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3M India Limited (523395) Fair Value & Analysis

Conglomerates · IN · Market cap ₹215B

3I 3M India Limited 523395 · BSE
Price₹35,283
Fair Value₹9,297
Upside-73.7%
Quality73/100
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Healthy Growth
Thin margins · 7.5% net margin
Low debt
Trails peers (5/13)
Narrow moat 37/100
Evidence: High Range ₹4,056 – ₹11,622 Share as image

Fair value as of: Aug 17, 2026

From 13 valuation models · updated today

Share price −1.3% over the past month.

A solid business, but screening 74% overvalued on our models.

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What matters now

  • A high-quality business (quality 73/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety.
  • The price sits above even our optimistic bull case (₹11,622). The favourable scenario is already priced in.
  • The model range is unusually wide (₹4,056 to ₹11,622). The outcome hinges heavily on assumptions, so read the point estimate with caution.
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Price vs Fair Value (5 years)

₹39,625 ₹16,579 Fair Value ₹9,297 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 17, 2026.

How to read this chart

60‑month range ₹16,579 – ₹39,625 · fair‑value band ₹4,056 – ₹11,622 · the ₹35,283 price screens above the ₹9,297 fair value. Dashed = 300-day average. As of Aug 17, 2026.

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Analysis

3M India Limited (523395) currently trades at ₹35,283, while our model-based Fair Value estimate is ₹9,297, implying the stock looks roughly 73.7% overvalued today. The Quality Score stands at 73/100 (solid quality), in the Conglomerates sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, 3M India Limited generated revenue of ₹25.3B at a net margin of 7.5%. Revenue declined 57.0% year over year. The stock trades on a trailing P/E of 123.1 (as of Aug 17, 2026). Fundamentals as of Aug 17, 2026

Our scenario range runs from ₹4,056 (bear case) to ₹11,622 (bull case); at ₹35,283, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 7% below its 52-week high and 23% above its 52-week low, currently above its 200-day average. For context, the median of 10 Conglomerates peers we cover trades at 11% fair-value upside, at -74%, 523395 screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Note: the current price implies far more future growth than the conservative anchors of our models allow (base growth is deliberately capped, we do not regard such extreme rates as sustainable). Our models are not designed for expectations this high; that is why the individual models scatter extremely (₹1,098 to ₹14,385). Read the values as a conservative anchor, not as a price target.
Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF ₹3,364 ₹5,250 ₹8,158 80
Residual Income ₹2,595 ₹3,089 ₹8,840 76
Rev-Margin DCF ₹3,251 ₹5,352 ₹7,841 74
All 13 models by family
DCF Models
Owner Earnings ₹5,249 ₹8,682 ₹14,362 31
5Y P/E Exit ₹5,321 ₹9,340 ₹13,677 38
10Y P/E Exit ₹4,608 ₹7,988 ₹12,348 35
Earnings-Based
Graham-Dodd ₹2,874 ₹10,033 ₹13,488 54
Lynch FV ₹2,334 ₹3,334 ₹4,335 50
Dividend Discount
Gordon GGM ₹6,589 ₹14,385 ₹24,203 70
DDM Multi-Stage ₹6,589 ₹11,730 ₹14,991 61
Multiples
P/E Multiple ₹6,973 ₹9,297 ₹11,622 63
P/B Multiple ₹4,917 ₹6,557 ₹8,196 55
Asset-Based
NCAV (Graham) ₹819.57 ₹1,098 ₹1,639 50
Growth DCF
Growth DCF ₹3,364 ₹5,250 ₹8,158 80
Rev-Margin DCF ₹3,251 ₹5,352 ₹7,841 74
Economic Profit
Residual Income ₹2,595 ₹3,089 ₹8,840 76

Widest divergence: Dividend Discount (₹11,730) versus Asset-Based (₹1,098). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) ₹25.3B
Revenue growth (YoY) -57.0%
Net margin 7.5%
P/E ratio 123.1 as of Aug 17, 2026
Operating margin 8.3%
EPS (TTM) ₹168.24
More key figures
EPS growth (YoY) +116%

Figures from reported company fundamentals · as of Aug 17, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 73/100

Of which business quality 73 · Market factors (momentum, volatility) 61

Profitability 86
Margins and returns on capital today
Quality Growth 54
Are margins and returns improving?
Cashflow 45
Earnings quality: real cash, not paper profit
Fin. Strength 79
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 78
Calm price path (market factor)
Momentum 51
Price trend over the last 3–12 months (market factor)
52W Momentum 61
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

3M India Limited engages in the manufacture and trade of various products for industrial, health care, consumer, safety and graphics, and electronics and energy markets in India. The company operates in four segments: Safety and Industrial, Transportation and Electronics, Health Care, and Consumer.

Full company description

3M India Limited engages in the manufacture and trade of various products for industrial, health care, consumer, safety and graphics, and electronics and energy markets in India. The company operates in four segments: Safety and Industrial, Transportation and Electronics, Health Care, and Consumer. The Safety and Industrial segment offers vinyl, polyester, foil and specialty industrial tapes, adhesives, and other specialty materials; functional and decorative graphics; masking tapes; and abrasion-resistant films. This segment serves original equipment manufacturer and automotive aftermarket, electronics, appliance, and roofing granules. Its Health Care segment provides medical and surgical supplies, medical devices, drug delivery systems, dental and orthodontic products, and food safety products, as well as skin and wound care, and infection prevention products and solutions. The company Transportation and Electronics segment offers personal protection products; asset protection solutions; border control products; passive fire protection for industries and commercial; track and trace products; cleaning and hygiene products for the hospitality industry; traffic safety systems; commercial graphics; architectural markets; and mobile interactive solutions. Its Consumer segment provides office supply, stationery, home care, and protective material products for consumer retail, modern trade, and other retail channels. The company also exports its products. It serves automotive, commercial solutions, consumer, design and construction, electronics, energy, health care, manufacturing, mining, oil and gas, safety, and transportation industries. 3M India Limited was incorporated in 1987 and is based in Bengaluru, India. 3M India Limited is a subsidiary of 3M Company, USA.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

3M India Limited reported revenue of ₹44.5B in FY2025 versus ₹26.0B in FY2021, a compound +14.3%/yr. Reported net income was ₹4.8B in FY2025, compounding +30.9%/yr from FY2021.

Growth Quality 72/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
₹44.5B
Latest YoY
+6.1%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+10.0%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+8.3%
Avg. growth/yr (11Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+8.9%
Revenue +14.3%/yr
FY21 ₹26.0B
FY22 ₹33.4B
FY23 ₹39.6B
FY24 ₹41.9B
FY25 ₹44.5B
Net income +30.9%/yr
FY21 ₹1.6B
FY22 ₹2.7B
FY23 ₹4.5B
FY24 ₹5.8B
FY25 ₹4.8B

523395 screens 74% overvalued. Compare with ITOCHU Corporation →

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Cite: Fair Value Calculator (2026). "3M India Limited Fair Value". https://www.fairvalue-calculator.com/stock/523395

Peer Group

Conglomerates · 384 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 73 · Top 25%
Fair Value upside −74% · Bottom 25%
Return on assets 0% · Below median
Net margin (TTM) 8% · Above median
Operating margin (TTM) 8% · Above median
Revenue growth -57% · Bottom 25%
Dividend yield (TTM) 3.6% · Above median
Debt / equity 0.00× · Lower than 75% of peers

Valuation Multiples vs Conglomerates median · lower = cheaper

P/E (TTM) 123.1× · Pricier than 75% of peers
P/B 11.63× · Pricier than 75% of peers
P/S (TTM) 8.50× · Pricier than 75% of peers
EV/EBITDA 88.1× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 27
FUTURE 0 · sector 16
PAST 0 · sector 18
HEALTH 100 · sector 88
DIVIDEND 72 · sector 46

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Conglomerates stocks, each showing price versus our Fair Value estimate (as of Aug 17, 2026).

Stock Price Fair Value vs Fair Value
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PT Astra International Tbk, ASII 4,860 IDR 9,720 IDR +100%
Koç Holding KCHOL 205.80 TRY 182.26 TRY -11%
SRF Limited SRF ₹2,585 ₹859.71 -67%
Empresas Copec S.A COPEC 6,030 CLP 10,809 CLP +79%
Posco International Corporation 047050 54,300 KRW 71,119 KRW +31%
Tube Investments of India Limited TIINDIA ₹2,839 ₹723.80 -75%
Doosan Corporation 000155 436,000 KRW 93,413 KRW -79%
Thermax Limited THERMAX ₹4,002 ₹1,343 -66%

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Frequently asked questions

Is 3M India Limited (523395) overvalued or undervalued?
As of Aug 17, 2026, our model estimates a fair value of ₹9,297 versus a price of ₹35,283, about −74% (overvalued).
What is the fair value of 523395?
Our model-based fair value for 3M India Limited is ₹9,297 (as of Aug 17, 2026), built from audited fundamentals. The current price is ₹35,283.
What is the quality score of 523395?
3M India Limited has a Quality Score of 73/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of 3M India Limited (523395)?
3M India Limited reported trailing-twelve-month revenue of about ₹25.3B (latest available figure, as of Aug 17, 2026).
What is the net profit margin of 523395?
The net profit margin of 3M India Limited is about 7.5%, meaning it keeps roughly 7.5% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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