Universal Technical Institute Inc (UTI) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Universal Technical Institute Inc stock $19.42, price $19.93, that is 2.6% below the price, quality 54 out of 100. Rating: fairly valued. Calculated from audited financials with 24 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 5, 2026.
How to read this chart
60‑month range $5.35 – $51.20 · fair‑value band $12.62 – $27.86 · the $19.93 price screens above the $19.42 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 5, 2026.
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Universal Technical Institute, Inc. provides transportation, skilled trades, and healthcare education programs in the United States. It operates in two segments, UTI and Concorde. The company offers certificate, diploma, or degree programs.
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It also provides manufacturer specific advanced training programs, including student paid electives at its campuses; and manufacturer or dealer sponsored training at various campuses and dedicated training centers.
The company serves students, partners, and communities by providing education and support services in various fields. Universal Technical Institute, Inc. was founded in 1965 and is based in Phoenix, Arizona.
Stock analysis
Universal Technical Institute Inc (UTI) currently trades at $19.93, while our model-based Fair Value estimate is $19.42, so the stock looks roughly fairly valued today (gap 2.6%).
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Valuation
Bull case: the Growth Earnings group reads highest at a median of $22.50 per share, and 8 of the 24 models we run sit above the $19.93 price.
Bear case: the Asset-Based group reads lowest at $3.43, and 16 of the 24 models stay below the price. Data coverage for this calculation is medium.
Scenario range: $12.62 (bear) to $27.86 (bull), the price of $19.93 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 54/100 (solid quality), in the Consumer Defensive sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Universal Technical Institute Inc reported revenue of $836M in FY2025 versus $335M in FY2021, a compound +25.7%/yr. Reported net income was $63.0M in FY2025, compounding +44.2%/yr from FY2021.
Key figures
Market cap $1.1B Small · P/E ratio 31.1 · P/S ratio 1.26 · EPS (TTM) $0.6400 · Net margin 3.9% · Return on equity 10.5% · Return on assets (EBIT) 5.6% (5-year average) · Operating margin 2.0%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 40 out of 100 (low confidence).
What moves the price
The share trades about 61% below its 52-week high and 8% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Defensive peers we cover trades at 31% fair-value upside, at −3%, UTI screens richer than that median.
Fair Value models
Bear$12.62Fair Value $19.42Bull$27.86
Price $19.93 · Downside -2.6%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 12 months old). Earnings retained since then ($0.6400 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
In the last 6 months, one officer or director bought shares worth $334,710, on Sep 28, 2026. Over the same period, 5 people sold shares worth $129.0M.
BuyRobert Thomas DevincenziDirector6× since Aug 10, 2026: 13,000 shares, avg. $25.75$334,710Sep 28, 2026
SaleJerome Alan GrantChief Executive Officer, Director2× since Feb 27, 2026: 154,540 shares, avg. $38.89$6.0MJun 29, 2026
SaleKevin PrehnConcorde Division President4,545 shares at $40.00$181,800Jun 22, 2026
SaleCOLISEUM CAPITAL PARTNERS, L.P.Director3,000,000 shares at $41.40$124.2MJun 8, 2026
SaleChristine KlineSenior Vice President and CAO3,500 shares at $44.42$155,470Jun 5, 2026
SaleLinda J SrereDirector15,000 shares at $36.59$548,850May 11, 2026
SaleChristopher E. KevaneEVP and Chief Legal Officer23,654 shares at $37.55$888,208Mar 27, 2026
SaleGeorge W. BrochickDirector5,000 shares at $36.59$182,950Mar 17, 2026
SaleShannon Lei OkinakaDirector10,000 shares at $34.74$347,400Mar 6, 2026
SaleTodd A HitchcockEVP/COO16,500 shares at $37.33$615,945Mar 4, 2026
Plus 3 more entries from the last 12 months.
Plus 2 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.85/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+14.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+25.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+22.7%
Start year 2020 (pandemic). Over 10 years: +8.7% a year
Revenue growth 25 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.2%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: adjusted.
+28.5%
Earnings growth per share plus dividend.
Earnings per share, growth per year+28.5%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.base effect: 26.3% / 30.1%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−1% → 10%
Pace: the 5-year rate starts in 2020 (pandemic)
Growth Forecast
A lot of optimism in the price
The price assumes less growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+13.1%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+7.0%
Yearly sales growth analysts expect, extended to five years.
Calculated on free cash flow for fiscal year 2025. Over the last twelve months it was negative, so the figure above is uncertain.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about +10.5% a year for the price and +4.5% for the forecasts.
News mood ⓘNews mood, the average tone of recent news (96 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Hype
Recent news coverage is unusually upbeat, far more positive than stocks are typically covered.
Compare Universal Technical Institute Inc with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Education & Training Services · 108 stocks
Beats the industry median on 4/14 measures
Overall it trails its industry peers.
Valuation
Quality Score54 · Below median
Fair Value upside−2.6% · Below median
Profitability
Return on equity (12 months)10.5% · Above median
Return on assets7.6% · Above median
Net margin (12 months)3.9% · Below median
Operating margin (12 months)2.0% · Below median
Growth and dividend
Revenue growth (quarter YoY)7.2% · Above median
Balance sheet
Debt / equity0.26× · Above median
Valuation Multiplesvs Education & Training Services median · lower = cheaper
P/E (12 months)31.1× · Priciest 25%
P/B3.40× · Pricier than median
P/S (12 months)1.26× · Cheaper than median
Price / free cash flow (fiscal year)20.1× · Pricier than median
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Universal Technical Institute Inc Fair Value". https://www.fairvalue-calculator.com/stock/UTI
Frequently asked questions
Is Universal Technical Institute Inc (UTI) overvalued or undervalued?
As of Nov 5, 2026, our model estimates a fair value of $19.42 versus a price of $19.93, about 3% lower (fairly valued).
What is the fair value of UTI?
Our model-based fair value for Universal Technical Institute Inc is $19.42 (as of Nov 5, 2026), built from audited fundamentals. The current price: $19.93.
What is the quality score of UTI?
Universal Technical Institute Inc has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Universal Technical Institute Inc (UTI)?
Our model-based price target is the fair value of $19.42 (as of Nov 5, 2026) from 24 valuation models. Cautious scenario $12.62, optimistic scenario $27.86. It is a calculation from audited fundamentals, not an analyst target.
What is the Universal Technical Institute Inc stock forecast for 2026?
Our models put fair value at $19.42, about 3% lower versus a price of $19.93 (fairly valued). Cautious scenario $12.62, optimistic scenario $27.86. The calculation is refreshed regularly with new filings.
What is the revenue of Universal Technical Institute Inc (UTI)?
Universal Technical Institute Inc reported trailing-twelve-month revenue of about $884M (latest available figure, as of Nov 5, 2026).
What growth is priced into Universal Technical Institute Inc (UTI)?
For today's price to be fair in a discounted-cash-flow model, Universal Technical Institute Inc would have to grow free cash flow by +13.1 % per year for five years (discount rate 11.8 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +22.7 % per year. Calculated on free cash flow for fiscal year 2025. Over the last twelve months it was negative, so the figure above is uncertain. As of Nov 5, 2026.
What discount rate (WACC) does the fair value of UTI use?
Our models discount Universal Technical Institute Inc at 11.8 %: a base by market capitalisation (small), damped by beta 1.19, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Universal Technical Institute Inc that is +13.1 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (11.8 %) and the same formula as our fair value.
How much growth has Universal Technical Institute Inc (UTI) delivered so far?
Over the past 5 years revenue at Universal Technical Institute Inc grew +22.7 % a year. The price currently implies free-cash-flow growth of +13.1 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Universal Technical Institute Inc (UTI) growing?
The median revenue growth in the sector is +4.7 % a year. That is the yardstick for the growth priced into Universal Technical Institute Inc (+13.1 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Universal Technical Institute Inc (UTI)?
The free-cash-flow yield on the price is 4.97 % in the last fiscal year (free cash flow was negative over the last twelve months): that much free cash flow Universal Technical Institute Inc produces per unit of market value. When it exceeds the discount rate of our models (11.8 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Universal Technical Institute Inc (UTI)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Universal Technical Institute Inc it is $19.42 per share (as of Nov 5, 2026), against a price of $19.93. It is the blended result of 24 valuation models in 7 families (DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is Universal Technical Institute Inc stock overvalued or undervalued in 2026?
As of Nov 5, 2026, UTI trades above its calculated fair value: price $19.93, fair value $19.42, a gap of about −3% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of UTI?
No. The price is what the market pays today ($19.93); the fair value is what the company's own numbers justify ($19.42). For Universal Technical Institute Inc the two are $0.5100 per share apart. That gap is exactly why we show both numbers side by side.
How much is Universal Technical Institute Inc worth?
The market values Universal Technical Institute Inc at about $1.1B (market capitalisation, as of Nov 5, 2026). Per share that is $19.93; our models calculate a fair value of $19.42 per share.
What do the bullish and bearish scenarios say about UTI?
Our models span a range for Universal Technical Institute Inc: cautious scenario $12.62, base $19.42, optimistic $27.86 per share (as of Nov 5, 2026, price $19.93). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of UTI?
Universal Technical Institute Inc trades at a price-to-earnings ratio of 31.1 (as of Nov 5, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $19.42 is built from several models across several years. Median P/E at fiscal year-end, 6 fiscal years (2020 to 2025), reported earnings, FY2022, FY2025 ex one-offs: 19.4. Other multiples: PEG 1.8, P/B 3.4, P/S 1.3, EV/EBITDA 13.0.
What is the PEG ratio of UTI?
The PEG ratio of Universal Technical Institute Inc is 1.81 (P/E divided by earnings growth, as of Nov 5, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Universal Technical Institute Inc (UTI)?
Balance-sheet figures for Universal Technical Institute Inc (as of Nov 5, 2026): return on equity 10.5%, debt of 0.26 per unit of equity. They feed the Quality Score of 54/100, which measures business quality independently of the share price.
How far is UTI from its 52-week high?
Universal Technical Institute Inc trades at $19.93, about 61% below its 52-week high of $51.20 and 8% above the low of $18.47 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $19.42 is for.
Which stocks are comparable to Universal Technical Institute Inc?
From the same area (Consumer Defensive) we also value New Oriental Education & Technology Group, Laureate Education, Inc, Covista Inc, Physicswallah Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Universal Technical Institute Inc stock attractive at the current price?
The data as of Nov 5, 2026: price $19.93, calculated fair value $19.42 (−3%), Quality Score 54/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of UTI calculated?
We run Universal Technical Institute Inc through 24 models from 7 families: DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of $19.42 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Universal Technical Institute Inc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Universal Technical Institute Inc (UTI)?
The closing price on Nov 6, 2026 was $19.93. Our model-based fair value is $19.42, about 3% lower (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Universal Technical Institute Inc right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. A fairly wide model range ($12.62 to $27.86) leaves room in how you read the outcome.
Key figures of Universal Technical Institute Inc
How large is the market capitalisation of Universal Technical Institute Inc (UTI)?
The market capitalisation of Universal Technical Institute Inc is $1.1B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Universal Technical Institute Inc (UTI)?
The price-to-sales ratio of Universal Technical Institute Inc is 1.26 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Universal Technical Institute Inc (UTI)?
Earnings per share at Universal Technical Institute Inc are $0.6400 (price ÷ EPS = P/E 31.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Universal Technical Institute Inc (UTI)?
The net margin of Universal Technical Institute Inc is 3.9% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Universal Technical Institute Inc (UTI)?
The return on equity (ROE) of Universal Technical Institute Inc is 10.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Universal Technical Institute Inc (UTI)?
On an EBIT basis the return on assets of Universal Technical Institute Inc is 5.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Universal Technical Institute Inc (UTI)?
The operating margin of Universal Technical Institute Inc is 2.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Universal Technical Institute Inc (UTI)?
Revenue at Universal Technical Institute Inc is growing +7.2% versus a year earlier (3y avg +25.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Universal Technical Institute Inc (UTI)?
Earnings per share at Universal Technical Institute Inc are growing −78.9% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Universal Technical Institute Inc (UTI) carry?
The net debt of Universal Technical Institute Inc is $152M (fiscal year 2025, ≈ 2.7 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Some data
Nov 5, 2026