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FIT Holding Co Ltd (3712) fair value: what the stock is really worth

As of Nov 11, 2026: fair value (intrinsic value) of FIT Holding Co Ltd stock TWD 19.13, price TWD 16.90, upside +13.2%, quality 26 out of 100. Rating: fairly valued. The value is an estimate: none of our valuation models currently carries, it draws on revenue and assets compared with similar companies. Updated daily.

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Technology TW · ISIN TW0003712006

FH FIT Holding Co Ltd logo Thin data Nov 10, 2026

FIT Holding Co Ltd

3712 · TW
Fairly valued, weak quality

The stock costs 12% less than our calculation considers fair.

Generates free cash flow over the last twelve months
Fair value 19.13 TWD · Fairly valued
Expensive Growth (revenue 5y +36.0 %/yr in TWD)
Revenue last quarter 56% below a year ago.
Quality 26/100
Loss-making · -12.3% net margin (TTM)
High debt
Trails peers (4/11)
Narrow moat 12/100
Thin data
⟳ CyclicalEstimate
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26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

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Price vs Fair Value

70.75 TWD 14.95 TWD Fair Value 19.13 TWD Jun 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 10, 2026.

How to read this chart

60‑month range 14.95 TWD – 70.75 TWD · fair‑value band 14.35 TWD – 23.91 TWD · the 16.90 TWD price screens below the 19.13 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 10, 2026.

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Company profile

FIT Holding Co., Ltd., together with its subsidiaries, engages in production, manufacturing, and trading of optical instrument components.

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It offers computer peripheral components, 3C products, image scanners, multifunction printers, and investment and development of power plant and cleaning energy services.

The company also Involved in manufacturing and selling of optical lens components, image scanners and multifunction printers, telecommunication components, components of communication and consumer electronics, and parts and moulds of photocopiers and scanners.

In addition, it is involved in energy service management; general investments holding; sales agency; production and processing and sale of optical lens components and other products; energy service management; mould development and moulding tool manufacturing; sale of electronic telecommunication components; specialized investments; sale of medical instruments; supply chain finance energy service management; natural gas service management; afforestation; electricity generating; maritime engineering; and energy technical services.

The company was incorporated in 2018 and is based in New Taipei City, Taiwan.

Stock analysis

FIT Holding Co Ltd (3712) currently trades at 16.90 TWD, while our estimate is 19.13 TWD, so the stock looks roughly fairly valued today (gap 11.7%).

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Valuation

None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Scenario range: 14.35 TWD (bear) to 23.91 TWD (bull), the price of 16.90 TWD sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 26/100 (below-average quality), in the Technology sector.

Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.

FIT Holding Co Ltd reported revenue of 32.8B TWD in FY2025 versus 11.2B TWD in FY2021, a compound +30.7%/yr. Reported net income was −5.6B TWD in FY2025.

Key figures

Market cap 4.2B TWD (≈ $126M) Micro · P/S ratio 0.17 · EPS (TTM) −13.37 TWD · Net margin −12.3% · Return on equity −128% · Return on assets (EBIT) −3.4% (5-year average) · Operating margin −29.3% · Revenue (TTM) 26.9B TWD.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 12 out of 100 (medium confidence).

What moves the price

The share trades about 49% below its 52-week high and 13% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Technology peers we cover trades at −17% fair-value upside, at 13%, 3712 screens cheaper than that median.

Fair Value

Bear 14.35 TWD Fair Value 19.13 TWD Bull 23.91 TWD
Price 16.90 TWD · Upside +13.2%
Estimate. None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Quality Score breakdown

Overall quality 26/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 7
How much profit the company makes from its sales and capital
Quality Growth 38
Are margins and returns getting better?
Cashflow 12
Do the profits arrive as real cash?
Financial strength 10
Debt, balance sheet and risk of trouble
Investment 33
Does it invest with discipline instead of growing at any price?
Low Volatility 56
How calm the share price moves, does not count
Price momentum 14
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 4
Distance to the 52-week high, does not count
New shares 82
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 38/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+22.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+39.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+36.0%
Start year 2020 (pandemic). Over 10 years: +33.5% a year
Revenue growth 13 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+32.1%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
5.7% (2020) → −53.6% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Semiconductors · 397 stocks

Beats the industry median on 4/10 measures
A mixed picture versus its industry peers.
Valuation
Quality Score 26 · Bottom 25%
Fair Value upside +13.2% · Top 25%
Profitability
Return on assets −9.1% · Bottom 25%
Net margin (12 months) −12.3% · Bottom 25%
Operating margin (12 months) −29.3% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) −56.0% · Bottom 25%
Dividend yield (12 months) 16.5% · Top 25%
Balance sheet
Debt / equity 3.15× · Highest 25%

Valuation Multiplesvs Semiconductors median · lower = cheaper

P/B 1.26× · Cheapest 25%
P/S (12 months) 0.16× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)51 · sector 0
FUTURE (revenue growth)0 · sector 100
PAST (return on equity)0 · sector 24
HEALTH (low debt)0 · sector 96
DIVIDEND (yield)100 · sector 19

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Semiconductors stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
SK hynix Inc 000660 1,277,000 KRW 1,501,896 KRW +18% vs 3712
NVIDIA Corporation NVDA $173.73 $185.78 +7% vs 3712
Taiwan Semiconductor Manufacturing Company TSM $413.35 $427.48 +3% vs 3712
Broadcom Inc AVGO $345.22 $300.84 −13% vs 3712
Intel Corporation INTC $62.50 $52.14 −17% vs 3712
Micron Technology, Inc MU $811.30 $619.48 −24% vs 3712
Analog Devices, Inc ADI $409.08 $262.04 −36% vs 3712
Marvell Technology, Inc MRVL $168.80 $87.64 −48% vs 3712
Advanced Micro Devices, Inc AMD $552.90 $148.02 −73% vs 3712
Texas Instruments Incorporated TXN $309.81 $81.25 −74% vs 3712

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FIT Holding Co Ltd: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "FIT Holding Co Ltd Fair Value". https://www.fairvalue-calculator.com/stock/3712

Frequently asked questions

Is FIT Holding Co Ltd (3712) overvalued or undervalued?
As of Nov 10, 2026, our estimate of fair value is 19.13 TWD versus a price of 16.90 TWD, about +13% upside (fairly valued).
What is the fair value of 3712?
Our estimate for FIT Holding Co Ltd is 19.13 TWD (as of Nov 10, 2026), built from audited fundamentals. The current price: 16.90 TWD.
What is the quality score of 3712?
FIT Holding Co Ltd has a Quality Score of 26/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for FIT Holding Co Ltd (3712)?
Our calculated price target is the estimate of 19.13 TWD (as of Nov 10, 2026). Cautious scenario 14.35 TWD, optimistic scenario 23.91 TWD. It is an estimate from revenue and assets compared with similar companies, because none of our valuation models currently carries, not an analyst target.
What is the FIT Holding Co Ltd stock forecast for 2026?
Our estimate puts fair value at 19.13 TWD, about +13% upside versus a price of 16.90 TWD (fairly valued). Cautious scenario 14.35 TWD, optimistic scenario 23.91 TWD. The calculation is refreshed regularly with new filings.
What is the revenue of FIT Holding Co Ltd (3712)?
FIT Holding Co Ltd reported trailing-twelve-month revenue of about 26.9B TWD (latest available figure, as of Nov 10, 2026).
What is the intrinsic value of FIT Holding Co Ltd (3712)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For FIT Holding Co Ltd it is 19.13 TWD per share (as of Nov 10, 2026), against a price of 16.90 TWD.
Is FIT Holding Co Ltd stock overvalued or undervalued in 2026?
As of Nov 10, 2026, 3712 trades below its calculated fair value: price 16.90 TWD, fair value 19.13 TWD, a gap of about +13% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 3712?
No. The price is what the market pays today (16.90 TWD); the fair value is what the company's own numbers justify (19.13 TWD). For FIT Holding Co Ltd the two are 2.23 TWD per share apart. That gap is exactly why we show both numbers side by side.
How much is FIT Holding Co Ltd worth?
The market values FIT Holding Co Ltd at about 4.2B TWD (market capitalisation, as of Nov 10, 2026). Per share that is 16.90 TWD; our models calculate a fair value of 19.13 TWD per share.
What do the bullish and bearish scenarios say about 3712?
Our models span a range for FIT Holding Co Ltd: cautious scenario 14.35 TWD, base 19.13 TWD, optimistic 23.91 TWD per share (as of Nov 10, 2026, price 16.90 TWD). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of FIT Holding Co Ltd (3712)?
Balance-sheet figures for FIT Holding Co Ltd (as of Nov 10, 2026): return on equity −128.4%, debt of 3.15 per unit of equity. They feed the Quality Score of 26/100, which measures business quality independently of the share price.
How far is 3712 from its 52-week high?
FIT Holding Co Ltd trades at 16.90 TWD, about 49% below its 52-week high of 33.45 TWD and 13% above the low of 14.95 TWD (as of Nov 11, 2026). Distance from the high says nothing about value: that is what the fair value of 19.13 TWD is for.
Which stocks are comparable to FIT Holding Co Ltd?
From the same area (Technology) we also value NVIDIA Corporation, Taiwan Semiconductor Manufacturing Company, Broadcom Inc, Micron Technology, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is FIT Holding Co Ltd stock attractive at the current price?
The data as of Nov 10, 2026: price 16.90 TWD, calculated fair value 19.13 TWD (+13%), Quality Score 26/100. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0% above its aggregate fair value. FIT Holding Co Ltd currently trades 12% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of FIT Holding Co Ltd (3712)?
The closing price on Nov 11, 2026 was 16.90 TWD. Our estimate is 19.13 TWD, about +13% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with FIT Holding Co Ltd right now?
Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. The price sits in the lower half of our model range, the side with the larger margin of safety. Read the verdict with care: some models are missing inputs, so the estimate scatters more than usual.
Where does the earnings growth of FIT Holding Co Ltd (3712) come from?
Earnings per share at FIT Holding Co Ltd grew +3.2 % a year from 2014 to 2025. Broken into its drivers: revenue per share +20.1 %, EBIT margin −12.6 %, tax rate −0.3 %, residual (interest, one-offs) −1.4 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.

Key figures of FIT Holding Co Ltd

How large is the market capitalisation of FIT Holding Co Ltd (3712)?
The market capitalisation of FIT Holding Co Ltd is 4.2B TWD (≈ $126M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of FIT Holding Co Ltd (3712)?
The price-to-sales ratio of FIT Holding Co Ltd is 0.17 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of FIT Holding Co Ltd (3712)?
Earnings per share at FIT Holding Co Ltd are −13.37 TWD. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of FIT Holding Co Ltd (3712)?
The net margin of FIT Holding Co Ltd is −12.3% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of FIT Holding Co Ltd (3712)?
The return on equity (ROE) of FIT Holding Co Ltd is −128% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of FIT Holding Co Ltd (3712)?
On an EBIT basis the return on assets of FIT Holding Co Ltd is −3.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of FIT Holding Co Ltd (3712)?
The operating margin of FIT Holding Co Ltd is −29.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at FIT Holding Co Ltd (3712)?
Revenue at FIT Holding Co Ltd is growing −56.0% versus a year earlier (3y avg +39.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at FIT Holding Co Ltd (3712)?
Earnings per share at FIT Holding Co Ltd are growing +22.9% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does FIT Holding Co Ltd (3712) generate?
The free cash flow of FIT Holding Co Ltd is −14.8B TWD (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does FIT Holding Co Ltd (3712) carry?
The net debt of FIT Holding Co Ltd is 39.8B TWD (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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