2473 (2473) Fair Value & Analysis

Financial Services · Market cap HK$1.2B

2 2473 2473 · HK

PriceHK$0.6200

Fair ValueHK$0.5600

Upside-9.7%

Quality23/100

Watch 2473 for free — get notified when fair value or trend changes. Watch for free

Evidence: High Range HK$0.4200 – HK$0.6900

Fair value as of: Jul 2, 2026

From 16 valuation models · updated today

Share price −12.7% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$0.6100 – HK$14.91 · fair‑value band HK$0.4200 – HK$0.6900 · the HK$0.6200 price screens above the HK$0.5600 fair value. As of Jul 2, 2026.

✦ Which stocks are undervalued right now? Check free Discover now →

Analysis

2473 (2473) currently trades at HK$0.6200, while our model-based Fair Value estimate is HK$0.5600 — implying the stock looks roughly 9.7% overvalued today. We read business quality at 23/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, 2473 generated revenue of HK$1.6B at a net margin of 3.0%. Revenue grew 42.1% year over year. It earns a return on equity of 5.4%. Net debt stands at HK$2.4B. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$1.6B

Revenue growth (YoY) +42.1%

Net margin 3.0%

Return on equity 5.4%

Free cash flow −HK$530M FY2025

P/E ratio 20.7

More key figures

Operating margin 12.8%

EPS (TTM) HK$0.0100

EPS growth (YoY) +17.2%

Net debt HK$2.4B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

2473 reported revenue of HK$1.8B in FY2025 versus HK$1.2B in FY2021, a compound +11.6%/yr. Reported net income was HK$44.7M in FY2025, compounding +7.0%/yr from FY2021.

Revenue +11.6%/yr

FY21 HK$1.2B

FY22 HK$1.1B

FY23 HK$1.3B

FY24 HK$1.2B

FY25 HK$1.8B

Net income +7.0%/yr

FY21 HK$34.1M

FY22 HK$78.9M

FY23 HK$110M

FY24 HK$40.0M

FY25 HK$44.7M

Is 2473 fairly valued? → Check now

Similar stocks

6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
Visa Inc V	5,663 MXN	3,002 MXN	-47%
Mastercard Incorporated MA	C$29.95	C$17.76	-41%
M4I M4I	€430.50	€367.81	-15%
American Express Company AXP	C$28.87	C$24.27	-16%
Capital One Financial Corporation COF	$200.70	$125.08	-38%
Bajaj Finance Limited BAJFINANCE	₹884.10	₹604.72	-32%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks Technology Financial Services Healthcare Consumer Cyclical Consumer Defensive Communication Services Industrials Energy Basic Materials Real Estate Utilities Deeply Undervalued Stocks Undervalued Blue-Chip Stocks Undervalued Small-Cap Stocks

Frequently asked questions

Is 2473 (2473) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$0.5600 versus a price of HK$0.6200 — about −10% (overvalued). Model-based estimate, not financial advice.

What is the fair value of 2473?

Our model-based fair value for 2473 is HK$0.5600 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$0.6200.

What is the quality score of 2473?

2473 has a Quality Score of 23/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 2473 (2473)?

2473 reported trailing-twelve-month revenue of about HK$1.6B (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 2473?

The net profit margin of 2473 is about 3.0%, meaning it keeps roughly 3.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.