BOCOM International Holdings Co Ltd (3329) fair value: what the stock is really worth
As of Sep 30, 2026: fair value of BOCOM International Holdings Co Ltd HK$0.26, price HK$0.40, upside -35.0%, quality 42 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
60‑month range HK$0.2130 – HK$1.96 · fair‑value band HK$0.2200 – HK$0.3000 · the HK$0.4000 price screens above the HK$0.2600 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 27, 2026.
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BOCOM International Holdings Company Limited, an investment holding company, provides securities brokerage, margin financing, corporate finance and underwriting, investment and loans, asset management, and advisory businesses in Hong Kong and the Mainland China.
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BOCOM International Holdings Company Limited, an investment holding company, provides securities brokerage, margin financing, corporate finance and underwriting, investment and loans, asset management, and advisory businesses in Hong Kong and the Mainland China. The company operates through Brokerage, Corporate Finance and Underwriting, Asset Management and Advisory, Margin Financing, Investment and Loans, and Others segments. The Brokerage segment provides trading and brokerage services for stocks, bonds, futures, options, and other marketable securities. The Corporate Finance and Underwriting segment offers corporate finance services, including equity and debt underwriting, sponsor, and financial advisory services to institutional clients. The Asset Management and Advisory segment provides traditional asset management products and services to third party clients; and investment advisory, portfolio management, and transaction execution services. The Margin Financing segment offers securities-backed financial for retail and institutional clients. The Investment and Loans segment engages in the direct investment business, including investment in various debt and equity securities, companies, and loans. The Other segment is involved in the financial technology business. The company was formerly known as BOCOM Securities Company Limited and changed its name to BOCOM International Holdings Company Limited in May 2007. The company was incorporated in 1998 and is headquartered in Central, Hong Kong. BOCOM International Holdings Company Limited operates as a subsidiary of Bank of Communications Co., Ltd.
Stock analysis
BOCOM International Holdings Co Ltd (3329) currently trades at HK$0.4000, while our model-based Fair Value estimate is HK$0.2600, 35.0% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of HK$0.5900 per share, and 3 of the 6 models we run sit above the HK$0.4000 price.
Bear case: the Asset-Based group reads lowest at HK$0.2300, and 3 of the 6 models stay below the price. Evidence for this calculation is low.
Scenario range: HK$0.2200 (bear) to HK$0.3000 (bull), the price of HK$0.4000 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 42/100 (below-average quality), in the Financial Services sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
BOCOM International Holdings Co Ltd reported revenue of HK$1.0B in FY2025 versus HK$1.7B in FY2021, a compound −11.6%/yr. Reported net income was −HK$266M in FY2025.
Key figures
Market cap HK$1.7B (≈ $220M) · P/S ratio 3.25 · EPS (TTM) HK$−0.1000 · Net margin −25.7% · Return on equity −29.2% · Return on assets (EBIT) −2.5% · Operating margin 8.0% · Revenue (TTM) HK$530M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (medium confidence).
What moves the price
The share trades about 49% below its 52-week high and 21% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −22% fair-value upside, at −35%, 3329 screens richer than that median.
Fair Value models
Bear HK$0.2200Fair Value HK$0.2600Bull HK$0.3000
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.0/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−14.1%
Start year 2020 (pandemic). Over 10 years: +1.5% a year
Revenue growth 11 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.8%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
63.4% (2020) → 15.4% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Financial Conglomerates · 55 stocks
Beats the industry median on 3/10 measures
Overall it trails its industry peers.
Valuation
Quality Score48 · Below median
Fair Value upside−35.0% · Below median
Profitability
Return on assets−1.8% · Bottom 25%
Net margin (TTM)−50.1% · Bottom 25%
Operating margin (TTM)8.0% · Below median
Growth and dividend
Revenue growth−83.7% · Bottom 25%
Balance sheet
Debt / equity2.63× · Highest 25%
Valuation Multiplesvs Financial Conglomerates median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "BOCOM International Holdings Co Ltd Fair Value". https://www.fairvalue-calculator.com/stock/3329
Frequently asked questions
Is BOCOM International Holdings Co Ltd (3329) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of HK$0.2600 versus a price of HK$0.4000, about −35% upside (overvalued).
What is the fair value of 3329?
Our model-based fair value for BOCOM International Holdings Co Ltd is HK$0.2600 (as of Sep 27, 2026), built from audited fundamentals. The current price: HK$0.4000.
What is the quality score of 3329?
BOCOM International Holdings Co Ltd has a Quality Score of 42/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for BOCOM International Holdings Co Ltd (3329)?
Our model-based price target is the fair value of HK$0.2600 (as of Sep 27, 2026) from 6 valuation models. Cautious scenario HK$0.2200, optimistic scenario HK$0.3000. It is a calculation from audited fundamentals, not an analyst target.
What is the BOCOM International Holdings Co Ltd stock forecast for 2026?
Our models put fair value at HK$0.2600, about −35% upside versus a price of HK$0.4000 (overvalued). Cautious scenario HK$0.2200, optimistic scenario HK$0.3000. The calculation is refreshed regularly with new filings.
What is the revenue of BOCOM International Holdings Co Ltd (3329)?
BOCOM International Holdings Co Ltd reported trailing-twelve-month revenue of about HK$530M (latest available figure, as of Sep 27, 2026).
What is the intrinsic value of BOCOM International Holdings Co Ltd (3329)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For BOCOM International Holdings Co Ltd it is HK$0.2600 per share (as of Sep 27, 2026), against a price of HK$0.4000. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is BOCOM International Holdings Co Ltd stock overvalued or undervalued in 2026?
As of Sep 27, 2026, 3329 trades above its calculated fair value: price HK$0.4000, fair value HK$0.2600, a gap of about −35% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 3329?
No. The price is what the market pays today (HK$0.4000); the fair value is what the company's own numbers justify (HK$0.2600). For BOCOM International Holdings Co Ltd the two are HK$0.1400 per share apart. That gap is exactly why we show both numbers side by side.
How much is BOCOM International Holdings Co Ltd worth?
The market values BOCOM International Holdings Co Ltd at about HK$1.7B (market capitalisation, as of Sep 27, 2026). Per share that is HK$0.4000; our models calculate a fair value of HK$0.2600 per share.
What do the bullish and bearish scenarios say about 3329?
Our models span a range for BOCOM International Holdings Co Ltd: cautious scenario HK$0.2200, base HK$0.2600, optimistic HK$0.3000 per share (as of Sep 27, 2026, price HK$0.4000). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of BOCOM International Holdings Co Ltd (3329)?
Balance-sheet figures for BOCOM International Holdings Co Ltd (as of Sep 27, 2026): return on equity −29.2%, debt of 2.63 per unit of equity. They feed the Quality Score of 42/100, which measures business quality independently of the share price.
How far is 3329 from its 52-week high?
BOCOM International Holdings Co Ltd trades at HK$0.4000, about 49% below its 52-week high of HK$0.7800 and 21% above the low of HK$0.3300 (as of Sep 30, 2026). Distance from the high says nothing about value: that is what the fair value of HK$0.2600 is for.
Which stocks are comparable to BOCOM International Holdings Co Ltd?
From the same area (Financial Services) we also value ORIX Corporation, Bajaj Finserv Ltd, China Galaxy Securities Co, Guosen Securities Co, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is BOCOM International Holdings Co Ltd stock attractive at the current price?
The data as of Sep 27, 2026: price HK$0.4000, calculated fair value HK$0.2600 (−35%), Quality Score 42/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 3329 calculated?
We run BOCOM International Holdings Co Ltd through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of HK$0.2600, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.7 % above its aggregate fair value. BOCOM International Holdings Co Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of BOCOM International Holdings Co Ltd (3329)?
The closing price on Sep 30, 2026 was HK$0.4000. Our model-based fair value is HK$0.2600, about −35% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with BOCOM International Holdings Co Ltd right now?
The price sits above even our optimistic bull case (HK$0.3000). The favourable scenario is already priced in. Weak quality (42/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of BOCOM International Holdings Co Ltd
How large is the market capitalisation of BOCOM International Holdings Co Ltd (3329)?
The market capitalisation of BOCOM International Holdings Co Ltd is HK$1.7B (≈ $220M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of BOCOM International Holdings Co Ltd (3329)?
The price-to-sales ratio of BOCOM International Holdings Co Ltd is 3.25 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of BOCOM International Holdings Co Ltd (3329)?
Earnings per share at BOCOM International Holdings Co Ltd are HK$−0.1000. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of BOCOM International Holdings Co Ltd (3329)?
The net margin of BOCOM International Holdings Co Ltd is −25.7% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of BOCOM International Holdings Co Ltd (3329)?
The return on equity (ROE) of BOCOM International Holdings Co Ltd is −29.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of BOCOM International Holdings Co Ltd (3329)?
On an EBIT basis the return on assets of BOCOM International Holdings Co Ltd is −2.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of BOCOM International Holdings Co Ltd (3329)?
The operating margin of BOCOM International Holdings Co Ltd is 8.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at BOCOM International Holdings Co Ltd (3329)?
Revenue at BOCOM International Holdings Co Ltd is growing −83.7% versus a year earlier (3y avg +8.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at BOCOM International Holdings Co Ltd (3329)?
Earnings per share at BOCOM International Holdings Co Ltd are growing +99.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does BOCOM International Holdings Co Ltd (3329) generate?
The free cash flow of BOCOM International Holdings Co Ltd is −HK$409M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does BOCOM International Holdings Co Ltd (3329) carry?
The net debt of BOCOM International Holdings Co Ltd is HK$10.6B (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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