Power Financial Group Ltd (0397) Fair Value & Analysis

Financial Services · HK · Market cap HK$84.2M (≈ $10.7M) · ISIN BMG7210B1090

What is Power Financial Group Ltd really worth?

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

What matters now

• The price is below even our cautious bear case (HK$0.0460). The market is more pessimistic than our downside scenario.
• The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
• Solid quality (68/100) at a price below fair value, the discount is the argument here, not the business quality.
• For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 6, 2026.

How to read this chart

60‑month range HK$0.0350 – HK$0.2000 · fair‑value band HK$0.0460 – HK$0.0619 · the HK$0.0380 price screens below the HK$0.0524 fair value. Dashed = 300-day average. As of Sep 6, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

Power Financial Group Ltd (0397) currently trades at HK$0.0380, while our model-based Fair Value estimate is HK$0.0524, implying the stock looks roughly 27.5% undervalued today. The Quality Score stands at 68/100 (solid quality), in the Financial Services sector. Bull case: the Asset-Based group reads highest at a median of HK$0.3000 per share, and 3 of the 3 models we run sit above the HK$0.0380 price. Bear case: the Growth DCF group reads lowest at HK$0.1700, and 0 of the 3 models stay below the price. Evidence for this calculation is low.

Trailing-twelve-month revenue stands at HK$56.1M. Revenue declined 22.3% year over year. It earns a return on equity of −5.7%. The balance sheet holds a net cash position of HK$135M. Fundamentals as of Sep 6, 2026

Our scenario range runs from HK$0.0460 (bear case) to HK$0.0619 (bull case); at HK$0.0380, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 51% below its 52-week high and 27% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −27% fair-value upside, at 38%, 0397 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Widest divergence: Asset-Based (HK$0.3000) versus Growth DCF (HK$0.1700). Highest evidence: Growth DCF (77).

Key figures & financial health

Quality Score breakdown

About the company

Minerva Group Holding Limited, an investment holding company, engages in the financial services business in Hong Kong. The company operates through three segments: Financial Services, Money Lending, and Assets Investment. The Financial Services segment offers securities brokerage, placing, and corporate finance advisory services.

Full company description

Minerva Group Holding Limited, an investment holding company, engages in the financial services business in Hong Kong. The company operates through three segments: Financial Services, Money Lending, and Assets Investment. The Financial Services segment offers securities brokerage, placing, and corporate finance advisory services. The Money Lending segment provides loan financing services; vessels; and guarantees. The Asset Investment segment invests in debt securities earning fixed interest income, investments in properties earning rental income and capital gains, as well as investments in listed and unlisted equity securities and investment funds earning variable returns and gains. The company was formerly known as Power Financial Group Limited and changed its name to Minerva Group Holding Limited in July 2023. Minerva Group Holding Limited was incorporated in 1992 and is headquartered in Hong Kong, Hong Kong.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Power Financial Group Ltd reported revenue of HK$69.4M in FY2025 versus HK$95.7M in FY2021, a compound −7.7%/yr. Reported net income was −HK$62.4M in FY2025.

Watch 0397: get an alert when its fair value changes →

Peer Group

Financial Conglomerates · 55 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation Multiples vs Financial Conglomerates median · lower = cheaper

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

Similar stocks

10 more Financial Conglomerates stocks, each showing price versus our Fair Value estimate (as of Sep 6, 2026).

Explore undervalued stocks

More undervalued Financial Services stocks →

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

Discover tools

Frequently asked questions