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Fawaz Abdulaziz AlHokair Company (4240) fair value: what the stock is really worth

We calculate from audited financials what Fawaz Abdulaziz AlHokair Company is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily.

  1. Fair value above price? Yes
  2. Good quality? No
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Consumer Cyclical · SA · ISIN SA000A0LB2R6

FA Some data Sep 13, 2026

Fawaz Abdulaziz AlHokair Company

4240 · SR

SpeculativeUpside exists, but weak quality makes the signal speculative.

Fair value 20.20 SAR · Undervalued (+22%)
!Quality 43/100
!Weak Growth (revenue 5y +3.8 %/yr)
!Loss-making · -10.8% net margin (TTM)
!Negative equity (buybacks among others) · negative free cash flow
!Mixed vs. peers (4/10)
!Narrow moat 24/100
!Evidence only medium, so the estimate is less certain
!The models disagree: range 5.96 SAR to 34.45 SAR
!Weak on future: 12 out of 100
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What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

47.94 SAR 7.63 SAR Fair Value 20.20 SAR May 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 13, 2026.

How to read this chart

60‑month range 7.63 SAR – 47.94 SAR · fair‑value band 5.96 SAR – 34.45 SAR · the 16.57 SAR price screens below the 20.20 SAR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 13, 2026.

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Company profile

AFG International Company operates as a franchise retailer of fashion products in the Kingdom of Saudi Arabia, Jordan, Egypt, the Republic of Kazakhstan, Uzbekistan, the Republic of Azerbaijan, Georgia, and Armenia. It operates through Fashion Retail, Electronics, and Food and Beverage segments.

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AFG International Company operates as a franchise retailer of fashion products in the Kingdom of Saudi Arabia, Jordan, Egypt, the Republic of Kazakhstan, Uzbekistan, the Republic of Azerbaijan, Georgia, and Armenia. It operates through Fashion Retail, Electronics, and Food and Beverage segments. The company is involved in sale of apparel, footwear, and accessories, smartphones and accessories, electronics, computers & peripherals, computer supplies, video games, and smart TV's, as well as operate cafe and restaurant businesses. The company was formerly known as Fawaz Abdulaziz Al Hokair & Company and change its name to AFG International Company in January 2026. AFG International Company was founded in 1990 and is based in Riyadh, the Kingdom of Saudi Arabia.

Stock analysis

Fawaz Abdulaziz AlHokair Company (4240) currently trades at 16.57 SAR, while our model-based Fair Value estimate is 20.20 SAR, implying the stock looks roughly 18.0% undervalued today.

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Valuation

Bull case: the Dividend Discount group reads highest at a median of 19.60 SAR per share, and 3 of the 5 models we run sit above the 16.57 SAR price.

Bear case: the Multiples group reads lowest at 9.24 SAR, and 2 of the 5 models stay below the price. Evidence for this calculation is medium.

Scenario range: 5.96 SAR (bear) to 34.45 SAR (bull), the price of 16.57 SAR sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 43/100 (below-average quality), in the Consumer Cyclical sector.

Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.

Fawaz Abdulaziz AlHokair Company reported revenue of 5.1B SAR in FY2026 versus 5.9B SAR in FY2022, a compound −3.6%/yr. Reported net income was −457M SAR in FY2026.

Key figures

Market cap 1.9B SAR (≈ $506M) · P/S ratio 0.27 · EPS (TTM) −4.53 SAR · Net margin −9.0% · Return on equity 12.0% · Return on assets (EBIT) 3.2% · Operating margin 3.0% · Revenue (TTM) 5.1B SAR.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 28 out of 100 (low confidence).

What moves the price

The share trades about 47% below its 52-week high and 39% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Consumer Cyclical peers we cover trades at 10% fair-value upside, at 22%, 4240 screens cheaper than that median.

Fair Value models

Bear 5.96 SAR Fair Value 20.20 SAR Bull 34.45 SAR
Model Each model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence Evidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
Gordon GGM 14.22 SAR 21.25 SAR 27.97 SAR 69
DDM Multi-Stage 14.22 SAR 19.60 SAR 24.84 SAR 67
EV/EBITDA 31.14 SAR 45.39 SAR 59.63 SAR 67
All 5 models by family
Dividend Discount
Gordon GGM 14.22 SAR 21.25 SAR 27.97 SAR 69
DDM Multi-Stage 14.22 SAR 19.60 SAR 24.84 SAR 67
Multiples
EV/EBIT 4.03 SAR 9.24 SAR 14.44 SAR 62
EV/EBITDA 31.14 SAR 45.39 SAR 59.63 SAR 67
EV/Revenue n/a 3.45 SAR 7.96 SAR 50

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Quality Score breakdown

Overall quality 43/100

Of which business quality 39 · Market factors (momentum, volatility) 41

Profitability 31
Margins and returns on capital today
Quality Growth 33
Are margins and returns improving?
Cashflow 22
Earnings quality: real cash, not paper profit
Fin. Strength 6
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 67
Calm price path (market factor)
Momentum 40
Price trend over the last 3–12 months (market factor)
52W Momentum 12
Distance to the 52-week high (market factor)
Net Issuance 82
Share count: buybacks or dilution?

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Revenue & earnings trend

Growth Quality Growth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 39/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+5.4%
Revenue growth 3 years Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−5.4%
Revenue growth 5 years Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.8%
Revenue growth 22 years Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.2%
Profit margin (trend) Operating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−16.2% (2021) → 2.6% (2026)
What shareholders gained per year We only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
not computed

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Peer GroupHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Apparel Retail · 104 stocks

Beats the industry median on 4/10 measures
A mixed picture versus its industry peers.
Valuation
Quality Score 43 · Bottom 25%
Fair Value upside +14% · Above median
Profitability
Return on equity (TTM) 12% · Above median
Return on assets 1% · Below median
Net margin (TTM) −11% · Bottom 25%
Operating margin (TTM) 3% · Below median
Growth and dividend
Revenue growth 2% · Below median
Dividend yield (TTM) 15.1% · Top 25%

Valuation Multiplesvs Apparel Retail median · lower = cheaper

P/S (TTM) 0.07× · Cheapest 25%
EV/EBITDA 7.7× · Pricier than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)63 · sector 47
FUTURE (revenue growth)12 · sector 13
PAST (return on equity)48 · sector 20
HEALTH (low debt)100 · sector 100
DIVIDEND (yield)0 · sector 55

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Apparel Retail stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
Industria de Diseño Textil, S.A ITX €54.02 €59.42 +10%
The TJX Companies, Inc TJX $126.02 $84.95 −33%
Fast Retailing Co 6288 HK$33.46 HK$31.54 −6%
Ross Stores, Inc ROST $230.74 $118.41 −49%
Burlington Stores, Inc BURL $239.04 $143.65 −40%
Trent Limited TRENT ₹2,802 ₹709.49 −75%
lululemon athletica inc., LULU $98.97 $299.63 +203%
Aritzia Inc ATZ C$122.82 C$135.10 +10%
The Gap, Inc GAP $21.51 $36.39 +69%
Urban Outfitters, Inc URBN $78.58 $93.01 +18%

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Cite: Fair Value Calculator (2026). "Fawaz Abdulaziz AlHokair Company Fair Value". https://www.fairvalue-calculator.com/stock/4240

Frequently asked questions

Is Fawaz Abdulaziz AlHokair Company (4240) overvalued or undervalued?
As of Sep 13, 2026, our model estimates a fair value of 20.20 SAR versus a price of 16.57 SAR, about +22% upside (undervalued).
What is the fair value of 4240?
Our model-based fair value for Fawaz Abdulaziz AlHokair Company is 20.20 SAR (as of Sep 13, 2026), built from audited fundamentals. The current price: 16.57 SAR.
What is the quality score of 4240?
Fawaz Abdulaziz AlHokair Company has a Quality Score of 43/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Fawaz Abdulaziz AlHokair Company (4240)?
Our model-based price target is the fair value of 20.20 SAR (as of Sep 13, 2026) from 5 valuation models. Cautious scenario 5.96 SAR, optimistic scenario 34.45 SAR. It is a calculation from audited fundamentals, not an analyst target.
What is the Fawaz Abdulaziz AlHokair Company stock forecast for 2026?
Our models put fair value at 20.20 SAR, about +22% upside versus a price of 16.57 SAR (undervalued). Cautious scenario 5.96 SAR, optimistic scenario 34.45 SAR. The calculation is refreshed regularly with new filings.
What is the revenue of Fawaz Abdulaziz AlHokair Company (4240)?
Fawaz Abdulaziz AlHokair Company reported trailing-twelve-month revenue of about 5.1B SAR (latest available figure, as of Sep 13, 2026).
What is the intrinsic value of Fawaz Abdulaziz AlHokair Company (4240)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Fawaz Abdulaziz AlHokair Company it is 20.20 SAR per share (as of Sep 13, 2026), against a price of 16.57 SAR. It is the blended result of 5 valuation models (cash flow, earnings, asset, dividend).
Is Fawaz Abdulaziz AlHokair Company stock overvalued or undervalued in 2026?
As of Sep 13, 2026, 4240 trades below its calculated fair value: price 16.57 SAR, fair value 20.20 SAR, a gap of about +22% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 4240?
No. The price is what the market pays today (16.57 SAR); the fair value is what the company's own numbers justify (20.20 SAR). For Fawaz Abdulaziz AlHokair Company the two are 3.63 SAR per share apart. That gap is exactly why we show both numbers side by side.
How much is Fawaz Abdulaziz AlHokair Company worth?
The market values Fawaz Abdulaziz AlHokair Company at about 1.9B SAR (market capitalisation, as of Sep 13, 2026). Per share that is 16.57 SAR; our models calculate a fair value of 20.20 SAR per share.
What do the bullish and bearish scenarios say about 4240?
Our models span a range for Fawaz Abdulaziz AlHokair Company: cautious scenario 5.96 SAR, base 20.20 SAR, optimistic 34.45 SAR per share (as of Sep 13, 2026, price 16.57 SAR). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Fawaz Abdulaziz AlHokair Company (4240)?
Balance-sheet figures for Fawaz Abdulaziz AlHokair Company (as of Sep 13, 2026): return on equity 12.0%. They feed the Quality Score of 43/100, which measures business quality independently of the share price.
How far is 4240 from its 52-week high?
Fawaz Abdulaziz AlHokair Company trades at 16.57 SAR, about 47% below its 52-week high of 31.16 SAR and 39% above the low of 11.88 SAR (as of Sep 13, 2026). Distance from the high says nothing about value: that is what the fair value of 20.20 SAR is for.
Which stocks are comparable to Fawaz Abdulaziz AlHokair Company?
From the same area (Consumer Cyclical) we also value Industria de Diseño Textil, S.A, The TJX Companies, Inc, Fast Retailing Co, Ross Stores, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Fawaz Abdulaziz AlHokair Company stock attractive at the current price?
The data as of Sep 13, 2026: price 16.57 SAR, calculated fair value 20.20 SAR (+22%), Quality Score 43/100, from 5 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 4240 calculated?
We run Fawaz Abdulaziz AlHokair Company through 5 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 20.20 SAR, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.8 % above its aggregate fair value. Fawaz Abdulaziz AlHokair Company currently trades 22 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What should I pay attention to with Fawaz Abdulaziz AlHokair Company right now?
The model range is unusually wide (5.96 SAR to 34.45 SAR). The outcome hinges heavily on assumptions, so read the point estimate with caution. The price sits in the lower half of our model range, the side with the larger margin of safety. Read the verdict with care: some models are missing inputs, so the estimate scatters more than usual.

Key figures of Fawaz Abdulaziz AlHokair Company

How large is the market capitalisation of Fawaz Abdulaziz AlHokair Company (4240)?
The market capitalisation of Fawaz Abdulaziz AlHokair Company is 1.9B SAR (≈ $506M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Fawaz Abdulaziz AlHokair Company (4240)?
The price-to-sales ratio of Fawaz Abdulaziz AlHokair Company is 0.27 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Fawaz Abdulaziz AlHokair Company (4240)?
Earnings per share at Fawaz Abdulaziz AlHokair Company are −4.53 SAR. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Fawaz Abdulaziz AlHokair Company (4240)?
The net margin of Fawaz Abdulaziz AlHokair Company is −9.0% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Fawaz Abdulaziz AlHokair Company (4240)?
The return on equity (ROE) of Fawaz Abdulaziz AlHokair Company is 12.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Fawaz Abdulaziz AlHokair Company (4240)?
On an EBIT basis the return on assets of Fawaz Abdulaziz AlHokair Company is 3.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Fawaz Abdulaziz AlHokair Company (4240)?
The operating margin of Fawaz Abdulaziz AlHokair Company is 3.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Fawaz Abdulaziz AlHokair Company (4240)?
Revenue at Fawaz Abdulaziz AlHokair Company is growing +2.4% versus a year earlier (3y avg −5.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Fawaz Abdulaziz AlHokair Company (4240)?
Earnings per share at Fawaz Abdulaziz AlHokair Company are growing −51.8% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Fawaz Abdulaziz AlHokair Company (4240) generate?
The free cash flow of Fawaz Abdulaziz AlHokair Company is −787M SAR (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Fawaz Abdulaziz AlHokair Company (4240) carry?
The net debt of Fawaz Abdulaziz AlHokair Company is 4.2B SAR (fiscal year 2026). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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