EN DE
Watch Bank Sinarmas Tbk for free: we tell you when fair value or trend changes.
Data-driven stock valuation

Bank Sinarmas Tbk (BSIM) fair value: what the stock is really worth

As of Nov 6, 2026: fair value (intrinsic value) of Bank Sinarmas Tbk stock IDR 388, price IDR 755, that is 48.6% below the price, quality 54 out of 100. Rating: strongly overvalued. Calculated from audited financials with 4 of our 26 valuation models and 37 quality factors, updated daily.

  1. Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with one Yes, for free

Financial Services ID · ISIN ID1000117807

BS Bank Sinarmas Tbk logo Thin data Nov 6, 2026

Bank Sinarmas Tbk

BSIM · JK
Solid, but very expensive

Our calculation puts a fair price 49% below what the stock costs today.

Quality 54/100
Thin margins · 9.2% net margin (TTM)
Fair value 387.71 IDR · Strongly overvalued (−48.6%)
Weak Growth (revenue 5y −3.3 %/yr in IDR)
Trails peers (2/13)
Narrow moat 34/100 · thin data
Thin data
Watch Bank Sinarmas Tbk for free: we tell you when fair value or trend changes. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

1,710 IDR 530.00 IDR Fair Value 387.71 IDR Jun 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.

How to read this chart

60‑month range 530.00 IDR – 1,710 IDR · fair‑value band 290.78 IDR – 484.63 IDR · the 755.00 IDR price screens above the 387.71 IDR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 3 fiscal years are left out: there the valuation rested on only a fraction of the usual models. As of Nov 6, 2026.

Follow Bank Sinarmas Tbk in your weekly email

Every Wednesday you see whether Bank Sinarmas Tbk is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

PT Bank Sinarmas Tbk provides various banking products and services in Indonesia. The company operates through Marketing and Credit, Treasury, and Trade Finance segments.

Show moreShow less

It offers savings, time and on-call deposits, and current accounts; mutual funds; bancassurance products; and mutual funds investment and guarantees services.

The company also provides unsecured, car ownership, multipurpose, working capital, investment loans, as well as simas cash fund, expansion of collateral, back-to-back credit, micro and business credit, and palm oil farmers loan; inward documentary collection, issuance, amendment, advising, outward documentary collection, discount export document, and negotiation export document; and treasury services comprising telegraphic transfer, bank notes, FX hedging, and ODA for G7. In addition, it offers insurance products; other services, such as safe deposit box, travelers cheque, simas holiday, payroll, bill payment, and giro biller insurance products; internet, mobile, and phone banking; and debit card and credit card.

Further, the company is involved in investments in securities and money markets; financing; issuance of debt; and trade financing activities. The company was formerly known as PT Bank Shinta Indonesia and changed its name to PT Bank Sinarmas Tbk in January 2007.

PT Bank Sinarmas Tbk was founded in 1989 and is headquartered in Jakarta, Indonesia. PT Bank Sinarmas Tbk operates as a subsidiary of PT Sinar Mas Multiartha Tbk.

Stock analysis

Bank Sinarmas Tbk (BSIM) currently trades at 755.00 IDR, while our model-based Fair Value estimate is 387.71 IDR, 49% below the price, so the stock looks overvalued today.

Show more

Valuation

Bull case: the Multiples group reads highest at a median of 387.71 IDR per share, and 0 of the 4 models we run sit above the 755.00 IDR price.

Bear case: the Economic Profit group reads lowest at 275.39 IDR, and 4 of the 4 models stay below the price. Data coverage for this calculation is low.

Scenario range: 290.78 IDR (bear) to 484.63 IDR (bull), the price of 755.00 IDR sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 54/100 (solid quality), in the Financial Services sector.

Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.

Bank Sinarmas Tbk reported revenue of 4.0T IDR in FY2025 versus 4.0T IDR in FY2021, a compound −0.1%/yr. Reported net income was 286B IDR in FY2025, compounding +22.3%/yr from FY2021.

Key figures

Market cap 14.9T IDR (≈ $822M) Small · P/E ratio 55.7 · P/S ratio 5.05 · EPS (TTM) 13.55 IDR · Net margin 9.2% · Return on equity 3.4% · Return on assets (EBIT) 0.5% (5-year average) · Operating margin 8.8%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 34 out of 100 (low confidence).

What moves the price

The share trades about 56% below its 52-week high and 11% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −28% fair-value upside, at −49%, BSIM screens richer than that median.

Fair Value models

Bear 290.78 IDR Fair Value 387.71 IDR Bull 484.63 IDR
Price 755.00 IDR · Downside -48.6%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (11.58 IDR per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
Residual Income 272.92 IDR 275.39 IDR 292.60 IDR 71
P/E Multiple 141.31 IDR 188.41 IDR 235.51 IDR 63
P/B Multiple 440.25 IDR 587.00 IDR 733.75 IDR 55
All 4 models by family
Multiples
P/E Multiple 141.31 IDR 188.41 IDR 235.51 IDR 63
P/B Multiple 440.25 IDR 587.00 IDR 733.75 IDR 55
Asset-Based
NCAV (Graham) 209.64 IDR 280.92 IDR 419.29 IDR 54
Economic Profit
Residual Income 272.92 IDR 275.39 IDR 292.60 IDR 71

Open the full fair value analysis →

Quality Score breakdown

Overall quality 54/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 19
How much profit the company makes from its sales and capital
Quality Growth 56
Are margins and returns getting better?
Cashflow 48
Do the profits arrive as real cash?
Financial strength 57
Debt, balance sheet and risk of trouble
Investment 74
Does it invest with discipline instead of growing at any price?
Low Volatility 47
How calm the share price moves, does not count
Price momentum 41
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 13
Distance to the 52-week high, does not count
New shares 82
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
−4.7%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−3.3%
Start year 2020 (pandemic). Over 10 years: +4.1% a year
Revenue growth 22 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+22.6%
What shareholders gained per year (last 5 years), in IDR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in IDR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
≈ +19.3%
Earnings growth per share plus dividend.
Earnings per share, growth per year≈ +19.3%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.base effect: 19.3% / 1.1%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.3% → 13%
⚠ Base effect: the rate starts in the earnings trough around 2020 (starting value 6.01 per share, median 14.6 in 2015 to 2018). It measures the recovery from the trough, not lasting growth.

BSIM screens overvalued: fair value 49% below the price. Compare with China Merchants Bank Co →

Compare Bank Sinarmas Tbk with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 998 stocks

Beats the industry median on 2/13 measures
Overall it trails its industry peers.
Valuation
Quality Score 54 · Below median
Fair Value upside −48.6% · Bottom 25%
Profitability
Return on equity (12 months) 3.4% · Bottom 25%
Return on assets 0.5% · Bottom 25%
Net margin (12 months) 9.2% · Bottom 25%
Operating margin (12 months) 8.8% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) 7.0% · Below median
Balance sheet
Debt / equity 0.07× · Lowest 25%

Valuation Multiplesvs Banks - Regional median · lower = cheaper

P/E (12 months) 55.7× · Priciest 25%
P/B 1.72× · Priciest 25%
P/S (12 months) 5.05× · Priciest 25%
Price / free cash flow (fiscal year) 57.6× · Priciest 25%
EV/EBITDA 6.9× · Cheaper than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 8
FUTURE (revenue growth)35 · sector 47
PAST (return on equity)13 · sector 43
HEALTH (low debt)–
DIVIDEND (yield)0 · sector 53

VALUE 0: the price sits above our fair-value range.

HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Postal Savings Bank of China Co 601658 ¥5.53 ¥7.59 +37% vs BSIM
China Merchants Bank Co 600036 ¥42.88 ¥52.73 +23% vs BSIM
BNP Paribas SA BNP €91.93 €106.01 +15% vs BSIM
Intesa Sanpaolo S.p.A ISP €6.18 €4.49 −27% vs BSIM
State Bank of India SBIN ₹1,019 ₹736.65 −28% vs BSIM
UniCredit S.p.A UCG €76.80 €50.44 −34% vs BSIM
Mizuho Financial Group MFG $9.40 $5.90 −37% vs BSIM
DBS Group D05 69.72 SGD 40.39 SGD −42% vs BSIM
HDFC Bank Limited HDFCBANK ₹788.25 ₹406.39 −48% vs BSIM
ICICI Bank Limited ICICIBANK ₹1,571 ₹615.63 −61% vs BSIM

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend StocksUndervalued 52-Week Low Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Evidence & backtest34 years, failed companies included Financial calculatorsDCF, Graham, PEG and more
Run the numbers yourself: free valuation calculators
DCF CalculatorP/E Ratio CalculatorPEG Ratio CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorIntrinsic ValueIntrinsic vs Extrinsic ValueP/E Ratio by Sector
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Bank Sinarmas Tbk: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Bank Sinarmas Tbk Fair Value". https://www.fairvalue-calculator.com/stock/BSIM

Frequently asked questions

Is Bank Sinarmas Tbk (BSIM) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of 387.71 IDR versus a price of 755.00 IDR, about 49% lower (overvalued).
What is the fair value of BSIM?
Our model-based fair value for Bank Sinarmas Tbk is 387.71 IDR (as of Nov 6, 2026), built from audited fundamentals. The current price: 755.00 IDR.
What is the quality score of BSIM?
Bank Sinarmas Tbk has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Bank Sinarmas Tbk (BSIM)?
Our model-based price target is the fair value of 387.71 IDR (as of Nov 6, 2026) from 4 valuation models. Cautious scenario 290.78 IDR, optimistic scenario 484.63 IDR. It is a calculation from audited fundamentals, not an analyst target.
What is the Bank Sinarmas Tbk stock forecast for 2026?
Our models put fair value at 387.71 IDR, about 49% lower versus a price of 755.00 IDR (overvalued). Cautious scenario 290.78 IDR, optimistic scenario 484.63 IDR. The calculation is refreshed regularly with new filings.
What is the revenue of Bank Sinarmas Tbk (BSIM)?
Bank Sinarmas Tbk reported trailing-twelve-month revenue of about 3.0T IDR (latest available figure, as of Nov 6, 2026).
What is the intrinsic value of Bank Sinarmas Tbk (BSIM)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Bank Sinarmas Tbk it is 387.71 IDR per share (as of Nov 6, 2026), against a price of 755.00 IDR. It is the blended result of 4 valuation models in 3 families (Multiples, Asset-Based, Economic Profit).
Is Bank Sinarmas Tbk stock overvalued or undervalued in 2026?
As of Nov 6, 2026, BSIM trades above its calculated fair value: price 755.00 IDR, fair value 387.71 IDR, a gap of about −49% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of BSIM?
No. The price is what the market pays today (755.00 IDR); the fair value is what the company's own numbers justify (387.71 IDR). For Bank Sinarmas Tbk the two are 367.29 IDR per share apart. That gap is exactly why we show both numbers side by side.
How much is Bank Sinarmas Tbk worth?
The market values Bank Sinarmas Tbk at about 14.9T IDR (market capitalisation, as of Nov 6, 2026). Per share that is 755.00 IDR; our models calculate a fair value of 387.71 IDR per share.
What do the bullish and bearish scenarios say about BSIM?
Our models span a range for Bank Sinarmas Tbk: cautious scenario 290.78 IDR, base 387.71 IDR, optimistic 484.63 IDR per share (as of Nov 6, 2026, price 755.00 IDR). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of BSIM?
Bank Sinarmas Tbk trades at a price-to-earnings ratio of 55.7 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 387.71 IDR is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings: 79.7. Other multiples: P/B 1.7, P/S 5.0, EV/EBITDA 6.9.
How solid is the balance sheet of Bank Sinarmas Tbk (BSIM)?
Balance-sheet figures for Bank Sinarmas Tbk (as of Nov 6, 2026): return on equity 3.4%, debt of 0.07 per unit of equity. They feed the Quality Score of 54/100, which measures business quality independently of the share price.
How far is BSIM from its 52-week high?
Bank Sinarmas Tbk trades at 755.00 IDR, about 56% below its 52-week high of 1,710 IDR and 11% above the low of 680.00 IDR (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 387.71 IDR is for.
Which stocks are comparable to Bank Sinarmas Tbk?
From the same area (Financial Services) we also value China Merchants Bank Co, DBS Group, UniCredit S.p.A, Mizuho Financial Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Bank Sinarmas Tbk stock attractive at the current price?
The data as of Nov 6, 2026: price 755.00 IDR, calculated fair value 387.71 IDR (−49%), Quality Score 54/100, from 4 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of BSIM calculated?
We run Bank Sinarmas Tbk through 4 models from 3 families: Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of 387.71 IDR builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. Bank Sinarmas Tbk itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Bank Sinarmas Tbk (BSIM)?
The closing price on Nov 6, 2026 was 755.00 IDR. Our model-based fair value is 387.71 IDR, about 49% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Bank Sinarmas Tbk right now?
The price sits above even our optimistic bull case (484.63 IDR). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (54/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of Bank Sinarmas Tbk (BSIM) come from?
Earnings per share at Bank Sinarmas Tbk grew −4.3 % a year from 2014 to 2025. Broken into its drivers: revenue per share +1.2 %, EBIT margin −3.5 %, tax rate −0.7 %, residual (interest, one-offs) −1.3 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.

Key figures of Bank Sinarmas Tbk

How large is the market capitalisation of Bank Sinarmas Tbk (BSIM)?
The market capitalisation of Bank Sinarmas Tbk is 14.9T IDR (≈ $822M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Bank Sinarmas Tbk (BSIM)?
The price-to-sales ratio of Bank Sinarmas Tbk is 5.05 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Bank Sinarmas Tbk (BSIM)?
Earnings per share at Bank Sinarmas Tbk are 13.55 IDR (price ÷ EPS = P/E 55.7). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Bank Sinarmas Tbk (BSIM)?
The net margin of Bank Sinarmas Tbk is 9.2% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Bank Sinarmas Tbk (BSIM)?
The return on equity (ROE) of Bank Sinarmas Tbk is 3.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Bank Sinarmas Tbk (BSIM)?
On an EBIT basis the return on assets of Bank Sinarmas Tbk is 0.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Bank Sinarmas Tbk (BSIM)?
The operating margin of Bank Sinarmas Tbk is 8.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Bank Sinarmas Tbk (BSIM)?
Revenue at Bank Sinarmas Tbk is growing +7.0% versus a year earlier (3y avg +2.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Bank Sinarmas Tbk (BSIM)?
Earnings per share at Bank Sinarmas Tbk are growing −18.3% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Bank Sinarmas Tbk (BSIM) generate?
The free cash flow of Bank Sinarmas Tbk is 258B IDR (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Bank Sinarmas Tbk (BSIM) hold?
Bank Sinarmas Tbk holds more cash than debt, 8.6T IDR net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
Free · no account needed

Watch Bank Sinarmas Tbk in the live analysis

One click puts Bank Sinarmas Tbk on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.