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O'Pay Electronic Payment Co (6878) Fair Value & Analysis

Technology · TW · Market cap 705M TWD

OP O'Pay Electronic Payment Co 6878 · TWO
Price9.60 TWD
Fair Value4.73 TWD
Upside-50.7%
Quality27/100
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Evidence: Low Range 3.12 TWD – 5.91 TWD

Fair value as of: Jul 12, 2026

From 1 valuation models · updated today

Fair value updated Jul 12, 2026 — revised from 42.43 TWD to 4.73 TWD (−88.9%) since Jun 24, 2026. Share price −2.2% over the past month.

Price vs Fair Value (7 months)

15.40 TWD 9.60 TWD Fair Value 4.73 TWD Dec 2025 Jul 2026

7‑month range 9.60 TWD – 15.40 TWD · fair‑value band 3.12 TWD – 5.91 TWD · the 9.60 TWD price screens above the 4.73 TWD fair value. As of Jul 12, 2026.

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Analysis

O'Pay Electronic Payment Co (6878) currently trades at 9.60 TWD, while our model-based Fair Value estimate is 4.73 TWD — implying the stock looks roughly 50.7% overvalued today. We read business quality at 27/100 (below-average quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).

Trailing-twelve-month revenue stands at 7.9M TWD. Revenue declined 7.3% year over year. It earns a return on equity of -14.2%. The balance sheet holds a net cash position of 25.6M TWD. Fundamentals as of Jul 12, 2026

Our scenario range runs from 3.12 TWD (bear case) to 5.91 TWD (bull case); at 9.60 TWD, the current price sits above that range. The share trades about 39% below its 52-week high and 1% above its 52-week low, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -76% fair-value upside — at -51%, 6878 screens cheaper than that median.

Key figures & financial health

Revenue (TTM) 7.9M TWD
Revenue growth (YoY) -7.3%
Return on equity -14.2%
Free cash flow −72.0M TWD FY2025
Operating margin -1,073%
EPS (TTM) -1.08 TWD
More key figures
Net cash 25.6M TWD FY2024

Figures from reported company fundamentals (EODHD) · as of Jul 12, 2026. TTM = trailing twelve months.

About the company

O'Pay Electronic Payment Co., Ltd. operates an electronic payment platform in Taiwan. The company engages in the provision of agency services for receiving and paying actual transaction funds; accepting stored value payments; foreign exchange settlement and remittance services; and agency payment and collection services. It also provides e-invoice issuance, credit card payment, third-party application, convenience store payment collection, ATM/Internet ATM, streamer receiving payment, and action receipt services. O'Pay Electronic Payment Co., Ltd. was founded in 2011 and is based in Taipei City, Taiwan.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

O'Pay Electronic Payment Co reported revenue of 7.9M TWD in FY2025 versus 108M TWD in FY2021, a compound −48.0%/yr. Reported net income was −78.2M TWD in FY2025.

Revenue −48.0%/yr
FY21 108M TWD
FY22 71.0M TWD
FY23 6.9M TWD
FY24 8.4M TWD
FY25 7.9M TWD
Net income
FY21 −19.6M TWD
FY22 −31.2M TWD
FY23 −56.7M TWD
FY24 −55.8M TWD
FY25 −78.2M TWD

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Cite: Fair Value Calculator (2026). "O'Pay Electronic Payment Co Fair Value". https://www.fairvalue-calculator.com/stock/6878

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Frequently asked questions

Is O'Pay Electronic Payment Co (6878) undervalued?
As of Jul 12, 2026, our model estimates a fair value of 4.73 TWD versus a price of 9.60 TWD — about −51% (overvalued). Model-based estimate, not financial advice.
What is the fair value of 6878?
Our model-based fair value for O'Pay Electronic Payment Co is 4.73 TWD (as of Jul 12, 2026), built from audited fundamentals. The current price is 9.60 TWD.
What is the quality score of 6878?
O'Pay Electronic Payment Co has a Quality Score of 27/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of O'Pay Electronic Payment Co (6878)?
O'Pay Electronic Payment Co reported trailing-twelve-month revenue of about 7.9M TWD (latest available figure, as of Jul 12, 2026).
What is the net profit margin of 6878?
The net profit margin of O'Pay Electronic Payment Co is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.