Nalin Lease Finance Limited (531212) Fair Value & Analysis
Financial · IN · Market cap ₹137M
Fair value as of: Jul 4, 2026
From 15 valuation models · updated today
Share price −8.9% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹36.45 – ₹59.00 · fair‑value band ₹47.26 – ₹78.77 · the ₹38.03 price screens below the ₹63.02 fair value. As of Jul 4, 2026.
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Nalin Lease Finance Limited (531212) currently trades at ₹38.03, while our model-based Fair Value estimate is ₹63.02 — implying the stock looks roughly 65.7% undervalued today. We read business quality at 39/100 (below-average quality), in the Financial sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Nalin Lease Finance Limited generated revenue of ₹44.9M at a net margin of 38.7%. Revenue declined 19.8% year over year. Net debt stands at ₹102M. The stock trades on a trailing P/E of 10.4. Fundamentals as of Jul 4, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.
About the company
Nalin Lease Finance Limited operates as a non-banking finance company in India. It offers gold loans, vehicle loans, business loans, and other loans. The company was incorporated in 1990 and is based in Himatnagar, India.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Nalin Lease Finance Limited reported revenue of ₹68.3M in FY2026 versus ₹56.0M in FY2022, a compound +5.1%/yr. Reported net income was ₹31.8M in FY2026, compounding +5.2%/yr from FY2022.
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.