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Samsung Fire & Marine Insurance Co (000815) Fair Value & Analysis

Financial Services · KR · Market cap 16.9T KRW

SF Samsung Fire & Marine Insurance Co 000815 · KO
Price374,500 KRW
Fair Value658,771 KRW
Upside+75.9%
Quality56/100
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Evidence: High Range 494,078 KRW – 823,464 KRW 📤 Share as image

Fair value as of: Jul 16, 2026

From 22 valuation models · updated 4 days ago

Share price −14.7% over the past month.

Price vs Fair Value (12 months)

439,000 KRW 304,969 KRW Fair Value 658,771 KRW Jul 2025 Jul 2026

12‑month range 304,969 KRW – 439,000 KRW · fair‑value band 494,078 KRW – 823,464 KRW · the 374,500 KRW price screens below the 658,771 KRW fair value. As of Jul 16, 2026.

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Analysis

Samsung Fire & Marine Insurance Co (000815) currently trades at 374,500 KRW, while our model-based Fair Value estimate is 658,771 KRW, implying the stock looks roughly 75.9% undervalued today. We read business quality at 56/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Samsung Fire & Marine Insurance Co generated revenue of 21.8T KRW at a net margin of 9.3%. Revenue grew 4.9% year over year. It earns a return on equity of 11.0%. Fundamentals as of Jul 16, 2026

Our scenario range runs from 494,078 KRW (bear case) to 823,464 KRW (bull case); at 374,500 KRW, the current price sits below that range. The share trades about 17% below its 52-week high and 29% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 70% fair-value upside, at 76%, 000815 screens cheaper than that median.

Key figures & financial health

Revenue (TTM) 21.8T KRW
Revenue growth (YoY) +4.9%
Net margin 9.3%
Return on equity 11.0%
Free cash flow 3.3T KRW FY2025
Operating margin 7.2%
More key figures
Dividend yield 4.7%
EPS growth (YoY) +6.2%

Figures from reported company fundamentals (EODHD) · as of Jul 16, 2026. TTM = trailing twelve months.

About the company

Samsung Fire & Marine Insurance Co., Ltd., together with its subsidiaries, provides non-life insurance products and services in South Korea, China, Indonesia, Vietnam, Singapore, the United States, and the United Kingdom. The company offers automobile insurance, long-term damage insurance, personal pensions, and retirement pensions, as well as claim adjustment, agency, and insurance consulting services. It also provides general insurance that covers risks related to business management, personal property, and body, including fire, marine, technology, liability, injury, and disease. The company was founded in 1952 and is headquartered in Seoul, South Korea.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Samsung Fire & Marine Insurance Co reported revenue of 20.7T KRW in FY2025 versus 21.6T KRW in FY2021, a compound −1.1%/yr. Reported net income was 2.0T KRW in FY2025, compounding +15.8%/yr from FY2021.

Revenue −1.1%/yr
FY21 21.6T KRW
FY22 22.1T KRW
FY23 17.8T KRW
FY24 18.9T KRW
FY25 20.7T KRW
Net income +15.8%/yr
FY21 1.1T KRW
FY22 1.3T KRW
FY23 1.8T KRW
FY24 2.1T KRW
FY25 2.0T KRW

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Cite: Fair Value Calculator (2026). "Samsung Fire & Marine Insurance Co Fair Value". https://www.fairvalue-calculator.com/stock/000815

Similar stocks

10 more Insurance - Property & Casualty stocks, each showing price versus our Fair Value estimate (as of Jul 16, 2026).

Stock Price Fair Value vs Fair Value
Chubb Limited C1BL34 R$419.16 R$86.39 -79%
The Progressive Corporation PGR $204.02 $316.22 +55%
Tokio Marine Holdings TKOMF $42.16 $41.60 -1%
The Travelers Companies, Inc TRV $303.36 $342.77 +13%
The Allstate Corporation ALL $222.56 $445.12 +100%
The People's Insurance Company 601319 ¥6.78 ¥13.56 +100%
PICC Property and Casualty Company PPCCY $49.08 $83.45 +70%
MS&AD Insurance Group MSADF $29.91 $57.59 +93%
Intact Financial Corporation IFC C$277.10 C$265.09 -4%
Sompo Holdings SMPNY $19.53 $36.39 +86%

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Frequently asked questions

Is Samsung Fire & Marine Insurance Co (000815) undervalued?
As of Jul 16, 2026, our model estimates a fair value of 658,771 KRW versus a price of 374,500 KRW, about +76% (undervalued). Model-based estimate, not financial advice.
What is the fair value of 000815?
Our model-based fair value for Samsung Fire & Marine Insurance Co is 658,771 KRW (as of Jul 16, 2026), built from audited fundamentals. The current price is 374,500 KRW.
What is the quality score of 000815?
Samsung Fire & Marine Insurance Co has a Quality Score of 56/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Samsung Fire & Marine Insurance Co (000815)?
Samsung Fire & Marine Insurance Co reported trailing-twelve-month revenue of about 21.8T KRW (latest available figure, as of Jul 16, 2026).
What is the net profit margin of 000815?
The net profit margin of Samsung Fire & Marine Insurance Co is about 9.3%, meaning it keeps roughly 9.3% of revenue as net income. Based on the latest reported figures.
Does Samsung Fire & Marine Insurance Co pay a dividend?
Samsung Fire & Marine Insurance Co currently shows a dividend yield of about 4.74% relative to its recent price (as of Jul 16, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.