Advik Capital Ltd (ADVIKCA) Fair Value & Analysis

Financial Services · IN · Market cap ₹785M

Below-average quality, screening 60% undervalued on our models.

What matters now

• The large discount to fair value meets weak quality (25/100). That raises the risk this is a value trap rather than a bargain.
• The price is below even our cautious bear case (₹1.47). The market is more pessimistic than our downside scenario.
• For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range ₹0.7332 – ₹5.56 · fair‑value band ₹1.47 – ₹2.45 · the ₹1.22 price screens below the ₹1.96 fair value. Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

Advik Capital Ltd (ADVIKCA) currently trades at ₹1.22, while our model-based Fair Value estimate is ₹1.96, implying the stock looks roughly 60.3% undervalued today. The Quality Score stands at 25/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Trailing-twelve-month revenue stands at ₹124M. It earns a return on equity of 4.9%. Net debt stands at ₹1.5B. Fundamentals as of Aug 13, 2026

Our scenario range runs from ₹1.47 (bear case) to ₹2.45 (bull case); at ₹1.22, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 37% below its 52-week high and 10% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -45% fair-value upside, at 60%, ADVIKCA screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Widest divergence: Growth Earnings (₹5.83) versus Economic Profit (₹1.47). Highest evidence: ROIC Compounder (72).

Key figures & financial health

Quality Score breakdown

About the company

Advik Capital Limited, a non-banking financial company, together with its subsidiaries, engages in financial activities in India. The company operates through three segments: Securities/Share Division, Loan Division, and Others. It is involved in the trading of in securities/shares; and provision of gold, property, car, personal, and business loans.

Full company description

Advik Capital Limited, a non-banking financial company, together with its subsidiaries, engages in financial activities in India. The company operates through three segments: Securities/Share Division, Loan Division, and Others. It is involved in the trading of in securities/shares; and provision of gold, property, car, personal, and business loans. The company also engages in the leasing and finance lease operations of purchasing, selling, hiring, and letting of plant and machinery; and investing fund business. In addition, it manufactures emergency life safety signage, evacuation system made of phosphorescent effect, photo luminescent, glow sign board, led board, led electronic board, life safety apparels, road safety signage, lights, and emergency lights and equipment. The company was formerly known as Advik Industries Limited and changed its name to Advik Capital Limited in July 2017. Advik Capital Limited was incorporated in 1985 and is headquartered in New Delhi, India.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Advik Capital Ltd reported revenue of ₹300M in FY2025 versus ₹62.5M in FY2021, a compound +48.0%/yr. Reported net income was ₹82.3M in FY2025, compounding +227.0%/yr from FY2021.

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Peer Group

Credit Services · 334 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation Multiples vs Credit Services median · lower = cheaper

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

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Frequently asked questions

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.