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AMA Group (AMA) Fair Value & Analysis

Consumer Cyclical · AU · Market cap A$214M

AG AMA Group AMA · AU
PriceA$0.4350
Fair ValueA$0.5525
Upside+27.0%
Quality40/100
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Mixed Growth
Loss-making · -0.4% net margin
Low debt · generates free cash flow
Mixed vs. peers (7/12)
Narrow moat 25/100
Evidence: Medium Range A$0.5525 – A$0.7310 Share as image

Fair value as of: Jul 17, 2026

From 14 valuation models · updated 24 days ago

Share price −4.4% over the past month.

Below-average quality, screening 27% undervalued on our models.

What matters now

  • The price is below even our cautious bear case (A$0.5525). The market is more pessimistic than our downside scenario.
  • Our model range runs from A$0.5525 (bear) to A$0.7310 (bull), base A$0.5525. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 40/100 (below-average quality) with medium evidence: read the verdict with care.
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Price vs Fair Value (5 years)

A$4.59 A$0.3130 Fair Value A$0.5525 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 17, 2026.

How to read this chart

60‑month range A$0.3130 – A$4.59 · fair‑value band A$0.5525 – A$0.7310 · the A$0.4350 price screens below the A$0.5525 fair value. Dashed = 300-day average. As of Jul 17, 2026.

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Analysis

AMA Group (AMA) currently trades at A$0.4350, while our model-based Fair Value estimate is A$0.5525, implying the stock looks roughly 27.0% undervalued today. The Quality Score stands at 40/100 (below-average quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, AMA Group generated revenue of A$1.0B at a net margin of -0.4%. Revenue grew 6.0% year over year. It earns a return on equity of -1.2%. Net debt stands at A$323M. Fundamentals as of Jul 17, 2026

Our scenario range runs from A$0.5525 (bear case) to A$0.7310 (bull case); at A$0.4350, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 60% below its 52-week high and 5% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -14% fair-value upside, at 27%, AMA screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF A$1.01 A$1.60 A$2.65 80
Rev-Margin DCF A$0.8100 A$1.54 A$2.89 74
ROIC Compounder A$0.4300 A$0.5100 A$0.6100 72
All 14 models by family
DCF Models
FCF DCF A$1.08 A$1.52 A$2.83 38
Owner Earnings A$0.8400 A$1.69 A$3.16 31
5Y Revenue Exit A$0.8100 A$1.34 A$2.44 39
5Y EBITDA Exit A$1.81 A$3.35 A$6.37 41
10Y Revenue Exit A$0.8900 A$1.76 A$2.24 36
10Y EBITDA Exit A$1.53 A$3.58 A$7.20 37
Earnings-Based
EPV A$0.4300 A$0.4800 A$0.5300 59
Multiples
EV/EBIT A$0.8800 A$1.19 A$1.49 53
EV/EBITDA A$2.21 A$2.95 A$3.70 54
EV/Revenue A$0.6200 A$0.9000 A$1.18 43
Asset-Based
NCAV (Graham) A$0.2300 A$0.3100 A$0.4600 50
Growth DCF
Growth DCF A$1.01 A$1.60 A$2.65 80
Rev-Margin DCF A$0.8100 A$1.54 A$2.89 74
Economic Profit
ROIC Compounder A$0.4300 A$0.5100 A$0.6100 72

Widest divergence: DCF Models (A$1.69) versus Asset-Based (A$0.3100). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) A$1.0B
Revenue growth (YoY) +6.0%
Net margin -0.4%
Return on equity -1.2%
Free cash flow A$45.2M FY2025
Operating margin 4.1%
More key figures
EPS (TTM) A$-0.0100
Net debt A$323M FY2025

Figures from reported company fundamentals · as of Jul 17, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 40/100

Of which business quality 39 · Market factors (momentum, volatility) 21

Profitability 43
Margins and returns on capital today
Quality Growth 61
Are margins and returns improving?
Cashflow 36
Earnings quality: real cash, not paper profit
Fin. Strength 22
Balance sheet, leverage, solvency risk
Investment 94
Disciplined investing over empire-building
Low Volatility 57
Calm price path (market factor)
Momentum 9
Price trend over the last 3–12 months (market factor)
52W Momentum 2
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

AMA Group Limited engages in the development and operation of collision repair business in Australia and New Zealand. The company operates through five segments: AMA Collision, Capital SMART, Wales, Specialist Businesses, and ACM Parts.

Full company description

AMA Group Limited engages in the development and operation of collision repair business in Australia and New Zealand. The company operates through five segments: AMA Collision, Capital SMART, Wales, Specialist Businesses, and ACM Parts. It offers rapid and complex repairs of cars; mechanical repair and ADAS calibration services; reclaimed and aftermarket parts; and collision repair consumables for the mechanical and collision repair industries. The company also operates specialized facilities for all commercial vehicle repairs, including light commercial, prime movers, B-doubles, buses, and earthmoving equipment, as well as sites for servicing prestige vehicle marques. The company was formerly known as Allomak Limited and changed its name to AMA Group Limited in December 2009. AMA Group Limited was incorporated in 2005 and is based in Melbourne, Australia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

AMA Group reported revenue of A$1.0B in FY2025 versus A$917M in FY2021, a compound +2.5%/yr. Reported net income was −A$7.5M in FY2025.

Growth Quality 39/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
A$1.0B
Latest YoY
+13.4%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+6.4%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+4.1%
Avg. growth/yr (19Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+42.9%
Revenue +2.5%/yr
FY21 A$917M
FY22 A$838M
FY23 A$865M
FY24 A$890M
FY25 A$1.0B
Net income
FY21 −A$104M
FY22 −A$144M
FY23 −A$144M
FY24 −A$7.6M
FY25 −A$7.5M

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Cite: Fair Value Calculator (2026). "AMA Group Fair Value". https://www.fairvalue-calculator.com/stock/AMA

Peer Group

Auto & Truck Dealerships · 102 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 40 · Bottom 25%
Fair Value upside +27% · Above median
Return on assets 3% · Above median
Net margin (TTM) -0% · Bottom 25%
Operating margin (TTM) 4% · Above median
Revenue growth 6% · Above median
Debt / equity 0.33× · Higher than median

Valuation Multiples vs Auto & Truck Dealerships median · lower = cheaper

P/B 0.68× · Cheaper than median
P/S (TTM) 0.15× · Cheaper than 75% of peers
P/FCF 3.3× · Pricier than median
EV/EBITDA 2.1× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 69 · sector 21
FUTURE 30 · sector 9
PAST 0 · sector 20
HEALTH 83 · sector 89
DIVIDEND 0 · sector 49

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Auto & Truck Dealerships stocks, each showing price versus our Fair Value estimate (as of Jul 17, 2026).

Stock Price Fair Value vs Fair Value
Carvana Co CVNA $70.38 $24.58 -65%
Penske Automotive Group PAG $202.66 $241.86 +19%
Hotai Motor Co 2207 476.50 TWD 576.75 TWD +21%
CarMax, Inc KMX $58.47 $29.62 -49%
Lithia Motors, Inc LAD $339.16 $610.95 +80%
AutoNation, Inc AN $205.72 $329.77 +60%
Rush Enterprises, Inc RUSHA $76.89 $66.27 -14%
Valvoline Inc VVV $38.64 $24.57 -36%
OPENLANE, Inc OPLN $39.46 $33.81 -14%
Eagers Automotive Limited APE A$20.83 A$17.66 -15%

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Frequently asked questions

Is AMA Group (AMA) overvalued or undervalued?
As of Jul 17, 2026, our model estimates a fair value of A$0.5525 versus a price of A$0.4350, about +27% (undervalued).
What is the fair value of AMA?
Our model-based fair value for AMA Group is A$0.5525 (as of Jul 17, 2026), built from audited fundamentals. The current price is A$0.4350.
What is the quality score of AMA?
AMA Group has a Quality Score of 40/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of AMA Group (AMA)?
AMA Group reported trailing-twelve-month revenue of about A$1.0B (latest available figure, as of Jul 17, 2026).
What is the net profit margin of AMA?
The net profit margin of AMA Group is about -0.4%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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