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Managepay Systems Bhd (0156) fair value: what the stock is really worth

As of Nov 10, 2026: fair value (intrinsic value) of Managepay Systems Bhd stock MYR 0.04, price MYR 0.05, that is 13.2% below the price, quality 46 out of 100. Rating: overvalued. The value is an estimate: none of our valuation models currently carries, it draws on revenue and assets compared with similar companies. Updated daily.

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Technology MY · ISIN MYQ0156OO008

MS Managepay Systems Bhd logo Thin data Nov 10, 2026

Managepay Systems Bhd

0156 · KLSE
Expensive, weak quality

Our calculation puts a fair price 13% below what the stock costs today.

Low debt
Revenue last quarter +61% vs. a year ago.
Quality 46/100
Expensive Growth (revenue 5y +10.3 %/yr in MYR)
Mixed vs. peers (5/10)
Fair value 0.0434 MYR · Overvalued
Loss-making · -23.5% net margin (TTM)
Negative free cash flow
Narrow moat 10/100 · thin data
Thin data
Estimate
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

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Price vs Fair Value

0.2800 MYR 0.0450 MYR Fair Value 0.0434 MYR Jul 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 10, 2026.

How to read this chart

60‑month range 0.0450 MYR – 0.2800 MYR · fair‑value band 0.0387 MYR – 0.0481 MYR · the 0.0500 MYR price screens above the 0.0434 MYR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 10, 2026.

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Company profile

ManagePay Systems Berhad, an investment holding company, engages in the provision of electronic payment solutions for banks and financial institutions, merchants, and card issuers in Malaysia. The company operates through Fintech Services and Non-Fintech Services segments.

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The Fintech Services segment offers e-payment, e-money, MasterCard prepaid card, money lending, Peer-to-Peer financing platform, and domestics and cross border remittance services.

The Non-Fintech Services segment develops, markets, and trades of information and communication technology products, project management, e-commerce, business outsourcing, loyalty management services, as well as operates mobile virtual networks.

It engages in the software development; marketing of computer software solution, and telecommunication and hardware equipment; and provision of consultancy and maintenance services related to e-commerce, e-business creation, and management of website.

In addition, the company offers merchant acquisition services; connectivity infrastructure and terminal equipment deployment services for electronic payment; and information technology and consultation services, as well as rents electronic data capture point of sales terminals.

Further, it engages in hosting of customer loyalty programs for third parties; contracting of the card personalisation services; selling and installing hardware and software; and trading of electronic gadgets.

Additionally, the company offers outsource services, including third party acquiring and processing services; and incubation, programming, and analysis and design services, as well as operates electric energy generation facilities.

The company was incorporated in 2010 and is headquartered in Subang Jaya, Malaysia.

Stock analysis

Managepay Systems Bhd (0156) currently trades at 0.0500 MYR, while our estimate is 0.0434 MYR, 13% below the price, so the stock looks overvalued today.

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Valuation

None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Scenario range: 0.0387 MYR (bear) to 0.0481 MYR (bull), the price of 0.0500 MYR sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 46/100 (below-average quality), in the Technology sector.

Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.

Managepay Systems Bhd reported revenue of 21.3M MYR in FY2025 versus 20.1M MYR in FY2021, a compound +1.4%/yr. Reported net income was −5.0M MYR in FY2025.

Key figures

Market cap 51.6M MYR (≈ $12.7M) Micro · P/S ratio 2.43 · Net margin −23.5% · Return on equity −7.8% · Return on assets (EBIT) −11.4% (5-year average) · Operating margin −58.9% · Revenue (TTM) 21.3M MYR · Revenue growth (YoY) +60.8%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 10 out of 100 (low confidence).

What moves the price

The share trades about 33% below its 52-week high and 11% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Technology peers we cover trades at −14% fair-value upside, at −13%, 0156 screens cheaper than that median.

Fair Value

Bear 0.0387 MYR Fair Value 0.0434 MYR Bull 0.0481 MYR
Price 0.0500 MYR · Downside -13.2%
Estimate. None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Quality Score breakdown

Overall quality 46/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 9
How much profit the company makes from its sales and capital
Quality Growth 100
Are margins and returns getting better?
Cashflow 9
Do the profits arrive as real cash?
Financial strength 55
Debt, balance sheet and risk of trouble
Investment 74
Does it invest with discipline instead of growing at any price?
Low Volatility 43
How calm the share price moves, does not count
Price momentum 21
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 9
Distance to the 52-week high, does not count
New shares 66
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 36/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+45.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.3%
Start year 2020 (pandemic). Over 10 years: +9.3% a year
Revenue growth 10 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.3%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−277.8% (2020) → −21.4% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

0156 screens overvalued: fair value 13% below the price. Compare with Microsoft Corporation →

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Infrastructure · 414 stocks

Beats the industry median on 5/9 measures
A mixed picture versus its industry peers.
Valuation
Quality Score 46 · Below median
Fair Value upside −3.6% · Above median
Profitability
Return on assets −6.6% · Below median
Net margin (12 months) −23.5% · Bottom 25%
Operating margin (12 months) −58.9% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) 60.8% · Top 25%
Balance sheet
Debt / equity 0.02× · Below median

Valuation Multiplesvs Software - Infrastructure median · lower = cheaper

P/B 0.75× · Cheapest 25%
P/S (12 months) 2.18× · Cheaper than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)29 · sector 21
FUTURE (revenue growth)100 · sector 59
PAST (return on equity)0 · sector 13
HEALTH (low debt)99 · sector 98
DIVIDEND (yield)0 · sector 26

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Microsoft Corporation MSFT $545.18 $583.67 +7% vs 0156
Fortinet, Inc FTNT $122.47 $130.72 +7% vs 0156
Oracle Corporation ORCL $119.79 $111.97 −7% vs 0156
NetApp, Inc NTAP $176.07 $156.80 −11% vs 0156
Block, Inc XYZ $88.56 $76.43 −14% vs 0156
Synopsys, Inc SNPS $466.97 $288.23 −38% vs 0156
Zscaler, Inc ZS $199.04 $101.45 −49% vs 0156
Palantir Technologies Inc PLTR $169.20 $42.20 −75% vs 0156
CrowdStrike Holdings CRWD $228.58 $37.97 −83% vs 0156
Palo Alto Networks, Inc PANW $330.89 $39.54 −88% vs 0156

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Managepay Systems Bhd: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Managepay Systems Bhd Fair Value". https://www.fairvalue-calculator.com/stock/0156

Frequently asked questions

Is Managepay Systems Bhd (0156) overvalued or undervalued?
As of Nov 10, 2026, our estimate of fair value is 0.0434 MYR versus a price of 0.0500 MYR, about 13% lower (overvalued).
What is the fair value of 0156?
Our estimate for Managepay Systems Bhd is 0.0434 MYR (as of Nov 10, 2026), built from audited fundamentals. The current price: 0.0500 MYR.
What is the quality score of 0156?
Managepay Systems Bhd has a Quality Score of 46/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Managepay Systems Bhd (0156)?
Our calculated price target is the estimate of 0.0434 MYR (as of Nov 10, 2026). Cautious scenario 0.0387 MYR, optimistic scenario 0.0481 MYR. It is an estimate from revenue and assets compared with similar companies, because none of our valuation models currently carries, not an analyst target.
What is the Managepay Systems Bhd stock forecast for 2026?
Our estimate puts fair value at 0.0434 MYR, about 13% lower versus a price of 0.0500 MYR (overvalued). Cautious scenario 0.0387 MYR, optimistic scenario 0.0481 MYR. The calculation is refreshed regularly with new filings.
What is the revenue of Managepay Systems Bhd (0156)?
Managepay Systems Bhd reported trailing-twelve-month revenue of about 21.3M MYR (latest available figure, as of Nov 10, 2026).
What is the intrinsic value of Managepay Systems Bhd (0156)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Managepay Systems Bhd it is 0.0434 MYR per share (as of Nov 10, 2026), against a price of 0.0500 MYR.
Is Managepay Systems Bhd stock overvalued or undervalued in 2026?
As of Nov 10, 2026, 0156 trades above its calculated fair value: price 0.0500 MYR, fair value 0.0434 MYR, a gap of about −13% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 0156?
No. The price is what the market pays today (0.0500 MYR); the fair value is what the company's own numbers justify (0.0434 MYR). For Managepay Systems Bhd the two are 0.0066 MYR per share apart. That gap is exactly why we show both numbers side by side.
How much is Managepay Systems Bhd worth?
The market values Managepay Systems Bhd at about 51.6M MYR (market capitalisation, as of Nov 10, 2026). Per share that is 0.0500 MYR; our models calculate a fair value of 0.0434 MYR per share.
What do the bullish and bearish scenarios say about 0156?
Our models span a range for Managepay Systems Bhd: cautious scenario 0.0387 MYR, base 0.0434 MYR, optimistic 0.0481 MYR per share (as of Nov 10, 2026, price 0.0500 MYR). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Managepay Systems Bhd (0156)?
Balance-sheet figures for Managepay Systems Bhd (as of Nov 10, 2026): return on equity −7.8%, debt of 0.02 per unit of equity. They feed the Quality Score of 46/100, which measures business quality independently of the share price.
How far is 0156 from its 52-week high?
Managepay Systems Bhd trades at 0.0500 MYR, about 33% below its 52-week high of 0.0750 MYR and 11% above the low of 0.0450 MYR (as of Nov 10, 2026). Distance from the high says nothing about value: that is what the fair value of 0.0434 MYR is for.
Which stocks are comparable to Managepay Systems Bhd?
From the same area (Technology) we also value Microsoft Corporation, Oracle Corporation, Palantir Technologies Inc, Palo Alto Networks, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Managepay Systems Bhd stock attractive at the current price?
The data as of Nov 10, 2026: price 0.0500 MYR, calculated fair value 0.0434 MYR (−13%), Quality Score 46/100. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
Is it still worth investing in stocks now?
The global stock market currently sits 13.7% above its aggregate fair value. Managepay Systems Bhd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Managepay Systems Bhd (0156)?
The closing price on Nov 10, 2026 was 0.0500 MYR. Our estimate is 0.0434 MYR, about 13% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Managepay Systems Bhd right now?
The price sits above even our optimistic bull case (0.0481 MYR). The favourable scenario is already priced in. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.

Key figures of Managepay Systems Bhd

How large is the market capitalisation of Managepay Systems Bhd (0156)?
The market capitalisation of Managepay Systems Bhd is 51.6M MYR (≈ $12.7M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Managepay Systems Bhd (0156)?
The price-to-sales ratio of Managepay Systems Bhd is 2.43 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the net margin of Managepay Systems Bhd (0156)?
The net margin of Managepay Systems Bhd is −23.5% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Managepay Systems Bhd (0156)?
The return on equity (ROE) of Managepay Systems Bhd is −7.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Managepay Systems Bhd (0156)?
On an EBIT basis the return on assets of Managepay Systems Bhd is −11.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Managepay Systems Bhd (0156)?
The operating margin of Managepay Systems Bhd is −58.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Managepay Systems Bhd (0156)?
Revenue at Managepay Systems Bhd is growing +60.8% versus a year earlier (3y avg +5.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Managepay Systems Bhd (0156)?
Earnings per share at Managepay Systems Bhd are growing −8.9% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Managepay Systems Bhd (0156) generate?
The free cash flow of Managepay Systems Bhd is −2.6M MYR (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
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