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CNH Industrial N.V (1CNHI) Fair Value & Analysis

Industrials · IT · Market cap €11.9B

CI CNH Industrial N.V 1CNHI · MI
Price€9.46
Fair Value€8.64
Upside-8.7%
Quality48/100
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Evidence: High Range €4.80 – €10.80

Fair value as of: Jul 3, 2026

From 24 valuation models · updated today

Share price −2.1% over the past month.

Price vs Fair Value (12 months)

€12.22 €7.98 Fair Value €8.64 Jul 2025 Jul 2026

12‑month range €7.98 – €12.22 · fair‑value band €4.80 – €10.80 · the €9.46 price screens above the €8.64 fair value. As of Jul 3, 2026.

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Analysis

CNH Industrial N.V (1CNHI) currently trades at €9.46, while our model-based Fair Value estimate is €8.64 — implying the stock looks roughly 8.7% overvalued today. We read business quality at 48/100 (below-average quality), in the Industrials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, CNH Industrial N.V generated revenue of €18.1B at a net margin of 2.1%. Revenue declined 0.1% year over year. It earns a return on equity of 4.8%. Net debt stands at €24.2B. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) €18.1B
Revenue growth (YoY) -0.1%
Net margin 2.1%
Return on equity 4.8%
Free cash flow €1.3B FY2025
P/E ratio 34.3
More key figures
Operating margin 2.7%
EPS (TTM) €0.2800
Dividend yield 1.1%
EPS growth (YoY) -94.4%
Net debt €24.2B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

About the company

CNH Industrial N.V., an equipment company, engages in the develops, manufacture, and sale agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company operates through three segments: Agriculture, Construction, and Financial Services. The Agriculture segment develops, manufactures, distributes, and supports agriculture equipment, implements, and precision agriculture solutions, such as tractors, harvesters, hay and forage equipment, seeding and planting equipment, and self-propelled sprayers under Case IH, New Holland, STEYR, and Raven brands. The Construction segment develops, manufactures, distributes, and supports construction equipment comprising excavators, crawler dozers, graders, wheel loaders, backhoe loaders, skid steer loaders, and compact track loaders under the New Holland Construction, Case Construction, and Eurocomach brands. The Financial Services segment provides and administers financing …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

CNH Industrial N.V reported revenue of €18.1B in FY2025 versus €19.5B in FY2021, a compound −1.8%/yr. Reported net income was €510M in FY2025, compounding −26.4%/yr from FY2021.

Revenue −1.8%/yr
FY21 €19.5B
FY22 €23.5B
FY23 €24.7B
FY24 €19.8B
FY25 €18.1B
Net income −26.4%/yr
FY21 €1.7B
FY22 €1.9B
FY23 €2.3B
FY24 €1.2B
FY25 €510M

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Similar stocks

6 more Farm & Heavy Construction Machinery stocks, each showing price versus our Fair Value estimate (as of Jul 3, 2026).

Stock Price Fair Value vs Fair Value
Caterpillar Inc CAT $1,022 $307.83 -70%
Deere & Company DE $591.75 $128.61 -78%
Sany Heavy Industry Co SNHIY $11.25 $2.82 -75%
AB Volvo (publ), VLVLY $33.35 $35.41 +6%
PACCAR Inc PCAR $120.12 $94.80 -21%
Toyota Industries Corporation TYIDF $128.00 $89.56 -30%

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Frequently asked questions

Is CNH Industrial N.V (1CNHI) undervalued?
As of Jul 3, 2026, our model estimates a fair value of €8.64 versus a price of €9.46 — about −9% (overvalued). Model-based estimate, not financial advice.
What is the fair value of 1CNHI?
Our model-based fair value for CNH Industrial N.V is €8.64 (as of Jul 3, 2026), built from audited fundamentals. The current price is €9.46.
What is the quality score of 1CNHI?
CNH Industrial N.V has a Quality Score of 48/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of CNH Industrial N.V (1CNHI)?
CNH Industrial N.V reported trailing-twelve-month revenue of about €18.1B (latest available figure, as of Jul 3, 2026).
What is the net profit margin of 1CNHI?
The net profit margin of CNH Industrial N.V is about 2.1%, meaning it keeps roughly 2.1% of revenue as net income. Based on the latest reported figures.
Does CNH Industrial N.V pay a dividend?
CNH Industrial N.V currently shows a dividend yield of about 1.05% relative to its recent price (as of Jul 3, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.