Clipper Realty Inc (CLPR) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Clipper Realty Inc stock $4.99, price $3.25, upside +53.5%, quality 51 out of 100. Rating: strongly undervalued. Calculated from audited financials with 2 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
60‑month range $2.72 – $7.17 · fair‑value band $3.00 – $6.45 · the $3.25 price screens below the $4.99 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.
Follow Clipper Realty in your weekly email
Every Wednesday you see whether Clipper Realty is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Clipper Realty Inc. is a self-administered and self-managed real estate company that acquires, owns, manages, operates, and repositions multifamily residential and commercial properties in the New York metropolitan area, with a portfolio in Manhattan and Brooklyn.
Show moreShow less
Clipper Realty Inc. was established on July 07, 2015 and incorporated in Maryland.
Stock analysis
Clipper Realty Inc (CLPR) currently trades at $3.25, while our model-based Fair Value estimate is $4.99, implying the stock looks roughly 35% undervalued today.
Show more
Valuation
How firm this estimate is: it rests on 2 models at a data quality of 90/100, which puts the data coverage at low.
Scenario range: $3.00 (bear) to $6.45 (bull), the price of $3.25 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 51/100 (solid quality), in the Real Estate sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Clipper Realty Inc reported revenue of $153M in FY2025 versus $123M in FY2021, a compound +5.7%/yr. Reported net income was −$19.9M in FY2025.
Key figures
Market cap $140M Micro · P/S ratio 0.93 · EPS (TTM) $−0.9800 · Dividend yield 11.7% · Net margin −8.4% · Return on equity −400% · Return on assets (EBIT) 2.1% (5-year average) · Operating margin 24.9%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 30 out of 100 (medium confidence).
What moves the price
The share trades about 10% below its 52-week high and 19% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at −13% fair-value upside, at 54%, CLPR screens cheaper than that median.
Fair Value models
Bear$3.00Fair Value $4.99Bull$6.45
Price $3.25 · Upside +53.5%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
In the last 6 months, 2 officers or directors bought shares worth $1.6M, most recently on Sep 28, 2026. Buying cluster
BuyJacob BistricerChief Operating Officer73,500 shares at $3.35$246,225Sep 28, 2026
BuySam LevinsonDirector, 10% owner7× since Dec 29, 2025: 469,284 shares, avg. $3.28$1.5MSep 24, 2026
Plus 3 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.45/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+3.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.5%
Start year 2020 (pandemic). Over 10 years: +6.1% a year
Revenue growth 12 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.5%
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
26.2% (2020) → 2.7% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+49.1%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about +45.6% a year for the price.
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.REIT - Residential · 41 stocks
Beats the industry median on 5/10 measures
A mixed picture versus its industry peers.
Valuation
Quality Score51 · Below median
Fair Value upside+53.5% · Top 25%
Profitability
Return on equity (12 months)Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
Return on assets−1.6% · Bottom 25%
Net margin (12 months)−8.4% · Bottom 25%
Operating margin (12 months)24.9% · Above median
Growth and dividend
Revenue growth (quarter YoY)−1.2% · Below median
Dividend yield (12 months)11.7% · Top 25%
Balance sheet
Debt / equityNegative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
Valuation Multiplesvs REIT - Residential median · lower = cheaper
P/BNegative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Clipper Realty Inc (CLPR) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of $4.99 versus a price of $3.25, about +54% upside (undervalued).
What is the fair value of CLPR?
Our model-based fair value for Clipper Realty Inc is $4.99 (as of Nov 6, 2026), built from audited fundamentals. The current price: $3.25.
What is the quality score of CLPR?
Clipper Realty Inc has a Quality Score of 51/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Clipper Realty Inc (CLPR)?
Our model-based price target is the fair value of $4.99 (as of Nov 6, 2026) from 2 valuation models. Cautious scenario $3.00, optimistic scenario $6.45. It is a calculation from audited fundamentals, not an analyst target.
What is the Clipper Realty Inc stock forecast for 2026?
Our models put fair value at $4.99, about +54% upside versus a price of $3.25 (undervalued). Cautious scenario $3.00, optimistic scenario $6.45. The calculation is refreshed regularly with new filings.
What is the revenue of Clipper Realty Inc (CLPR)?
Clipper Realty Inc reported trailing-twelve-month revenue of about $151M (latest available figure, as of Nov 6, 2026).
Does Clipper Realty Inc pay a dividend?
Clipper Realty Inc currently shows a dividend yield of 11.69% relative to its recent price (as of Nov 6, 2026).
How much is the dividend of Clipper Realty Inc (CLPR) and when is the ex-dividend date?
Clipper Realty Inc pays a dividend of $0.38 per share a year, a dividend yield of 11.7%. The last ex-dividend date was Aug 18, 2026. A dividend has been paid every year since at least 2017. Free cash flow covers the dividend 3.68 times. Our assessment: Cash covered. The dividend is fully funded by free cash flow. The payout ratio on earnings is not available for this company.
What growth is priced into Clipper Realty Inc (CLPR)?
For today's price to be fair in a discounted-cash-flow model, Clipper Realty Inc would have to grow free cash flow by +49.1 % per year for five years (discount rate 12.6 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +4.5 % per year. As of Nov 6, 2026.
What discount rate (WACC) does the fair value of CLPR use?
Our models discount Clipper Realty Inc at 12.6 %: a base by market capitalisation (micro), damped by beta 0.97, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Clipper Realty Inc that is +49.1 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (12.6 %) and the same formula as our fair value.
How much growth has Clipper Realty Inc (CLPR) delivered so far?
Over the past 5 years revenue at Clipper Realty Inc grew +4.5 % a year. The price currently implies free-cash-flow growth of +49.1 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Clipper Realty Inc (CLPR) growing?
The median revenue growth in the sector is +2.7 % a year. That is the yardstick for the growth priced into Clipper Realty Inc (+49.1 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Clipper Realty Inc (CLPR)?
The free-cash-flow yield on the price is 42.98 %: that much free cash flow Clipper Realty Inc produces per unit of market value. When it exceeds the discount rate of our models (12.6 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Clipper Realty Inc (CLPR)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Clipper Realty Inc it is $4.99 per share (as of Nov 6, 2026), against a price of $3.25. It is the blended result of 2 valuation models in 1 family (Dividend Discount).
Is Clipper Realty Inc stock overvalued or undervalued in 2026?
As of Nov 6, 2026, CLPR trades below its calculated fair value: price $3.25, fair value $4.99, a gap of about +54% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CLPR?
No. The price is what the market pays today ($3.25); the fair value is what the company's own numbers justify ($4.99). For Clipper Realty Inc the two are $1.74 per share apart. That gap is exactly why we show both numbers side by side.
How much is Clipper Realty Inc worth?
The market values Clipper Realty Inc at about $140M (market capitalisation, as of Nov 6, 2026). Per share that is $3.25; our models calculate a fair value of $4.99 per share.
What do the bullish and bearish scenarios say about CLPR?
Our models span a range for Clipper Realty Inc: cautious scenario $3.00, base $4.99, optimistic $6.45 per share (as of Nov 6, 2026, price $3.25). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Clipper Realty Inc (CLPR)?
Balance-sheet figures for Clipper Realty Inc (as of Nov 6, 2026): negative equity, so no return on equity and no debt-to-equity ratio. They feed the Quality Score of 51/100, which measures business quality independently of the share price.
How far is CLPR from its 52-week high?
Clipper Realty Inc trades at $3.25, about 10% below its 52-week high of $3.60 and 19% above the low of $2.72 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $4.99 is for.
Which stocks are comparable to Clipper Realty Inc?
From the same area (Real Estate) we also value Essex Property Trust, Inc, Invitation Homes, Sun Communities, Inc, Mid-America Apartment Communities, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Clipper Realty Inc stock attractive at the current price?
The data as of Nov 6, 2026: price $3.25, calculated fair value $4.99 (+54%), Quality Score 51/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CLPR calculated?
We run Clipper Realty Inc through 2 models from 1 family: Dividend Discount. Every model gets the same audited fundamentals; the fair value of $4.99 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Clipper Realty Inc currently trades 35% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Clipper Realty Inc (CLPR)?
The closing price on Nov 6, 2026 was $3.25. Our model-based fair value is $4.99, about +54% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Clipper Realty Inc right now?
The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (51/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range ($3.00 to $6.45) leaves room in how you read the outcome. As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Key figures of Clipper Realty Inc
How large is the market capitalisation of Clipper Realty Inc (CLPR)?
The market capitalisation of Clipper Realty Inc is $140M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Clipper Realty Inc (CLPR)?
The price-to-sales ratio of Clipper Realty Inc is 0.93 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Clipper Realty Inc (CLPR)?
Earnings per share at Clipper Realty Inc are $−0.9800. Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Clipper Realty Inc (CLPR)?
The dividend yield of Clipper Realty Inc is 11.7%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Clipper Realty Inc (CLPR)?
The net margin of Clipper Realty Inc is −8.4% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Clipper Realty Inc (CLPR)?
The return on equity (ROE) of Clipper Realty Inc is −400% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Clipper Realty Inc (CLPR)?
On an EBIT basis the return on assets of Clipper Realty Inc is 2.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Clipper Realty Inc (CLPR)?
The operating margin of Clipper Realty Inc is 24.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Clipper Realty Inc (CLPR)?
Revenue at Clipper Realty Inc is growing −1.2% versus a year earlier (3y avg +5.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much net debt does Clipper Realty Inc (CLPR) carry?
The net debt of Clipper Realty Inc is $1.2B (fiscal year 2025, ≈ 55.2 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed
Watch Clipper Realty Inc in the live analysis
One click puts Clipper Realty Inc on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.
Thin data
Nov 6, 2026