Savers Value Village, Inc. (SVV) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Savers Value Village, Inc. stock $4.16, price $9.84, that is 57.7% below the price, quality 48 out of 100. Rating: strongly overvalued. Calculated from audited financials with 21 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
40‑month range $6.62 – $26.18 · fair‑value band $3.07 – $6.50 · the $9.84 price screens above the $4.16 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.
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Savers Value Village, Inc., a thrift operator, sells second-hand merchandise in retail stores in the United States, Canada, and Australia.
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It purchases secondhand textiles, including clothing, bedding, and bath items; shoes; accessories; housewares; books; and other goods from non-profit partners and then processes, selects, prices, merchandises, and sells them in its stores.
The company operates stores under the Savers, Value Village, Value Village Boutique, Village des Valeurs, Unique, and 2nd Avenue brands. It serves retail and wholesale customers.
The company was formerly known as S-Evergreen Holding LLC and changed its name to Savers Value Village, Inc. in January 2022. Savers Value Village, Inc. was founded in 1954 and is based in Bellevue, Washington.
Stock analysis
Savers Value Village, Inc. (SVV) currently trades at $9.84, while our model-based Fair Value estimate is $4.16, 58% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of $6.27 per share, and 1 of the 21 models we run sit above the $9.84 price.
Bear case: the Earnings-Based group reads lowest at $1.66, and 20 of the 21 models stay below the price. Data coverage for this calculation is low.
Scenario range: $3.07 (bear) to $6.50 (bull), the price of $9.84 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 48/100 (below-average quality), in the Consumer Cyclical sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Savers Value Village, Inc. reported revenue of $1.7B in FY2025 versus $1.2B in FY2021, a compound +8.7%/yr. Reported net income was $22.6M in FY2025, compounding −27.8%/yr from FY2021.
Key figures
Market cap $1.6B Small · P/E ratio 65.6 · P/S ratio 0.90 · EPS (TTM) $0.1500 · Net margin 1.4% · Return on equity 5.7% · Return on assets (EBIT) 9.3% (5-year average) · Operating margin 10.0%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 31 out of 100 (low confidence).
What moves the price
The last reported earnings sit well below what analysts expect (earnings in transition, for example after write-downs or an earnings dip); whether the stock is cheap or expensive hinges on the expected recovery actually arriving. Read the fair value with that caveat.
The share trades about 20% below its 52-week high and 39% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at −5% fair-value upside, at −58%, SVV screens richer than that median.
Fair Value models
Bear$3.07Fair Value $4.16Bull$6.50
Price $9.84 · Downside -57.7%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($0.1286 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
FCF DCF$2.45$5.75$10.2776
Residual Income$2.01$1.97$2.0476
Growth DCF$2.40$5.40$9.2875
All 21 models by family
DCF Models
FCF DCF$2.45$5.75$10.2776
5Y Revenue Exit$2.77$7.16$12.9068
5Y EBITDA Exit$4.95$11.43$19.2672
5Y P/E Exitn/a$1.50$3.2068
10Y Revenue Exit$2.35$6.07$11.3363
10Y EBITDA Exit$3.79$8.75$15.7865
10Y P/E Exit$0.8900$2.53$4.5460
Earnings-Based
Graham-Dodd$1.00$3.86$5.2364
Lynch FV$0.9400$1.34$1.7561
PEG = 1.0$0.9400$1.34$1.7557
EPV$1.29$1.97$2.5273
Multiples
P/E Multiple$2.44$3.25$4.0663
P/S Multiple$1.88$2.51$3.1458
EV/EBIT$2.32$5.97$9.6161
EV/EBITDA$3.41$7.41$11.4263
EV/Revenuen/a$1.92$5.0850
Growth DCF
Growth DCF$2.40$5.40$9.2875
Rev-Margin DCF$2.77$7.13$12.4369
Economic Profit
Residual Income$2.01$1.97$2.0476
ROIC Compounder$1.29$1.97$2.5271
Growth Earnings
Growth-Adj P/E$1.75$2.50$3.2667
The fair value above starts from this blend and is adjusted for a year distorted by one-off effects.
In the last 6 months, 5 officers or directors sold shares worth $7.7M and none bought.
SaleWilliam T AllenDirector26,151 shares at $9.22$241,112Sep 16, 2026
SaleARES MANAGEMENT LLC10% owner2× since Aug 13, 2026: 46,000,000 shares, avg. $10.25$471.5MAug 13, 2026
SaleMark T. WalshCEO & Director, Director4× since Jun 16, 2026: 445,000 shares, avg. $11.62$5.2MAug 11, 202610b5-1 plan
SaleMichael W MaherCFO & Treasurer49,742 shares at $12.33$613,219Aug 7, 202610b5-1 plan
SaleMelinda L. GeisserChief People Services Officer2× since Jul 31, 2026: 80,000 shares, avg. $11.54$923,400Aug 7, 202610b5-1 plan
SaleRichard A. MedwayGeneral Counsel2× since Aug 3, 2026: 65,000 shares, avg. $11.60$753,700Aug 7, 202610b5-1 plan
SaleJubran N. TaniousPresident & COO2× since Dec 18, 2025: 102,706 shares, avg. $8.81$904,972Mar 11, 2026
Plus 12 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.85/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+9.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.3%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+15.0%
Start year 2020 (pandemic)
Revenue growth 6 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.7%
’19
’20
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
+21.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year+21.6%
Dividend (yield on the price)0.0%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.1% → 7%
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+31.0%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+6.7%
Yearly sales growth analysts expect, extended to five years.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about +27.9% a year for the price and +4.2% for the forecasts.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Specialty Retail · 203 stocks
Beats the industry median on 2/12 measures
Overall it trails its industry peers.
Valuation
Quality Score48 · Below median
Fair Value upside−57.7% · Bottom 25%
Profitability
Return on equity (12 months)5.7% · Below median
Return on assets1.1% · Below median
Net margin (12 months)1.4% · Below median
Operating margin (12 months)10.0% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)7.4% · Above median
Balance sheet
Debt / equity1.63× · Highest 25%
Valuation Multiplesvs Specialty Retail median · lower = cheaper
P/E (12 months)65.6× · Priciest 25%
P/B3.59× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Savers Value Village, Inc. Fair Value". https://www.fairvalue-calculator.com/stock/SVV
Frequently asked questions
Is Savers Value Village, Inc. (SVV) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of $4.16 versus a price of $9.84, about 58% lower (overvalued).
What is the fair value of SVV?
Our model-based fair value for Savers Value Village, Inc. is $4.16 (as of Nov 6, 2026), built from audited fundamentals. The current price: $9.84.
What is the quality score of SVV?
Savers Value Village, Inc. has a Quality Score of 48/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Savers Value Village, Inc. (SVV)?
Our model-based price target is the fair value of $4.16 (as of Nov 6, 2026) from 21 valuation models. Cautious scenario $3.07, optimistic scenario $6.50. It is a calculation from audited fundamentals, not an analyst target.
What is the Savers Value Village, Inc. stock forecast for 2026?
Our models put fair value at $4.16, about 58% lower versus a price of $9.84 (overvalued). Cautious scenario $3.07, optimistic scenario $6.50. The calculation is refreshed regularly with new filings.
What is the revenue of Savers Value Village, Inc. (SVV)?
Savers Value Village, Inc. reported trailing-twelve-month revenue of about $1.7B (latest available figure, as of Nov 6, 2026).
What growth is priced into Savers Value Village, Inc. (SVV)?
For today's price to be fair in a discounted-cash-flow model, Savers Value Village, Inc. would have to grow free cash flow by +31.0 % per year for five years (discount rate 11.9 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +15.0 % per year. As of Nov 6, 2026.
What discount rate (WACC) does the fair value of SVV use?
Our models discount Savers Value Village, Inc. at 11.9 %: a base by market capitalisation (small), damped by beta 1.23, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Savers Value Village, Inc. that is +31.0 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (11.9 %) and the same formula as our fair value.
How much growth has Savers Value Village, Inc. (SVV) delivered so far?
Over the past 5 years revenue at Savers Value Village, Inc. grew +15.0 % a year. The price currently implies free-cash-flow growth of +31.0 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Savers Value Village, Inc. (SVV) growing?
The median revenue growth in the sector is +4.7 % a year. That is the yardstick for the growth priced into Savers Value Village, Inc. (+31.0 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Savers Value Village, Inc. (SVV)?
The free-cash-flow yield on the price is 3.11 %: that much free cash flow Savers Value Village, Inc. produces per unit of market value. When it exceeds the discount rate of our models (11.9 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Savers Value Village, Inc. (SVV)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Savers Value Village, Inc. it is $4.16 per share (as of Nov 6, 2026), against a price of $9.84. It is the blended result of 21 valuation models in 6 families (DCF Models, Earnings-Based, Multiples, Growth DCF, Economic Profit, Growth Earnings).
Is Savers Value Village, Inc. stock overvalued or undervalued in 2026?
As of Nov 6, 2026, SVV trades above its calculated fair value: price $9.84, fair value $4.16, a gap of about −58% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of SVV?
No. The price is what the market pays today ($9.84); the fair value is what the company's own numbers justify ($4.16). For Savers Value Village, Inc. the two are $5.68 per share apart. That gap is exactly why we show both numbers side by side.
How much is Savers Value Village, Inc. worth?
The market values Savers Value Village, Inc. at about $1.6B (market capitalisation, as of Nov 6, 2026). Per share that is $9.84; our models calculate a fair value of $4.16 per share.
What do the bullish and bearish scenarios say about SVV?
Our models span a range for Savers Value Village, Inc.: cautious scenario $3.07, base $4.16, optimistic $6.50 per share (as of Nov 6, 2026, price $9.84). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of SVV?
Savers Value Village, Inc. trades at a price-to-earnings ratio of 65.6 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $4.16 is built from several models across several years. Other multiples: P/B 3.6, P/S 0.9, EV/EBITDA 9.5.
How solid is the balance sheet of Savers Value Village, Inc. (SVV)?
Balance-sheet figures for Savers Value Village, Inc. (as of Nov 6, 2026): return on equity 5.7%, debt of 1.63 per unit of equity. They feed the Quality Score of 48/100, which measures business quality independently of the share price.
How far is SVV from its 52-week high?
Savers Value Village, Inc. trades at $9.84, about 20% below its 52-week high of $12.29 and 39% above the low of $7.10 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $4.16 is for.
Which stocks are comparable to Savers Value Village, Inc.?
From the same area (Consumer Cyclical) we also value Alimentation Couche-Tard Inc, Williams-Sonoma, Inc, Ulta Beauty, Inc, Casey's General Stores, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Savers Value Village, Inc. stock attractive at the current price?
The data as of Nov 6, 2026: price $9.84, calculated fair value $4.16 (−58%), Quality Score 48/100, from 21 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of SVV calculated?
We run Savers Value Village, Inc. through 21 models from 6 families: DCF Models, Earnings-Based, Multiples, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of $4.16 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Savers Value Village, Inc. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Savers Value Village, Inc. (SVV)?
The closing price on Nov 6, 2026 was $9.84. Our model-based fair value is $4.16, about 58% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Savers Value Village, Inc. right now?
The price sits above even our optimistic bull case ($6.50). The favourable scenario is already priced in. Weak quality (48/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. A fairly wide model range ($3.07 to $6.50) leaves room in how you read the outcome.
Key figures of Savers Value Village, Inc.
How large is the market capitalisation of Savers Value Village, Inc. (SVV)?
The market capitalisation of Savers Value Village, Inc. is $1.6B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Savers Value Village, Inc. (SVV)?
The price-to-sales ratio of Savers Value Village, Inc. is 0.90 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Savers Value Village, Inc. (SVV)?
Earnings per share at Savers Value Village, Inc. are $0.1500 (price ÷ EPS = P/E 65.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Savers Value Village, Inc. (SVV)?
The net margin of Savers Value Village, Inc. is 1.4% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Savers Value Village, Inc. (SVV)?
The return on equity (ROE) of Savers Value Village, Inc. is 5.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Savers Value Village, Inc. (SVV)?
On an EBIT basis the return on assets of Savers Value Village, Inc. is 9.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Savers Value Village, Inc. (SVV)?
The operating margin of Savers Value Village, Inc. is 10.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Savers Value Village, Inc. (SVV)?
Revenue at Savers Value Village, Inc. is growing +7.4% versus a year earlier (3y avg +5.3%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Savers Value Village, Inc. (SVV)?
Earnings per share at Savers Value Village, Inc. are growing +16.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Savers Value Village, Inc. (SVV) carry?
The net debt of Savers Value Village, Inc. is $1.3B (fiscal year 2025, ≈ 27.1 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Thin data
Nov 6, 2026