China Demeter Financial Investments Ltd (8120) Fair Value & Analysis
Consumer Cyclical · HK · Market cap HK$374M (≈ $47.7M) · ISIN BMG2125V1265
What is China Demeter Financial Investments Ltd really worth?
A solid business, but trading 251% above our fair value of HK$0.6200.
As of Sep 3, 2026, the fair value of China Demeter Financial Investments Ltd is HK$0.6200 per share against a price of HK$2.18, so the fair value sits 71% below the price. A model estimate blended from multiple valuation models, recalculated regularly.
Strengths
Risks
Fair value as of: Sep 3, 2026
From 7 valuation models · updated 3 days ago
Share price −3.1% over the past month.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
What matters now
- The price sits above even our optimistic bull case (HK$0.8200). The favourable scenario is already priced in.
- The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
- Solid but not exceptional quality (50/100) and above fair value, neither a clear bargain nor a standout compounder.
- A fairly wide model range (HK$0.4100 to HK$0.8200) leaves room in how you read the outcome.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 3, 2026.
How to read this chart
60‑month range HK$0.3300 – HK$2.84 · fair‑value band HK$0.4100 – HK$0.8200 · the HK$2.18 price screens above the HK$0.6200 fair value. Dashed = 300-day average. As of Sep 3, 2026.
Analysis
China Demeter Financial Investments Ltd (8120) currently trades at HK$2.18, while our model-based Fair Value estimate is HK$0.6200, implying the stock looks roughly 250.8% overvalued today. The Quality Score stands at 50/100 (solid quality), in the Consumer Cyclical sector. Bull case: the Growth DCF group reads highest at a median of HK$1.25 per share, and 0 of the 7 models we run sit above the HK$2.18 price. Bear case: the Asset-Based group reads lowest at HK$0.1600, and 7 of the 7 models stay below the price. Evidence for this calculation is low.
Over the trailing twelve months, China Demeter Financial Investments Ltd generated revenue of HK$86.5M at a net margin of −28.8%. Revenue declined 47.1% year over year. It earns a return on equity of −57.3%. Net debt stands at HK$8.8M. Fundamentals as of Sep 3, 2026
Our scenario range runs from HK$0.4100 (bear case) to HK$0.8200 (bull case); at HK$2.18, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 25% below its 52-week high, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at −47% fair-value upside, at −71%, 8120 screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.
All 7 models by family
Widest divergence: Growth DCF (HK$1.25) versus Asset-Based (HK$0.1600). Highest evidence: FCF DCF (78).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Sep 3, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 52 · Market factors (momentum, volatility) 72
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.
About the company
China Demeter Financial Investments Limited, an investment holding company, operates in restaurant business in Hong Kong. The company operates through Money Lending; Financial Services; Securities Investment; Food and Beverage; Alcoholic Beverage Distribution and Miscellaneous; and Children Education Services segments.
Full company description
China Demeter Financial Investments Limited, an investment holding company, operates in restaurant business in Hong Kong. The company operates through Money Lending; Financial Services; Securities Investment; Food and Beverage; Alcoholic Beverage Distribution and Miscellaneous; and Children Education Services segments. Its restaurants serve Japanese cuisine, Thai food, and Western food. The company also provides loan financing; financial services, such as advising and dealing in securities and asset management; children education services, including Kindergarten or pre-school education services; and administrative services. In addition, it engages in alcoholic beverage distribution, including wine and whisky; investment in listed and unlisted securities; and trading of miscellaneous goods. The company was formerly known as China Demeter Investments Limited and changed its name to China Demeter Financial Investments Limited in December 2016. China Demeter Financial Investments Limited was incorporated in 2000 and is headquartered in Admiralty, Hong Kong.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
China Demeter Financial Investments Ltd reported revenue of HK$86.5M in FY2025 versus HK$165M in FY2021, a compound −14.9%/yr. Reported net income was −HK$24.9M in FY2025.
8120 screens 251% overvalued. Compare with McDonald's Corporation →
Peer Group
Restaurants · 221 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Restaurants median · lower = cheaper
Strength profile in five axes (Snowflake)
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Restaurants stocks, each showing price versus our Fair Value estimate (as of Sep 3, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| McDonald's Corporation MCD | $260.06 | $149.03 | −43% |
| Starbucks Corporation SBUX | $107.26 | $35.83 | −67% |
| Chipotle Mexican Grill, Inc CMG | $38.03 | $17.92 | −53% |
| Yum! Brands, Inc YUM | $153.31 | $58.17 | −62% |
| Restaurant Brands International Inc QSR | C$104.50 | C$36.37 | −65% |
| Darden Restaurants, Inc DRI | $218.86 | $173.68 | −21% |
| Yum China Holdings YUMC | $43.60 | $54.27 | +24% |
| Texas Roadhouse, Inc TXRH | $198.99 | $104.89 | −47% |
| Dutch Bros Inc BROS | $51.02 | $12.80 | −75% |
| Domino's Pizza, Inc DPZ | $341.08 | $227.31 | −33% |
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