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One Click Group (1CG) Fair Value & Analysis

Technology · AU · Market cap A$14.4M

OC One Click Group 1CG · AU
PriceA$0.0100
Fair ValueA$0.0085
Upside-15.0%
Quality54/100
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Mixed Growth
Loss-making · -11.7% net margin
Low debt · negative free cash flow
Ranks above peers (6/10)
Narrow moat 23/100
Evidence: Low Range A$0.0090 – A$0.0102 Share as image

Fair value as of: Jul 11, 2026

From 2 valuation models · updated 30 days ago

Share price −9.1% over the past month.

A solid business, but screening 15% overvalued on our models.

What matters now

  • Solid but not exceptional quality (54/100) and above fair value, neither a clear bargain nor a standout compounder.
  • The models converge in a tight band (A$0.0090 to A$0.0102), unusually little disagreement for a valuation.
  • Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
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Price vs Fair Value (5 years)

A$0.0238 A$0.0010 Fair Value A$0.0085 Aug 2019 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 11, 2026.

How to read this chart

60‑month range A$0.0010 – A$0.0238 · fair‑value band A$0.0090 – A$0.0102 · the A$0.0100 price screens above the A$0.0085 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 11, 2026.

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Analysis

One Click Group (1CG) currently trades at A$0.0100, while our model-based Fair Value estimate is A$0.0085, implying the stock looks roughly 15.0% overvalued today. The Quality Score stands at 54/100 (solid quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Over the trailing twelve months, One Click Group generated revenue of A$6.1M at a net margin of -11.7%. Revenue grew 25.0% year over year. It earns a return on equity of -21.8%. The balance sheet holds a net cash position of A$1.5M. Fundamentals as of Jul 11, 2026

Our scenario range runs from A$0.0090 (bear case) to A$0.0102 (bull case); at A$0.0100, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 29% below its 52-week high and 43% above its 52-week low, currently above its 200-day average. For context, the median of 10 Technology peers we cover trades at -27% fair-value upside, at -15%, 1CG screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Gordon GGM A$0.0300 A$0.0500 A$0.0600 70
DDM Multi-Stage A$0.0300 A$0.0500 A$0.0500 61
All 2 models by family
Dividend Discount
Gordon GGM A$0.0300 A$0.0500 A$0.0600 70
DDM Multi-Stage A$0.0300 A$0.0500 A$0.0500 61

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Key figures & financial health

Revenue (TTM) A$6.1M
Revenue growth (YoY) +25.0%
Net margin -11.7%
Return on equity -21.8%
Free cash flow −A$885K FY2025
Operating margin 13.4%
More key figures
Net cash A$1.5M FY2025

Figures from reported company fundamentals · as of Jul 11, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 54/100

Of which business quality 55 · Market factors (momentum, volatility) 45

Profitability 40
Margins and returns on capital today
Quality Growth 100
Are margins and returns improving?
Cashflow 16
Earnings quality: real cash, not paper profit
Fin. Strength 100
Balance sheet, leverage, solvency risk
Investment 86
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 48
Price trend over the last 3–12 months (market factor)
52W Momentum 33
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

One Click Group Limited provides online taxation preparation software and services in Australia. It operates a financial technology platform to handle financial administration tasks, such as lodging tax returns, wills, and private health insurance.

Full company description

One Click Group Limited provides online taxation preparation software and services in Australia. It operates a financial technology platform to handle financial administration tasks, such as lodging tax returns, wills, and private health insurance. The company offers One Click Life, an Australian-based financial technology platform; and One Click Services, a financial services API. It also offers the One Click Verify platform, which provides businesses with a safe means of commerce through digital identification of clients and anti-money laundering checks. The company was incorporated in 2016 and is based in Subiaco, Australia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

One Click Group reported revenue of A$6.1M in FY2025 versus A$12.7K in FY2021, a compound +368.9%/yr. Reported net income was −A$716K in FY2025.

Growth Quality 36/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
A$6.1M
Latest YoY
+25.6%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+55.8%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+68.0%
Avg. growth/yr (9Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+20.9%
Revenue +368.9%/yr
FY21 A$12.7K
FY22 A$1.6M
FY23 A$3.9M
FY24 A$4.9M
FY25 A$6.1M
Net income
FY21 −A$515K
FY22 −A$6.9M
FY23 −A$2.6M
FY24 −A$2.0M
FY25 −A$716K

1CG screens 15% overvalued. Compare with SAP SE →

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Cite: Fair Value Calculator (2026). "One Click Group Fair Value". https://www.fairvalue-calculator.com/stock/1CG

Peer Group

Software - Application · 709 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 54 · Above median
Fair Value upside −15% · Above median
Return on assets -8% · Bottom 25%
Net margin (TTM) -12% · Bottom 25%
Operating margin (TTM) 13% · Above median
Revenue growth 25% · Top 25%

Valuation Multiples vs Software - Application median · lower = cheaper

P/B 2.79× · Pricier than median
P/S (TTM) 1.66× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 13 · sector 0
FUTURE 100 · sector 38
PAST 0 · sector 13
HEALTH 100 · sector 98
DIVIDEND 0 · sector 28

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Software - Application stocks, each showing price versus our Fair Value estimate (as of Jul 11, 2026).

Stock Price Fair Value vs Fair Value
SAP SE SAPS C$12.69 C$16.26 +28%
Shopify Inc SHOP C$173.23 C$20.54 -88%
Uber Technologies, Inc UBER $72.67 $51.11 -30%
Salesforce, Inc CRM $170.77 $182.10 +7%
ServiceNow, Inc NOW $107.71 $33.12 -69%
Cadence Design Systems, Inc CDNS $384.17 $80.41 -79%
Snowflake Inc SNOW $271.87 $34.04 -87%
Adobe Inc ADBE $230.61 $379.48 +65%
Automatic Data Processing, Inc ADP $241.92 $177.51 -27%
Intuit Inc INTU $291.09 $258.69 -11%

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Frequently asked questions

Is One Click Group (1CG) overvalued or undervalued?
As of Jul 11, 2026, our model estimates a fair value of A$0.0085 versus a price of A$0.0100, about −15% (overvalued).
What is the fair value of 1CG?
Our model-based fair value for One Click Group is A$0.0085 (as of Jul 11, 2026), built from audited fundamentals. The current price is A$0.0100.
What is the quality score of 1CG?
One Click Group has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of One Click Group (1CG)?
One Click Group reported trailing-twelve-month revenue of about A$6.1M (latest available figure, as of Jul 11, 2026).
What is the net profit margin of 1CG?
The net profit margin of One Click Group is about -11.7%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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