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FnGuide Inc (064850) Fair Value & Analysis

Financial Services · KR · Market cap 226B KRW

FI FnGuide Inc 064850 · KQ
Price17,600 KRW
Fair Value8,463 KRW
Upside-51.9%
Quality83/100
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Healthy Growth
Highly profitable · 35.7% net margin
Low debt · generates free cash flow
1.23% dividend yield
Ranks above peers (8/10)
Wide moat 81/100
Evidence: High Range 6,127 KRW – 18,096 KRW Share as image

Fair value as of: Jul 20, 2026

From 24 valuation models · updated 21 days ago

Share price −28.5% over the past month.

A strong business, but screening 52% overvalued on our models.

What matters now

  • A high-quality business (quality 83/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety.
  • The model range is unusually wide (6,127 KRW to 18,096 KRW). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

35,977 KRW 5,008 KRW Fair Value 8,463 KRW Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 20, 2026.

How to read this chart

60‑month range 5,008 KRW – 35,977 KRW · fair‑value band 6,127 KRW – 18,096 KRW · the 17,600 KRW price screens above the 8,463 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 20, 2026.

Full chart & analysis →

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Analysis

FnGuide Inc (064850) currently trades at 17,600 KRW, while our model-based Fair Value estimate is 8,463 KRW, implying the stock looks roughly 51.9% overvalued today. The Quality Score stands at 83/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, FnGuide Inc generated revenue of 37.0B KRW at a net margin of 35.7%. Revenue grew 16.5% year over year. It earns a return on equity of 20.1%. Net debt stands at 10.1B KRW. Fundamentals as of Jul 20, 2026

Our scenario range runs from 6,127 KRW (bear case) to 18,096 KRW (bull case); at 17,600 KRW, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 52% below its 52-week high and 152% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -53% fair-value upside, at -52%, 064850 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 13,290 KRW 23,623 KRW 42,501 KRW 80
Residual Income 6,036 KRW 7,940 KRW 22,098 KRW 76
Rev-Margin DCF 6,501 KRW 9,297 KRW 12,980 KRW 74
All 24 models by family
DCF Models
FCF DCF 13,383 KRW 24,579 KRW 45,315 KRW 38
Owner Earnings 14,105 KRW 25,949 KRW 47,884 KRW 31
5Y Revenue Exit 6,501 KRW 9,216 KRW 12,648 KRW 39
5Y EBITDA Exit 7,788 KRW 11,903 KRW 16,918 KRW 41
5Y P/E Exit 10,584 KRW 17,742 KRW 25,945 KRW 38
10Y Revenue Exit 8,520 KRW 11,913 KRW 16,692 KRW 36
10Y EBITDA Exit 9,492 KRW 13,942 KRW 20,396 KRW 37
10Y P/E Exit 11,399 KRW 18,352 KRW 28,224 KRW 35
Earnings-Based
Graham-Dodd 5,892 KRW 28,515 KRW 39,273 KRW 54
Lynch FV 7,630 KRW 10,899 KRW 14,169 KRW 50
PEG = 1.0 7,630 KRW 10,899 KRW 14,169 KRW 46
EPV 9,310 KRW 10,795 KRW 12,114 KRW 59
Multiples
P/E Multiple 9,097 KRW 12,130 KRW 15,162 KRW 63
P/S Multiple 2,792 KRW 3,723 KRW 4,654 KRW 58
P/B Multiple 8,156 KRW 10,875 KRW 13,593 KRW 55
EV/EBIT 7,909 KRW 10,245 KRW 12,581 KRW 53
EV/EBITDA 5,679 KRW 7,272 KRW 8,865 KRW 54
EV/Revenue 3,506 KRW 4,623 KRW 5,740 KRW 43
Asset-Based
NCAV (Graham) 3,021 KRW 4,048 KRW 6,042 KRW 50
Growth DCF
Growth DCF 13,290 KRW 23,623 KRW 42,501 KRW 80
Rev-Margin DCF 6,501 KRW 9,297 KRW 12,980 KRW 74
Economic Profit
Residual Income 6,036 KRW 7,940 KRW 22,098 KRW 76
ROIC Compounder 10,567 KRW 14,467 KRW 19,897 KRW 72
Growth Earnings
Growth-Adj P/E 9,744 KRW 13,920 KRW 18,096 KRW 68

Widest divergence: DCF Models (13,942 KRW) versus Asset-Based (4,048 KRW). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 37.0B KRW
Revenue growth (YoY) +16.5%
Net margin 35.7%
Return on equity 20.1%
Free cash flow 10.3B KRW FY2025
Operating margin 40.7%
More key figures
Dividend yield 1.2%
EPS growth (YoY) +219%
Net debt 10.1B KRW FY2024

Figures from reported company fundamentals · as of Jul 20, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 83/100

Of which business quality 78 · Market factors (momentum, volatility) 53

Profitability 64
Margins and returns on capital today
Quality Growth 68
Are margins and returns improving?
Cashflow 85
Earnings quality: real cash, not paper profit
Fin. Strength 83
Balance sheet, leverage, solvency risk
Investment 88
Disciplined investing over empire-building
Low Volatility 17
Calm price path (market factor)
Momentum 68
Price trend over the last 3–12 months (market factor)
52W Momentum 67
Distance to the 52-week high (market factor)
Net Issuance 85
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

FnGuide Inc. engages in development and provision of programs related to securities investment information and financial information.

Full company description

FnGuide Inc. engages in development and provision of programs related to securities investment information and financial information. The company offers WiseReport, which allows access to reports of all security firms, and real-time and global research reports; Retamin, a mobile application that provides various reports published by research institutions, such as research centers of securities firms, as well as basic corporate information and real-time public disclosures; Data Feed / ASP / API, which provides data spanning all areas of the capital market; DataGuide, a MS-Excel-based data look-up and analysis software; and QuantiWise, an investment analysis program for in-depth data and market information. It also provides index services; fund rating; institutional investor consultancy; fund data; and integrated research system services, as well as Mydata service, a customized investment insight service that combines corporate financial data, economy data, and Mydata. The company was founded in 2000 and is headquartered in Seoul, South Korea.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

FnGuide Inc reported revenue of 35.4B KRW in FY2025 versus 25.5B KRW in FY2021, a compound +8.5%/yr. Reported net income was 9.9B KRW in FY2025, compounding +16.0%/yr from FY2021.

Growth Quality 93/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
35.4B KRW
Latest YoY
+12.0%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+7.6%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+10.9%
Avg. growth/yr (8Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+17.3%
Revenue +8.5%/yr
FY21 25.5B KRW
FY22 28.4B KRW
FY23 29.6B KRW
FY24 31.6B KRW
FY25 35.4B KRW
Net income +16.0%/yr
FY21 5.5B KRW
FY22 7.9B KRW
FY23 7.8B KRW
FY24 4.1B KRW
FY25 9.9B KRW

064850 screens 52% overvalued. Compare with S&P Global Inc →

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Cite: Fair Value Calculator (2026). "FnGuide Inc Fair Value". https://www.fairvalue-calculator.com/stock/064850

Peer Group

Financial Data & Stock Exchanges · 54 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 82 · Top 25%
Fair Value upside −52% · Below median
Return on equity (TTM) 20% · Above median
Return on assets 9% · Above median
Net margin (TTM) 36% · Above median
Operating margin (TTM) 41% · Above median
Revenue growth 17% · Above median
Dividend yield (TTM) 1.2% · Below median

Valuation Multiples vs Financial Data & Stock Exchanges median · lower = cheaper

P/FCF 0.0× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 0
FUTURE 83 · sector 69
PAST 80 · sector 77
HEALTH 100 · sector 94
DIVIDEND 25 · sector 32

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Financial Data & Stock Exchanges stocks, each showing price versus our Fair Value estimate (as of Jul 20, 2026).

Stock Price Fair Value vs Fair Value
S&P Global Inc SPGI $450.84 $196.36 -56%
CME Group CME $245.05 $145.51 -41%
Moody's Corporation MCO $504.46 $194.82 -61%
Intercontinental Exchange, Inc ICE $139.65 $75.95 -46%
Deutsche Börse AG DB1 €260.90 €142.42 -45%
Nasdaq, Inc NDAQ $88.08 $41.12 -53%
MSCI Inc MSCI $604.71 $214.91 -64%
Coinbase Global, Inc COIN $160.49 $57.05 -64%
Cboe Global Markets, Inc CBOE $273.41 $136.64 -50%
Hithink RoyalFlush Information Network Co 300033 ¥215.56 ¥55.36 -74%

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Frequently asked questions

Is FnGuide Inc (064850) overvalued or undervalued?
As of Jul 20, 2026, our model estimates a fair value of 8,463 KRW versus a price of 17,600 KRW, about −52% (overvalued).
What is the fair value of 064850?
Our model-based fair value for FnGuide Inc is 8,463 KRW (as of Jul 20, 2026), built from audited fundamentals. The current price is 17,600 KRW.
What is the quality score of 064850?
FnGuide Inc has a Quality Score of 83/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of FnGuide Inc (064850)?
FnGuide Inc reported trailing-twelve-month revenue of about 37.0B KRW (latest available figure, as of Jul 20, 2026).
What is the net profit margin of 064850?
The net profit margin of FnGuide Inc is about 35.7%, meaning it keeps roughly 35.7% of revenue as net income. Based on the latest reported figures.
Does FnGuide Inc pay a dividend?
FnGuide Inc currently shows a dividend yield of about 1.04% relative to its recent price (as of Jul 20, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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