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STMicroelectronics N.V (0INB) fair value: what the stock is really worth

As of Oct 2, 2026: fair value of STMicroelectronics N.V €20.05, price €49.93, upside -59.8%, quality 57 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? No
  2. Good quality? Yes
  3. Add to watchlist

Consumer Discretionary · GB · ISIN NL0000226223

SN Thin data Sep 29, 2026

STMicroelectronics N.V

0INB · LSE

Stretched ValuationStrong overvaluation with only moderate quality.

!Fair value €20.05 · Strongly overvalued (−59.8%)
!Quality 57/100
!Mixed Growth (revenue 3y +7.0 %/yr)
!Thin margins · 1.2% net margin (TTM)
✓Low debt
!Narrow moat 19/100
!Evidence only low, so the estimate is less certain

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

€69.24 €16.59 Fair Value €20.05 Jul 2021 Oct 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 29, 2026.

How to read this chart

60‑month range €16.59 – €69.24 · fair‑value band €15.04 – €25.06 · the €49.93 price screens above the €20.05 fair value. Dashed = 300-day average. As of Sep 29, 2026.

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Company profile

STMicroelectronics N.V., together with its subsidiaries, designs, develops, manufactures, and sells semiconductor products in Europe, the Middle East, Africa, the Americas, and the Asia Pacific.

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STMicroelectronics N.V., together with its subsidiaries, designs, develops, manufactures, and sells semiconductor products in Europe, the Middle East, Africa, the Americas, and the Asia Pacific. The company operates through Analog products, MEMS and Sensors Group (AM&S); Power and Discrete products (P&D); Embedded Processing ("EMP"); and RF Products (D&RF) segments. It offers industrial application-specific integrated circuits (ASICs) and application-specific standard products (ASSPs); power management solutions; custom analog ICs, wireless charging solutions; galvanic isolated gate and LED drivers; converters, transistors, intelligent power switches, clocks and timers, comparators, and current-sense amplifiers; micro-electro-mechanical systems (MEMS) sensors, including accelerometers, gyroscopes, magnetic sensors, pressure, temperature, presence detection, biosensors, machine learning, and edge AI processing smart sensors, as well as thermal and piezoelectric actuators; and optical sensing solutions. The company also provides silicon MOSFETs, SiC MOSFETs, IGBTs, thyristors, rectifiers, and power modules and bipolar transistors; microcontrollers, and automotive microcontrollers and secured; radio frequency (RF) communications and ASICs; car infotainment products; ultra-wide band and radar systems; and Connected Security Products; and automotive driver assistance systems. It serves automotive, industrial, personal electronics and communications equipment, and computers and peripherals markets. STMicroelectronics N.V. was incorporated in 1987 and is headquartered in Schiphol, the Netherlands.

Stock analysis

STMicroelectronics N.V (0INB) currently trades at €49.93, while our model-based Fair Value estimate is €20.05, 59.8% below the price, so the stock looks overvalued today.

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Valuation

Bull case: the DCF Models group reads highest at a median of €46.91 per share, and 4 of the 25 models we run sit above the €49.93 price.

Bear case: the Dividend Discount group reads lowest at €4.66, and 21 of the 25 models stay below the price. Evidence for this calculation is low.

Scenario range: €15.04 (bear) to €25.06 (bull), the price of €49.93 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 57/100 (solid quality), in the Consumer Discretionary sector.

Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.

STMicroelectronics N.V reported revenue of €10.2B in FY2020 versus €7.0B in FY2016, a compound +10.0%/yr. Reported net income was €694M in FY2020, compounding +54.8%/yr from FY2016. FY2016 was a trough year, so the rate overstates the trend.

Key figures

Market cap €35.5B · P/S ratio 2.87 · Net margin 6.8% · Return on equity 0.9% · Return on assets (EBIT) 8.1% · Operating margin 3.7% · Revenue (TTM) €12.4B · Revenue growth (YoY) +23.0%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).

What moves the price

The share trades about 28% below its 52-week high and 170% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Consumer Discretionary peers we cover trades at 10% fair-value upside, at −60%, 0INB screens richer than that median.

Fair Value models

Bear €15.04 Fair Value €20.05 Bull €25.06
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
FCF DCF €50.84 €80.09 €125.54 75
EPV €13.23 €15.24 €17.00 74
Growth DCF €51.53 €77.12 €114.27 74
All 25 models by family
DCF Models
FCF DCF €50.84 €80.09 €125.54 75
5Y Revenue Exit €25.85 €34.83 €45.59 70
5Y EBITDA Exit €35.16 €52.49 €72.43 72
5Y P/E Exit €27.70 €38.35 €49.23 68
10Y Revenue Exit €33.98 €44.45 €57.48 65
10Y EBITDA Exit €40.32 €56.80 €78.22 66
10Y P/E Exit €35.54 €46.91 €60.30 62
Earnings-Based
Graham-Dodd €6.64 €22.01 €29.45 62
Lynch FV €4.97 €7.10 €9.24 58
PEG = 1.0 €4.97 €7.10 €9.24 55
EPV €13.23 €15.24 €17.00 74
Dividend Discount
Gordon GGM €2.74 €5.69 €9.03 63
DDM Multi-Stage €2.74 €4.66 €5.97 64
Multiples
P/E Multiple €16.10 €21.47 €26.84 63
P/S Multiple €12.44 €16.59 €20.74 58
P/B Multiple €12.44 €16.59 €20.74 55
EV/EBIT €24.56 €32.36 €40.16 66
EV/EBITDA €29.98 €39.59 €49.20 67
EV/Revenue €13.22 €18.39 €23.57 54
Asset-Based
NCAV (Graham) €5.80 €7.77 €11.60 54
Growth DCF
Growth DCF €51.53 €77.12 €114.27 74
Rev-Margin DCF €25.85 €35.50 €47.07 70
Economic Profit
Residual Income €9.81 €10.56 €12.25 73
ROIC Compounder €13.68 €17.21 €21.72 69
Growth Earnings
Growth-Adj P/E €13.54 €19.35 €25.15 65

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Quality Score breakdown

Overall quality 57/100

Of which business quality 63 · Market factors (momentum, volatility) 59

Profitability 40
Margins and returns on capital today
Quality Growth 38
Are margins and returns improving?
Cashflow 100
Earnings quality: real cash, not paper profit
Fin. Strength 66
Balance sheet, leverage, solvency risk
Investment 59
Disciplined investing over empire-building
Low Volatility 15
Calm price path (market factor)
Momentum 75
Price trend over the last 3–12 months (market factor)
52W Momentum 81
Distance to the 52-week high (market factor)

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 66/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+6.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.0%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
3.9% (2016) → 12.1% (2020)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: no share-count history
not computed

0INB screens overvalued: fair value 60% below the price. Compare with Industria de Diseño Textil, S.A →

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Apparel Retail · 98 stocks

Beats the industry median on 2/12 measures
Overall it trails its industry peers.
Valuation
Quality Score 57 · Above median
Fair Value upside −61.3% · Bottom 25%
Profitability
Return on equity (TTM) 0.9% · Below median
Return on assets 1.5% · Below median
Net margin (TTM) 1.2% · Below median
Operating margin (TTM) 3.7% · Below median
Growth and dividend
Revenue growth 23.0% · Top 25%
Dividend yield (TTM) 0.8% · Bottom 25%
Balance sheet
Debt / equity 0.22× · Highest 25%

Valuation Multiplesvs Apparel Retail median · lower = cheaper

P/B 5.00× · Priciest 25%
P/S (TTM) 3.33× · Priciest 25%
EV/EBITDA 16.2× · Priciest 25%

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

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Industria de Diseño Textil, S.A ITX €53.06 €58.37 +10%
Fast Retailing Co 6288 HK$33.92 HK$30.82 −9%
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Ross Stores, Inc ROST $237.09 $118.41 −50%
Burlington Stores, Inc BURL $254.69 $150.49 −41%
Trent Limited TRENT ₹2,669 ₹709.49 −73%
lululemon athletica inc., LULU $95.86 $307.70 +221%
Aritzia Inc ATZ C$117.81 C$129.59 +10%
The Gap, Inc GAP $21.82 $37.58 +72%
Urban Outfitters, Inc URBN $78.77 $93.57 +19%

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Cite: Fair Value Calculator (2026). "STMicroelectronics N.V Fair Value". https://www.fairvalue-calculator.com/stock/0INB

Frequently asked questions

Is STMicroelectronics N.V (0INB) overvalued or undervalued?
As of Sep 29, 2026, our model estimates a fair value of €20.05 versus a price of €49.93, about −60% upside (overvalued).
What is the fair value of 0INB?
Our model-based fair value for STMicroelectronics N.V is €20.05 (as of Sep 29, 2026), built from audited fundamentals. The current price: €49.93.
What is the quality score of 0INB?
STMicroelectronics N.V has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for STMicroelectronics N.V (0INB)?
Our model-based price target is the fair value of €20.05 (as of Sep 29, 2026) from 25 valuation models. Cautious scenario €15.04, optimistic scenario €25.06. It is a calculation from audited fundamentals, not an analyst target.
What is the STMicroelectronics N.V stock forecast for 2026?
Our models put fair value at €20.05, about −60% upside versus a price of €49.93 (overvalued). Cautious scenario €15.04, optimistic scenario €25.06. The calculation is refreshed regularly with new filings.
What is the revenue of STMicroelectronics N.V (0INB)?
STMicroelectronics N.V reported trailing-twelve-month revenue of about €12.4B (latest available figure, as of Sep 29, 2026).
What is the intrinsic value of STMicroelectronics N.V (0INB)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For STMicroelectronics N.V it is €20.05 per share (as of Sep 29, 2026), against a price of €49.93. It is the blended result of 25 valuation models (cash flow, earnings, asset, dividend).
Is STMicroelectronics N.V stock overvalued or undervalued in 2026?
As of Sep 29, 2026, 0INB trades above its calculated fair value: price €49.93, fair value €20.05, a gap of about −60% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 0INB?
No. The price is what the market pays today (€49.93); the fair value is what the company's own numbers justify (€20.05). For STMicroelectronics N.V the two are €29.88 per share apart. That gap is exactly why we show both numbers side by side.
How much is STMicroelectronics N.V worth?
The market values STMicroelectronics N.V at about €35.5B (market capitalisation, as of Sep 29, 2026). Per share that is €49.93; our models calculate a fair value of €20.05 per share.
What do the bullish and bearish scenarios say about 0INB?
Our models span a range for STMicroelectronics N.V: cautious scenario €15.04, base €20.05, optimistic €25.06 per share (as of Sep 29, 2026, price €49.93). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of STMicroelectronics N.V (0INB)?
Balance-sheet figures for STMicroelectronics N.V (as of Sep 29, 2026): return on equity 0.9%, debt of 0.22 per unit of equity. They feed the Quality Score of 57/100, which measures business quality independently of the share price.
How far is 0INB from its 52-week high?
STMicroelectronics N.V trades at €49.93, about 28% below its 52-week high of €69.24 and 170% above the low of €18.48 (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of €20.05 is for.
Which stocks are comparable to STMicroelectronics N.V?
From the same area (Consumer Discretionary) we also value Industria de Diseño Textil, S.A, Fast Retailing Co, The TJX Companies, Inc, Ross Stores, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is STMicroelectronics N.V stock attractive at the current price?
The data as of Sep 29, 2026: price €49.93, calculated fair value €20.05 (−60%), Quality Score 57/100, from 25 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 0INB calculated?
We run STMicroelectronics N.V through 25 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of €20.05, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. STMicroelectronics N.V itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of STMicroelectronics N.V (0INB)?
The closing price on Oct 2, 2026 was €49.93. Our model-based fair value is €20.05, about −60% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with STMicroelectronics N.V right now?
The price sits above even our optimistic bull case (€25.06). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder.

Key figures of STMicroelectronics N.V

How large is the market capitalisation of STMicroelectronics N.V (0INB)?
The market capitalisation of STMicroelectronics N.V is €35.5B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of STMicroelectronics N.V (0INB)?
The price-to-sales ratio of STMicroelectronics N.V is 2.87 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the net margin of STMicroelectronics N.V (0INB)?
The net margin of STMicroelectronics N.V is 6.8% (fiscal year 2020). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of STMicroelectronics N.V (0INB)?
The return on equity (ROE) of STMicroelectronics N.V is 0.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of STMicroelectronics N.V (0INB)?
On an EBIT basis the return on assets of STMicroelectronics N.V is 8.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of STMicroelectronics N.V (0INB)?
The operating margin of STMicroelectronics N.V is 3.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at STMicroelectronics N.V (0INB)?
Revenue at STMicroelectronics N.V is growing +23.0% versus a year earlier (3y avg +7.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at STMicroelectronics N.V (0INB)?
Earnings per share at STMicroelectronics N.V are growing −33.3% versus a year earlier. How much earnings per share grew versus a year earlier.
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