PHINIA Inc. (PHIN) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of PHINIA Inc. stock $79.53, price $68.94, upside +15.4%, quality 63 out of 100. Rating: undervalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 4, 2026.
How to read this chart
40‑month range $22.40 – $84.79 · fair‑value band $53.94 – $99.42 · the $68.94 price screens below the $79.53 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 4, 2026.
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PHINIA Inc. engages in the development, design, and manufacture of integrated components and systems. The company operates through Fuel Systems and Aftermarket segments.
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The Fuel Systems segment provides advanced fuel injection systems, including pumps, injectors, fuel rail assemblies, and engine control modules; fuel delivery modules; canisters; sensors; and electronic control modules.
This segment also offers complete systems comprising software and calibration services that reduce emissions and enhance fuel economy for traditional and hybrid applications.
The Aftermarket segment engages in the provision of maintenance, test equipment, and vehicle diagnostics solutions; original equipment service solutions and remanufactured products; and sale of sale of starters and alternators to original equipment manufacturers.
Its products are used for commercial vehicles and industrial applications, such as medium-duty and heavy-duty trucks, buses and other off-highway construction, marine, agricultural and aerospace and defense applications; light commercial vehicles comprising vans and trucks; and light passenger vehicles, including passenger cars, mini-vans, cross-overs and sport-utility vehicles.
PHINIA Inc. was incorporated in 2023 and is based in Auburn Hills, Michigan.
Stock analysis
PHINIA Inc. (PHIN) currently trades at $68.94, while our model-based Fair Value estimate is $79.53, implying the stock looks roughly 13% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of $101.41 per share, and 16 of the 26 models we run sit above the $68.94 price.
Bear case: the Asset-Based group reads lowest at $12.67, and 10 of the 26 models stay below the price. Data coverage for this calculation is high.
Scenario range: $53.94 (bear) to $99.42 (bull), the price of $68.94 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 63/100 (solid quality), in the Consumer Cyclical sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
PHINIA Inc. reported revenue of $3.5B in FY2025 versus $3.2B in FY2021, a compound +1.9%/yr. Reported net income was $130M in FY2025, compounding −3.8%/yr from FY2021.
Key figures
Market cap $2.6B Mid · P/E ratio 14.0 · P/S ratio 0.72 · EPS (TTM) $4.93 · Dividend yield 0.4% · Net margin 5.2% · Return on equity 12.2% · Return on assets (EBIT) 7.4% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 45 out of 100 (low confidence).
What moves the price
The share trades about 19% below its 52-week high and 36% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at −23% fair-value upside, at 15%, PHIN screens cheaper than that median.
Fair Value models
Bear$53.94Fair Value $79.53Bull$99.42
Price $68.94 · Upside +15.4%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($4.00 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
In the last 6 months, 8 officers or directors sold shares worth $4.0M and none bought.
SaleRobert BoyleSVP, GC and Secretary7,500 shares at $62.12$465,900Sep 15, 2026
SaleTodd L AndersonVP and Chief Tech. Officer3,056 shares at $66.41$202,949Sep 11, 2026
SaleMatthew LogarSVP and CIO1,257 shares at $66.33$83,377Sep 10, 2026
SaleChris P GroppSenior Vice President and CFO13,500 shares at $66.71$900,585Sep 9, 2026
SaleChristopher GustanskiVP, Operational Excellence2× since Mar 4, 2026: 5,909 shares, avg. $70.69$417,683Sep 9, 2026
SaleBrady D EricsonPresident and CEO, Director27,860 shares at $68.40$1.9MAug 31, 2026
SaleMichael CoetzeeVP and GM Fuel Syst. Americas1,250 shares at $80.61$100,763Jun 10, 2026
SaleSamantha PombierVice President and Controller2× since Nov 14, 2025: 4,167 shares, avg. $69.23$288,470Jun 10, 2026
SaleNeil FryerVP and GM Global Aftermarket624 shares at $72.75$45,396Mar 4, 2026
SaleHongyong YangVP and GM Fuel Syst. Asia Pac893 shares at $52.43$46,820Nov 19, 2025
Plus 55 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.90/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+2.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.3%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+27.5%
Start year 2020 (pandemic)
’20
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
+22.4%
Earnings growth per share plus dividend.
Earnings per share, growth per year+22.0%
Dividend (yield on the price)0.4%
Profit margin 2021 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.7% → 8%
Growth Forecast
A lot of optimism in the price
The price assumes less growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+7.6%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+3.3%
Yearly sales growth analysts expect, extended to five years.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about +5.1% a year for the price and +0.9% for the forecasts.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Auto Parts · 653 stocks
Beats the industry median on 9/14 measures
Overall it ranks above its industry peers.
Valuation
Quality Score63 · Top 25%
Fair Value upside+15.4% · Above median
Profitability
Return on equity (12 months)12.2% · Above median
Return on assets3.4% · Below median
Net margin (12 months)5.2% · Above median
Operating margin (12 months)9.9% · Above median
Growth and dividend
Revenue growth (quarter YoY)0.4% · Below median
Dividend yield (12 months)0.4% · Bottom 25%
Balance sheet
Debt / equity0.61× · Highest 25%
Valuation Multiplesvs Auto Parts median · lower = cheaper
P/E (12 months)14.0× · Cheaper than median
P/B1.65× · Pricier than median
P/S (12 months)0.72× · Cheaper than median
Price / free cash flow (fiscal year)13.9× · Cheaper than median
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "PHINIA Inc. Fair Value". https://www.fairvalue-calculator.com/stock/PHIN
Frequently asked questions
Is PHINIA Inc. (PHIN) overvalued or undervalued?
As of Nov 4, 2026, our model estimates a fair value of $79.53 versus a price of $68.94, about +15% upside (undervalued).
What is the fair value of PHIN?
Our model-based fair value for PHINIA Inc. is $79.53 (as of Nov 4, 2026), built from audited fundamentals. The current price: $68.94.
What is the quality score of PHIN?
PHINIA Inc. has a Quality Score of 63/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for PHINIA Inc. (PHIN)?
Our model-based price target is the fair value of $79.53 (as of Nov 4, 2026) from 26 valuation models. Cautious scenario $53.94, optimistic scenario $99.42. It is a calculation from audited fundamentals, not an analyst target.
What is the PHINIA Inc. stock forecast for 2026?
Our models put fair value at $79.53, about +15% upside versus a price of $68.94 (undervalued). Cautious scenario $53.94, optimistic scenario $99.42. The calculation is refreshed regularly with new filings.
What is the revenue of PHINIA Inc. (PHIN)?
PHINIA Inc. reported trailing-twelve-month revenue of about $3.6B (latest available figure, as of Nov 4, 2026).
Does PHINIA Inc. pay a dividend?
PHINIA Inc. currently shows a dividend yield of 0.39% relative to its recent price (as of Nov 4, 2026).
How much is the dividend of PHINIA Inc. (PHIN) and when is the ex-dividend date?
PHINIA Inc. pays a dividend of $0.27 per share a year, a dividend yield of 0.4%. The last ex-dividend date was Sep 4, 2026. The payout ratio is 5.5% of earnings. Free cash flow covers the dividend 19.36 times. Our assessment: Well covered. A low payout and the dividend is fully funded by free cash flow, a comfortable, sustainable dividend.
What growth is priced into PHINIA Inc. (PHIN)?
For today's price to be fair in a discounted-cash-flow model, PHINIA Inc. would have to grow free cash flow by +7.6 % per year for five years (discount rate 10.1 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +27.5 % per year. As of Nov 4, 2026.
What discount rate (WACC) does the fair value of PHIN use?
Our models discount PHINIA Inc. at 10.1 %: a base by market capitalisation (mid), damped by beta 1.13, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For PHINIA Inc. that is +7.6 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (10.1 %) and the same formula as our fair value.
How much growth has PHINIA Inc. (PHIN) delivered so far?
Over the past 5 years revenue at PHINIA Inc. grew +27.5 % a year. The price currently implies free-cash-flow growth of +7.6 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of PHINIA Inc. (PHIN) growing?
The median revenue growth in the sector is +4.8 % a year. That is the yardstick for the growth priced into PHINIA Inc. (+7.6 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of PHINIA Inc. (PHIN)?
The free-cash-flow yield on the price is 7.18 %: that much free cash flow PHINIA Inc. produces per unit of market value. When it exceeds the discount rate of our models (10.1 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of PHINIA Inc. (PHIN)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For PHINIA Inc. it is $79.53 per share (as of Nov 4, 2026), against a price of $68.94. It is the blended result of 26 valuation models in 8 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is PHINIA Inc. stock overvalued or undervalued in 2026?
As of Nov 4, 2026, PHIN trades below its calculated fair value: price $68.94, fair value $79.53, a gap of about +15% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PHIN?
No. The price is what the market pays today ($68.94); the fair value is what the company's own numbers justify ($79.53). For PHINIA Inc. the two are $10.59 per share apart. That gap is exactly why we show both numbers side by side.
How much is PHINIA Inc. worth?
The market values PHINIA Inc. at about $2.6B (market capitalisation, as of Nov 4, 2026). Per share that is $68.94; our models calculate a fair value of $79.53 per share.
What do the bullish and bearish scenarios say about PHIN?
Our models span a range for PHINIA Inc.: cautious scenario $53.94, base $79.53, optimistic $99.42 per share (as of Nov 4, 2026, price $68.94). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of PHIN?
PHINIA Inc. trades at a price-to-earnings ratio of 14.0 (as of Nov 4, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $79.53 is built from several models across several years. Other multiples: P/B 1.7, P/S 0.7, EV/EBITDA 6.0.
How solid is the balance sheet of PHINIA Inc. (PHIN)?
Balance-sheet figures for PHINIA Inc. (as of Nov 4, 2026): return on equity 12.2%, debt of 0.61 per unit of equity. They feed the Quality Score of 63/100, which measures business quality independently of the share price.
How far is PHIN from its 52-week high?
PHINIA Inc. trades at $68.94, about 19% below its 52-week high of $84.79 and 36% above the low of $50.65 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $79.53 is for.
Which stocks are comparable to PHINIA Inc.?
From the same area (Consumer Cyclical) we also value O'Reilly Automotive, Inc, AutoZone, Inc, Hyundai Mobis Co, Fuyao Glass Industry Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is PHINIA Inc. stock attractive at the current price?
The data as of Nov 4, 2026: price $68.94, calculated fair value $79.53 (+15%), Quality Score 63/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of PHIN calculated?
We run PHINIA Inc. through 26 models from 8 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of $79.53 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. PHINIA Inc. currently trades 13% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of PHINIA Inc. (PHIN)?
The closing price on Nov 6, 2026 was $68.94. Our model-based fair value is $79.53, about +15% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with PHINIA Inc. right now?
A fairly wide model range ($53.94 to $99.42) leaves room in how you read the outcome. The price sits in the lower half of our model range, the side with the larger margin of safety. The data supports the verdict: every model runs on fully documented inputs.
Key figures of PHINIA Inc.
How large is the market capitalisation of PHINIA Inc. (PHIN)?
The market capitalisation of PHINIA Inc. is $2.6B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of PHINIA Inc. (PHIN)?
The price-to-sales ratio of PHINIA Inc. is 0.72 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of PHINIA Inc. (PHIN)?
Earnings per share at PHINIA Inc. are $4.93 (price ÷ EPS = P/E 14.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of PHINIA Inc. (PHIN)?
The dividend yield of PHINIA Inc. is 0.4% (payout 5.5%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of PHINIA Inc. (PHIN)?
The net margin of PHINIA Inc. is 5.2% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of PHINIA Inc. (PHIN)?
The return on equity (ROE) of PHINIA Inc. is 12.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of PHINIA Inc. (PHIN)?
On an EBIT basis the return on assets of PHINIA Inc. is 7.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of PHINIA Inc. (PHIN)?
The operating margin of PHINIA Inc. is 9.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at PHINIA Inc. (PHIN)?
Revenue at PHINIA Inc. is growing +0.4% versus a year earlier (3y avg +1.3%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at PHINIA Inc. (PHIN)?
Earnings per share at PHINIA Inc. are growing +446% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does PHINIA Inc. (PHIN) carry?
The net debt of PHINIA Inc. is $661M (fiscal year 2025, ≈ 3.5 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Nov 4, 2026