below its 52-week high and 4% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −28% fair-value upside, at 70%, BJTM screens cheaper than that median.

Fair Value models

Bear 762.65 IDR Fair Value 837.66 IDR Bull 1,087 IDR
Price 492.00 IDR · Upside +70.3%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (89.49 IDR per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
Residual Income 762.65 IDR 837.66 IDR 974.25 IDR 76
Gordon GGM 479.15 IDR 821.97 IDR 1,087 IDR 68
DDM Multi-Stage 479.15 IDR 770.30 IDR 882.40 IDR 67
All 6 models by family
Dividend Discount
Gordon GGM 479.15 IDR 821.97 IDR 1,087 IDR 68
DDM Multi-Stage 479.15 IDR 770.30 IDR 882.40 IDR 67
Multiples
P/E Multiple 1,003 IDR 1,338 IDR 1,672 IDR 63
P/B Multiple 699.79 IDR 933.06 IDR 1,166 IDR 55
Asset-Based
NCAV (Graham) 440.64 IDR 590.46 IDR 881.29 IDR 54
Economic Profit
Residual Income 762.65 IDR 837.66 IDR 974.25 IDR 76

Open the full fair value analysis →

Quality Score breakdown

Overall quality 60/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 28
How much profit the company makes from its sales and capital
Quality Growth 48
Are margins and returns getting better?
Cashflow 100
Do the profits arrive as real cash?
Financial strength 30
Debt, balance sheet and risk of trouble
Investment 60
Does it invest with discipline instead of growing at any price?
Low Volatility 98
How calm the share price moves, does not count
Price momentum 36
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 30
Distance to the 52-week high, does not count
New shares 82
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 90/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+23.7%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+15.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.7%
Start year 2020 (pandemic). Over 10 years: +8.5% a year
Revenue growth 19 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.3%
What shareholders gained per year (last 5 years), in IDR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in IDR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+0.7%
Earnings growth per share plus dividend.
Earnings per share, growth per year+0.7%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.0.7% vs 5.0%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.23% → 19%
Pace: the 5-year rate starts in 2020 (pandemic)

Watch BJTM, get fair value alerts →

Compare Bank Pembangunan Timur Tbk with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 996 stocks

Beats the industry median on 8/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score 60 · Top 25%
Fair Value upside +70.3% · Top 25%
Profitability
Return on equity (12 months) 11.3% · Above median
Return on assets 0.9% · Below median
Net margin (12 months) 19.9% · Bottom 25%
Operating margin (12 months) 31.1% · Below median
Growth and dividend
Revenue growth (quarter YoY) 49.6% · Top 25%
Dividend yield (12 months) 0.0% · Bottom 25%
Balance sheet
Debt / equity 0.58× · Above median

Valuation Multiplesvs Banks - Regional median · lower = cheaper

P/E (12 months) 4.8× · Cheapest 25%
P/B 0.54× · Cheapest 25%
P/S (12 months) 0.94× · Cheapest 25%
Price / free cash flow (fiscal year) 2.1× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)100 · sector 8
FUTURE (revenue growth)100 · sector 47
PAST (return on equity)45 · sector 43
HEALTH (low debt)–
DIVIDEND (yield)0 · sector 53

HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Postal Savings Bank of China Co 601658 ¥5.53 ¥7.59 +37% vs BJTM
China Merchants Bank Co 600036 ¥42.88 ¥52.73 +23% vs BJTM
BNP Paribas SA BNP €91.93 €106.01 +15% vs BJTM
Intesa Sanpaolo S.p.A ISP €6.18 €4.49 −27% vs BJTM
State Bank of India SBIN ₹1,019 ₹736.65 −28% vs BJTM
UniCredit S.p.A UCG €76.80 €50.44 −34% vs BJTM
Mizuho Financial Group MFG $9.40 $5.89 −37% vs BJTM
DBS Group D05 69.72 SGD 40.39 SGD −42% vs BJTM
HDFC Bank Limited HDFCBANK ₹788.25 ₹406.39 −48% vs BJTM
ICICI Bank Limited ICICIBANK ₹1,571 ₹615.63 −61% vs BJTM

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend StocksUndervalued 52-Week Low Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Free calculator Peter Lynch Fair Value Formula &…Free calculator
Run the numbers yourself: free valuation calculators
DCF CalculatorP/E Ratio CalculatorPEG Ratio CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorIntrinsic ValueIntrinsic vs Extrinsic ValueP/E Ratio by Sector
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Bank Pembangunan Timur Tbk: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Bank Pembangunan Timur Tbk Fair Value". https://www.fairvalue-calculator.com/stock/BJTM

Frequently asked questions

Is Bank Pembangunan Timur Tbk (BJTM) overvalued or undervalued?
As of Nov 8, 2026, our model estimates a fair value of 837.66 IDR versus a price of 492.00 IDR, about +70% upside (undervalued).
What is the fair value of BJTM?
Our model-based fair value for Bank Pembangunan Timur Tbk is 837.66 IDR (as of Nov 8, 2026), built from audited fundamentals. The current price: 492.00 IDR.
What is the quality score of BJTM?
Bank Pembangunan Timur Tbk has a Quality Score of 60/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Bank Pembangunan Timur Tbk (BJTM)?
Our model-based price target is the fair value of 837.66 IDR (as of Nov 8, 2026) from 6 valuation models. Cautious scenario 762.65 IDR, optimistic scenario 1,087 IDR. It is a calculation from audited fundamentals, not an analyst target.
What is the Bank Pembangunan Timur Tbk stock forecast for 2026?
Our models put fair value at 837.66 IDR, about +70% upside versus a price of 492.00 IDR (undervalued). Cautious scenario 762.65 IDR, optimistic scenario 1,087 IDR. The calculation is refreshed regularly with new filings.
What is the revenue of Bank Pembangunan Timur Tbk (BJTM)?
Bank Pembangunan Timur Tbk reported trailing-twelve-month revenue of about 7.9T IDR (latest available figure, as of Nov 8, 2026).
What is the intrinsic value of Bank Pembangunan Timur Tbk (BJTM)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Bank Pembangunan Timur Tbk it is 837.66 IDR per share (as of Nov 8, 2026), against a price of 492.00 IDR. It is the blended result of 6 valuation models in 4 families (Dividend Discount, Multiples, Asset-Based, Economic Profit).
Is Bank Pembangunan Timur Tbk stock overvalued or undervalued in 2026?
As of Nov 8, 2026, BJTM trades below its calculated fair value: price 492.00 IDR, fair value 837.66 IDR, a gap of about +70% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of BJTM?
No. The price is what the market pays today (492.00 IDR); the fair value is what the company's own numbers justify (837.66 IDR). For Bank Pembangunan Timur Tbk the two are 345.66 IDR per share apart. That gap is exactly why we show both numbers side by side.
How much is Bank Pembangunan Timur Tbk worth?
The market values Bank Pembangunan Timur Tbk at about 7.4T IDR (market capitalisation, as of Nov 8, 2026). Per share that is 492.00 IDR; our models calculate a fair value of 837.66 IDR per share.
What do the bullish and bearish scenarios say about BJTM?
Our models span a range for Bank Pembangunan Timur Tbk: cautious scenario 762.65 IDR, base 837.66 IDR, optimistic 1,087 IDR per share (as of Nov 8, 2026, price 492.00 IDR). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of BJTM?
Bank Pembangunan Timur Tbk trades at a price-to-earnings ratio of 4.8 (as of Nov 8, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 837.66 IDR is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings: 7.2. Other multiples: P/B 0.5, P/S 0.9.
How solid is the balance sheet of Bank Pembangunan Timur Tbk (BJTM)?
Balance-sheet figures for Bank Pembangunan Timur Tbk (as of Nov 8, 2026): return on equity 11.3%, debt of 0.58 per unit of equity. They feed the Quality Score of 60/100, which measures business quality independently of the share price.
How far is BJTM from its 52-week high?
Bank Pembangunan Timur Tbk trades at 492.00 IDR, about 10% below its 52-week high of 545.94 IDR and 4% above the low of 472.00 IDR (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 837.66 IDR is for.
Which stocks are comparable to Bank Pembangunan Timur Tbk?
From the same area (Financial Services) we also value China Merchants Bank Co, DBS Group, UniCredit S.p.A, Mizuho Financial Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Bank Pembangunan Timur Tbk stock attractive at the current price?
The data as of Nov 8, 2026: price 492.00 IDR, calculated fair value 837.66 IDR (+70%), Quality Score 60/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of BJTM calculated?
We run Bank Pembangunan Timur Tbk through 6 models from 4 families: Dividend Discount, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of 837.66 IDR builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Bank Pembangunan Timur Tbk currently trades 41% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Bank Pembangunan Timur Tbk (BJTM)?
The closing price on Nov 6, 2026 was 492.00 IDR. Our model-based fair value is 837.66 IDR, about +70% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Bank Pembangunan Timur Tbk right now?
The price is below even our cautious bear case (762.65 IDR). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (60/100) at a price below fair value, the discount is the argument here, not the business quality. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of Bank Pembangunan Timur Tbk (BJTM) come from?
Earnings per share at Bank Pembangunan Timur Tbk grew +4.6 % a year from 2014 to 2025. Broken into its drivers: revenue per share +7.6 %, EBIT margin −3.7 %, tax rate +1.1 %, residual (interest, one-offs) −0.2 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.

Key figures of Bank Pembangunan Timur Tbk

How large is the market capitalisation of Bank Pembangunan Timur Tbk (BJTM)?
The market capitalisation of Bank Pembangunan Timur Tbk is 7.4T IDR (≈ $410M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Bank Pembangunan Timur Tbk (BJTM)?
The price-to-sales ratio of Bank Pembangunan Timur Tbk is 0.94 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Bank Pembangunan Timur Tbk (BJTM)?
Earnings per share at Bank Pembangunan Timur Tbk are 104.36 IDR (price ÷ EPS = P/E 4.8). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Bank Pembangunan Timur Tbk (BJTM)?
The net margin of Bank Pembangunan Timur Tbk is 19.9% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Bank Pembangunan Timur Tbk (BJTM)?
The return on equity (ROE) of Bank Pembangunan Timur Tbk is 11.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Bank Pembangunan Timur Tbk (BJTM)?
On an EBIT basis the return on assets of Bank Pembangunan Timur Tbk is 1.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Bank Pembangunan Timur Tbk (BJTM)?
The operating margin of Bank Pembangunan Timur Tbk is 31.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Bank Pembangunan Timur Tbk (BJTM)?
Revenue at Bank Pembangunan Timur Tbk is growing +49.6% versus a year earlier (3y avg +15.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Bank Pembangunan Timur Tbk (BJTM)?
Earnings per share at Bank Pembangunan Timur Tbk are growing −16.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Bank Pembangunan Timur Tbk (BJTM) generate?
The free cash flow of Bank Pembangunan Timur Tbk is 3.6T IDR (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Bank Pembangunan Timur Tbk (BJTM) carry?
The net debt of Bank Pembangunan Timur Tbk is 349B IDR (fiscal year 2025, ≈ 0.1 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed

Watch Bank Pembangunan Timur Tbk in the live analysis

One click puts Bank Pembangunan Timur Tbk on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.