Asseco South Eastern Europe S.A (ASE) Fair Value & Analysis
Technology · PL · Market cap 3.1B PLN
Fair value as of: Jul 15, 2026
From 26 valuation models · updated 26 days ago
Share price +27.6% over the past month.
A solid business, currently priced close to our fair value.
What matters now
- The price sits close to our fair value, market and models broadly agree here, little valuation tension.
- Our model range runs from 57.31 PLN (bear) to 95.51 PLN (bull), base 76.41 PLN. The closer the price sits to the lower half, the larger the margin of safety.
- Quality 70/100 (solid quality) with high evidence: the data supports the verdict.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 15, 2026.
How to read this chart
60‑month range 31.90 PLN – 80.22 PLN · fair‑value band 57.31 PLN – 95.51 PLN · the 75.90 PLN price screens below the 76.41 PLN fair value. Dashed = 300-day average. As of Jul 15, 2026.
Analysis
Asseco South Eastern Europe S.A (ASE) currently trades at 75.90 PLN, while our model-based Fair Value estimate is 76.41 PLN, implying the stock looks roughly 0.7% fairly valued today. The Quality Score stands at 70/100 (solid quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.
Over the trailing twelve months, Asseco South Eastern Europe S.A generated revenue of 1.8B PLN at a net margin of 11.5%. Revenue grew 8.5% year over year. It earns a return on equity of 16.0%. The balance sheet holds a net cash position of 45.9M PLN. Fundamentals as of Jul 15, 2026
Our scenario range runs from 57.31 PLN (bear case) to 95.51 PLN (bull case); at 75.90 PLN, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 9% below its 52-week high and 31% above its 52-week low, currently above its 200-day average. For context, the median of 10 Technology peers we cover trades at -27% fair-value upside, at 1%, ASE screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 26 models by family
Widest divergence: DCF Models (87.57 PLN) versus Asset-Based (15.79 PLN). Highest evidence: Growth DCF (80).
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 15, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 69 · Market factors (momentum, volatility) 62
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Asseco South Eastern Europe S.A., together with its subsidiaries, provides software implementation, integration, and outsourcing services. The company operates through Banking Solutions, Payment Solutions, and Dedicated Solutions segments.
Full company description
Asseco South Eastern Europe S.A., together with its subsidiaries, provides software implementation, integration, and outsourcing services. The company operates through Banking Solutions, Payment Solutions, and Dedicated Solutions segments. It offers omnichannel solutions for distributing banking services, and online services and consultancy in mobile and electronic banking, along with digital transformation. The company also provides telecommunication services, such as AI, billing solutions, customer communication management, data lakes, digital signatures, content services platforms, ERP, security, service desks, asset and construction management, and business process management. In addition, it offers public and utility services, such as notary, postal, content services platform, multifactor authentication, mobile app security, digital board meetings, customer communication management, and mobile app development services. Further, the company provides payment services, such as 3D Secure technology, versatile card processing solutions, and integrated end-to-end payment systems. It operates in Central Europe, Southeastern Europe, the Iberian Peninsula, Turkey, Colombia, Peru, and the Dominican Republic, as well as in India and the United Arab Emirates. Asseco South Eastern Europe S.A. was incorporated in 2007 and is headquartered in Rzeszów, Poland. The company operates as a subsidiary of Asseco International a.s.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Asseco South Eastern Europe S.A reported revenue of 1.8B PLN in FY2025 versus 1.1B PLN in FY2021, a compound +11.9%/yr. Reported net income was 198M PLN in FY2025, compounding +7.4%/yr from FY2021.
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Peer Group
Software - Application · 709 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Software - Application median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Insider activity: 40/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Software - Application stocks, each showing price versus our Fair Value estimate (as of Jul 15, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| SAP SE SAPS | C$12.69 | C$16.26 | +28% |
| Shopify Inc SHOP | C$173.23 | C$20.54 | -88% |
| Uber Technologies, Inc UBER | $72.67 | $51.11 | -30% |
| Salesforce, Inc CRM | $170.77 | $182.10 | +7% |
| ServiceNow, Inc NOW | $107.71 | $33.12 | -69% |
| Cadence Design Systems, Inc CDNS | $384.17 | $80.41 | -79% |
| Snowflake Inc SNOW | $271.87 | $34.04 | -87% |
| Adobe Inc ADBE | $230.61 | $379.48 | +65% |
| Automatic Data Processing, Inc ADP | $241.92 | $177.51 | -27% |
| Intuit Inc INTU | $291.09 | $258.69 | -11% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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