Seoul Information Service Inc (036120) Fair Value & Analysis
Financial Services · KR · Market cap 55.4B KRW
Fair value as of: Jul 20, 2026
From 10 valuation models · updated 21 days ago
Share price −0.7% over the past month.
A strong business, screening 67% undervalued on our models.
What matters now
- The rarer combination: high quality (82/100) AND below fair value. That earns a closer look rather than a quick verdict.
- The price is below even our cautious bear case (2,003 KRW). The market is more pessimistic than our downside scenario.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 20, 2026.
How to read this chart
60‑month range 1,465 KRW – 4,559 KRW · fair‑value band 2,003 KRW – 3,339 KRW · the 1,603 KRW price screens below the 2,671 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 20, 2026.
Analysis
Seoul Information Service Inc (036120) currently trades at 1,603 KRW, while our model-based Fair Value estimate is 2,671 KRW, implying the stock looks roughly 66.6% undervalued today. The Quality Score stands at 82/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.
Over the trailing twelve months, Seoul Information Service Inc generated revenue of 41.5B KRW at a net margin of 14.6%. Revenue grew 3.1% year over year. It earns a return on equity of 19.4%. Fundamentals as of Jul 20, 2026
Our scenario range runs from 2,003 KRW (bear case) to 3,339 KRW (bull case); at 1,603 KRW, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 37% below its 52-week high and 7% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -53% fair-value upside, at 67%, 036120 screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 10 models by family
Widest divergence: DCF Models (3,355 KRW) versus Asset-Based (637.20 KRW). Highest evidence: Residual Income (76).
Notify me when 036120 reaches fair value
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 20, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 81 · Market factors (momentum, volatility) 33
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Seoul Information Service Inc. provides credit information services in South Korea. It offers personal, sole proprietor, and corporate credit rating; technology credit evaluation; identity verification; corporate credit information inquiry; and debt collection/credit investigation services for public agency entry and private enterprises, as well as asset …
Full company description
Seoul Information Service Inc. provides credit information services in South Korea. It offers personal, sole proprietor, and corporate credit rating; technology credit evaluation; identity verification; corporate credit information inquiry; and debt collection/credit investigation services for public agency entry and private enterprises, as well as asset management services for proposed NPL assets. The company was formerly known as SCI Information Service Inc. and changed its name to Seoul Information Service Inc. in April 2025. Seoul Information Service Inc. was founded in 1992 and is headquartered in Seoul, South Korea.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Seoul Information Service Inc reported revenue of 41.3B KRW in FY2025 versus 50.4B KRW in FY2021, a compound −4.9%/yr. Reported net income was 6.9B KRW in FY2025, compounding +4.4%/yr from FY2021.
Watch 036120: get an alert when its fair value changes →
Peer Group
Financial Data & Stock Exchanges · 54 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Financial Data & Stock Exchanges median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Financial Data & Stock Exchanges stocks, each showing price versus our Fair Value estimate (as of Jul 20, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| S&P Global Inc SPGI | $450.84 | $196.36 | -56% |
| CME Group CME | $245.05 | $145.51 | -41% |
| Moody's Corporation MCO | $504.46 | $194.82 | -61% |
| Intercontinental Exchange, Inc ICE | $139.65 | $75.95 | -46% |
| Deutsche Börse AG DB1 | €260.90 | €142.42 | -45% |
| Nasdaq, Inc NDAQ | $88.08 | $41.12 | -53% |
| MSCI Inc MSCI | $604.71 | $214.91 | -64% |
| Coinbase Global, Inc COIN | $160.49 | $57.05 | -64% |
| Cboe Global Markets, Inc CBOE | $273.41 | $136.64 | -50% |
| Hithink RoyalFlush Information Network Co 300033 | ¥215.56 | ¥55.36 | -74% |
Compare Seoul Information Service Inc with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is Seoul Information Service Inc (036120) overvalued or undervalued?
What is the fair value of 036120?
What is the quality score of 036120?
What is the revenue of Seoul Information Service Inc (036120)?
What is the net profit margin of 036120?
Does Seoul Information Service Inc pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track Seoul Information Service Inc and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.