Tan Chong Motor Holdings Bhd (4405) fair value: what the stock is really worth
We calculate from audited financials what Tan Chong Motor Holdings Bhd is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 13, 2026.
How to read this chart
60‑month range 0.2900 MYR – 1.21 MYR · fair‑value band 0.3149 MYR – 0.5051 MYR · the 0.4600 MYR price screens above the 0.4074 MYR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 13, 2026.
Tan Chong Motor Holdings Berhad, an investment holding company, engages in the assembly and distribution of passenger and commercial vehicles in Malaysia, Vietnam, and internationally. It operates through three segments: Vehicles Assembly, Manufacturing, Distribution and After-Sales Services; Financial Services; and Other Operations.
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Tan Chong Motor Holdings Berhad, an investment holding company, engages in the assembly and distribution of passenger and commercial vehicles in Malaysia, Vietnam, and internationally. It operates through three segments: Vehicles Assembly, Manufacturing, Distribution and After-Sales Services; Financial Services; and Other Operations. The company is involved in the assembly and manufacture of buses, trucks, and automobiles; import, trading, marketing, and distribution of motor vehicles and spare parts; and provision of automotive workshop services. It also offers financial services, including personal loans, hire purchase financing, money lending, and insurance agency services; and leasing of motor vehicles. In addition, the company provides employment agency, building facilities management, and after sales services for commercial vehicles, as well as research and develops engineering and technology. Further, it invests in properties; produces car alarm and other security systems, auto parts and modules, and accessories; and produces software products, as well as provides information technology (IT) solutions and services and integrating IT systems. Additionally, the company is involved in the merchandise, cosmetics, food, and tractors trading activities; manufacturing, distribution, and sale of automotive parts, lubricants, and accessories; distribution and leasing of motor vehicles; importation and distribution of motorcycles and components; development, operation, and trading of power from renewable energy projects; and servicing, maintenance, and repair of various vehicles and machines. Further, it provides travel agency and transportation services; advertising and marketing; research and development; trust; security services; and pre-delivery inspection services. The company was founded in 1957 and is based in Kuala Lumpur, Malaysia.
Stock analysis
Tan Chong Motor Holdings Bhd (4405) currently trades at 0.4600 MYR, while our model-based Fair Value estimate is 0.4074 MYR, implying the stock looks roughly 12.9% overvalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of 3.25 MYR per share, and 9 of the 10 models we run sit above the 0.4600 MYR price.
Bear case: the Multiples group reads lowest at 0.3300 MYR, and 1 of the 10 models stay below the price. Evidence for this calculation is low.
Scenario range: 0.3149 MYR (bear) to 0.5051 MYR (bull), the price of 0.4600 MYR sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 50/100 (solid quality), in the Consumer Cyclical sector.
Weak Growth: Revenue growth is weak: less than 2 % a year.
Tan Chong Motor Holdings Bhd reported revenue of 2.1B MYR in FY2025 versus 2.5B MYR in FY2021, a compound −4.5%/yr. Reported net income was −195M MYR in FY2025.
Key figures
Market cap 300M MYR (≈ $73.6M) · P/S ratio 0.15 · EPS (TTM) −0.3200 MYR · Net margin −9.3% · Return on equity −8.4% · Return on assets (EBIT) −1.1% · Operating margin 0.5% · Revenue (TTM) 2.0B MYR.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 42 out of 100 (low confidence).
What moves the price
The share trades about 53% below its 52-week high and 8% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at −18% fair-value upside, at −11%, 4405 screens cheaper than that median.
Fair Value models
Bear 0.3149 MYRFair Value 0.4074 MYRBull 0.5051 MYR
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.29/100
Revenue growth is weak: less than 2 % a year.
Revenue growth 1 year
+1.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−11.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−6.5%
Revenue growth 13 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−5.0%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−3.9% (2020) → −5.7% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
Compare Tan Chong Motor Holdings Bhd with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Auto Manufacturers · 114 stocks
Beats the industry median on 4/8 measures
A mixed picture versus its industry peers.
Valuation
Quality Score50 · Above median
Profitability
Return on assets−1% · Below median
Net margin (TTM)−10% · Bottom 25%
Operating margin (TTM)−4% · Bottom 25%
Growth and dividend
Revenue growth−17% · Bottom 25%
Balance sheet
Debt / equity0.06× · Below median
Valuation Multiplesvs Auto Manufacturers median · lower = cheaper
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Cite: Fair Value Calculator (2026). "Tan Chong Motor Holdings Bhd Fair Value". https://www.fairvalue-calculator.com/stock/4405
Frequently asked questions
Is Tan Chong Motor Holdings Bhd (4405) overvalued or undervalued?
As of Sep 13, 2026, our model estimates a fair value of 0.4074 MYR versus a price of 0.4600 MYR, about −11% upside (overvalued).
What is the fair value of 4405?
Our model-based fair value for Tan Chong Motor Holdings Bhd is 0.4074 MYR (as of Sep 13, 2026), built from audited fundamentals. The current price: 0.4600 MYR.
What is the quality score of 4405?
Tan Chong Motor Holdings Bhd has a Quality Score of 50/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Tan Chong Motor Holdings Bhd (4405)?
Our model-based price target is the fair value of 0.4074 MYR (as of Sep 13, 2026) from 10 valuation models. Cautious scenario 0.3149 MYR, optimistic scenario 0.5051 MYR. It is a calculation from audited fundamentals, not an analyst target.
What is the Tan Chong Motor Holdings Bhd stock forecast for 2026?
Our models put fair value at 0.4074 MYR, about −11% upside versus a price of 0.4600 MYR (overvalued). Cautious scenario 0.3149 MYR, optimistic scenario 0.5051 MYR. The calculation is refreshed regularly with new filings.
What is the revenue of Tan Chong Motor Holdings Bhd (4405)?
Tan Chong Motor Holdings Bhd reported trailing-twelve-month revenue of about 2.0B MYR (latest available figure, as of Sep 13, 2026).
What is the intrinsic value of Tan Chong Motor Holdings Bhd (4405)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Tan Chong Motor Holdings Bhd it is 0.4074 MYR per share (as of Sep 13, 2026), against a price of 0.4600 MYR. It is the blended result of 10 valuation models (cash flow, earnings, asset, dividend).
Is Tan Chong Motor Holdings Bhd stock overvalued or undervalued in 2026?
As of Sep 13, 2026, 4405 trades above its calculated fair value: price 0.4600 MYR, fair value 0.4074 MYR, a gap of about −11% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 4405?
No. The price is what the market pays today (0.4600 MYR); the fair value is what the company's own numbers justify (0.4074 MYR). For Tan Chong Motor Holdings Bhd the two are 0.0526 MYR per share apart. That gap is exactly why we show both numbers side by side.
How much is Tan Chong Motor Holdings Bhd worth?
The market values Tan Chong Motor Holdings Bhd at about 300M MYR (market capitalisation, as of Sep 13, 2026). Per share that is 0.4600 MYR; our models calculate a fair value of 0.4074 MYR per share.
What do the bullish and bearish scenarios say about 4405?
Our models span a range for Tan Chong Motor Holdings Bhd: cautious scenario 0.3149 MYR, base 0.4074 MYR, optimistic 0.5051 MYR per share (as of Sep 13, 2026, price 0.4600 MYR). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Tan Chong Motor Holdings Bhd (4405)?
Balance-sheet figures for Tan Chong Motor Holdings Bhd (as of Sep 13, 2026): return on equity −8.4%, debt of 0.06 per unit of equity. They feed the Quality Score of 50/100, which measures business quality independently of the share price.
How far is 4405 from its 52-week high?
Tan Chong Motor Holdings Bhd trades at 0.4600 MYR, about 53% below its 52-week high of 0.9700 MYR and 8% above the low of 0.4250 MYR (as of Sep 13, 2026). Distance from the high says nothing about value: that is what the fair value of 0.4074 MYR is for.
Which stocks are comparable to Tan Chong Motor Holdings Bhd?
From the same area (Consumer Cyclical) we also value Tesla, Inc, Toyota Motor Corporation, BYD Company, Hyundai Motor Company, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Tan Chong Motor Holdings Bhd stock attractive at the current price?
The data as of Sep 13, 2026: price 0.4600 MYR, calculated fair value 0.4074 MYR (−11%), Quality Score 50/100, from 10 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 4405 calculated?
We run Tan Chong Motor Holdings Bhd through 10 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 0.4074 MYR, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.8 % above its aggregate fair value. Tan Chong Motor Holdings Bhd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What should I pay attention to with Tan Chong Motor Holdings Bhd right now?
Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. The price sits in the upper half of our model range, so the margin of safety is thin. Read the verdict with care: some models are missing inputs, so the estimate scatters more than usual.
Key figures of Tan Chong Motor Holdings Bhd
How large is the market capitalisation of Tan Chong Motor Holdings Bhd (4405)?
The market capitalisation of Tan Chong Motor Holdings Bhd is 300M MYR (≈ $73.6M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Tan Chong Motor Holdings Bhd (4405)?
The price-to-sales ratio of Tan Chong Motor Holdings Bhd is 0.15 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Tan Chong Motor Holdings Bhd (4405)?
Earnings per share at Tan Chong Motor Holdings Bhd are −0.3200 MYR. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Tan Chong Motor Holdings Bhd (4405)?
The net margin of Tan Chong Motor Holdings Bhd is −9.3% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Tan Chong Motor Holdings Bhd (4405)?
The return on equity (ROE) of Tan Chong Motor Holdings Bhd is −8.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Tan Chong Motor Holdings Bhd (4405)?
On an EBIT basis the return on assets of Tan Chong Motor Holdings Bhd is −1.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Tan Chong Motor Holdings Bhd (4405)?
The operating margin of Tan Chong Motor Holdings Bhd is 0.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Tan Chong Motor Holdings Bhd (4405)?
Revenue at Tan Chong Motor Holdings Bhd is growing −17.2% versus a year earlier (3y avg −11.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does Tan Chong Motor Holdings Bhd (4405) generate?
The free cash flow of Tan Chong Motor Holdings Bhd is 186M MYR (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Tan Chong Motor Holdings Bhd (4405) carry?
The net debt of Tan Chong Motor Holdings Bhd is 942M MYR (fiscal year 2025, ≈ 5.1 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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