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Naim Holdings (5073) Fair Value & Analysis

Industrials · MY · Market cap 375M MYR

NH Naim Holdings 5073 · KLSE
Price0.7950 MYR
Fair Value0.9800 MYR
Upside+23.3%
Quality44/100
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Weak Growth
Solidly profitable · 16.3% net margin
Low debt · negative free cash flow
Ranks above peers (7/11)
Narrow moat 33/100
Evidence: Medium Range 0.7300 MYR – 1.22 MYR Share as image

Fair value as of: Jul 17, 2026

From 9 valuation models · updated 24 days ago

Fair value updated Jul 17, 2026, revised from 0.9700 MYR to 0.9800 MYR (+1.0%) since Jul 11, 2026. Share price +5.3% over the past month.

Below-average quality, screening 23% undervalued on our models.

What matters now

  • Our model range runs from 0.7300 MYR (bear) to 1.22 MYR (bull), base 0.9800 MYR. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 44/100 (below-average quality) with medium evidence: read the verdict with care.
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Price vs Fair Value (5 years)

1.63 MYR 0.4500 MYR Fair Value 0.9800 MYR Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 17, 2026.

How to read this chart

60‑month range 0.4500 MYR – 1.63 MYR · fair‑value band 0.7300 MYR – 1.22 MYR · the 0.7950 MYR price screens below the 0.9800 MYR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 17, 2026.

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Analysis

Naim Holdings (5073) currently trades at 0.7950 MYR, while our model-based Fair Value estimate is 0.9800 MYR, implying the stock looks roughly 23.3% undervalued today. The Quality Score stands at 44/100 (below-average quality), in the Industrials sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, Naim Holdings generated revenue of 198M MYR at a net margin of 16.3%. Revenue grew 3.4% year over year. It earns a return on equity of 1.9%. Net debt stands at 1.8M MYR. Fundamentals as of Jul 17, 2026

Our scenario range runs from 0.7300 MYR (bear case) to 1.22 MYR (bull case); at 0.7950 MYR, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 19% below its 52-week high and 30% above its 52-week low, currently above its 200-day average. For context, the median of 10 Industrials peers we cover trades at -45% fair-value upside, at 23%, 5073 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income 2.06 MYR 1.90 MYR 1.36 MYR 76
Growth-Adj P/E 0.6400 MYR 0.9100 MYR 1.19 MYR 68
P/E Multiple 0.9100 MYR 1.21 MYR 1.51 MYR 63
All 9 models by family
DCF Models
Owner Earnings 1.01 MYR 1.12 MYR 1.32 MYR 31
Earnings-Based
Graham-Dodd 0.3900 MYR 0.4800 MYR 0.5400 MYR 54
Multiples
P/E Multiple 0.9100 MYR 1.21 MYR 1.51 MYR 63
P/S Multiple 0.6000 MYR 0.8000 MYR 1.00 MYR 58
P/B Multiple 0.7300 MYR 0.9800 MYR 1.22 MYR 55
EV/EBITDA 0.7900 MYR 0.8500 MYR 0.9100 MYR 54
Asset-Based
NCAV (Graham) 1.57 MYR 2.10 MYR 3.13 MYR 50
Economic Profit
Residual Income 2.06 MYR 1.90 MYR 1.36 MYR 76
Growth Earnings
Growth-Adj P/E 0.6400 MYR 0.9100 MYR 1.19 MYR 68

Widest divergence: Asset-Based (2.10 MYR) versus Earnings-Based (0.4800 MYR). Highest evidence: Residual Income (76).

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Key figures & financial health

Revenue (TTM) 198M MYR
Revenue growth (YoY) +3.4%
Net margin 16.3%
Return on equity 1.9%
Free cash flow −45.5M MYR FY2025
P/E ratio 12.7
More key figures
Operating margin -12.1%
EPS (TTM) 0.0600 MYR
EPS growth (YoY) -85.5%
Net debt 1.8M MYR FY2021

Figures from reported company fundamentals · as of Jul 17, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 44/100

Of which business quality 43 · Market factors (momentum, volatility) 52

Profitability 23
Margins and returns on capital today
Quality Growth 20
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 78
Balance sheet, leverage, solvency risk
Investment 76
Disciplined investing over empire-building
Low Volatility 83
Calm price path (market factor)
Momentum 43
Price trend over the last 3–12 months (market factor)
52W Momentum 33
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Naim Holdings Berhad, an investment holding company, engages in the property development and construction businesses in Malaysia. It operates through three segments: Property Development, Construction, and Others. The Property Development segment develops and constructs residential and commercial properties, as well as sells vacant land.

Full company description

Naim Holdings Berhad, an investment holding company, engages in the property development and construction businesses in Malaysia. It operates through three segments: Property Development, Construction, and Others. The Property Development segment develops and constructs residential and commercial properties, as well as sells vacant land. The Construction segment constructs buildings, roads, bridges, and other infrastructure and engineering works, such as oil and gas related construction projects. The Others segment is involved in the trading of buildings and construction materials; provision of sand extraction and land filling services; property investment and management activities; and hotel, education, and quarry operations. It also enagegs in the construction of bridges, and dams; flood mitigation-related projects; government camps and complexes; mass rapid transits; museums/galleries; residential, commercial, and industrial properties; recreational facilities; resettlement schemes; roads and highways; education establishments; transmission lines; and water pipelines business. In addition, the company operates as a civil, building, and earthworks contractor; and provides property management services. Further, the company involved in the trading of construction materials, as well as in the provision of management services. Naim Holdings Berhad was incorporated in 1993 and is headquartered in Kuching, Malaysia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Naim Holdings reported revenue of 197M MYR in FY2025 versus 422M MYR in FY2021, a compound −17.4%/yr. Reported net income was 28.4M MYR in FY2025.

Growth Quality 19/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
197M MYR
Latest YoY
−60.5%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−18.9%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−19.7%
Avg. growth/yr (13Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−6.8%
Revenue −17.4%/yr
FY21 422M MYR
FY22 369M MYR
FY23 317M MYR
FY24 498M MYR
FY25 197M MYR
Net income
FY21 −78.7M MYR
FY22 24.8M MYR
FY23 35.0M MYR
FY24 228M MYR
FY25 28.4M MYR

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Cite: Fair Value Calculator (2026). "Naim Holdings Fair Value". https://www.fairvalue-calculator.com/stock/5073

Peer Group

Engineering & Construction · 839 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 44 · Below median
Fair Value upside +23% · Above median
Return on equity (TTM) 2% · Below median
Return on assets -0% · Bottom 25%
Net margin (TTM) 16% · Top 25%
Operating margin (TTM) -12% · Bottom 25%
Revenue growth 3% · Above median
Debt / equity 0.01× · Lower than 75% of peers

Valuation Multiples vs Engineering & Construction median · lower = cheaper

P/E (TTM) 12.7× · Cheaper than median
P/B 0.06× · Cheaper than 75% of peers
P/S (TTM) 0.46× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 64 · sector 16
FUTURE 17 · sector 17
PAST 8 · sector 26
HEALTH 100 · sector 94
DIVIDEND 0 · sector 33

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Engineering & Construction stocks, each showing price versus our Fair Value estimate (as of Jul 17, 2026).

Stock Price Fair Value vs Fair Value
Larsen & Toubro Limited LT ₹3,815 ₹1,994 -48%
Samsung C&T Corporation 028260 346,000 KRW 268,779 KRW -22%
Hyundai Engineering & Construction Co 000720 99,000 KRW 63,993 KRW -35%
United Integrated Services Co 2404 1,250 TWD 925.62 TWD -26%
Samsung E&A Co 028050 42,550 KRW 44,840 KRW +5%
Rail Vikas Nigam Limited RVNL ₹232.67 ₹61.46 -74%
Daewoo Engineering & Construction Co 047040 16,240 KRW 6,507 KRW -60%
NBCC (India) Limited NBCC ₹96.32 ₹48.22 -50%
Cemindia Projects Limited CEMPRO ₹1,330 ₹730.69 -45%
KEPCO Engineering & Construction Company 052690 92,700 KRW 20,172 KRW -78%

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Frequently asked questions

Is Naim Holdings (5073) overvalued or undervalued?
As of Jul 17, 2026, our model estimates a fair value of 0.9800 MYR versus a price of 0.7950 MYR, about +23% (undervalued).
What is the fair value of 5073?
Our model-based fair value for Naim Holdings is 0.9800 MYR (as of Jul 17, 2026), built from audited fundamentals. The current price is 0.7950 MYR.
What is the quality score of 5073?
Naim Holdings has a Quality Score of 44/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Naim Holdings (5073)?
Naim Holdings reported trailing-twelve-month revenue of about 198M MYR (latest available figure, as of Jul 17, 2026).
What is the net profit margin of 5073?
The net profit margin of Naim Holdings is about 16.3%, meaning it keeps roughly 16.3% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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