EN DE

PChome Online (8044) Fair Value & Analysis

Consumer Cyclical · TW · Market cap 5.5B TWD

PO PChome Online 8044 · TWO
Price24.80 TWD
Fair Value27.71 TWD
Upside+11.7%
Quality27/100
Watch PChome Online for free, get notified when fair value or trend changes. Watch for free

Strengths

Trades 10% below our fair value of 27.71 TWD

Risks

!Weak Growth (revenue 5y −3.4 %/yr)
!Loss-making · -2.3% net margin
!Low debt · negative free cash flow
!Trails peers (1/9)
Weak Growth (revenue 5y −3.4 %/yr)
Loss-making · -2.3% net margin
Low debt · negative free cash flow
Trails peers (1/9)
Narrow moat 16/100
Evidence: Low Range 16.85 TWD – 38.57 TWD Share as image

Fair value as of: Aug 13, 2026

From 4 valuation models · updated 12 days ago

Share price −5.7% over the past month.

Below-average quality, trading 10% below our fair value.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

Track PChome Online and get told automatically when its fair value or trend turns, plus fair value for all 35,000+ stocks. 14 days of Pro free, no card.

What matters now

  • A fairly wide model range (16.85 TWD to 38.57 TWD) leaves room in how you read the outcome.
  • Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
Share this valuation: 𝕏 WhatsApp

Price vs Fair Value (5 years)

147.69 TWD 22.15 TWD Fair Value 27.71 TWD Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range 22.15 TWD – 147.69 TWD · fair‑value band 16.85 TWD – 38.57 TWD · the 24.80 TWD price screens below the 27.71 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

PChome Online (8044) currently trades at 24.80 TWD, while our model-based Fair Value estimate is 27.71 TWD, implying the stock looks roughly 11.7% undervalued today. The Quality Score stands at 27/100 (below-average quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low), always confirm before acting.

Over the trailing twelve months, PChome Online generated revenue of 37.5B TWD at a net margin of -2.3%. Revenue grew 7.1% year over year. It earns a return on equity of -8.2%. Net debt stands at 3.8B TWD. Fundamentals as of Aug 13, 2026

Our scenario range runs from 16.85 TWD (bear case) to 38.57 TWD (bull case); at 24.80 TWD, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 35% below its 52-week high and 12% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -51% fair-value upside, at 12%, 8044 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Gordon GGM 2.76 TWD 5.51 TWD 8.34 TWD 70
DDM Multi-Stage 2.76 TWD 4.73 TWD 5.81 TWD 61
EV/EBITDA 42.82 TWD 55.60 TWD 68.38 TWD 54
All 4 models by family
Dividend Discount
Gordon GGM 2.76 TWD 5.51 TWD 8.34 TWD 70
DDM Multi-Stage 2.76 TWD 4.73 TWD 5.81 TWD 61
Multiples
EV/EBITDA 42.82 TWD 55.60 TWD 68.38 TWD 54
Asset-Based
NCAV (Graham) 16.51 TWD 22.12 TWD 33.01 TWD 50

Widest divergence: Multiples (55.60 TWD) versus Dividend Discount (4.73 TWD). Highest evidence: Gordon GGM (70).

Notify me when 8044 reaches fair value

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.

Key figures & financial health

P/S ratio 0.16 TTM
Net margin -2.3% TTM
Return on equity -8.2% TTM
Return on assets -0.8% TTM
Operating margin 0.8% TTM
EPS (TTM) -4.62 TWD
More key figures
Growth
Revenue (TTM) 37.5B TWD TTM
Revenue growth (YoY) +7.1% 3y avg -7.2%
EPS growth (YoY) -0.9%
Balance sheet & cash flow
Free cash flow −1.1B TWD FY2025
Net debt 3.8B TWD FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 27/100

Of which business quality 28 · Market factors (momentum, volatility) 35

Profitability 25
Margins and returns on capital today
Quality Growth 30
Are margins and returns improving?
Cashflow 18
Earnings quality: real cash, not paper profit
Fin. Strength 27
Balance sheet, leverage, solvency risk
Investment 85
Disciplined investing over empire-building
Low Volatility 72
Calm price path (market factor)
Momentum 25
Price trend over the last 3–12 months (market factor)
52W Momentum 10
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

PChome Online Inc., together with its subsidiaries, provides e-commerce, fintech, and web portal services in Taiwan. It operates through E-Commerce-Sales, Market Place, Fintech, and Other segments.

Full company description

PChome Online Inc., together with its subsidiaries, provides e-commerce, fintech, and web portal services in Taiwan. It operates through E-Commerce-Sales, Market Place, Fintech, and Other segments. The company operates PChome 24h Shopping, a B2C online shopping platform; Ruten, a C2C auction site; PChome Store, a B2B2C online business startup platform; PChome Travel, a travel e-commerce platform; PChome Global, PChome Thai, and Bibian, which are cross-border e-commerce platforms; Pi Wallet, a mobile payment solution; PChome Interpay, an electronic payment solution; PChomePay, a third-party payment system; online insurance; Cherri Tech's TapPay, which provides payment gateways; and Mamilove, an e-commerce platform. It also engages in the wholesale and retail of office machinery, equipment, and information software; software design; digital information supply; data processing; telecommunications businesses; international trade and investment activities; travel agency businesses; transportation and logistics; clothing sales; information processing and provision of electronic information; financial institution creditor's right purchase; online payment processing; and internet services. PChome Online Inc. was founded in 1996 and is headquartered in Taipei, Taiwan.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

PChome Online reported revenue of 36.9B TWD in FY2025 versus 48.6B TWD in FY2021, a compound −6.7%/yr. Reported net income was −921M TWD in FY2025.

Growth Quality 0/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
36.9B TWD
Latest YoY
−1.9%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−7.2%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−3.4%
Avg. revenue growth/yr (19Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+9.8%
Value creation/yr We only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Revenue −6.7%/yr
FY21 48.6B TWD
FY22 46.1B TWD
FY23 41.1B TWD
FY24 37.6B TWD
FY25 36.9B TWD
Net income
FY21 62.2M TWD
FY22 43.6M TWD
FY23 −660M TWD
FY24 −576M TWD
FY25 −921M TWD

Watch 8044: get an alert when its fair value changes →

Share or link this analysis
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "PChome Online Fair Value". https://www.fairvalue-calculator.com/stock/8044

Peer Group

Internet Retail · 105 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 27 · Bottom 25%
Fair Value upside +12% · Above median
Return on assets -1% · Below median
Net margin (TTM) -2% · Below median
Operating margin (TTM) 1% · Below median
Revenue growth 7% · Below median
Dividend yield (TTM) 1.1% · Below median
Debt / equity 0.48× · Higher than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE49 · sector 33
FUTURE36 · sector 51
PAST0 · sector 9
HEALTH76 · sector 95
DIVIDEND21 · sector 37

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Internet Retail stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Amazon.com, Inc AMZN $260.11 $127.67 -51%
Alibaba Group 89988 HK$97.45 HK$48.38 -50%
PDD Holdings PDD $89.04 $224.27 +152%
MercadoLibre, Inc MELI $1,828 $798.98 -56%
DoorDash, Inc DASH $216.35 $38.64 -82%
Sea Limited SE $128.11 $52.70 -59%
JD.com, Inc 89618 ¥95.45 ¥73.98 -22%
eBay Inc EBAY $104.13 $60.13 -42%
Coupang, Inc CPNG $16.32 $2.79 -83%
Delivery Hero SE DHER €37.04 €12.71 -66%

Compare PChome Online with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Consumer Cyclical stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Discover undervalued stocks

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screener Filter by region, size and sector Compare tool Two stocks side by side Fama-French 3-Factor Model Calculator Run the Fama-French 3-factor model in seconds: expected return from the market, size and value factors - free, with formula, betas and an example. Peter Lynch Fair Value Formula & Calculator Apply Peter Lynch's fair value formula in seconds: fair P/E ≈ earnings growth (+ dividend) - free, with formula and example.

Frequently asked questions

Is PChome Online (8044) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of 27.71 TWD versus a price of 24.80 TWD, about +12% (undervalued).
What is the fair value of 8044?
Our model-based fair value for PChome Online is 27.71 TWD (as of Aug 13, 2026), built from audited fundamentals. The current price: 24.80 TWD.
What is the quality score of 8044?
PChome Online has a Quality Score of 27/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of PChome Online (8044)?
PChome Online reported trailing-twelve-month revenue of about 37.5B TWD (latest available figure, as of Aug 13, 2026).
What is the net profit margin of 8044?
The net profit margin of PChome Online is about -2.3%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

14 days Pro free · no card

Track PChome Online and try Pro for 14 days

One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.

Zero risk: nothing is ever charged. After 14 days you decide whether to stay.