UDR Inc (UDR) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of UDR Inc stock $36.91, price $36.58, upside +0.9%, quality 62 out of 100. Rating: fairly valued. Calculated from audited financials with 15 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 3, 2026.
How to read this chart
60‑month range $27.81 – $50.04 · fair‑value band $15.34 – $62.49 · the $36.58 price screens below the $36.91 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 3, 2026.
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UDR, Inc. is a S&P 500 company, is a leading multifamily real estate investment trust with a demonstrated performance history of delivering superior and dependable returns by successfully managing, buying, selling, developing and redeveloping attractive real estate properties in targeted U.S. markets.
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As of December 31, 2025, UDR owned or had an ownership position in 60,941 apartment homes, including 300 apartment homes under development.
For over 53 years, UDR has delivered long-term value to shareholders, the best standard of service to residents and the highest quality experience for associates. UDR, Inc. was incorporated in 1972 in Maryland, and is based in Highlands Ranch, Colorado.
Stock analysis
UDR Inc (UDR) currently trades at $36.58, while our model-based Fair Value estimate is $36.91, so the stock looks roughly fairly valued today (gap 0.9%).
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Valuation
Bull case: the DCF Models group reads highest at a median of $37.43 per share, and 5 of the 15 models we run sit above the $36.58 price.
Bear case: the Asset-Based group reads lowest at $6.85, and 10 of the 15 models stay below the price. Data coverage for this calculation is high.
Scenario range: $15.34 (bear) to $62.49 (bull), the price of $36.58 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 62/100 (solid quality), in the Real Estate sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
UDR Inc reported revenue of $1.7B in FY2025 versus $1.3B in FY2021, a compound +7.3%/yr. Reported net income was $378M in FY2025, compounding +26.0%/yr from FY2021.
Key figures
Market cap $13.2B Large · P/E ratio 16.9 · P/S ratio 3.74 · EPS (TTM) $2.12 · Dividend yield 4.7% · Net margin 22.1% · Return on equity 13.7% · Return on assets (EBIT) 3.2% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 58 out of 100 (medium confidence).
What moves the price
The share trades about 10% below its 52-week high and 12% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at −14% fair-value upside, at 1%, UDR screens cheaper than that median.
Fair Value models
Bear$15.34Fair Value $36.91Bull$62.49
Price $36.58 · Upside +0.9%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($0.3334 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
In the last 6 months, 2 officers or directors sold shares worth $3.5M and none bought.
SaleMichael D LacySVP-COO10,000 shares at $36.48$364,800Nov 4, 2026
SaleThomas W ToomeyChairman, President and CEO, Director80,000 shares at $39.25$3.1MJun 5, 2026
Plus one other filing such as a grant, option exercise or tax withholding. It is not a market purchase or sale.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.83/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+2.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+6.6%
Start year 2020 (pandemic). Over 10 years: +6.7% a year
Revenue growth 19 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.1%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: adjusted.
+31.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year+27.1%
Dividend (yield on the price)4.7%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.18.1% vs 0.4%, picking up
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.20% → 19%
Pace: the 5-year rate starts in 2020 (pandemic)
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+13.4%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+1.8%
Yearly sales growth analysts expect, extended to five years.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about +10.7% a year for the price and −0.6% for the forecasts.
News mood ⓘNews mood, the average tone of recent news (97 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Positive
Recent news coverage is more positive than average.
AI conclusion: Residential REITs like UDR show a limited moat from commoditized assets as main weakness while moderate scale offers some efficiency, yet high leverage remains the key pressure point.
Main risk: Lawsuits over algorithmic rent-setting tools and new rent control or tenant protection laws in markets such as San Diego, New York and Washington could restrict UDR's ability to adjust rents or occupancy, squeezing margins on its apartment portfolio.
Bull case: UDR could adapt by shifting focus to less regulated markets, enhancing resident services or using data analytics to improve retention and offset any pricing limits.
Bear case: If rent controls and lawsuits spread, UDR might face sustained limits on revenue growth, reduced cash flow from core assets and pressure for more property disposals than planned.
UDR is actively marketing several apartment communities for sale and expects to be a net seller of assets in 2026. The proceeds help fund an expanded share repurchase program that exploits the difference between public equity prices and private market valuations for the properties. Will continued asset sales strengthen per-share ownership more than they shrink the overall rental portfolio?
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.REIT - Residential · 41 stocks
Beats the industry median on 8/15 measures
A mixed picture versus its industry peers.
Valuation
Quality Score62 · Top 25%
Fair Value upside+0.9% · Above median
Profitability
Return on equity (12 months)13.7% · Top 25%
Return on assets3.6% · Above median
Net margin (12 months)29.6% · Above median
Operating margin (12 months)20.2% · Below median
Growth and dividend
Revenue growth (quarter YoY)−0.1% · Below median
Dividend yield (12 months)4.7% · Above median
Balance sheet
Debt / equity1.77× · Highest 25%
Valuation Multiplesvs REIT - Residential median · lower = cheaper
P/E (12 months)16.9× · Cheaper than median
P/B4.01× · Priciest 25%
P/S (12 months)7.47× · Pricier than median
Price / free cash flow (fiscal year)21.5× · Pricier than median
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "UDR Inc Fair Value". https://www.fairvalue-calculator.com/stock/UDR
Frequently asked questions
Is UDR Inc (UDR) overvalued or undervalued?
As of Nov 3, 2026, our model estimates a fair value of $36.91 versus a price of $36.58, about +1% upside (fairly valued).
What is the fair value of UDR?
Our model-based fair value for UDR Inc is $36.91 (as of Nov 3, 2026), built from audited fundamentals. The current price: $36.58.
What is the quality score of UDR?
UDR Inc has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for UDR Inc (UDR)?
Our model-based price target is the fair value of $36.91 (as of Nov 3, 2026) from 15 valuation models. Cautious scenario $15.34, optimistic scenario $62.49. It is a calculation from audited fundamentals, not an analyst target.
What is the UDR Inc stock forecast for 2026?
Our models put fair value at $36.91, about +1% upside versus a price of $36.58 (fairly valued). Cautious scenario $15.34, optimistic scenario $62.49. The calculation is refreshed regularly with new filings.
What is the revenue of UDR Inc (UDR)?
UDR Inc reported trailing-twelve-month revenue of about $1.8B (latest available figure, as of Nov 3, 2026).
Does UDR Inc pay a dividend?
UDR Inc currently shows a dividend yield of 4.73% relative to its recent price (as of Nov 3, 2026).
How much is the dividend of UDR Inc (UDR) and when is the ex-dividend date?
UDR Inc pays a dividend of $1.73 per share a year, a dividend yield of 4.7%. The next ex-dividend date is Nov 16, 2026, with payment on Dec 31, 2026. A dividend has been paid every year since at least 1985. The payout ratio is 81.6% of earnings. Free cash flow covers the dividend 1.10 times. Our assessment: Sustainable. Payout and cash coverage both look sustainable.
What growth is priced into UDR Inc (UDR)?
For today's price to be fair in a discounted-cash-flow model, UDR Inc would have to grow free cash flow by +13.4 % per year for five years (discount rate 8.5 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +6.7 % per year. As of Nov 3, 2026.
What discount rate (WACC) does the fair value of UDR use?
Our models discount UDR Inc at 8.5 %: a base by market capitalisation (large), damped by beta 0.69, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For UDR Inc that is +13.4 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (8.5 %) and the same formula as our fair value.
How much growth has UDR Inc (UDR) delivered so far?
Over the past 5 years revenue at UDR Inc grew +6.7 % a year. The price currently implies free-cash-flow growth of +13.4 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of UDR Inc (UDR) growing?
The median revenue growth in the sector is +2.7 % a year. That is the yardstick for the growth priced into UDR Inc (+13.4 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of UDR Inc (UDR)?
The free-cash-flow yield on the price is 5.16 %: that much free cash flow UDR Inc produces per unit of market value. When it exceeds the discount rate of our models (8.5 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of UDR Inc (UDR)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For UDR Inc it is $36.91 per share (as of Nov 3, 2026), against a price of $36.58. It is the blended result of 15 valuation models in 6 families (DCF Models, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit).
Is UDR Inc stock overvalued or undervalued in 2026?
As of Nov 3, 2026, UDR trades below its calculated fair value: price $36.58, fair value $36.91, a gap of about +1% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of UDR?
No. The price is what the market pays today ($36.58); the fair value is what the company's own numbers justify ($36.91). For UDR Inc the two are $0.3300 per share apart. That gap is exactly why we show both numbers side by side.
How much is UDR Inc worth?
The market values UDR Inc at about $13.2B (market capitalisation, as of Nov 3, 2026). Per share that is $36.58; our models calculate a fair value of $36.91 per share.
What do the bullish and bearish scenarios say about UDR?
Our models span a range for UDR Inc: cautious scenario $15.34, base $36.91, optimistic $62.49 per share (as of Nov 3, 2026, price $36.58). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of UDR?
UDR Inc trades at a price-to-earnings ratio of 16.9 (as of Nov 3, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $36.91 is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), earnings ex one-offs: 102.3. Other multiples: PEG 8.2, P/B 4.0, P/S 7.5, EV/EBITDA 18.2.
What is the PEG ratio of UDR?
The PEG ratio of UDR Inc is 8.17 (P/E divided by earnings growth, as of Nov 3, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of UDR Inc (UDR)?
Balance-sheet figures for UDR Inc (as of Nov 3, 2026): return on equity 13.7%, debt of 1.77 per unit of equity. They feed the Quality Score of 62/100, which measures business quality independently of the share price.
How far is UDR from its 52-week high?
UDR Inc trades at $36.58, about 10% below its 52-week high of $40.77 and 12% above the low of $32.58 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $36.91 is for.
Which stocks are comparable to UDR Inc?
From the same area (Real Estate) we also value Essex Property Trust, Inc, Invitation Homes, Sun Communities, Inc, Mid-America Apartment Communities, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is UDR Inc stock attractive at the current price?
The data as of Nov 3, 2026: price $36.58, calculated fair value $36.91 (+1%), Quality Score 62/100, from 15 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of UDR calculated?
We run UDR Inc through 15 models from 6 families: DCF Models, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit. Every model gets the same audited fundamentals; the fair value of $36.91 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. UDR Inc currently trades 1% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of UDR Inc (UDR)?
The closing price on Nov 6, 2026 was $36.58. Our model-based fair value is $36.91, about +1% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with UDR Inc right now?
The model range is unusually wide ($15.34 to $62.49). The outcome hinges heavily on assumptions, so read the point estimate with caution. The price sits close to our fair value, market and models broadly agree here, little valuation tension. As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Where does the earnings growth of UDR Inc (UDR) come from?
Earnings per share at UDR Inc grew −1.0 % a year from 2014 to 2025. Broken into its drivers: revenue per share +4.5 %, EBIT margin −0.4 %, tax rate −0.4 %, residual (interest, one-offs) −4.5 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of UDR Inc
How large is the market capitalisation of UDR Inc (UDR)?
The market capitalisation of UDR Inc is $13.2B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of UDR Inc (UDR)?
The price-to-sales ratio of UDR Inc is 3.74 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of UDR Inc (UDR)?
Earnings per share at UDR Inc are $2.12 (price ÷ EPS = P/E 16.9). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of UDR Inc (UDR)?
The dividend yield of UDR Inc is 4.7% (payout 81.6%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of UDR Inc (UDR)?
The net margin of UDR Inc is 22.1% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of UDR Inc (UDR)?
The return on equity (ROE) of UDR Inc is 13.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of UDR Inc (UDR)?
On an EBIT basis the return on assets of UDR Inc is 3.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of UDR Inc (UDR)?
The operating margin of UDR Inc is 20.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at UDR Inc (UDR)?
Revenue at UDR Inc is growing −0.1% versus a year earlier (3y avg +4.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at UDR Inc (UDR)?
Earnings per share at UDR Inc are growing +90.9% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does UDR Inc (UDR) carry?
The net debt of UDR Inc is $6.2B (fiscal year 2025, ≈ 10.0 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Nov 3, 2026