Zhong An Intelligent Living (2271) fair value: what the stock is really worth
As of Sep 30, 2026: fair value of Zhong An Intelligent Living HK$0.94, price HK$3.50, upside -73.1%, quality 54 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
38‑month range HK$0.4281 – HK$5.87 · fair‑value band HK$0.6900 – HK$1.28 · the HK$3.50 price screens above the HK$0.9400 fair value. Dashed = 300-day average. As of Sep 27, 2026.
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Zhong An Intelligent Living Service Limited, an investment holding company, provides integrated property management services in the Chinese Mainland. It operates through three segments: Property Management Services, Value-Added Services, and Community Value-Added Services.
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Zhong An Intelligent Living Service Limited, an investment holding company, provides integrated property management services in the Chinese Mainland. It operates through three segments: Property Management Services, Value-Added Services, and Community Value-Added Services. The Property Management Services segment provides residential and non-residential property management services to the property owners. The Value-Added Services segment offers cleaning, security and maintenance, sales office management, preliminary planning and design consultancy, and pre-delivery inspection services. The Community Value-Added Services segment provides advertising spaces and common areas of commercial and residential property management services; community retail, car washing, and beautification services; and assistance in sales of car parking spaces to third parties. This segment also offers renovation waste disposal services. It also provides E-commerce, property consulting, and internet information services. The company was founded in 1998 and is headquartered in Hangzhou, the People's Republic of China. Zhong An Intelligent Living Service Limited operates as a subsidiary of Zhong An Service Holding Limited.
Stock analysis
Zhong An Intelligent Living (2271) currently trades at HK$3.50, while our model-based Fair Value estimate is HK$0.9400, 73.1% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of HK$1.55 per share, and 0 of the 16 models we run sit above the HK$3.50 price.
Bear case: the Dividend Discount group reads lowest at HK$0.2300, and 16 of the 16 models stay below the price. Evidence for this calculation is low.
Scenario range: HK$0.6900 (bear) to HK$1.28 (bull), the price of HK$3.50 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 54/100 (solid quality), in the Real Estate sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Zhong An Intelligent Living reported revenue of 472M CNY in FY2025 versus 296M CNY in FY2021, a compound +12.4%/yr. Reported net income was 31.5M CNY in FY2025, compounding −5.2%/yr from FY2021.
Key figures
Market cap HK$1.8B (≈ $231M) · P/E ratio 50.0 · P/S ratio 3.33 · EPS (TTM) HK$0.0200 · Dividend yield 0.4% · Net margin 6.7% · Return on equity 9.8% · Return on assets (EBIT) 22.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 10% below its 52-week high and 94% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at −10% fair-value upside, at −73%, 2271 screens richer than that median.
Fair Value models
Bear HK$0.6900Fair Value HK$0.9400Bull HK$1.28
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (HK$0.0038 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.76/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+14.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+13.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+15.4%
Start year 2020 (pandemic)
’20
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−3.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year−4.0%
Dividend (yield on the price)0.4%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.27% → 9%
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+44.6%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (figures in CNY, China: IMF forecast 1.7% a year to 2030, 1.4% from 2016 to 2025) that is about +42.2% a year for the price.
Compare Zhong An Intelligent Living with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate Services · 540 stocks
Beats the industry median on 4/14 measures
Overall it trails its industry peers.
Valuation
Quality Score54 · Below median
Fair Value upside−73.1% · Bottom 25%
Profitability
Return on equity (TTM)9.8% · Above median
Return on assets5.2% · Top 25%
Net margin (TTM)6.7% · Below median
Operating margin (TTM)10.4% · Below median
Growth and dividend
Revenue growth12.1% · Above median
Dividend yield (TTM)0.4% · Bottom 25%
Balance sheet
Debt / equity0.09× · Below median
Valuation Multiplesvs Real Estate Services median · lower = cheaper
P/E (TTM)50.0× · Priciest 25%
P/B4.84× · Priciest 25%
P/S (TTM)3.27× · Pricier than median
P/FCF90.8× · Priciest 25%
EV/EBITDA32.2× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 45
FUTURE (revenue growth)61· sector 12
PAST (return on equity)39· sector 16
HEALTH (low debt)95· sector 83
DIVIDEND (yield)9· sector 63
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Zhong An Intelligent Living Fair Value". https://www.fairvalue-calculator.com/stock/2271
Frequently asked questions
Is Zhong An Intelligent Living (2271) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of HK$0.9400 versus a price of HK$3.50, about −73% upside (overvalued).
What is the fair value of 2271?
Our model-based fair value for Zhong An Intelligent Living is HK$0.9400 (as of Sep 27, 2026), built from audited fundamentals. The current price: HK$3.50.
What is the quality score of 2271?
Zhong An Intelligent Living has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Zhong An Intelligent Living (2271)?
Our model-based price target is the fair value of HK$0.9400 (as of Sep 27, 2026) from 16 valuation models. Cautious scenario HK$0.6900, optimistic scenario HK$1.28. It is a calculation from audited fundamentals, not an analyst target.
What is the Zhong An Intelligent Living stock forecast for 2026?
Our models put fair value at HK$0.9400, about −73% upside versus a price of HK$3.50 (overvalued). Cautious scenario HK$0.6900, optimistic scenario HK$1.28. The calculation is refreshed regularly with new filings.
What is the revenue of Zhong An Intelligent Living (2271)?
Zhong An Intelligent Living reported trailing-twelve-month revenue of about 472M CNY (latest available figure, as of Sep 27, 2026).
Does Zhong An Intelligent Living pay a dividend?
Zhong An Intelligent Living currently shows a dividend yield of about 0.43% relative to its recent price (as of Sep 27, 2026).
What growth is priced into Zhong An Intelligent Living (2271)?
For today's price to be fair in a discounted-cash-flow model, Zhong An Intelligent Living would have to grow free cash flow by +44.6 % per year for five years (discount rate 12.0 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +15.4 % per year. As of Sep 27, 2026.
What discount rate (WACC) does the fair value of 2271 use?
Our models discount Zhong An Intelligent Living at 12.0 %: a base by market capitalisation (micro), damped by beta 0.61, country premium for Hong Kong. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Zhong An Intelligent Living that is +44.6 % per year a year over ten years, using the same discount rate (12.0 %) and the same formula as our fair value.
How much growth has Zhong An Intelligent Living (2271) delivered so far?
Over the past 5 years revenue at Zhong An Intelligent Living grew +15.4 % a year. The price currently implies +44.6 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Zhong An Intelligent Living (2271) growing?
The median revenue growth in the sector is +1.9 % a year. That is the yardstick for the growth priced into Zhong An Intelligent Living (+44.6 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Zhong An Intelligent Living (2271)?
The free-cash-flow yield on the price is 1.10 %: that much free cash flow Zhong An Intelligent Living produces per unit of market value. When it exceeds the discount rate of our models (12.0 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Zhong An Intelligent Living (2271)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Zhong An Intelligent Living it is HK$0.9400 per share (as of Sep 27, 2026), against a price of HK$3.50. It is the blended result of 16 valuation models (cash flow, earnings, asset, dividend).
Is Zhong An Intelligent Living stock overvalued or undervalued in 2026?
As of Sep 27, 2026, 2271 trades above its calculated fair value: price HK$3.50, fair value HK$0.9400, a gap of about −73% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 2271?
No. The price is what the market pays today (HK$3.50); the fair value is what the company's own numbers justify (HK$0.9400). For Zhong An Intelligent Living the two are HK$2.56 per share apart. That gap is exactly why we show both numbers side by side.
How much is Zhong An Intelligent Living worth?
The market values Zhong An Intelligent Living at about HK$1.8B (market capitalisation, as of Sep 27, 2026). Per share that is HK$3.50; our models calculate a fair value of HK$0.9400 per share.
What do the bullish and bearish scenarios say about 2271?
Our models span a range for Zhong An Intelligent Living: cautious scenario HK$0.6900, base HK$0.9400, optimistic HK$1.28 per share (as of Sep 27, 2026, price HK$3.50). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 2271?
Zhong An Intelligent Living trades at a price-to-earnings ratio of 50.0 (as of Sep 27, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of HK$0.9400 is built from several models across several years. Other multiples: P/B 4.8, P/S 3.3, EV/EBITDA 32.2.
How solid is the balance sheet of Zhong An Intelligent Living (2271)?
Balance-sheet figures for Zhong An Intelligent Living (as of Sep 27, 2026): return on equity 9.8%, debt of 0.09 per unit of equity. They feed the Quality Score of 54/100, which measures business quality independently of the share price.
How far is 2271 from its 52-week high?
Zhong An Intelligent Living trades at HK$3.50, about 10% below its 52-week high of HK$3.91 and 94% above the low of HK$1.80 (as of Sep 30, 2026). Distance from the high says nothing about value: that is what the fair value of HK$0.9400 is for.
Which stocks are comparable to Zhong An Intelligent Living?
From the same area (Real Estate) we also value CBRE Group, KE Holdings, Cellnex Telecom, S.A, Swire Properties Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Zhong An Intelligent Living stock attractive at the current price?
The data as of Sep 27, 2026: price HK$3.50, calculated fair value HK$0.9400 (−73%), Quality Score 54/100, from 16 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 2271 calculated?
We run Zhong An Intelligent Living through 16 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of HK$0.9400, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.7 % above its aggregate fair value. Zhong An Intelligent Living itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Zhong An Intelligent Living (2271)?
The closing price on Sep 30, 2026 was HK$3.50. Our model-based fair value is HK$0.9400, about −73% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Zhong An Intelligent Living right now?
The price sits above even our optimistic bull case (HK$1.28). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (54/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (HK$0.6900 to HK$1.28) leaves room in how you read the outcome.
Key figures of Zhong An Intelligent Living
How large is the market capitalisation of Zhong An Intelligent Living (2271)?
The market capitalisation of Zhong An Intelligent Living is HK$1.8B (≈ $231M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Zhong An Intelligent Living (2271)?
The price-to-sales ratio of Zhong An Intelligent Living is 3.33 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Zhong An Intelligent Living (2271)?
Earnings per share at Zhong An Intelligent Living are HK$0.0200 (price ÷ EPS = P/E 50.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Zhong An Intelligent Living (2271)?
The dividend yield of Zhong An Intelligent Living is 0.4% (payout 75.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Zhong An Intelligent Living (2271)?
The net margin of Zhong An Intelligent Living is 6.7% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Zhong An Intelligent Living (2271)?
The return on equity (ROE) of Zhong An Intelligent Living is 9.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Zhong An Intelligent Living (2271)?
On an EBIT basis the return on assets of Zhong An Intelligent Living is 22.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Zhong An Intelligent Living (2271)?
The operating margin of Zhong An Intelligent Living is 10.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Zhong An Intelligent Living (2271)?
Revenue at Zhong An Intelligent Living is growing +12.1% versus a year earlier (3y avg +13.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Zhong An Intelligent Living (2271)?
Earnings per share at Zhong An Intelligent Living are growing −15.3% versus a year earlier. How much earnings per share grew versus a year earlier.
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