Fawaz Abdulaziz AlHokair Company (4240) fair value: what the stock is really worth
As of Oct 29, 2026: fair value (intrinsic value) of Fawaz Abdulaziz AlHokair Company stock SAR 20.20, price SAR 12.03, upside +67.9%, quality 42 out of 100. Rating: strongly undervalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Oct 28, 2026.
How to read this chart
60‑month range 7.63 SAR – 43.00 SAR · fair‑value band 5.96 SAR – 34.45 SAR · the 12.03 SAR price screens below the 20.20 SAR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Oct 28, 2026.
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AFG International Company operates as a franchise retailer of fashion products in the Kingdom of Saudi Arabia, Jordan, Egypt, the Republic of Kazakhstan, Uzbekistan, the Republic of Azerbaijan, Georgia, and Armenia. It operates through Fashion Retail, Electronics, and Food and Beverage segments.
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The company is involved in sale of apparel, footwear, and accessories, smartphones and accessories, electronics, computers & peripherals, computer supplies, video games, and smart TV's, as well as operate cafe and restaurant businesses.
The company was formerly known as Fawaz Abdulaziz Al Hokair & Company and change its name to AFG International Company in January 2026. AFG International Company was founded in 1990 and is based in Riyadh, the Kingdom of Saudi Arabia.
Stock analysis
Fawaz Abdulaziz AlHokair Company (4240) currently trades at 12.03 SAR, while our model-based Fair Value estimate is 20.20 SAR, implying the stock looks roughly 40.4% undervalued today.
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Valuation
How firm this estimate is: it rests on 5 models at a data quality of 96/100, which puts the data coverage at low.
Scenario range: 5.96 SAR (bear) to 34.45 SAR (bull), the price of 12.03 SAR sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 42/100 (below-average quality), in the Consumer Cyclical sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Fawaz Abdulaziz AlHokair Company reported revenue of 5.1B SAR in FY2026 versus 5.9B SAR in FY2022, a compound −3.6%/yr. Reported net income was −457M SAR in FY2026.
Key figures
Market cap 1.4B SAR (≈ $368M) Small · P/S ratio 0.26 · EPS (TTM) −4.21 SAR · Net margin −10.1% · Return on equity 12.0% · Return on assets (EBIT) 3.2% · Operating margin 8.0% · Revenue (TTM) 5.3B SAR.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 16 out of 100 (low confidence).
What moves the price
The share trades about 50% below its 52-week high and 14% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at 2% fair-value upside, at 68%, 4240 screens cheaper than that median.
Fair Value models
Bear5.96 SARFair Value 20.20 SARBull34.45 SAR
Price 12.03 SAR · Upside +67.9%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.39/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+5.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−5.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.8%
Start year 2021 (pandemic). Over 10 years: −3.5% a year
Revenue growth 22 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.2%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−16.2% (2021) → 2.6% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
Compare Fawaz Abdulaziz AlHokair Company with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Apparel Retail · 98 stocks
Beats the industry median on 4/8 measures
A mixed picture versus its industry peers.
Valuation
Quality Score42 · Bottom 25%
Fair Value upside+67.9% · Top 25%
Profitability
Return on equity (12 months)Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
Return on assets−11.4% · Bottom 25%
Net margin (12 months)−10.1% · Bottom 25%
Operating margin (12 months)8.0% · Above median
Growth and dividend
Revenue growth (quarter YoY)11.5% · Above median
Balance sheet
Debt / equityNegative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
Valuation Multiplesvs Apparel Retail median · lower = cheaper
P/BNegative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
P/S (12 months)0.26× · Cheapest 25%
EV/EBITDA9.7× · Pricier than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)100· sector 52
FUTURE (revenue growth)58· sector 23
PAST (return on equity)0· sector 41
HEALTH (low debt)0· sector 100
DIVIDEND (yield)0· sector 59
PAST 0: with negative equity (buybacks among others) return on equity is not meaningfully computable.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Fawaz Abdulaziz AlHokair Company Fair Value". https://www.fairvalue-calculator.com/stock/4240
Frequently asked questions
Is Fawaz Abdulaziz AlHokair Company (4240) overvalued or undervalued?
As of Oct 28, 2026, our model estimates a fair value of 20.20 SAR versus a price of 12.03 SAR, about +68% upside (undervalued).
What is the fair value of 4240?
Our model-based fair value for Fawaz Abdulaziz AlHokair Company is 20.20 SAR (as of Oct 28, 2026), built from audited fundamentals. The current price: 12.03 SAR.
What is the quality score of 4240?
Fawaz Abdulaziz AlHokair Company has a Quality Score of 42/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Fawaz Abdulaziz AlHokair Company (4240)?
Our model-based price target is the fair value of 20.20 SAR (as of Oct 28, 2026) from 1 valuation models. Cautious scenario 5.96 SAR, optimistic scenario 34.45 SAR. It is a calculation from audited fundamentals, not an analyst target.
What is the Fawaz Abdulaziz AlHokair Company stock forecast for 2026?
Our models put fair value at 20.20 SAR, about +68% upside versus a price of 12.03 SAR (undervalued). Cautious scenario 5.96 SAR, optimistic scenario 34.45 SAR. The calculation is refreshed regularly with new filings.
What is the revenue of Fawaz Abdulaziz AlHokair Company (4240)?
Fawaz Abdulaziz AlHokair Company reported trailing-twelve-month revenue of about 5.3B SAR (latest available figure, as of Oct 28, 2026).
What is the intrinsic value of Fawaz Abdulaziz AlHokair Company (4240)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Fawaz Abdulaziz AlHokair Company it is 20.20 SAR per share (as of Oct 28, 2026), against a price of 12.03 SAR. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is Fawaz Abdulaziz AlHokair Company stock overvalued or undervalued in 2026?
As of Oct 28, 2026, 4240 trades below its calculated fair value: price 12.03 SAR, fair value 20.20 SAR, a gap of about +68% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 4240?
No. The price is what the market pays today (12.03 SAR); the fair value is what the company's own numbers justify (20.20 SAR). For Fawaz Abdulaziz AlHokair Company the two are 8.17 SAR per share apart. That gap is exactly why we show both numbers side by side.
How much is Fawaz Abdulaziz AlHokair Company worth?
The market values Fawaz Abdulaziz AlHokair Company at about 1.4B SAR (market capitalisation, as of Oct 28, 2026). Per share that is 12.03 SAR; our models calculate a fair value of 20.20 SAR per share.
What do the bullish and bearish scenarios say about 4240?
Our models span a range for Fawaz Abdulaziz AlHokair Company: cautious scenario 5.96 SAR, base 20.20 SAR, optimistic 34.45 SAR per share (as of Oct 28, 2026, price 12.03 SAR). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Fawaz Abdulaziz AlHokair Company (4240)?
Balance-sheet figures for Fawaz Abdulaziz AlHokair Company (as of Oct 28, 2026): negative equity, so no return on equity and no debt-to-equity ratio. They feed the Quality Score of 42/100, which measures business quality independently of the share price.
How far is 4240 from its 52-week high?
Fawaz Abdulaziz AlHokair Company trades at 12.03 SAR, about 50% below its 52-week high of 24.11 SAR and 14% above the low of 10.57 SAR (as of Oct 29, 2026). Distance from the high says nothing about value: that is what the fair value of 20.20 SAR is for.
Which stocks are comparable to Fawaz Abdulaziz AlHokair Company?
From the same area (Consumer Cyclical) we also value Industria de Diseño Textil, S.A, The TJX Companies, Inc, Fast Retailing Co, Ross Stores, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Fawaz Abdulaziz AlHokair Company stock attractive at the current price?
The data as of Oct 28, 2026: price 12.03 SAR, calculated fair value 20.20 SAR (+68%), Quality Score 42/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 4240 calculated?
We run Fawaz Abdulaziz AlHokair Company through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 20.20 SAR, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3 % above its aggregate fair value. Fawaz Abdulaziz AlHokair Company currently trades 40 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Fawaz Abdulaziz AlHokair Company (4240)?
The closing price on Oct 29, 2026 was 12.03 SAR. Our model-based fair value is 20.20 SAR, about +68% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Fawaz Abdulaziz AlHokair Company right now?
The large discount to fair value meets weak quality (42/100). That raises the risk this is a value trap rather than a bargain. The model range is unusually wide (5.96 SAR to 34.45 SAR). The outcome hinges heavily on assumptions, so read the point estimate with caution. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
Key figures of Fawaz Abdulaziz AlHokair Company
How large is the market capitalisation of Fawaz Abdulaziz AlHokair Company (4240)?
The market capitalisation of Fawaz Abdulaziz AlHokair Company is 1.4B SAR (≈ $368M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Fawaz Abdulaziz AlHokair Company (4240)?
The price-to-sales ratio of Fawaz Abdulaziz AlHokair Company is 0.26 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Fawaz Abdulaziz AlHokair Company (4240)?
Earnings per share at Fawaz Abdulaziz AlHokair Company are −4.21 SAR. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Fawaz Abdulaziz AlHokair Company (4240)?
The net margin of Fawaz Abdulaziz AlHokair Company is −10.1% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Fawaz Abdulaziz AlHokair Company (4240)?
The return on equity (ROE) of Fawaz Abdulaziz AlHokair Company is 12.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Fawaz Abdulaziz AlHokair Company (4240)?
On an EBIT basis the return on assets of Fawaz Abdulaziz AlHokair Company is 3.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Fawaz Abdulaziz AlHokair Company (4240)?
The operating margin of Fawaz Abdulaziz AlHokair Company is 8.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Fawaz Abdulaziz AlHokair Company (4240)?
Revenue at Fawaz Abdulaziz AlHokair Company is growing +11.5% versus a year earlier (3y avg −5.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Fawaz Abdulaziz AlHokair Company (4240)?
Earnings per share at Fawaz Abdulaziz AlHokair Company are growing −51.8% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Fawaz Abdulaziz AlHokair Company (4240) generate?
The free cash flow of Fawaz Abdulaziz AlHokair Company is −787M SAR (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Fawaz Abdulaziz AlHokair Company (4240) carry?
The net debt of Fawaz Abdulaziz AlHokair Company is 4.2B SAR (fiscal year 2026). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Oct 28, 2026